After dinner, Lin Shuqin drove a group of people back to the 4S dealership, mainly because Xia Yu’s Cullinan was left there, and she also wanted to send Zhou Na back.
On the way, Zhou Na wanted to add Xia Yu’s WeChat, but he directly pushed her to his mother.
Lin Shuqin drives the car, and she goes to Zhou Na if there are any problems. However, if the company wants to buy a car in the future, they can contact her, after all, Audi cars are cheap.
After dropping the person off at the door of the 4S shop, Xia Yu went to a parking space nearby to get his car.
"Xiaoyu, your mother and I will go back first."
Old Xia lowered the driver's window and said.
Lin Shuqin's driver's license is still in the probationary period and she cannot drive on the highway, but this allows Lao Xia to have a try.
"Okay, take your time on the road. I'll send someone over to take the old car away in a couple of days."
Xia Yu did not forget about the old car and mentioned it again before his parents left.
"What do you want that car for? You can't even sell it secondhand for any money."
Lin Shuqin said while sitting in the passenger seat.
"It works. I'll just forget about the old car when I have a new one."
Xia Yu didn't explain much, just waved his hand and left. Poor old Xia still had to figure out how to navigate.
"Can you do it or not?"
"Let me check the instructions."
"Have you seen it?"
“…”
I don’t know how long his parents fiddled with the navigation in the car, but Xia Yu returned to the Binjiang Arc de Triomphe.
Now that he has reached Level 12, his life has become much easier. He can pocket one million yuan in salary every day just from signing in, and several million yuan in a few days.
As expected, it still needs to be upgraded. After the upgrade, the results are half as good as expected, and the efficiency is not a little bit higher.
Now that he had a lot of money, Xia Yu didn't spend it recklessly. After all, the money would be useful if saved. But as he was saving, he received a call from the bank.
Xia Yu thought it was a collection call, but it wasn't time to repay the loan yet?
"Hello, Mr. Xia. I'm Su Qin, the account manager at the Fudong branch of the Bank of China."
"Hello, Manager Su, what can I do for you?"
Fudong Branch is a second-level branch, but the business hall is a sub-branch outlet together with the branch. Xia Yu’s bank card and previous loans were both opened here.
"Mr. Xia, your account ending in 0607 has met the contract requirements for our private banking. Is this correct?"
Most people have not heard of private banks. In fact, most banks have private banking services. The purpose of their existence is to attract bank deposits and generate intermediary business income, and the target is high-net-worth individual customers.
There is a saying on the Internet that if you want to know how many rich people there are in China, just look at how many private banking clients there are in the bank.
Xia Yu specifically checked the threshold for the Bank of China, and it seemed that the threshold was equivalent to 8 million in financial assets. However, the money in his account never exceeded 8 million. The salary he signed in was either transferred to the public account, invested or spent. He usually only kept a few million for emergencies.
Could it be a scam call?
"Manager Su, I remember the threshold for your private banking service is 8 million, right?"
"That's right, but if your personal financial assets are over 5 million, you can apply to become our private banking trial customer."
Experience customers?
Isn’t this a castrated version? Xia Yu felt insulted.
Who am I looking down on? I am the system owner and the future rich man, but I have to experience it first before I can open a private bank. It is simply unfair.
"Forget about the trial version. I have funds coming into my account later. Manager Su, please call me then!"
After saying that, Xia Yu hung up the phone.
At the rate of one million a day he makes, he will be a legitimate private bank in eight days. If he deposits a lot of money, the bank president will have to curry favor with him, and there is no need to get angry at all.
Su Qin on the other end of the phone was stunned. This was different from his previous experience. They had already called to invite him, so why didn't they do it?
If there were only five million, people would really rush to do it. After all, the trial version can also be used to buy high-yield financial products, which are the kind that cannot be bought over the counter. But the key is that Xia Yu has more than five million!
It can be seen from Xia Yu's past cash flow that he is definitely not one of those millionaires. He is a true high net worth client. He doesn't care about those crappy financial products with an annualized rate of 6 or 7 percentage points!
Su Qin only saw the deposits and loans in Xia Yu's account, so he hasn't come to his senses yet. In a few days, he might really regret letting such a big fish get away, but for now, he continues to call other people.
Shanghai has the most of everything, including rich people. Especially with the recent demolition of a batch of houses, many millionaires and billionaires have been created. There are quite a few people who meet the requirements for private banking experience.
Xia Yu had just left the house. He and Yin Suya had made an appointment to have dinner together today.
Seeing that the weather outside was good, Xia Yu thought about it and took the motorcycle key before going out.
I'm not driving a car today, I'm riding a motorcycle.
The phone call he just received also reminded Xia Yu of the loan he owed. He still owed the Bank of China more than five million!
The money in the bank card is almost enough to pay off the debt, but there is no need to do so. It’s not like he doesn’t pay interest.
Xia Yu's thoughts gradually changed. Rich people, even the super-rich, have to learn to take out loans. Only fools can't get along with money (cleanly).
Borrowing chickens to lay eggs is the truth in the business world. What's that little interest? It can't even keep up with inflation. It's really shameful.
Of course, the premise is that it is a formal loan from the bank. Forget about usury, even though there are cases where people have gone bankrupt due to usury.
As for the future funding arrangements, Xia Yu plans to save up 50 million first. This 50 million can buy a "chicken", a hen that lays golden eggs.
With this hen, his series of business plans can move forward.
Thinking of this, Shanghai Theatre Academy is right in front of me.
Xia Yu and Yin Suya didn't meet much during this period, but their relationship heated up rapidly.
As for their relationship, it seems to be still ambiguous. If they want to take it further, one of them must speak first.
It is impossible for a bad guy like Xia Yu to speak first. Now it depends on Yin Suya. After all, she is the older sister, and it is her duty to give in to her younger brother.
Someone seemed to have forgotten that he forced an older woman to call him brother. However, there is no one as shameless as Xia Yu. He selectively forgot about it, and Yin Suya was too embarrassed to mention this dark history.
Yin Suya was dressed beautifully today as well, standing at the back door with a camera bag on her back.
She was the one who arranged the dinner, but because of the previous agreement, it was Xia Yu who treated her. But why hasn't this bad guy come yet?
"Buzz~~"
Just when she looked around and couldn't see Xia Yu's car, a BMW K1600 stopped next to her.
"Beautiful girl, can I take you for a ride?"
Xia Yu took off his helmet and said.
"Can't you be a little bit original? I'm tired of hearing the same thing every time!"
Seeing that it was Xia Yu, Yin Suya was not angry, but instead complained about him.
You can't be polite to this kind of person, otherwise he will become more and more demanding. This is the lesson Yin Suya learned with blood and tears.
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