Chapter 221 Even nine departures and thirteen returns weren't this ruthless!
"You mean, Mr. He, the owner of the furniture store, has decided that if I can sign a contract with him and transfer the money to his account within a week, the price will be reduced from 1,738,400 yuan to 1,538,400 yuan?"
Xu An stared intently at the real estate agent, observing every change in the muscles on his face, trying to find the answer he was looking for.
A shop with a total price of over 1.7 million yuan was directly reduced by 200,000 yuan. This price reduction is truly alarming.
This made Xu An suspect that the real estate agent and Mr. He might have set a trap for him, wanting to profit from both sides...
The real estate agent didn't notice the slight hesitation that flashed in Xu An's eyes, and answered Xu An's question very frankly, even with a bit of excitement.
"Yes, I communicated with Mr. He for about a week, and we reached a stalemate at 1.65 million. But yesterday, Mr. He suddenly relented and asked that as long as the money was transferred to his card within a week, the transaction could be completed at 1.5 million."
"Mr. He, are you in urgent need of money recently?" Xu An lowered his eyes, picked up the bottled water on the table, took a small sip, and asked curiously.
"Mr. He didn't say the specific reason," the real estate agent said, lowering his voice. "However, I learned from the shop owner next door that his child was preparing to study abroad, and all the asset certificates were already prepared, but I don't know what happened..."
Upon hearing this, Xu An understood. If what the real estate agent said was true, then Mr. He had a perfectly valid reason for selling at a low price.
Xu An tapped the screen twice to wake it up. The time displayed on the phone was 10:37 PM on September 6th.
If the payment for the house needs to be transferred to the other party's account within seven days, then the tax payment and certificate issuance procedures must be completed by the fifth day, and you need to raise 1.53 million by the fourth day...
It's almost 11 p.m. now, which means the first day is over, and I only have three days left to raise funds!
In just three days, 1.53 million!
"If we're talking about a loan, what price is Mr. He offering?" Xu An took another sip of mineral water.
"Loan..." The real estate agent hesitated for a moment before saying, "We initially agreed on a reduction to 1.65 million..."
If you can accept a loan, then 1.65 million is indeed a good price. A 30% down payment would be 495,000, and with all sorts of miscellaneous fees, you could get this home furnishing store for 550,000.
But let alone 550,000, he doesn't even have 350,000 on hand right now, let alone 1.53 million. Even with the 960,000 invested in the village's collective industry, he's still short 300,000 to 400,000...
Xu An had already consulted the bank; the last loan approval was thanks to Zhou Yaodong's help. Now, with a loan on his hands and no fixed assets, even if Zhou Yaodong wanted to give him special treatment, he couldn't cross that threshold.
It seems that the only option left is to go to a financing guarantee company. Although the handling fee is a bit high, it is the best choice I can make at the moment. I can only try to borrow as little as possible.
"Do you know how much money Mr. He still needs?" Xu An asked thoughtfully, rubbing his chin with his right hand.
"I'm not entirely sure about that." After saying that, the real estate agent suddenly realized that Xu An's question might have ulterior motives, and tentatively asked, "Mr. Xu, are you planning to continue...?"
Meeting the real estate agent's inquisitive gaze, Xu An first nodded, then shook his head, and slowly explained, "To be honest, I only have a little over 300,000 yuan on hand right now."
The real estate agent had a big question mark above his head, his eyes filled with disbelief.
No, you don't even have 300,000+ RMB for a down payment. Where do you get the courage to keep haggling? Even if I'm good at haggling, I can't possibly get it down to 300,000+ RMB for you! Even if I did, you couldn't afford the commission you mentioned!
At that moment, countless thoughts raced through the real estate agent's mind, and he even had an urge to get up and leave. However, his basic manners remained, and he forced a smile, saying stiffly, "Mr. Xu, please don't joke like that. I'm easily frightened."
“One and a half million is no problem. If the bank can't approve it, there are always financing guarantee companies!” Xu An reassured the real estate agent before continuing, “Find out how much Mr. He still needs. If it's one million, I can provide one million in cash, and the remaining five hundred thousand can be financed through a loan. It's a win-win situation, isn't it?”
"Besides!" Xu An drawled, "If it really has to be all cash, the remaining commission payment I promised you will be a week late. You wouldn't feel comfortable with that, would you?"
"What are you saying, Mr. Xu? How could I not be at ease?"
The agent's slightly relieved mood was lifted again by Xu An's words. Wasn't all his hard work for this commission? Besides, Xu An's suggestion was normal and not an unreasonable request. He could give it a try.
"Then I'll talk to Mr. He again tomorrow." The real estate agent made up his mind and nodded in agreement to Xu An's request.
After seeing the real estate agent off, Xu An sat on a small stool on the first floor of Store No. 2, took out his notebook, and flipped to a page with two lines of text written on it in black pen.
[Hannan Financing Guarantee Company, handling fee: 50% of loan interest]
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