Seeing that she was about to continue describing the house, Ye Cheng stopped her, saying, "Alright, just tell me the price. I've already seen the house."
These houses all have similar layouts; they don't have two bathrooms, walk-in closets, or large bay windows, so there's not much to say about them.
The main focus is practicality; this 53-square-meter apartment feels like an 80-square-meter apartment from a later era.
"As for the price, it's a bit more expensive because it's a school district property. It's 2,200 yuan per square meter, and the total price is 116,600 yuan."
"How much?" Jiang Yunxiang exclaimed in surprise as soon as Xiao Chen quoted the price.
Over ten thousand!
That's way too expensive! It's enough to buy two boats.
She turned to look at Ye Cheng, her face filled with fear, "Cheng, it's over ten thousand."
Seeing Jiang Yunxiang's expression, Sister Liu smiled smugly and deliberately raised her voice to her customer,
"Brother Zhao, a few hundred thousand is already very cheap. You know how much more expensive those other sets were."
Brother Zhao nodded, then turned to his wife and said, "What do you think? 110,000 yuan, we'll put down 30%, and then pay a little each month. It'll be almost paid off in 20 years."
Zhao's wife hesitated for a long time, unable to make up her mind.
Seeing her hesitate, Sister Liu quickly pressed her advantage, "Yes, sister-in-law, the property might even appreciate in value after you buy it, and your child can get into the top high school. It's a great deal."
Meanwhile, Xiao Chen noticed that the middle-aged couple over there were hesitant, and looking at his own clients, he figured they probably couldn't afford it either.
She forced a smile and continued, "Brother, sister-in-law, if you think this is too expensive, you can look at houses that aren't in school districts; they're 50% cheaper."
"Expensive? I didn't say it was expensive." Ye Cheng said calmly. "Just give me two sets, this one and the one across the hall. I want to be closer to my older brother and his family so I can mooch meals from them."
"Two...two sets?" Xiao Chen was completely dumbfounded, his mind buzzing. He held up two fingers. "Brother, you said you want to buy two sets?"
"Yes, two sets, this one and the one on the other side," Ye Cheng repeated.
Jiang Yunxiang looked at Ye Cheng nervously, beads of sweat already forming on her forehead. "Cheng, over ten thousand for two sets? Are you sure you're not mistaken? We can't afford it."
Over there, Sister Liu and the middle-aged couple were stunned when they heard that Ye Cheng wanted to buy two sets, but they quickly came to their senses.
Two sets would cost over 200,000 yuan, and even the down payment would be tens of thousands of yuan. Do these people look like that?
It doesn't seem like it.
Sister Liu walked over with a frustrated look on her face and said to Ye Cheng, "You said you wanted to buy two sets, right? Then take out the money and let us see."
Ye Cheng calmly took out a bank card from his pocket, looked at Sister Liu and said, "Here, the card is, two sets, understand?"
After saying that, he pointed at Xiao Chen with a deliberate emphasis, "But I'm buying it from her, not you, understand?"
"Just take out a card, who knows if there's any money in it?" Sister Liu still didn't believe it; she couldn't believe she could be mistaken.
“Yes, Cheng, do you have enough money? I only have 10,000 yuan here,” Jiang Yunxiang said softly.
"Sister-in-law, don't worry, I don't need your money, I have enough."
"Also, do I have any money on this card? I can just swipe it when I get back," Ye Cheng said to Sister Liu.
"Big brother, are you really going to buy it?" Seeing the bank card in Ye Cheng's hand, Xiao Chen was already half convinced, but still couldn't believe it, his voice trembling.
"Yes, two sets. We'll sign the contract now with a 30% down payment and a 30-year mortgage. Get it done for me, and hurry up with the paperwork. I have something to do later." With that, Ye Cheng handed the card directly to Xiao Chen.
Sister Liu was stunned; this person really wanted to buy it.
That country bumpkin.
How is that possible?
Based on a 2% commission, two sets would cost 220,000 yuan, which adds up to 4,400 yuan.
It's equivalent to three months' salary of mine.
I've been following Brother Zhao for almost three months, but I just can't bring myself to buy. And Ye Cheng just came and bought two sets. Where did this tycoon come from?
Sister Liu glanced at Ye Cheng obsequiously, "Um, big brother, Xiao Chen isn't familiar with the procedures, let me help you with that."
As he spoke, he took the bank card from Xiao Chen's hand. Xiao Chen was completely dumbfounded and didn't dare to resist at all.
Ye Cheng's face darkened, and he snatched the bank card back from her hand without any politeness. "I said, Xiao Chen will handle it for me, and that means Xiao Chen will handle it for me."
"Also, I've already booked these two houses. You can take your guests to see other places."
Sister Liu was incredibly embarrassed. She glanced at Ye Cheng and could only slink away with her people.
"Thank you so much, brother." Xiao Chen looked at the bank card in his hand and thanked him gratefully.
"It's okay, just hurry up and get the paperwork done. We have things to do this afternoon."
After finding a suitable house, Ye Cheng and the others followed Xiao Chen back home, with Jiang Yunxiang still extremely worried the whole way.
"Sister-in-law, don't worry, I have over 100,000 yuan in my account. Paying the down payment won't be a problem at all. As for the remaining balance, it's not a big deal either."
Ye Cheng believed that he could pay off this small final payment in a year at most.
Back in the shop with Xiao Chen, the girl started frantically searching for something; it was clear she really didn't know how.
It took about two hours to complete the basic formalities by lunchtime. Ye Cheng paid 30%, which was about 70,000 yuan.
I have 52,000 yuan in savings, 40,000 yuan in debt, and a mortgage of 150,000 yuan. With interest, the total will be close to 300,000 yuan.
This is just the first step of the procedure; we'll have to come back again to sign and get the certificate.
Stepping out of the agency, Jiang Yunxiang was still completely confused, and muttered something under her breath.
"This already costs 70,000 yuan, and we still owe them 300,000 yuan?"
Ye Cheng estimated that Jiang Yunxiang wouldn't be able to adapt in a short time, so he would let her adapt slowly.
Ye Cheng picked up Dou Dou and said, "Dou Dou, tell me what you want to eat for lunch. Your second uncle will take you there and let your Uncle Tiger pay."
Xiao Hu glanced at Ye Cheng speechlessly, "Why should I?"
"I've spent so much money today, you have to treat me to a meal."
DouDou doesn't care who's paying; he only eats one thing: KFC.
The four of them spent 100 yuan at KFC. Xiaohu ate the most, getting two hamburgers each and still wanting more.
After finishing her meal, Jiang Yunxiang felt a bit like going home. The day had been too overwhelming; the excitement she felt when she left in the morning had been completely crushed by the 300,000 yuan mortgage payment.
"Sister-in-law, Xiao Liang had his surgery a couple of days ago. Shall we buy some things, go visit him, and then go back?"
"Oh? Xiao Liang had surgery? We definitely need to go see him. Come on, what do you think we should buy?"
Jiang Yunxiang felt alive again when she talked about the villagers.
"Let's buy some milk to nourish our bodies. We probably won't be able to eat any fruit or anything else."
The hospital where Xiao Liang was hospitalized was not far away. The group bought some milk and went up to the hospital. They found a three-person ward. As soon as they entered, they saw a small body lying asleep on the bed. Widow Zhang sat wearily by the bed and looked at him.
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