Chapter 476 Debt Collection



Chapter 476 Debt Collection

Xue Hui paced back and forth, her tone sounding as if she was sure of victory.

“In fact, my Xue family has also been engaged in the rouge and powder business, but it has been overshadowed by Xiang Lai’er in recent years.

The female workers under me are all experienced craftsmen. As long as you hand over the work clearly, they will be able to get started quickly."

She glanced at Zhang Sigu from top to bottom and said teasingly:

"I see that you are a few years older than me, and you are still not married?

Forget it. I am kind-hearted and will give you some extra money so that you can find a husband and get married as soon as possible.

When you become an old maid, no one will want you anymore."

"You!" Aunt Zhang turned pale with anger. She had never been humiliated like this before, but she couldn't find any harsh words to say.

She clenched her trembling hands and gritted her teeth, saying, "Madam Hui, since you have humiliated me like this today, I, Fourth Aunt Zhang, will definitely not stay to help you.

You can figure out the many things in this factory on your own!"

After saying this, Zhang Sigu left angrily.

Xue Hui glanced at her departing back, a sarcastic smile on her lips.

Xiaolian beside her asked softly:

“Madam, we have to take over Shanlaier now. No one is more familiar with the situation here than her.

You just deliberately forced her to leave..."

"Didn't you see that?" Xue Hui smiled faintly.

“Although the shop is in our hands now, people’s hearts are still not convinced.

Not only her, but everyone in the shop, from the manager to the workers, I'm afraid, don't welcome us very much.

It takes time to win people's hearts, it's too much trouble, I might as well give it to my second brother's rouge shop."

Xiaolian lowered her eyes and listened quietly.

She knew that her wife had a second brother who was running the Xue family's rouge shop. His business was quite good, but he could never compete with Xiang Lai'er.

"Assign someone as soon as possible to record and preserve all the formulas produced by Xianglaier."

Xue Hui's tone became somewhat meaningful.

“I’ll add something to the next batch of ingredients, and within a month, I’m going to make the Xianglaier brand a dead rat, completely rotten.

Without this stumbling block, my Xue family's business will naturally dominate."

"Madam is very wise."

Xue Hui smiled faintly, turned and walked towards the carriage.

As soon as the carriage stopped in front of the Duke of Weiguo's mansion, the servants of the Xue family who had been waiting there came to greet them.

"Madam, the owners of several shops are waiting to see you. They look... quite anxious."

Xue Hui frowned slightly, nodded and said she understood.

She usually did not meet guests at the Duke of Weiguo's mansion. If she wanted to discuss business, she would usually make an appointment at a teahouse owned by the Xue family.

The carriage left the Duke of Wei's Mansion and drove towards the teahouse.

"Shopkeepers, why are you so anxious today and why didn't you send anyone to notify us in advance?"

Xue Hui's graceful figure appeared outside a tea room. She lifted the curtain and walked in. Several shopkeepers in front of the tea table were stunned for a moment.

Xue Hui covered her lips and smiled softly, and then those people came to their senses and felt that they had lost their composure just now.

After a few casual chats, they got down to business.

Shopkeeper Zhou of the silk shop said with a smile:

"Madam Hui, can we pay for the 370 rolls of silk that the Xue family bought from us last month?"

Xue Hui raised her eyebrows slightly and looked at the other person with some surprise.

"Manager Zhou, you have been cooperating with my Xue family for so many years, and you wouldn't be so anxious about collecting the money on weekdays."

Shopkeeper Zhou smiled and said a little embarrassedly:

“That being said, the Xue family is a large and powerful family, and capital circulation is troublesome. In the past, it was common for the payment to be delayed by one or two months.

But personalities are personalities...our sales contract at the time clearly stated that the payment for the goods had to be settled within one month.

This...we want to act according to the contract, there is nothing wrong with that..."

Xue Hui's beautiful face suddenly showed some annoyance. Before she could speak, she heard several other shopkeepers speak one after another:

"Yes, Madam Hui, the Xue family should be paid for the wood they bought from us."

"And the travel expenses for our ship..."

Xue Hui placed the tea bowl in her hand heavily on the table, and the tea room immediately became quiet.

"I understand. You are all here to collect debts today?"

The shopkeepers remained silent and looked at her eagerly.

Xue Hui said with some anger:

“It is written in the government-mandated contract that large-scale transactions must be paid within one month of the delivery of the goods.

But contracts are contracts, and as a business, who doesn’t have a time when money needs to be turned over?

In the past, several of you delivered goods ten or eight days later than the agreed date. Have I, Xue Hui, ever argued with you about it?

Although the Xue family is slow to pay you back, they have never owed you a penny. It is because we are all in harmony that we can do business to this day.

You are now united and aggressive, do you want to tear each other apart?"

Several shopkeepers opposite lowered their heads guiltily.

Shopkeeper Zhou hesitated for a long time and stammered:

"We are also facing cash flow problems and are in urgent need of money..."

"I can't come up with that much money right now." Xue Hui said helplessly and angrily, "My father just invested a sum of money. If I want the money back, it will take a month!"

Several shopkeepers looked at each other, and finally stood up together.

Shopkeeper Zhou bowed to Xue Hui and said:

"Madam Hui, I'm really sorry, but the contract has expired and we can only give you five more days at most.

If we cannot settle the payment within five days, we will have to take the contract to the government to file a complaint.

Goodbye. "

Xue Hui looked at the backs of the people leaving, grabbed the teacup on the table and smashed it to the ground!

In desperation, Xue Hui had to return to her mother's home to see her father.

When Mr. Xue heard that those shopkeepers were joining forces to collect debts, his two white eyebrows were twisted into a knot.

“It’s strange… In the past, when the capital turnover was slow and the payment was slow, they never said anything.

"Is there someone behind the scenes who is instigating this sudden attack?"

"But who could it be?"

Xue Hui's face was filled with anxiety, and she couldn't figure out who was behind all this.

“Once this matter is brought to the attention of the government, we will certainly suffer, and it will also affect the reputation of our entire Xue family business.

Father, can you withdraw the 10,000 taels of silver you invested last time?"

Mr. Xue shook his head and sighed:

“That ten thousand taels was all used to buy the vineyard!

Ever since the recipe for making wine from grapes was spread, many businesses have been vying to make it. I bought three of the best and largest grape estates, and when I make wine from them and sell it to various places, I can make more than three times the profit.

Now that the money has been spent, how can it be recovered? "

Xue Hui rubbed her eyebrows.

There is only one way left.

Tongyun Money House.

"Madam Hui, I'm really sorry. Guibao's current operating conditions do not meet our requirements. Tongyun Bank cannot lend you this 10,000 taels of silver."

"Why?" Xue Hui's face changed slightly. She had always been able to borrow money from Tongyun Money House quickly and had never encountered any obstacles.

The manager was very good and explained:

"Several shopkeepers came to file yesterday and took out the contract documents. You have been in arrears with the other party for more than half a month. We have reason to suspect that there is a problem with Guibaohao's business conditions."

"It's just a temporary cash flow, how can you say there's a 'problem'?" Xue Hui raised her eyebrows.

The steward smiled and said:

"Don't worry. If you really need the loan, you can use the shop under your name as collateral."

After that, he explained the rules of mortgage loans, and Xue Hui listened with a gloomy expression.

There was no other choice at the moment, Xue Hui could only grit her teeth and make the decision.

The Xue family's shops are all operating normally, and mortgaging any one of them would result in huge losses.

The only thing she didn't feel bad about was...

Xue Hui hesitated for a long time, and finally wrote down three words on the document:

Shanlaier.

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