Chapter 440: Sitong Bank



Yu Wendao and the others didn't interrupt them much. When Fu Xiaoguan saw them off, he said, "Get your money ready. We're going to do something big!"

The Third Princess and the other women didn't quite understand how big the big business Fu Xiaoguan was talking about was, but Yu Wendao, Ning Yuchun and Huo Huaijin understood very well that since Fu Xiaoguan said he wanted to do something big, he probably wanted to promote Xishan's industry on a large scale throughout the country.

Huo Huaijin returned home and immediately wrote a letter and sent it to the Prince of Zhenxi's Mansion by express horse, asking for silver, the more the better!

Yu Wendao returned to the palace and gave the Seven Swordsmen of Jianlin a message: "Count all the money in the escort agency and bring it all to the capital."

Ning Yuchun returned home and emptied out all the family assets.

Fu Xiaoguan went to the main house and talked seriously about his idea with his three wives.

Yu Wenjun and Yan Xiaolou thought it was impressive, but Dong Shulan's eyes lit up, and she raised many questions:

"According to Xishan Industry's investment in Yao County, not counting the shipyard, before those workshops start normal production, our total investment in Yao County is 600,000 taels of silver, and this is just for one county.

My original plan for Pingling and Quyi counties was to invest 300,000 taels of silver in each, first opening cement and brick workshops, and then following up with workshops for brewing wine, soap, perfume, rouge, powder, perfume, and papermaking next year.

Even if we invest 300,000 taels of silver in each county, there are still 23 counties, which means we need 6.9 million taels of silver! Of course, our products have a very fast return on investment. My original plan was to wait until the workshops in Pingling and Quyi counties were operating normally before considering other counties...

From what you said, you want to use their funds to fully expand?

The risks involved, the distribution of profits after their investment, and the fact that we don’t have enough management staff, etc., are all serious problems!

If there's a problem anywhere, it could be a big, big problem. How about... you think about it carefully?"

Fu Xiaoguan nodded slightly and asked Xiaoqi to bring pen, ink, paper and inkstone.

He sat down at the table and wrote the first equity distribution plan and equity incentive plan in the history of the world.

This task took him a lot of effort. He wrote from morning to night, and only stopped for lunch at noon.

He handed the dozens of pages of plan to Dong Shulan, and then continued writing.

This is a plan for the establishment of Sitong Money House.

Sitong Money House will be in charge of all investment funds. Of course, he has given it more functions, such as deposits, credit, becoming a stock trading center in the future, and applying to His Majesty to pledge Xishan properties to issue Sitong silver bills, etc.

After carefully reading the plan, Dong Shulan was silent for a moment, then carefully looked at the plan for establishing Sitong Bank. After a long time, she put the two plans on the table.

"I roughly understand what you mean. It's like using chickens to lay eggs, but the chickens have to be raised well."

Fu Xiaoguan laughed. This explanation was quite fitting. He said, "All the properties in Xishan belong to us. You can roughly calculate their current value, and then have the Fifth Prince and his men subscribe to them at... two taels of silver per share."

"The Sitong Bank must be established simultaneously, on the first floor of the Yufu Commercial Center..." He looked at Yu Wenjun and Yan Xiaolou, "The bank's manager is particularly important, so you need to help find this person. It would be best if he were the family's chief steward, someone with some experience in managing money.

Money and accounts must be separated, and accounts must be under one's control, so I hope Xiaolou will be in charge of Sitong Bank personally."

Yan Xiaolou was stunned. She had not had much contact with this thing. It seemed that this bank would have a large amount of money coming in and out, but she hoped that nothing would go wrong.

She nodded and said, "I'll learn more from Sister Shulan."

"Well, it will take some time from preparation to opening. You'll have to work hard these days."

Yan Xiaolou bit her lip and smiled, thinking that she could finally do something in this family.

Yu Wenjun thought for a moment and said, "Otherwise, I will ask my mother to give me Li Jindou, the head treasury of Baolong Bank, and then recruit some apprentices to train some talents that can be used by our family."

"That's fine. If it's convenient, please ask Li Jindou to come over so I can talk to him."

"Um."

Fu Xiaoguan looked at Dong Shulan and said, "The money house has been arranged in advance, but the matter of Xishan Shares requires you to take charge personally. The position of chairman is yours, but you should not overwork yourself. Let Chunxiu and Xiaoqi take care of Xishan's business."

Dong Shulan thought for a moment and said, "First, let them follow me to finish the preliminary matters. When the business is really expanded, each county will have to appoint a chief manager. These people must be carefully selected so that they can be used with more confidence."

"Well, it shouldn't be a big problem. By then, every county will have Xishan Express. Now Xishan Express's intelligence network is almost mature. With our own people in control of the intelligence system, we don't have to worry about anyone messing around."

A groundbreaking plan was decided so simply.

For Fu Xiaoguan, he needs a huge flow of funds to support the construction and operation of all industries. For Yu Wendao and others, the starting point is just to make some extra money.

At this moment, they had never thought about the far-reaching impact that Xishan Shares and Sitong Bank would have in the next few years!

It shocked the world even more than the divine sword!

Fu Xiaoguan himself didn't think that far. He left the matter to his three wives and went to Taoranting.

Su Su, Su Rou, Bai Yulian and Wen Ruoxi are here at the moment.

He has been too busy these days that he has not asked about his senior brother Su Jue in detail.

At this moment, Su Rou was handing a pair of embroidered mandarin ducks to Bai Yulian and Wen Ruoxi.

"Xiaobai, I've always said that when you find a wife, I'll embroider the most beautiful pair of mandarin ducks for you..."

She raised her narrow eyes, her face filled with joy. She glanced at Wen Ruoxi, whose cheeks were slightly red, and then at Bai Yulian, who was feeling awkward and uneasy. "You're so lucky, you actually tricked such a beautiful young lady into marrying me. When are you planning on having the baby? I'm telling you two in advance, when the baby is born, you have to call me Auntie!"

Wen Ruoxi glanced at Bai Yulian, but Bai Yulian sat upright and said seriously, "Master, I'm basically done with my work here. I plan to leave for Fenglin Mountain tomorrow. The First Divine Sword Brigade will recruit soldiers in Pingling and Quyi, and will replenish the troops to about 6,000 people.

As for Feng Linshan, they will reorganize the Second Divine Sword Brigade. This was a plan that the Young Master and I made when we were in Pingling, so..."

He looked at Wen Ruoxi, "I'm a soldier. I'm really too busy. I don't have time to spend with you under the moonlight, and I can't guarantee you a future..."

Wen Ruoxi interrupted Bai Yulian, her eyes flashing with light:

"I'll be with you, even to the ends of the earth!"

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