Chapter 364 Debt Collection



Chapter 364 Debt Collection

A single scar ran across his face, making him look particularly ferocious.

Seeing this, Lu Ziyi quickly tried to strike up a conversation, saying, "Brother... you see, I'm only three days overdue, could you make an exception?"

The scarred man's eyes narrowed, and he retorted coldly, "What do you think?"

"These three days are your final deadline. Do you still dare to bargain?"

"Of course not," Lu Ziyi denied repeatedly, then began to play the emotional card: "Look at my current situation, it doesn't seem like I can come up with that much money... Could you pay part of the interest first, and pay the rest slowly?"

Lu Ziyi slowly began to discuss it, but the scarred man rejected it outright, leaving no room for negotiation.

"no."

"But if you want to use another method, that's not out of the question?"

When Lu Ziyi heard that there were other solutions, his eyes lit up and he asked in a hurry, "What?"

The scarred man looked him up and down, his eyes narrowed, and slowly said, "Recently, organ trafficking has become quite lucrative."

The implication was quite clear: Lu Ziyi was to pay for his debt with his life.

Upon hearing this, Lu Ziyi's expression changed abruptly, his face turning slightly pale. He forced a stiff smile and said in a low voice, "You must be joking."

"Heh..." The scarred man suddenly sneered, took a few steps forward, looked at him coldly, and said in a tone full of malice: "Young Master Lu, do you think we are good people who have time to listen to your nonsense?"

"Besides the principal of 600,000, with interest, the total is now 800,000. How do you plan to repay it?"

"Eight hundred thousand?!" Upon hearing his offer, Lu Ziyi's expression immediately turned cold, and he retorted sharply, "Raising it by two hundred thousand a month? Are you just robbing people?!"

He was familiar with loan sharks and had even borrowed money from them before when he needed funds, but he had never encountered such high interest rates.

When the scarred man saw him raise a question, his eyes narrowed slightly, but he didn't care. He then coldly reminded him, "Don't forget that you borrowed money at usurious rates, not at bank rates."

Lu Ziyi was about to say something more when a man behind him suddenly pressed him to the ground. The scarred man slowly squatted down, took out a dagger, and slashed across Lu Ziyi's face.

The cold touch made Lu Ziyi's face flash with panic, and then he heard threatening voices coming from the side.

"Do you think you're living too comfortably, which is why you dare to default on your debts?"

Before Lu Ziyi could respond, the man stood up and kicked him hard in the stomach. Lu Ziyi groaned and curled up in pain.

"Since he doesn't know the rules, let's teach him a lesson..."

As the scarred man slowly spoke, his men swarmed forward, striking Lu Ziyi with sticks until he could no longer hold on and his cries of pain grew fainter. Only then did the scarred man issue a warning to stop them.

That's enough.

The men stopped beating him, and the scarred man walked up to Lu Ziyi, looking down at him and saying coldly, "This time it's just a simple lesson for you. If there's a next time, it won't be as simple as breaking your arms and legs!"

After saying that, he led his men away from the accident scene.

Lu Ziyi was covered in wounds; he never imagined things would develop to this point.

His hands clenched tightly, his heart filled with hatred. He struggled to his feet, his expression slightly stern, and limped towards the house.

After returning to his room, he was met with complete darkness. He collapsed onto the bed, groaning in pain.

I originally thought that the casino incident was already a nightmare, and it was only to alleviate the crisis at that time that I was forced to borrow money from loan sharks.

Unexpectedly, after that incident, Brother Guo, who seemed to be devoted to him, vanished without a trace and could not be found again.

Lu Ziyi gradually realized the problem and suddenly discovered that it was all a trap. He had been lured into the casino and made to lose everything, just to persuade him to borrow money from loan sharks.

He might even get a kickback from it.

Thinking of this, a sinister look suddenly appeared between Lu Ziyi's brows, and a self-deprecating expression flashed across his face.

He was so smug, thinking he could use this as a springboard to soar to great heights, but little did he know he was the laughingstock!

The situation was extremely dire, and he was at his wit's end. He then began to plot his escape, but he did not want to let Si Yanxiao and Jiang Ran go, and was caught in a dilemma.

