Chapter 903: Borrowing Money (Page 1/2)
Huo Junshan and his family had just finished their meal and had just cleared the table.
Huo Qingyan arrived with his wife Song Jingjing and children.
Huo Junshan knew the purpose of his son and daughter-in-law's visit at a glance, so he didn't ask them why they came at this time.
Xiao Ya didn't want to be involved in the loan crisis, so she decided to avoid the conversation and took her daughter to the backyard to give her a bath.
Huo Qingyan sat down holding his little daughter, and Song Jingjing also found a seat holding their child.
Huo Qingyan didn't beat around the bush and said directly to Huo Junshan, "Dad, we came here to discuss something with you."
Huo Junshan's tone was calm, as if he had anticipated this moment. "What is it?"
Huo Qingyan suddenly felt awkward. He opened his mouth, but for a moment, no words came out. He hesitated, as if he was having trouble speaking.
Seeing that her husband was unable to speak, Song Jingjing smiled and took over the conversation: "Dad, we want to borrow 2,000 yuan from you to start a business. When we make money in the future, we will definitely pay you back as soon as possible."
Huo Junshan turned his head and gave Song Jingjing a scrutinizing look. "What do you want to borrow money for?"
Song Jingjing explained: "My mother said that we have many children and the expenses are high, so she encouraged me to open a shop and do business like my eldest sister-in-law.
I thought about it for a long time and decided it was a good idea. I didn’t want Qingyan to suffer alone all the time, so I decided to quit my job and open a clothing store.
Huo Junshan certainly knew that Song Jingjing had been very jealous of her eldest daughter-in-law's booming new store and making a lot of money, so she also wanted to open a store and make a lot of money.
He has always maintained a neutral attitude towards her decisions and has not interfered in their affairs to avoid unnecessary misunderstandings and resentment in the future.
So he said, "You can arrange your own affairs yourself."
After hearing this, Song Jingjing showed a hint of displeasure on her face, but she quickly adjusted her mood and continued, "Dad, I have found a store, and I plan to go to Yangcheng to purchase goods soon, but I am still short of funds.
Can you lend us two thousand yuan? My mother also supports me in opening a shop. She has already given me one thousand yuan and has not asked me to pay it back.
Huo Junshan couldn't help but smile when he heard this. "My mother-in-law is so generous. You can ask your mother to borrow some more."
Song Jingjing's expression suddenly became even uglier. She insisted, "Dad, lend us two thousand yuan. I'll write you an IOU and I'll definitely pay you back."
Huo Qingyan also echoed: "Yes, Dad, look at how prosperous the business of my sister-in-law's shop is. Then look at the gap between our family's situation and that of my brother's family. We really need your help."
Huo Junshan felt helpless when he heard his son's words.
He knew he could not be responsible for the children's future, but at the same time he understood their difficulties.
"Qingyan, you are a pilot. In the eyes of outsiders, you are more promising than your elder brother."
"Dad, my eldest brother is more promising than me. How can I compare to him? He drinks bird's nest soup, I drink white fungus soup, he drinks Maotai, I drink rice wine. The gap between us is huge.
If I had my elder brother's ability, I wouldn't have to borrow money from Dad today. If Dad doesn't want to lend me money, forget it. I'll just lend you some money from my early comrades.
When Huo Junshan thought about his eldest son's current life, he realized that it was indeed incomparable to ordinary people.
His Western-style building in Hai City occupies only a few acres of land, and he also owns a whole building of shops on the pedestrian street. The rent for one month is equivalent to some people's annual salary.
He owns two or three courtyard houses in Beijing and a shop, but he didn't dare let his second son's family know about this for fear of making them feel unbalanced.
This is how it is between brothers. He is afraid that you are not living well, but he is also afraid that you are living better than him.
As a parent, of course he wants every child to live a good life, and he also wants all his children to live a good life.
But he also had his difficulties. He was worried that if he lent the money, his second son would not return it to them.
It would be fine if he only had this one son, but he has three.
You can't just favor the second child's family, otherwise the conflicts among the other children will become deeper.
But if he refused to help them today, the second son and his wife would also complain about them, not to mention that the Song family also gave money to support Song Jingjing to open a store.
If he didn't express his feelings at all, the Song family would probably have opinions. Being a parent is really hard, and being a non-partial parent is even harder.
As the saying goes, "The crying child gets the milk," and it's absolutely true. His son and daughter-in-law came to him crying about having no money, and he had no choice but to help.
Huo Junshan weighed the pros and cons over and over again in his mind, thinking hard. His thoughts were like a tangled mess, giving him a headache.
After a long period of thinking, he finally made a decision. He said, "Well, since Xiao Song borrowed 1,000 yuan from her parents, your mother and I are willing to lend you 1,000 yuan as well."
However, you must write me an IOU and clearly state in the IOU that the money must be returned within five years.
As for the interest, you don't have to pay it, as long as you return the principal when the time comes."
Song Jingjing stood in the living room, her expression filled with a hint of disbelief and surprise.
She looked at her father-in-law sitting on the sofa, her heart surging. She had thought that among the family, especially after she married into this family, she would get more understanding and support.
However, she never expected that her father-in-law not only did not encourage them, but instead hinted at charging interest.
This made her feel both wronged and indignant. Could it be that family support could only be a cold, monetary transaction?
Huo Qingyan stood next to his wife. He did not feel unfair and surprised like Song Jingjing.
In his eyes, his father's agreement to lend them money was already a very generous act.
