Feng Jinyuan now gets a headache whenever he hears about anything related to money. When the servant said "collecting debts", his mind started to buzz. He tried desperately to recall when he had borrowed money from Dingfeng Bank? And he had borrowed 200,000 taels? This is impossible! He has no recollection!
Feng Jinyuan was puzzled, and the other people in the Feng family had similar thoughts. Cheng Junmei asked him, "Is it the debt that the master borrowed?"
The servant took over the conversation: "This time it's really not the master. The person who came said that the silver was borrowed by the old lady before she died. She even signed a receipt with her handprint on it."
When Feng Jinyuan heard that it was the old lady, he felt relieved. Although money was still tight, at least he had saved his face. He said to the servant, "Go and bring the person over here."
The servant was a little embarrassed and looked at the mourning hall: "This...isn't appropriate?"
Cheng Junman shook her head helplessly and said, "Let's go to the front yard!"
Only one person was left to watch over the funeral hall, and the masters of the Feng Mansion walked to the front yard. Zi Rui shook Feng Yuheng's hand: "Sister, are we going back to eat, or to watch the fun?"
Feng Yuheng said, "Of course I went to watch the fun." After that, he questioned puzzledly, "What did the old lady borrow the money with? The Feng family doesn't even have a land deed, what did she mortgage?"
With such questions, they also arrived at the front yard. Dingfeng Bank is the largest bank in the capital. It is said that the major shareholder behind the bank is a certain prince, but who exactly is it, people have been guessing for so many years, and no one has guessed it.
The man who came today was nearly 40 years old. He was dressed in a long blue cloth gown and looked somewhat elegant, but his eyes were bright and he was an extremely smart man. When he saw the Feng family coming out, he hurried forward to salute. He first bowed and greeted Feng Jinyuan and the Cheng sisters, then half turned around and knelt directly in front of Feng Yuheng, shouting: "I kowtow to the Princess of Ji'an County!"
Feng Yuheng didn't say anything, just raised his hand and said, "Get up."
The man stood up and nodded to Feng Yuheng, then turned to Feng Jinyuan, reached into his sleeve, and took out a piece of paper from his sleeve pocket. "Master Feng, this is the receipt for the money borrowed from Dingfeng Bank before your old lady passed away. At that time, there were three copies. We each took one copy and sent one copy to the government office for preservation. Although the loan period has not yet expired, the old lady has passed away. According to the regulations, the current head of the Feng Mansion must immediately cash in this receipt and return it."
Feng Jinyuan frowned and took the voucher. Sure enough, the amount borrowed was clearly written on it, and the old lady also pressed her handprint and her own seal. He was a little annoyed. A full 200,000 taels, what on earth did the old lady borrow so much money for?
At this time, An spoke up. She said, "On the second day after the rainstorm stopped, the old lady sent away the families of my second uncle and third uncle who came to seek refuge from their hometown in Laofengtong County. When they left, I also saw them off for a while in front of the mansion. I seemed to hear my second uncle thanking the old lady for the resettlement allowance she gave them. At that time, I thought the old lady used her own money to make up for it, but now it seems... this is probably the money, right?"
Cheng Junman immediately ordered the servants, "Go and check out the things left at Shuya Garden." Then she said to Feng Jinyuan, "Sister An has some truth in what she said. I was also wondering why they were so anxious to send it away. But if you have such a large sum of money, you won't have to worry about finding a place to settle down."
Han exploded again when she heard this: "No wonder those old guys left happily, it turns out they took such a large sum of money from our family!" She grabbed Feng Jinyuan with panic: "Master, you have to chase them back, they must be threatening the old lady, if the old lady doesn't give them money, they will refuse to leave. The old lady thought that the mansion is not the same as before, and she is busy moving, so she had no choice but to lend them money. What is this? It's blackmail! The poor old lady has to be threatened like this before she leaves, it's really sad to think about it." She wiped her tears as she spoke, but it was a pity that she was just pretending, no tears came out of her tears.
The man from the bank couldn't stand it anymore and said, "Master Feng, as to why Old Lady Feng borrowed this money and where she spent it, this is your Feng family's business. Please return the money first and discuss the rest among yourselves!"
Feng Jinyuan snorted coldly and said something worse than a robber: "Go find whoever borrowed money from you!" After that, he threw the paper receipt in the banker's face and waved his hand - "Send him out!"
"Wait!" The man shouted, struggling to break free from the servant who had come up to pull him, and then turned to Feng Jinyuan with an unbelievable look on his face and said: "Master Feng, how can you say such a thing? Although you are now a fifth-rank official, you used to be the prime minister! Once the prime minister, you are second only to one person and above everyone else. How can someone of your status say such a thing? It is written in black and white on this voucher that the loan period is one year, but if the borrower dies unexpectedly during the loan period, the debt will automatically be transferred to the close relatives. The government has a record of it, you can't deny it!"
