[Previewer Reminder: Brain Storage Area]
The next two chapters depict the protagonist making money, which many people find toxic, unrealistic, and mind-numbing. However, I think the protagonist's mental age is what it is; he's not a real three-year-old. The main issue probably centers on what he said to his father.
If any readers find the above unacceptable, they can skip to Chapter 16. The main plot of these two chapters is that the protagonist made money and his family started a business.
If you absolutely want to read on, please stop criticizing.
We need to keep him busy while also giving him a strong sense of self-worth. We also need to find a job that's not too far from home, and that's also lucrative—like running a restaurant.
To be precise, it was a town restaurant that met the standards for a graduation banquet, similar to a hotel.
In the area where Chen Bing lives, whenever a child in the family is admitted to university, they invite relatives, friends, classmates, teachers, and so on to hold a celebration banquet.
Apart from those who get into top universities and hold banquets in the village, most others just book a few private rooms at a restaurant for a dozen or so people.
With the expansion of university enrollment in China starting in 1999, and the development of education driven by economic growth, the number of families with this need will only increase in the future.
According to Chen Bing, the bustling banquet restaurant in their town won't open until 2011. In other words, the market for this is currently completely untapped in the entire town.
Families who want to hold a graduation banquet either go to a big hotel in the county or are forced to spend more money in the village to set up a tent for the banquet.
They can stay in town and still make a lot of money.
Okay, Chen Bing has made up her mind. From now on, her father will make a living by running a restaurant.
Opening a restaurant is actually not difficult. As long as you have suitable property, a suitable chef, suitable management, and suitable decoration, you can get started.
And all of these suitable options point to one word—money.
Based on Chen Bing's experience living in a big city, although he doesn't know the minimum start-up capital required, it would definitely be several hundred thousand to a million.
Relying on Chen Shichao and Liu Yue to earn money won't work, so we have to find our own way.
Chen Bing's first thought was Bitcoin, but in his memory, Bitcoin didn't appear until around 2010, and it wasn't possible to make much money in the short term.
Tsk, does that mean we can only take on a little risk?
The financial crisis of September 2008.
This can be achieved by shorting stocks, investing in bonds, investing in gold, or investing in money market funds when the timing is right.
However, these require a deep understanding of the market and risk management skills, and are also very likely to result in huge losses.
To be honest, if it weren't for the fact that I had taken a related course out of interest when I was in college in my previous life, one of which was about "how to make money during the 2008 financial crisis," I would never have thought of this even if I had ten times the courage.
After Zhang Yuan's parents left, Chen Bing continued to ponder the financial crisis.
There is one bank card in the house that is publicly known, with 20,000 yuan in it. But Chen Bing knows that her father, Chen Shichao, has also secretly opened another account, which should have more than 10,000 yuan in it.
He revealed this information himself when he was in the fifth grade of elementary school.
The total amount is 40,000 yuan. I know the password and account myself, so is it possible to do it online?
After pondering for a long time, he felt that since he had been given a second chance at life, he couldn't just cower and do nothing. Opportunities always come with risks, especially since he had a unique advantage in information.
The financial crisis broke out in September of this year, but it's already May.
This is a golden opportunity. If I miss this chance, I might only be able to wait for Bitcoin. That would undoubtedly extend the timeframe of my plans, meaning I wouldn't have a chance to make money until at least the end of 2013.
Since that's the case, let's do it!
Chen Bing made up her mind and began her unseen efforts from that day on.
From May to August 2008, he would turn on the computer at four o'clock every morning after his parents left home to analyze intelligence and carry out operations.
At the same time, he crammed on relevant financial knowledge through various channels.
Even when his parents were home, he would not give up his studies, but would learn about official and authoritative financial news by watching financial channels.
In addition, thanks to Chen Bing's proficiency in multiple foreign languages, he can easily browse various foreign language websites and has also made many foreign financial friends through the internet.
By leveraging his advantage of understanding future trends, Chen Bing not only shared intelligence but also received a great deal of help from them.
