Not knowing the teller's melancholy, Xia Yu followed Li Donghai to the second floor of the business hall.
The first and second floors are the branch business department, and above that are other departments of the branch, including the president's office.
Rather than going to Li Donghai's office, Xia Yu actually wanted to go to the president's office to sit and talk about why his 1 billion loan had not been approved yet.
Unfortunately, imagination is beautiful, but reality is cruel. Before the chain restaurant opened, even including the office building, the valuation of Xia’s Catering would not exceed 500 million.
This is a standard small and micro enterprise in Shanghai. It's already a great honor for Li Donghai to come and receive him. Thinking too much is just unnecessary trouble.
"Mr. Xia, would you like some tea? I have some Niulankeng cinnamon that I got from the bank president. Millions of dollars worth of Dahongpao is too expensive, but this cinnamon is actually quite good!"
As soon as he entered the office, Li Donghae started greeting people.
"Manager Li, it doesn't have to be expensive. I don't know much about this, and it would be a waste to drink it. Besides, just call me Xiao Xia."
Xia Yu said without thinking much.
Lee Donghae is older than his father, so it’s not excessive to call him Uncle Li, and Mr. Xia sounds a bit strange, doesn’t he?
"Hey, if you don't understand something, you should try more. I'll call you Xiao Xia, and you don't have to call me Manager Li. Just call me Lao Li."
Lao Li appears to be very down-to-earth, but in the entire branch, apart from the president, the only people who call him Lao Li are the department managers at the same level as him.
"I'd better call you Uncle Li. Old Li is too... "
Xia Yu said with a helpless smile.
Calling someone uncle is more of a sign of respect for someone's age. As long as you don't take advantage of your seniority, what's the big deal about calling him uncle for life?
"Okay, okay, I'll make you some tea."
As Li Donghae spoke, he took out a teapot from the drawer, which was filled with Niulankeng cinnamon.
Wuyishan Dahongpao is famous throughout the country, but in addition to this, there are two other popular rock tea varieties: Cinnamon and Narcissus.
Nothing is more mellow than narcissus, and nothing is more fragrant than cinnamon. These two are the ones I am talking about. The cost of the fresh leaves of Niulankeng cinnamon is 8,000 yuan per catty, so you can imagine the selling price of the finished product.
While making tea, Li Donghae introduced this knowledge to Xia Yu.
He definitely couldn't afford it with his salary, so he just took a few taels from the bank president and kept them for entertaining guests. He usually drank ration tea that cost several thousand yuan per pound.
"Xiao Xia, try this tea. How is it?"
Li Donghai brought the brewed tea to Xia Yu and greeted him.
"Okay, I'll try it."
Xia Yu picked up the teacup as he spoke. Because it was an oolong tea, the color of this Niulankeng cinnamon tea was darker and the aroma was richer.
He sniffed it and smelled the fragrance of cinnamon. He took a sip and found the taste was mellow and sweet. Even someone like him who didn't usually drink tea could feel the impact of the taste.
"Delicious! This tea is delicious!"
"It tastes good, right? Xiao Xia, only you can drink it. I wouldn't be willing to give it to anyone else!"
Li Donghae is really good at talking, and Xia Yu felt that he had gotten a great deal after listening to him.
"I usually only drink foreign drinks like coffee and cola, and I didn't realize tea could be so delicious. This is called Niulankeng cinnamon, right? I'll buy two kilograms later and send some to you, Uncle Li."
Xia Yu’s words almost choked Li Donghai. He didn’t know whether he should be happy or disappointed?
He was happy because there was free Niulankeng cinnamon drink, but he was disappointed because the guy was too cunning and he failed to succeed in his trick.
Just kidding, Xia Yu is the real king of tricks. Even the old fox is no match for him. And it’s too early to be happy. Just because he says he will buy something doesn’t mean he can actually buy it, let alone give it as a gift.
"Uncle Li, if you have something to say, just tell me. We've had some good tea, so let's talk business!"
Putting the cup on the coffee table, Xia Yu took the initiative with just one sentence.
"Okay, let's get down to business. Xiaoxia, a high-quality client like you should have signed up for our private banking service a long time ago. But our staff made a mistake and sent you a trial invitation. That's outrageous."
Li Donghai stopped beating around the bush and started talking about business, but the angle from which he spoke was clearly on Xia Yu's side.
This is also a technique to make the customer feel that he is one of their own, but a shrewd person like Xia Yu doesn't buy it at all.
"So that's how it is, I was wondering what's going on!"
"Don't take this to heart, Xiao Xia. It's not worth it. I've already criticized Su Qin. If you're still not satisfied, I'll ask him to apologize to you in person."
Li Donghae stood up as he spoke, as if he was really going to call for help.
An apology can keep a big customer, so there is no problem with him taking the lead in apologizing.
"No, no, no, absolutely don't. Just like what you said, Uncle Li, it's not worth it."
Xia Yu, who was supposed to cooperate with Lee Donghae in the performance, did not turn a blind eye. He also stood up and pulled the man. After a lot of pushing and pulling, he was pushed back onto the sofa.
"Xiao Xia, you are so magnanimous that you don't argue with him. I will talk to him in detail later."
When Li Donghai said this, Su Qin, who had a month's performance deducted, trembled outside.
He was scolded by his manager yesterday and was caught and scolded again this morning. His life is so miserable!
This is the result of not doing your work seriously. Xia Yu was not very angry with him, but he could not escape the supervision of his leader.
However, Xia Yu no longer needs his responsibility, as such big customers are handled personally by the leaders.
"Xiao Xia, I heard that you are expanding recently. Are you short of money?"
In the office, Li Donghae turned the topic to deposits.
"Of course I am. I received a sum of money from my family and transferred it to my card. I spent 50 million, and the rest is my investment."
Xia Yu found a reasonable explanation for the 90 million to prevent others from making random guesses.
"That's a really big deal. Your business will definitely take another step forward next year."
"By Li Shuji's words."
We have to thank others for their auspicious words, but Lao Li has a purpose when he says them.
"Xiao Li, all this money is in your personal account. It's not worth spending it like this!"
"I know it's not cost-effective, but it's hard to get a loan these days. I mortgaged the two houses next to the school, and it didn't take long for the five million yuan to go through."
Xia Yu continued to cooperate and began to complain.
"The loan is easy to discuss. We must support college students starting their own businesses. Ask your company to prepare the necessary documents and send them to you. As long as there are no problems, I'll give you the green light."
Li Donghae's words are flawless. As long as there is no problem and he takes care of it, no one can say anything.
"Then I'll trouble you, Uncle Li. If the loan is enough, I'll put the money in the bank first."
"It's not a big deal. By the way, Xiaoxia, do you have a credit card? If not, how about I apply for a Centurion Black Card for you? It's the highest credit limit you can get with your conditions, but the annual fee is a bit expensive, 18,000 yuan a year, and you can't waive it with credit."
He didn't release the eagle until he saw the rabbit. After hearing that Xia Yu was willing to keep his savings, Li Donghai started to promote his own black card.
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