He recalled that not long ago, his fourth uncle had asked his parents to borrow money to buy a house, but was rejected.
(This chapter is not yet finished, please click on the next page to continue reading) Chapter 903 Borrowing Money (Page 2/2)
In Huo Qingyan's opinion, getting help from his parents is something to be grateful for.
He cautiously said to his father, Huo Junshan, "Dad, we're willing to write the IOU, as we should. But could you consider lending us an extra thousand yuan?"
Huo Junshan looked up at his son, his face full of seriousness: "Didn't Xiao Song just take a thousand yuan from his mother's family?
You should have saved some money by now! You're not going to buy a store, just open a small one, so a few thousand dollars should be enough."
Huo Qingyan patiently explained, "Dad, you may not understand. You have to pay half a year's rent for the first year of renting a shop, and Jingjing plans to open a clothing store."
Then the shop would need to be renovated, and we would need to buy more goods and pay our employees, all of which would require money."
Huo Junshan asked with a hint of doubt: "Are you planning to open a large clothing store?"
Huo Qingyan nodded: "It should be at least as big as my sister-in-law's shop, so that we can display more clothes and attract more customers."
After Huo Junshan pondered for a moment, he finally said, "Well, since you are determined to open a store, then go ahead and do it.
But I have to remind you, no matter what happens in the future, don’t regret it.”
Hearing his father's agreement, Huo Qingyan smiled: "Dad, that money..."
"I'll call your eldest brother tomorrow and decide on this matter. I'll get the money for you tomorrow afternoon. Remember to prepare the IOU early, and you two must remember to sign your names on it."
Although Huo Junshan felt somewhat helpless, he understood that if he didn't do this, Song Jingjing might find various excuses to delay repayment.
He hopes that such measures will ensure that his son and daughter-in-law will take the loan seriously and ensure that their business can proceed smoothly.
On the way back, Song Jingjing's heart was filled with dissatisfaction and complaints. She couldn't help but say to Qingyan, "Qingyan, your father is so stingy!
We just asked him to borrow two thousand yuan, but he acted as if we were going to cut his flesh. He hesitated for a long time before finally giving us some response.
Not only that, he also asked us to write an IOU. Was he worried that we couldn't pay it back, or that we wouldn't pay it back? My mother never forced me to write an IOU!
After hearing Song Jingjing's complaints, Huo Qingyan responded somewhat helplessly, "Didn't you say before that the thousand yuan was given by your mother and you didn't have to pay it back?"
Song Jingjing's eyes widened immediately, and she retorted, "When did I ever say that I didn't have to pay back the thousand yuan?"
Huo Qingyan thought for a moment and said, "That's what you said in front of my parents. However, since the thousand yuan was also borrowed, it must be paid back. It's only natural to repay the money you borrow."
Song Jingjing snorted coldly and said, "I definitely have to pay back my mother the thousand yuan. However, when I make money in the future, I should pay her back first. After all, she was the one who lent us the money in the first place."
Huo Qingyan nodded and said, "Okay, you can do it yourself.
After we borrow the money, you can go back to the city with your mother to find a store and open it as soon as possible so that we can get rich sooner. "
At 8:10 the next morning, Huo Junshan hurried to his workplace. Instead of going directly to his desk, he eagerly borrowed the phone from his boss.
He knew that at this time, his son Huo Qingci should not have left for the hot pot restaurant where he worked, and should have free time to answer his call.
Huo Junshan dialed the phone number of the courtyard house, thinking about how he would tell his son what happened last night if he answered the phone.
However, the voice coming from the other end of the line was his old father, Huo Li: "Hello, who is this?"
"Dad, it's me!"
"Junshan, you called me so early in the morning, what's the matter?"
"Dad, Qingyan and his wife came to us last night to borrow money. They also plan to open a clothing store." Huo Junshan's voice was filled with anxiety.
Hearing his son's words, Huo Li's voice was filled with curiosity and vigilance.
"They're going to open a clothing store? Where are they planning to open it? Are they planning to open it in Wangfujing?"
"I don't know the exact location, but my in-laws are helping them find a suitable shop."
"Are you calling me to borrow money? Qingyan and the others are asking you to borrow money. Do you want to borrow money from me too?"
Huo Junshan on the other end of the phone heard this and felt ashamed, his cheeks flushed. "Dad, I'm not asking to borrow money from you.
Qingyan said that the Song family had already lent them one thousand yuan, and they wanted to borrow two thousand yuan from me.
Don’t I have three sons and a daughter? If I lend money to them, I will definitely have to consider other children asking for loans as well…”
"Alright, alright, what exactly do you want to say by calling me? If you're willing to lend it, then lend it. If you're not willing, then just refuse. Why are you saying so much?" Huo Li seemed a little impatient.
"Dad, I want to ask Qingci's opinion. Should I lend this money to Qingyan? Since Qingci is not here, I'll call you at noon!"
Huo Junshan hurried to explain, but Huo Li interrupted him directly: "Don't call me at noon. Qingci had lunch at a hot pot restaurant and didn't come back until dinner."
Huo Junshan was puzzled. "Doesn't the hot pot restaurant open until noon? Why is he going there so early?"
Huo Li replied calmly, "He's helping out at the flower shop and clothing store, and won't be helping out at the hot pot restaurant until eleven. If you want to lend money to Qingyan, just lend it to me. I'll talk to Qingci tonight."
After hearing this, Huo Junshan felt a little disappointed. He had wanted to listen to his son's opinion, but now it seemed that he could only make the decision himself.
Continue read on readnovelmtl.com