However, in order to avoid causing unnecessary trouble, he kept all of this confined to a very small scope, hidden in an inconspicuous corner of the online world.
Besides his online maneuvering, he still maintains his daily routine of learning calligraphy, exercising, and taking care of his children in real life.
To others, Chen Bing appeared unchanged except for looking more tired than usual.
As an aside, the Wenchuan earthquake, which struck Yingxiu Town, Wenchuan County, Aba Tibetan and Qiang Autonomous Prefecture, Sichuan Province on May 12, 2008, caused a total of [number missing] deaths.
People died, people went missing, people were injured to varying degrees, and 19.9303 million people lost their homes, with a total affected population of 46.256 million.
The direct economic loss amounted to 845.14 billion yuan, including severe damage to residential housing and infrastructure such as electricity, communications, and roads.
Chen Bing was deeply shocked when she learned about the news online, because in her previous life she was too young to witness the suffering that the earthquake brought to the people of China and other countries.
However, this time, he expressed his deepest condolences to the disaster victims.
And so, it came to a day in early August.
When Chen Bing shakily clicked the confirm button, he successfully turned his initial investment of 40,000 yuan into 1,832,143 yuan amidst the turmoil before the financial crisis.
Damn it, I'm never messing with this crap again. It's fucking exhausting.
After restoring the balance on the bank cards at home, Chen Bing grumbled as she shut down the computer, then climbed back into her bed for a nap.
When the sun was high in the sky, Chen Bing woke up with a sharp pain when a pair of large hands slapped her on the buttocks.
The person who hit me was definitely not the gentle and beautiful Liu Yue's mother. There was only one person in this family who would be so cruel to a three-year-old child, and that was Chen Shichao.
Chen Bing woke up with a resentful look on her face and glared fiercely at her father who had spanked her.
Chen Shichao wasn't annoyed by his son's glare; he just chuckled and said to him, "What time is it? Still sleeping?"
Under his "gentle" care, Chen Bing got out of bed and put on her clothes.
Where is Mom?
“Go help your grandpa clean the house. Come on, let’s give each other a hand and tidy up our own house too.”
As he spoke, the unreliable father handed a broom to Chen Bing and unceremoniously ordered him to sweep the floor. However, he himself was not idle; Chen Bing noticed that he was also holding a rag in his hand, indicating that he had obviously been working for a while.
No, I'm only three years old. These are just useless college students. They're not usually woken up by their parents to clean the house during holidays, are they? If this continues, I'm going to sue you for child abuse.
Chen Shichao perhaps saw the resentment in his eyes, he chuckled and then ignored the silent resistance.
After that, Chen Bing and his son tidied up their home. The weather in August was still very hot, and the only cooling device in the house was a large ceiling fan, which was barely useful.
When he was halfway through his work, Chen Shichao took two ice creams out of the refrigerator.
He ate one, and then offered the other to Chen Bing.
"Go, take it to your mother."
Are you polite?
Chen Shichao doesn't seem to see himself as a child.
After he had teased himself enough, he took out two more pieces and handed them to himself.
"You keep one, and give one to your grandpa. You little rascal, don't you dare steal one on the way."
"You think everyone is like you?"
After replying with great dissatisfaction, Chen Bing scurried off to her maternal grandfather's house.
Although Chen Shichao's behavior was childish and abstract, he actually loved his children. It's just that his playful nature from his youth hadn't been completely tamed, so he often acted like a child.
That's right, this father doesn't seem like a father at all; he seems more like an older brother who's a few years older than him.
After delivering the ice cream, Chen Bing returned with a fragrant kiss from Liu Yue. Chen Shichao knew about this.
What? You're asking me how he knew? Of course, little Chen Bing told him!
As expected, Chen Shichao was clearly jealous after hearing Chen Bing recount how Liu Yue had kissed him.
Just like two children in a family competing to see who their mother loves the most, Chen Shichao took out another popsicle, seemingly planning to go to the Western Paradise to get a kiss as well.
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