After Bian Guohai's comprehensive analysis, the remaining banks' offers were comparable. After all, loan interest rates couldn't be lowered any lower. It all depended on the other conditions offered by each bank, which couldn't be quantified, relying solely on Si Mingyu's mood.
The preferential conditions offered by China Merchants Bank, CITIC Bank and Pudong Development Bank were reorganized into a table and sent to Si Mingyu.
"The terms you three companies have offered remain unchanged: a 40 billion loan each. If you can accept this, please sign the agreement. If not, please leave."
Si Mingyu’s solution is simple: treat everyone equally.
The representatives from the three banks present immediately went outside to call their presidents for instructions, but if nothing unexpected happened, the outcome was already sealed. After all, a 40 billion yuan loan would have a minimum annual interest rate of 1.5 billion yuan, and most importantly, there was virtually no risk.
If the loans were distributed evenly across 400 companies, the entire process, from application and approval to background checks and collateral valuation, would require significant bank manpower. Any bad debts would lead to lengthy litigation, and bad debts were inevitable, given the potential for hundreds of companies to fail unexpectedly.
Therefore, for the bank, although it gave Dongya Mingyu Group many additional benefits, it saved these potential costs and actually did not lose money.
Sure enough, all three banks finally agreed.
The rest of the matters such as signing the agreement were naturally handled by the financial department where Bian Guohai was located. The credit department directors of CITIC Bank and Pudong Development Bank took the opportunity to make a small request, which was that they also hoped that their "key customer department" could send people to be stationed in the East Asia Mingyu Group.
Thus, Wang Qinqin's office had three more colleagues who were no less attractive than her. Their sole job was to serve Si Mingyu and his family. Of course, they weren't alone; each of them had two assistants.
You have to know that this is the headquarters building of the East Asia Mingyu Group. The group executives here all have high salaries and are potential targets of the bank. The task of these assistants is to make these executives become big customers of their own bank and provide services to them.
For example, Xiao Shixian, with an annual salary of 12 million, is he considered a major client? Fu Wanyun, with an annual salary of 10 million, is he considered a major client? While other executives don't make such exorbitant salaries, they still earn several million per year. For banks, having just a dozen or so major clients like these is worth dedicating an employee to serving them.
What makes the three banks regretful is that they failed to become the bank where Dongya Mingyu Integrated Circuit Manufacturing Co., Ltd. opens an account.
The banks where Dongya Mingyu Group and its subsidiaries open accounts are all China Merchants Bank, the banks where Dongya Mingyu Hongming Industry and its subsidiaries open accounts are mostly CITIC, and the banks where Guoxing Group Co., Ltd. and its subsidiaries open accounts are mostly Industrial and Commercial Bank of China.
Because the chip manufacturing company was initially planned by Guoxing Group, the bank account was already chosen to be the Industrial and Commercial Bank of China. Otherwise, no matter which bank the nearly 200 billion yuan was deposited into, the president of the branch would wake up laughing in his dreams.
The chip manufacturing plant is located in an industrial park in Shanghai. The land is ready and there are complete supporting facilities such as water, electricity, transportation, and communications.
As for the construction of the factory and the installation and commissioning of the equipment, it is not a problem at all for the infrastructure maniac, especially if sufficient overtime pay is given.
Chip production requires a large amount of electricity, especially when a chip manufacturing company opens thirty production lines at once. If they operate at full capacity, it may even affect the power grid supply in Shanghai.
So how do we solve this problem? It's simple: build your own nuclear power plant.
Of course, a nuclear power plant couldn't be built near Shanghai. So, after careful consideration, East Asia Mingyu Integrated Circuit Manufacturing Co., Ltd. invested 50 billion Chinese yuan, and China National Nuclear Corporation invested in technology to establish a new company, East Asia Power.
The site of the nuclear power plant is Qinshan. In fact, the nuclear power construction project of East Asia Power can be regarded as the second phase of the Qinshan Nuclear Power Plant. Because it has all the management personnel and supporting facilities, the construction period is very short.
In fact, the construction project has already started. After completion, abundant electricity will be directly transmitted to the chip manufacturing factory through ultra-high voltage, which can alleviate the power supply problem in Shanghai while ensuring the power supply for production.
Before the nuclear power plant was built, the power needed by the chip factory could only be allocated by the Shanghai power grid. Fortunately, as an industrial concentration area, there was no problem with the power grid construction, which could at least ensure the initial start-up rate of the chip factory.
It is worth mentioning that China Youwei Company provided great assistance for the construction of the factory. They specially designed an automated management system and corresponding base stations and facilities to monitor the production process at all times, detect problems in a timely manner, and improve production efficiency.
All of this was free, and the chip manufacturing company would exchange the corresponding technology for it. This was the technology exchange agreement that Si Mingyu and Ren Lao had previously discussed. Furthermore, the development of this system was a new venture for China Youwei Company, and they would also use this system when they established their own chip production line in the future.
Ning Ze, general manager of Dongya Mingyu Integrated Circuit Manufacturing Co., Ltd., has taken office. His current task is to form the company's management team and provide business training to employees.
Attracted by the high salaries, many management and technical personnel formerly from Intel, Qualcomm, MediaTek, Nvidia, TSMC, and AMD joined the new company. Their arrival not only brought advanced management experience but also helped solve some technical problems for the new company.
Si Mingyu and President Fan had previously proposed holding a campus recruitment event at Shanghai Jiao Tong University to recruit talent for chip manufacturing companies and the East Asia Mingyu Group and its subsidiaries. This event not only received strong support from the university leadership, but other universities in Shanghai, upon learning of it, also requested to join, hoping to provide opportunities for their graduates.
Needless to say, the development prospects of the country's first full-industry chain chip production company are very bright, and people are naturally flocking to apply for the job.
So the original campus recruitment turned into a talent recruitment conference, and the companies also changed from Dongya Mingyu Group to Guoxing Group, Dongya Mingyu Hongming Industrial, and the total number of recruits exceeded 5,000.
As the news spread, the people who came were no longer limited to recent graduates from various universities in Shanghai. Other job seekers also came, and the entire recruitment site was crowded with people.
This is because all three groups are companies with high salaries and good development prospects. There are also thousands of new positions in the newly established chip production company. For applicants, the chance of being hired is naturally much higher, so how could they miss such a good opportunity?
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