Chapter 156 Meeting with Creditors
Qian Run's eyes flashed with guilt, and he immediately said, "Miss Xu, you have to believe me. I will not coax you no matter who I coax."
Xu Youyou was not a child, so she would not be frightened by these two dry words. She just looked at him leisurely and asked, "What did you do to owe someone 50 million?"
Qian Run hesitated for a moment and said, "Just...just...just trade in futures..."
A glimmer of understanding flashed across Xu Youyou's eyes. She had heard many stories about futures margin calls, where people were greedy for money but ended up being doomed.
"How much personal debt do you have outside?" Xu Youyou asked.
Qian Run's eyes wandered as he said, "It's not much. I only owe the Red Dragon King 30 million."
Xu Youyou chuckled: "Selling the house, sneaking out of the country, just owe 30 million?"
His house can be conservatively sold for 100 million yuan. After deducting 30 million yuan, there is still 70 million yuan left, which is enough for him to live a very affluent life in China. There is no reason for him to go abroad.
Qian Run smiled awkwardly and said, "I have had a dream of immigration since I was a child..."
Xu Youyou stood up and said, "Go back. I'm not interested in listening to your nonsense."
Qian Run was anxious and said, "Ms. Xu, we can talk it over. I promise that my personal debt has nothing to do with this house."
Xu Youyou said, "If it wasn't for this house, would the Red Dragon King lend you 30 million? You're just playing with the kid."
Qian Run didn't expect that Xu Youyou, who looked like a young lady who was out of touch with the world, was not someone who could be easily fooled.
But because of the Red Dragon King, several buyers who came earlier, even if they wanted to buy this house, gave up the idea under the threat of the Red Dragon King. He finally met Xu Youyou, a new buyer who seemed to be very powerful, and he dared not miss it again.
"Ms. Xu, if you still have doubts, we can sit down and talk slowly. The price can be negotiated..." Qian Run said.
Xu Youyou lowered her head and pretended to play with her phone, but in fact she sent a message to Xu Fang.
Xu Fang left the yard quietly.
"Ms. Xu, I'll take a small loss. One hundred and fifteen million, this house will be yours, okay?" Qian Run pretended to be generous.
Xu Youyou didn't leave, but she wasn't enthusiastic about negotiating the price either. She said, "Is the money from selling your house enough to cover your personal mortgage? Don't let a bunch of creditors pop up after I buy the house, and all of them say that you mortgaged the house to them."
"Ms. Xu, even if there was a mortgage, it was a private mortgage. I had already gone abroad at that time. You can just deny it." Qian Run advised.
Xu Youyou glanced at him with a half-smile: "Go tell the court this and see if the court recognizes it."
Even if it is a private mortgage, as long as it is real and valid, even if the house has been transferred, the real estate mortgage relationship still exists, but the person who repays the money has changed from the original owner to the unlucky new owner.
Qian Run said: "Ms. Xu, you are too worried. It's just a small debt. How can you take it to court..."
Xu Youyou said: "After your debts are settled, we can talk about the house."
Qian Run was anxious. The Red Dragon King's men were chasing him closely. If Xu Youyou also ran away, where would he find a new buyer?
"Ms. Xu, I'll tell you how much private mortgage there is. We can transfer the property after we agree on the price today. Don't worry, I will use the money from buying the house to pay off the previous debt immediately, and I will make sure that you are not involved." Qian Run said.
Xu Youyou raised her chin slightly, looking as if she was listening attentively.
"I owe the Red Dragon King 30 million, and I owe my aunt 10 million, and another 5 million. Other than that, that's all."
Xu Youyou's phone suddenly beeped. She looked down and saw a message from Xu Fang: "Boss, Qian Run is unmarried and has no children. His parents have passed away. His other relatives have cut off all ties with him because he borrowed money and didn't pay it back. He used this house as a private mortgage to borrow a lot of money, at least 60 million."
Xu Youyou asked Xu Fang to inquire about Qian Run's situation, and she went directly to the community.
The people in the community may seem ordinary, but in fact they are well-informed about local information.
Turning around, Xu Youyou found Qian Run still swearing and swearing funny: "Qian Run, you clearly owe them 300 million yuan through personal mortgage, and you still dare to fool them like this?"
Qian Run's eyes widened immediately upon hearing this, and he said without thinking, "How can there be 300 million? It's obvious that he only owes 80 million!"
After saying this, he immediately looked annoyed: "Miss Xu, you can't cheat like this!"
Xu Youyou raised her eyebrows: "You were the one who cheated me first."
Qian Run said helplessly: "Ms. Xu, you are really too smart. You can listen to me for so long, obviously you really want to buy this house. If it really doesn't work, we can just pay the money directly when we do the deal, okay?"
Xu Youyou was indeed thinking about this matter. Qian Run was about to go abroad, and if she wanted to get the house safely, she could only solve the private mortgage problem in this way.
"I'll call everyone over now. It's okay for other people, but the Red Dragon King is determined to take over this house. I can deduct his money and you can return it to him later. How about it?" Qian Run took the initiative to say.
Xu Youyou nodded in agreement, but she felt that everything was going too smoothly.
But she was also afraid that something might go wrong, so she ignored the details.
"IOU." Xu Youyou said.
Qian Run said, "The IOUs are in the bedroom. If you don't trust me, you can ask any brother to go up with me to get them."
Xu Youyou pointed at a bodyguard at random.
Ten minutes later, her bodyguard came down holding a small box.
After the box was opened, a stack of papers was found inside, including the Red Dragon King's mortgage IOU. The total amount of debt on all the notes was 81 million.
Xu Fang also came back, and she brought back a written real estate transaction contract, just waiting for the numbers to be filled in.
Xu Youyou did not intervene again, and Xu Fang bargained hard with Qian Run again. In the end, the transaction price of the property was set at 110 million. Because there was still a debt of 30 million owed by the Red Dragon King which would be paid by Xu Youyou in the future, the price on the property contract was written as 80 million.
But Qian Run also asked to complete the transaction today and complete the property transfer with full payment.
Xu Youyou was also very straightforward: "Call all the creditors over here, I want to make sure you pay them back."
Qian Run made phone calls on the spot and called over several creditors listed on the IOU.
When it comes to money, no one dares to delay. Even those who are out of town will not care about being on a business trip and will buy tickets on the spot and rush back.
When the group set out for the Real Estate Bureau, only half of the creditors had arrived.
"Ms. Xu, this is all thanks to you, otherwise I really don't know when I can get the money back." An elderly creditor's eyes turned red on the spot.
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