Chapter 63 Private Loan

"Who are they?" Cheng Yunshuo looked at the two newcomers in Lu Lingyun's room.

"They are my cousins ​​from my mother's side. They came to keep me company for a few days."

After such a joke, Liu Qingping and Liu Qingshuang now restrained themselves and became much quieter. They imitated Lu Lingyun's dignified demeanor and did not dare to speak.

Cheng Yunshuo glanced at the two of them and just nodded, "Let's eat."

"good."

While eating, Liu Qingping and Liu Qingshuang were both very dignified. They came from small families and didn't know any etiquette. Looking at the table full of delicacies, they felt restrained, fearing that Cheng Yunshuo would laugh at them if they showed any behavior. So they ate their meals obediently like quails.

Since there were outsiders present today, Cheng Yunshuo did not say much to Lu Lingyun. He ate a few bites and went back.

Only after he left did Liu Qingping and Liu Qingshuang seem to breathe a sigh of relief.

After dinner, Lu Lingyun looked at them and smiled, "What's wrong with you two? Are you uncomfortable?"

Liu Qingping rolled her eyes and said, "A little bit."

Liu Qingshuang couldn't help but say, "It feels like the Marquis' Mansion has so many rules."

Lu Lingyun laughed. After all, they were just a group of young girls who had never experienced much, and such a small scene made them nervous.

If they went to a larger family, or even in front of the emperor, they would probably be so scared that they would lie on the ground and dare not even lift their heads.

Lu Lingyun accompanied them for two days and took them on a tour around the mansion. They saw the courtyard with its own large garden, the servants in the mansion which were countless times more numerous than the masters, and a lot of rare things, which really broadened their horizons.

However, she only met Cheng Yunshuo on the first night. On the second night, Cheng Yunshuo knew that there was a female guest at home and did not come again, and they did not meet again.

But this made them feel more comfortable.

Eat more at every meal.

After staying there for less than two days, Liu Qingping and Liu Qingshuang were sent back, and Lu Lingyun also gave them a lot of gifts.

After returning, Liu asked them how they were doing first.

"How are you doing in the mansion?"

"Aunt, you are doing so well!"

"Sister Yun also gave us a lot of things!"

Liu Qingping and Liu Qingshuang excitedly told Liu about their experiences in the Marquis' Mansion and the things that Lu Lingjun gave them.

"Look, the jade hairpin on my head is made of jadeite!"

"Aunt, Sister Yun gave me a gold bracelet that's bigger than my mother's!"

Liu looked at the two of them showing off these useless things and asked, "Have you never seen the prince?"

"Yes."

Liu Qingping and Liu Qingshuang nodded repeatedly.

"So what's going on between you and the prince?" Liu's eyes sparkled.

"My brother-in-law is also very nice. When we left, Sister Yun handed us both red envelopes, saying that they were from my brother-in-law."

Liu looked at the red envelopes that were taken out and said, "What kind of red envelopes do you want? I want to ask you whether you have made the prince take a liking to you two!"

When the Liu sisters heard this, their excitement faded, "Aunt, what did you say?"

"We haven't even talked to my brother-in-law, why would he be interested in us?"

"That's right, we are just visiting, why do we have to do that?"

Liu: “…”

Hearing that neither of them said a word to Cheng Yunshuo and kept calling him "guest", Liu was so angry that her heart ached.

Why did she find these two idiots?

He looks quite smart on weekdays and is very competitive for favors at home, but once he goes out, he is nothing!

It's like a pile of rotten mud that can't be propped up against a wall!

Liu was so angry that her heart ached. She scolded the two of them for being stupid and sent someone to tell them to go back to their shabby home immediately!

Useless stuff!

After Lu Lingyun sent the people away, he had no time to spare and the bills had been piling up over the past two days.

As the year draws to a close, Qin will also have to return home, and she has to sort out the accounts and report to Qin.

She checked an account book, using the Arabic numerals she had learned from Xing Dairong, and soon discovered something.

"Why is there so much money flowing in and out of this account?"

Lu Lingyun looked at the account book which had only records of payment and receipt, and frowned, "Who sent this account book?"

"Madam, it was sent by Butler Qian," said Nanny An.

There are now four stewards in the Marquis' Mansion.

They are Nanny Wen, Nanny Li, Butler Qian, and Nanny An.

Nanny Wen and Nanny Li are both from the Qin family, Nanny An is from Lu Lingyun, and Butler Qian is a household servant in the Marquis's mansion.

Nanny Wen and Nanny An are both in charge of the inner house, Nanny Li manages part of Qin's private property and part of the Marquis's private property, and the butler Qian is in charge of the Marquis's property only.

"Call the butler Qian."

"yes."

After a while, a middle-aged man in his forties or fifties walked in.

"Young Madam, you're looking for me." Butler Qian looked at Lu Lingyun with a smile.

"Butler Qian, where is this account book of yours?" Lu Lingyun asked Butler Qian politely.

Lu Lingyun's attitude towards the four housekeepers in the family is always very good.

The chief butler, the junior butler and the lowest-level servants are different. They are the pillars of the mansion and the confidants of several masters.

None of them can be moved easily.

If Lu Lingyun wanted to truly be in charge of the family, he had to take power little by little from the butlers.

Butler Qian glanced at the account book and said, "To answer the young lady, this is the mansion's gray property."

"Gray products?"

Lu Lingyun frowned. She looked at the numbers on the account again and asked tentatively, "Loan money?"

Qian Da, the shopkeeper, immediately had his eyes light up and looked at Lu Lingyun with approval, "Yes."

Their young lady even knows about the usury, no wonder she is such a secure boss in this family.

Of course Lu Lingyun knew about the loan sharking.

Usury is lending money.

Many wealthy families would secretly lend money at loan sharks to make extra money. The interest rate on loan sharks is high, and 90% of the money is invested and 13% is returned. It is a quick way to make money with little risk.

On the one hand, it is because there is collateral, and on the other hand, the owner is wealthy and no one dares to owe the big family a loan.

Therefore, this loan sharking money, as a gray market, is extremely popular among some big players.

However, Lu Lingyun shook his head.

"We can't lend this loan money anymore."

Lending money at high interest rates is immoral and despicable. The people who lend money are often gamblers. Those people are a bunch of inhumane people who will sell their children, wives and kids when they lose everything, which can easily lead to lawsuits.

Once there is a lawsuit, it is a lawsuit involving life.

In his previous life, Lu Lingyun accompanied Li Wenxun as an official in Jiangnan. He hated people who lent money at high interest the most, as few of them were clean.

She didn't expect that the Marquis' Mansion was also lending money privately.

"Young Madam, this..."

"I will tell my parents that starting today, they should stop lending money at usury."

Lu Lingyun closed the account book, very firm.

Seeing Lu Lingyun's attitude, Butler Qian said nothing and took the loan account book from her. "Okay, Madam, I'll collect the rest of the account and that's it."

"Well, go ahead."