Although Si Mingyu is a shareholder of China Merchants Bank, he has never attended a shareholder meeting. The bank sends invitations every year but he is too lazy to go to the Shenzhen Stock Exchange.
This year, President Shi of the Shanghai branch of China Merchants Bank held a banquet and invited several shareholders in Shanghai as well as some major clients, financial analysts and the like.
Generally, gatherings of this nature are chosen before New Year's Day or Spring Festival. However, because there are so many such activities at that time, it is hard to say who will have a schedule conflict, who will return home and can't come, or who will simply not come because of the large number of low-end activities.
President Shi called Si Mingyu and asked him to please do him the honor of attending, and his words were so polite.
The root cause was that he held a significant stake. Even though it was only 1%, a look at the major shareholders revealed that his personal stake was substantial. Furthermore, given his wealth, if he attended, it would be much easier for President Shi to invite others.
The venue chosen was the Kempinski Hotel in Shanghai, just over 200 meters away from the China Merchants Bank Building. This time, Si Mingyu did not postpone it any further.
When the convoy arrived at the hotel, people from China Merchants Bank immediately came to greet them.
"Hello, Mr. Si, my name is Wang Qinqin, and I'm the head of the customer service department at the Shanghai branch of China Merchants Bank."
"Hello."
"Please follow me."
Si Mingyu only brought Lin Shirui to the banquet. Wan Chongshan and others would take good care of themselves. Such a big hotel would not lack anything.
Nearly a hundred people were invited to this banquet, plus family members and others, so there were a total of two to three hundred people.
The banquet was held in the form of a financial forum. Several invited financial analysts and policy experts came up to talk, and then the host introduced the development of China Merchants Bank. The duration was no more than an hour.
Of course, those who come here are successful people and don’t need experts to teach them how to make money, but we have to organize some activities. We can’t just start eating when so many people come. If we do that, will China Merchants Bank still have its reputation?
Si Mingyu naturally didn't have to attend this forum. Wang Qinqin took him to the reception room next door, where President Shi was waiting.
"Mr. Si, thank you very much for taking the time to visit me despite your busy schedule." President Shi greeted him warmly.
"President Shi, you're so polite! How can I not come to the China Merchants Bank event?"
"Come, come, sit down. Qinqin, go make the tea I brought."
There were only four people in the room, Si Mingyu, Lin Shirui, President Shi, and Wang Qinqin.
After some business exchanging, the two gradually got down to business.
"Mr. Si, this month, the East Asia Mingyu Group transferred 2.8 billion yuan to us. We don't need to rush to repay this loan."
"President Shi, all of my group's companies have accounts at China Merchants Bank. You know our financial situation better than I do. This money is useless unless you repay the loan."
"That's true."
Dongya Mingyu Group's various subsidiaries had large sums of cash on their books, and Si Mingyu had over 5 billion in his personal account, not to mention the 1.4 billion in monthly revenue from the two LNG ships. With so much money available, paying off the loan wouldn't affect anything, so why bother paying interest every day?
As for why the amount paid back this month was doubled, it was because the domestic demand for natural gas decreased in the summer, and the other two ships responsible for domestic routes also joined the European route.
Europe needs to store enough natural gas before winter.
Taking deposits and making loans are the primary businesses of commercial banks. For President Shi, all of the East Asia Mingyu Group's subsidiaries have accounts at China Merchants Bank, so there's nothing much to discuss regarding deposits.
But Si Mingyu isn't short of money right now. You can't force him not to repay the loan, right? With no other options, President Shi had to change the subject.
"Mr. Si, Wang Qinqin is the best employee in our customer service department. She will be your exclusive customer service representative from now on."
"It doesn't have to be so troublesome, right? Doesn't our China Merchants Bank Credit Card Center have a dedicated customer service representative?"
Admittedly, Wang Qinqin's looks and figure were an eight, especially her first love face, which earned her an extra half point in the eyes of those who liked this type of look. But Lin Shirui was still there, and the two Wangs at home had finally been appeased, so how could there be any more complications? Si Mingyu didn't dare agree to this.
"It's different. The customer service at the credit card center can only be contacted by phone, which is inconvenient. Qinqin is close by, so if you have any financial questions, you can call her at any time. You can also ask her to handle anything at any time."
President Shi naturally didn't know about Lin Shirui and Si Mingyu's relationship, which was why he said that. After all, the secretary assistant was definitely the boss's confidant, so even if she knew some of the boss's private information, it wouldn't matter. Besides, even if there was a deeper relationship, she wouldn't dare to interfere in the boss's affairs.
But the problem is that they really dare to intervene.
"President Shi, this is really unnecessary. You don't need to mention it again." Si Mingyu refused sternly.
"Okay, let's not talk about it anymore." President Shi thought the young man was shy and would just make arrangements later.
What did Wang Qinqin think? Si Mingyu was young, handsome, and wealthy, and one of the top ten clients of the Shanghai branch of China Merchants Bank. What could she possibly have said?
"President Shi, let's go over to the venue and take a look." Si Mingyu suggested. What if the other party does something else?
"There's no need to be so anxious. Do you still need to listen to what the experts have to say?"
Although we didn't talk much, I did say everything I wanted to say, so I can say I gained something.
The analysts and experts participating in the forum on the stage are all well-known in China's financial community. It seems that Governor Shi has really invested a lot of money this time, and there are quite a few people in the audience who are listening very attentively.
The last speaker from China Merchants Bank was a middle-aged person in charge of the corporate business department. He spoke very fluently and provided valuable information. It was estimated that he had some training experience before.
The banquet was in the form of a buffet. Eight of the top ten clients, including Si Mingyu, came, naturally accompanied by President Shi and a group of vice presidents. More than half of the top 100 clients also came. In addition, there were some small shareholders of China Merchants Bank, who were received by the corresponding departments according to the bank's internal hierarchy. It was imperative that the guests did not feel neglected.
While Shanghai is undoubtedly home to many wealthy individuals, it also boasts numerous banks. Even when spread across various banks, the 100th-largest client might only have a net worth of a few billion. However, this banquet was not without its share of connections, with some less qualified individuals seeking the opportunity to connect with higher-ranking individuals. Of course, the prerequisite for this was that they had to be clients of China Merchants Bank.
Huang Luyang is such a person. In terms of wealth, he is only one of the 150 or 160 largest clients of China Merchants Bank. However, if he does not use his connections, he will have no chance at all at another place to attend such a gathering attended by bigwigs.
Since family members were allowed to come along, he brought his son, Huang Jialei, along. He also agreed to his son's request to bring his girlfriend to see the world. Surely he didn't know what the child was thinking?
After the banquet started, Huang Jialei felt that his girlfriend Jiang Jiani's face was always bad, and she was evasive when picking up the food.
"Jiani, what's wrong with you? Are you feeling unwell?" he asked with concern.
"I'm so sorry, it's a special situation."
"Why don't you go and take a rest over there?" Huang Jialei understood that women sometimes have no choice.
He didn't understand at all. If Jiang Jiani knew that Si Mingyu was also attending the party, she would never come.
Continue read on readnovelmtl.com