Just as he was feeling lost, the next day, wrapped up in his own clothes and enduring the pain, he still insisted on going to work at the hospital.

After all, until he had thought things through, this was still his only source of income.

When his colleague Lao Li noticed that Lu Ziyi's brows were furrowed and he looked preoccupied, before Lao Li could even ask him anything, Lu Ziyi simply put on his work clothes and walked out.

While cleaning up trash in the corridor, my gaze swept across the room and I caught sight of a familiar figure.

Bai Zhuwei?!

How did she end up here?

A look of surprise flashed across Lu Ziyi's face. After only a moment's hesitation, he quickly dropped what he was holding and followed.

As he limped closer and closer to her, just as she was about to enter the elevator, Lu Ziyi exclaimed in surprise, "Bai Zhuwei!"

Upon hearing this, Bai Zhuwei's lips curled slightly, and a hint of triumph flashed in her eyes.

As he turned around, his expression instantly changed. He turned his head back, raised his eyebrows slightly, and looked puzzled.

The moment their eyes met, she exclaimed in surprise, "It's you? What are you doing here?"

Lu Ziyi looked around, and considering the close relationship between her and Si Yanxiao, he was worried that they might run into each other. He hurriedly stepped forward and whispered to her, "Could we speak in private for a moment?"

Bai Zhuwei hesitated for a moment, then replied softly, "Okay."

Then he followed Lu Ziyi and walked towards the safety passage.

The stairwell was deserted, except for two people standing facing each other. Bai Zhuwei looked surprised and quickly asked, "What happened to your leg...?"

At this, a fierce glint flashed across Lu Ziyi's face, and he replied in a deep voice, "This is a long story..."

Seeing that he was unwilling to say more, Bai Zhuwei pretended to be understanding and did not ask any further questions, thus saving face for Lu Ziyi.

Little did she know that she had already heard about Lu Ziyi's disability, but she was unwilling to get involved, so she deliberately pretended to be unaware of the situation.

"By the way, what are you doing at the hospital?" Lu Ziyi asked immediately.

"I was bitten by a snake while climbing the mountain," Bai Zhuwei explained briefly, without going into any further details.

"You work at a hospital now?" Bai Zhuwei asked casually, making it seem like a friendly greeting.

Lu Ziyi glanced down at his work clothes, a hint of unease flashing across his face, and a wave of shame rising in his heart.

Then, with her head slightly lowered and her lips pressed into a straight line, she hesitated for a moment before asking, "Um... can I discuss something with you?"

"Go on," Bai Zhuwei interrupted abruptly, feigning indifference as she asked.

Seeing that her attitude had softened, Lu Ziyi slowly explained his request to Bai Zhuwei.

Upon hearing this, Bai Zhuwei's eyes flickered slightly. She had already prepared herself mentally, but she still pretended to be surprised.

Lu Ziyi thought she was a savior, and in his panic, he blurted out every little detail of what had happened.

She deliberately arranged for Lu Ziyi to incur high-interest loans so that she could offer him a helping hand when he was desperate.

Use him for your own purposes.

Lu Ziyi had no idea what Bai Zhuwei was thinking, and continued, "I really have no other choice now, otherwise I would never have asked you for help."

As he spoke, a hint of pleading flashed across Lu Ziyi's face.

He never imagined he would end up in such a state, needing charity from others to survive.

"Of course, no problem." After hearing Lu Ziyi's words, Bai Zhuwei waved her hand and said indifferently, "Anything that can be solved with money is not a big deal."

As he spoke, he looked at Lu Ziyi with a serious expression and asked in a low voice, "You can just transfer the money to my account directly."

Lu Ziyi was surprised that Bai Zhuwei agreed so readily, and a look of astonishment flashed across his face before he exclaimed in surprise, "Eight hundred thousand is no small sum..."

His words carried a hint of hesitation, subtly reminding Bai Zhuwei of the enormous sum involved.

To everyone's surprise, Bai Zhuwei didn't seem to care at all and asked in return, "I know, but if this money can save your life, I think it's a good deal."

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