The next day, Shen Chunyan and Sister Zhao went to the bank together. There was only one bank in the entire Huaxi Town!
When we arrived at the bank, Hu Ba was already waiting there!
"Let's go, just go in!"
Chen Chunyan followed Sister Zhao and Hu Ba into the bank!
Because Hu Ba had already communicated in advance, they went directly to the office area at the back!
After waiting for a while, the bank staff came over!
"Who wants a loan?"
"I!"
The bank staff looked at Shen Chunyan. He was surprised that she was so young and wanted to borrow so much!
“What are you going to do with the loan?”
"Buy a factory. We want to buy the original fertilizer plant in Huaxi Town!"
The bank staff nodded. The factory had been abandoned for a long time. As the old people in Huaxi Town, they basically knew about it!
"Hu Ba told me about your situation. You have a shop that is still operating. What we are most worried about is whether you can repay the loan after you take it out!"
Shen Chunyan thought for a moment and said, "We can use the factory building as collateral for a 50,000 yuan mortgage. Then, when we pay it back later, the factory building will be truly decompressed and belong to us. Do you think this will work?"
When the bank staff heard what Shen Chunyan said, he felt relieved. Even if the money could not be repaid at that time, they still had the factory, so at least there would be no problem of losses!
"Of course you can, but the term of our loan won't be too long, only three years at most!"
“It doesn’t take three years, just one year!”
"One year, you have to think about it carefully. If you can't pay it back by then, things will be very difficult to deal with!"
"I've thought about it, and it'll take a year. If it takes too long, it won't make any sense!"
When Hu Ba heard Shen Chunyan say that she could pay back the 50,000 yuan in a year, he felt that although this woman had some ability, she was too arrogant. To pay back 50,000 yuan in a year, she would have to earn more than 4,000 yuan a month, which was simply impossible!
"You should think about it carefully. There's a big difference between one year and three years. Don't let me be unable to pay it back by then, and then it will be difficult for me to do it in between!"
"Don't worry, I have my own ideas!"
Sister Zhao was also a little worried, but she believed in Shen Chunyan!
In this way, with Hu Ba's help, Shen Chunyan borrowed 50,000 yuan from the bank with a term of one year. She would pay half of the outstanding balance after six months and the principal of 50,000 yuan after one year!
After having the money, Shen Chunyan felt confident that as long as she took over the factory and built the production line, she could make more money. Not to mention a year, she might be able to make back the money in a month. However, she kept all these things in her heart and did not say them out loud, for fear that others would think that she was unreliable and boastful!
After getting the money, Shen Chunyan and Sister Zhao went to the government to sign a contract and bought the factory directly. Now Shen Chunyan has the ownership of the factory. She looked at the original buildings in the factory and found that they can still be used for the time being. Although they look shabby, they are still very strong!
She is not planning to tear down all these factories immediately. She will use the current factories, update the equipment in them, and then rebuild them when she makes more money!
Her only thought now is to start production as soon as possible and get the funds back as soon as possible!
When Li Mobai learned that Shen Chunyan had bought the factory, he was a little surprised, but not too surprised, because he knew that as long as Shen Chunyan wanted to do something, she would try her best to do it!
But now he is more worried about whether her factory can be profitable after she buys it, whether she can make money. If she can't make money, these debts will be a huge mountain that will overwhelm her!
Shen Chunyan didn't have any thoughts or pressure, because she knew that with such a small amount of money, she could easily earn it back as long as she had brains!
After acquiring the factory, Shen Chunyan began to renovate it. She first moved out all the original production equipment and other things inside. She sold what could be sold, gave away what could be given away, and threw away what was really not used!
Then she simply purchased and installed the production equipment she needed!
Because there is no special equipment for cosmetics production lines now, she and the workers need to work together to make modifications to achieve the effect she wants!
Li Mobai looked at Chen Chunyan, who went out early and came back late every day. She seemed to have lost a lot of weight recently. With her like this, no one would think of how fat she was before, and no one would associate her with fat people anymore?
Seeing her so busy, Li Mobai felt a little distressed!
"Dad, Mom is so late and hasn't come back yet!"
Li Mobai looked at the time. It was already past eight o'clock in the evening, but he still hadn't seen anyone!
"Let's go get Mom together!"
"good!"
Li Mobai took a flashlight and took Li Chen to pick up Shen Chunyan!
There is only one exit at the gate of the military district’s family compound, so they can just go there and wait!
Chen Chunyan rode her bicycle hard towards home. She did come back today, but a little late. She would have to pay attention to the time tomorrow, after all, she had children at home!
When she arrived at the gate of the military district’s family compound, she saw two familiar figures. Aren’t these her husband and son?
"Why are you here?"
"Dad said it's too late, we two will come out to pick you up!"
Li Mobai took the bicycle, then let Li Chen sit on the front horizontal bar and Shen Chunyan sit in the back. The family of three rode the bicycle home together!
After arriving home, Shen Chunyan simply washed up and found that there was hot food on the table again!
"You must not have eaten!"
"How do you know? I'm really hungry!"
Shen Chunyan's appetite was whetted as she looked at the home-cooked meals. She had been busy in the factory these days and had not had time to eat!
So it’s not easy to have a hot meal!
Li Mobai watched Shen Chunyan eating with big mouthfuls of food. She was really hungry!
He quickly poured a glass of water and placed it in front of her!
"Eat slowly, don't choke!"
"Um!"
Li Chen rode the small bicycle his father made for him and came to Shen Chunyan!
"Mom, are you tired?"
"I'm not tired, Mom is very fulfilled!"
Li Chen nodded and rode away on his bike!
Shen Chunyan ate with big mouthfuls, finished all the food, then burped and sat on the chair!
Li Mobai took the food away and went to the kitchen to wash the dishes, but he was short of boiling water!
He thought that Shen Chunyan was so tired during the day, and it would be more comfortable if she took a bath at night, so he quickly boiled some water!
Shen Chunyan really wanted to take a hot bath, but it was not convenient at home, so it was very troublesome to take a bath every time!
"I've boiled some hot water, you can wash up later!"
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