He first praised Feng Jinyuan, and then brought up the Dashun laws, which made Feng Jinyuan speechless. However, he also had no money. Even if he wanted to fill the hole dug by the old lady, he had no soil!
He looked at Cheng Junman in embarrassment, wanting her to make a decision. But Cheng Junman couldn't come up with such a large sum of money, so she could only shake her head at him, indicating that she was powerless.
For a moment, everyone was frozen here, and no one knew what to do.
Not long after, the servant who had gone to Shuya Garden came back and reported to Cheng Junman, "Madam, in the storehouse of Shuya Garden, apart from some items that the old lady has collected over the years, we could only find less than fifty taels of silver, and not a single banknote."
Feng Jinyuan's heart sank. He cursed the old lady in his heart for being confused. Was it worth spending so much money to beat up those people in his hometown? But the old lady was dead, and it was useless to complain. He looked at the family in this courtyard and felt helpless again after the last land deed incident.
At this time, what no one expected was that Feng Yuheng actually spoke up. She asked the person from the bank: "The Feng family is now only the family of a fifth-rank official, and even this house is being taken back by the emperor. This county lady asks you, what did the old lady use as collateral to borrow the money from you?"
The man replied: "My Lord, there is no collateral."
"What?" Han screamed in a shrill voice, "No collateral? Then you still dare to lend money? When did Dingfeng Money House become so generous? Back then, our Wucailou used a workshop to pawn one hundred thousand taels of silver with you, and you didn't do anything. Now you dare to lend money without any collateral?" She spoke without restraint, and in a hurry she told him the old things that happened in Fengyue Alley before she entered Feng Mansion.
As soon as these words came out, it was simply a slap in Feng Jinyuan's face. Who in the capital didn't know what Wucailou was? Although Wucailou had gradually disappeared under his secret suppression in the past few years, it had been prosperous for so many years after all, and everyone knew it when it was talked about.
Now his concubine Feng Jinyuan openly said in front of outsiders, "We are from Wucai Tower." Isn't this clearly making her origins public? Feng Jinyuan couldn't bear it anymore, and slapped Han in the face. Han was beaten so hard that she saw stars. If the maid hadn't supported her in time, she would have fallen to the ground.
But she didn't dare to say anything. She also realized that she had said the wrong thing before. Such a mistake was almost fatal. If she wasn't pregnant, she really doubted whether Feng Jinyuan would send secret guards to kill her on the spot.
Han was beaten, and no one tried to persuade or stop her, and no one showed any sympathy. Cheng Junman told her coldly, "Remember your identity. If you really like your previous life, I will arrange for someone to send you out of the mansion after the child is born. From now on, you will have nothing to do with the Feng family."
Han was so frightened that her face turned pale. She trembled as she hugged the two maids and could not utter a word.
Feng Yuheng had no intention of watching this farce, and asked the banker, "Since there is no collateral, why did you lend the money?"
The banker said as a matter of course - "Because she is your grandmother! When the old lady of the Feng family came to our Dingfeng Bank, she spoke to us as the grandmother of Ji'an County Lord. At that time, you were outside the city saving people. The Feng family is in trouble, we can't help them."
This person kept looking at Feng Yuheng while he spoke, not dodging or evading, not impatient or impatient, with a calm voice and a firm tone. Feng Yuheng could see that what he said was true.
She smiled bitterly, it turned out that her face was quite valuable, and it turned out that the old lady of the Feng family was not stupid at all.
Feng Jinyuan perked up when he heard this, looked at Feng Yuheng eagerly, and asked her: "Ah Heng, what do you think about this?"
Feng Yuheng raised her lips and said, "What else can I see? Since ancient times, debts have been repaid. Could it be that father still wants to default on this money? After my grandmother passed away, the person who took up the responsibility of this family was naturally father, but father can't take up this responsibility now. As the eldest daughter of the Feng family, I must take it up. What's more, this money is for the two families of the second uncle and the third uncle to settle down. They sent the ancestral tablets back from far away. This little money is not too much for the Feng family." She stretched out her hand. She reached into her sleeves and directly took out two hundred thousand taels of silver notes from the space and handed them to Huang Quan. "You go with this gentleman to the government to exchange the voucher. This money will be paid by this county lady. But--" She looked at the banker again, her face darkened and she said, "This is the first time and the last time. If someone dares to use this county lady's name to defraud again, and your bank dares to lend again, this county lady will burn down Dingfeng Bank. I mean what I say. If you don't believe me, try it."
The banker turned pale with fear, but he didn't doubt the truth of Feng Yuheng's words. This county lady was the future princess of the Ninth Prince. Even if she wanted to burn down half of the capital, let alone a bank, the Ninth Prince would not even blink an eye.
He quickly kowtowed to Feng Yuheng, and followed Huang Quan without saying a word, and walked away.
Feng Jinyuan let out a long sigh, and before he could say a few polite words, he heard Cheng Junman shout, "Someone, go get some writing brush and ink, and ask the master to write a promissory note for the second young lady!"
...
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