Zhou Fangchun opened a black leather bag, inside which were stacks of 10,000 yuan bills. Jiang Meifeng's eyes widened in disbelief; she had never seen so much money in her entire life.
They have money as much as paper.
Jiang Meifeng was both shocked and frightened. "Daughter, how did you earn so much money? Is this money illegal? Won't the police come looking for us?"
Zhou Fangchun remained silent. What she did was illegal, and if she were caught, she would definitely go to jail.
But she had no way back. Her daughter's education and social life cost money, and Mao Guangyu and her in-laws only cared about that illegitimate child. They spent all their money on finding him, regardless of whether the mother and daughter lived or died.
Zhou Fangchun had to find ways to make money on her own.
But she was dismissed from her job, and her colleagues looked down on her and gossiped about her behind her back. She vowed to make her colleagues suffer a great loss.
So what if these people are rich and live better than her?
He's just stupid; he got swindled out of so much money by her.
Zhou Fangchun initially only wanted to bring misfortune to her colleagues and make their lives miserable. However, after falling into the trap of the syndicate, she realized how quickly money could be made. Thousands upon thousands of people deposited money into the syndicate, and the Taoist nun would give her a commission for every single deposit. Zhou Fangchun worked even harder, and the money snowballed. Only then did Zhou Fangchun realize that there were so many other ways to make money besides hard work.
"Mom, do you think Jian'an won't go to jail just because he can't repay the bank loan? If this gets out of hand, he'll definitely lose his job. My brother is a college graduate, and he'll be sent back to Zhoujia Village with nothing. Do you think he'll be proud of that?"
What Zhou Fangchun said is true. Zhou Jian'an owes so much money. Not to mention the money from the bank, he must at least pay back the money from his colleagues.
If he can't pay back the money, his company will fire him. Regardless of whether he's a college graduate or not, he won't have the face to stay in Beijing anymore.
Unable to make a living in Beijing, Zhou Jian'an was constantly being chased by debt collectors, so he had no choice but to slink back to Zhoujia Village. In rural areas, gossip can be deadly, and Jiang Meifeng's boasting and bragging to the villagers only made her more enemies.
If she goes back like this, where will she put her face?
"Girl, how much money did that Taoist nun you mentioned make from running guilds? Those people aren't stupid; they wouldn't deposit money in there."
Zhou Fangchun gave a sarcastic smile.
"Pay 11,600 yuan, and for the next two months, you'll get 9,000 yuan each month. Mom, that's a whopping 6,400 yuan in interest! That means you can earn five or six thousand yuan just by depositing your money for two months. If you come across such a good deal, and you have some money on hand, and all your neighbors and colleagues have deposited their money, seeing others making money, wouldn't you be tempted?"
How could Jiang Meifeng not be tempted?
If she had money, she'd be the first to invest in it.
But this was actually a scam?
"If someone deposits a small amount of money and you return a large amount, wouldn't you be losing out big time? Where would you get the money to give them?"
Jiang Meifeng was a rural woman who couldn't figure out the math and always felt that she was going to lose money. But Zhou Jian'an was a college student who knew the operation.
This is like a pyramid scheme, using the money from later participants to cover the losses of the first two months. Lured by huge profits, people bring in three people, then ten, then a hundred, and soon thousands, tens of thousands, or even hundreds of thousands of people.
The more people there are, the more money they pay, and the more money the organizer has to pay the huge profits from the beginning.
Once the people in front receive the money, those behind will find it more credible and want to earn the same high profits, so they will all invest.
And those who make a profit, will they be able to resist the urge to continue investing?
Ultimately, this is a business with five capitals; as long as the scale expands rapidly, it can amass huge wealth.
Just a day earlier, Zhou Jian'an was only focused on paying off his bank loan and dared not go out, fearing that his colleagues would cause him trouble.
In just one day, Zhou Fangchun brought him a new lease on life and a quick way to make money. Although the method was wicked, it could save Zhou Jian'an and get him out of his predicament.
If he moves forward, he'll be chased by banks for debt; if he moves backward, he'll break the law and cheat people out of money. No matter which path he takes, he can never go back to the way things were before.
Unless he is willing to spend the rest of his life working hard to make money to fill the hole left by Dai Qinxue.
But how many years will it take him to pay off a debt of ten or twenty thousand?
Zhou Jian'an was intrigued. "Second sister, if things get out of hand later, we can't just wait for them to come and arrest us, can we? We need to come up with a plan and think about where we can run to in the future."
Zhou Fangchun and he were on the same page. She had no intention of staying to face legal punishment. Having cheated people out of money, she naturally wanted to spend it all. She wanted to spend money without doing anything for the rest of her life and live a carefree life.
“I heard that it’s possible to smuggle people from Guangdong to Hong Kong. If all else fails, we can go to Hong Kong and start over.”
"That must be expensive, right?"
"It's not cheap. It costs 3,000 HKD per person to smuggle ourselves across. Once we get to Hong Kong, we'll be considered illegal immigrants and will have to pay a fine of 50,000 HKD or go to jail for a year."
"Huh? You still dare to..." Jiang Meifeng screamed.
Zhou Fangchun smiled dismissively, "Mom, things are different now. We don't need to pay this money ourselves. Someone else will pay for it. Once we get started, we'll be making tens of millions of dollars. Why would we care about a mere fifty thousand Hong Kong dollars? I've figured it out. A tree dies if it's moved, but a person thrives. I don't necessarily have to stay in China. As long as I can survive, it doesn't matter where I am. With money, we can live a good life in Hong Kong too."
Zhou Fangchun doted on Zhou Chufei and took out a wad of money from her bag to give it to him.
"Chu Fei, take this and spend it. When your aunt earns money, she'll send you and your grandma to Hong Kong first."
Zhou Chufei's eyes gleamed. After arriving in Beijing, he had been like a mouse, staying at home and not daring to go anywhere.
Dai Qinxue hit him, Zhou Jian'an ignored it, and the children outside laughed at him.
He thought his life was over, but his aunt said she would take him to the port city to develop his career.
The next morning, Zhou Jian'an shaved, put on a newly bought white shirt, and even applied hair oil, dressing himself up exceptionally well.
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