Chapter 14 Chapter 14 Green fingers slowly stroked the neck...
Facing the man's deep gaze, Lin Keying could only go back to the closet in her room and find the gift tie from a stall from the deep corner.
"Young Master, this tie should only cost two dollars." Lin Keying tried to remind the man that this tie was worthless and not worthy of your status as a wealthy boss. Should you really wear it?
"Yeah." Cheng Wanting lowered his eyebrows and glanced at the woman's slender fingers. The dark red striped tie was roughly made and cheap at a glance, but at this moment it made her palm look as white as jade.
The jade-like green fingers slowly stroked his neck, separated only by a thin layer of white shirt. The clear and warm touch was fleeting until his neck was surrounded by a crimson tie.
Surrounding also came the fragrance brought by the woman who stood on tiptoe and approached suddenly. It was like an invisible net, surrounding the person tightly, entangling him from top to bottom.
In order to tie the tie properly, Lin Keying couldn't help but tiptoe closer, and with her fingers flying, she tied a beautiful Windsor knot. After all, she was a corporate slave in her previous life, and had been trained in these basic workplace dress etiquettes.
The workmanship of the tie was poor, but when tied around the neck of his handsome fiancé, it seemed to increase his social status.
Lin Keying admired her masterpiece beautifully. She looked up with a faint smile on her lips. Just as she was about to show off, she saw the man's face stiffen and suddenly changed. His breathing became heavier and he turned around and left.
Lin Keying: "..."
Why don’t you even say thank you! Rude!
——
For the next three days, Lin Keying was called to the study on the second floor every night and sat on the sofa to learn Cantonese.
The damn fiancé reads the documents himself but doesn't allow herself to read those gossip newspapers. She also has to ask questions from time to time. If she can't ask a question, this man will say a few words in a bland tone.
"I asked a lot of questions to other people. Are there no more questions now?"
"You go out quite often during the day, so maybe you're not going to study?"
Just like that, Lin Keying didn't dare go out during the day these few days. She really couldn't figure out what was wrong with this man!
You can only prepare questions seriously and incorporate Cantonese listening, speaking, reading and writing into the learning process.
Fortunately, although my fiancé is serious and not as humorous as Dr. Xiao Huo, he is a graduate of a prestigious university after all and has the temperament of a top student. Even when he explains with a blank expression, it is convincing. Especially his low voice, like a pine cone covered with snow in winter, always makes people's ears itchy when it rings in their ears.
The sound of correcting Cantonese pronunciation echoed in the study. Lin Keying's Cantonese improved gradually, and the distance between her and her fiancé was also shortened.
Every time I taught, my fiancé would come from behind the mahogany table to the sofa, standing a fist's distance away, and explain and correct me carefully and patiently.
Every time at this moment, Lin Keying seemed to be able to smell a faint cold breath, as deep as sandalwood, light yet as colorful as ink, making it hard to ignore.
The man's voice was charming, but Lin Keying's consciousness seemed to be drifting away. She wondered if her fiancé used any men's perfume? It smells pretty good too.
But this man had sharp eyes and could detect her carelessness in an instant. He slightly bent his bony fingers and tapped twice on the coffee table, suddenly bringing Lin Keying back to her senses.
She turned her head and gave the man a shy smile as if she had been caught, with a faint dimple at the corner of her lips, but her eyes slid down to his white shirt which was stretched out because he was sitting upright, and she could vaguely see the outline of his beautiful figure.
"Read this passage." My fiancé would only speak to me in Cantonese throughout the conversation in the study room where he taught Cantonese, but he would deliberately slow down the pace.
“Oh.” Lin Keying nodded and read aloud in Cantonese the examples of picture-based literacy in the children’s textbook.
The woman's crisp and soft voice floated into my ears, like a breeze blowing gently outside the window, gentle and comfortable, making people unconsciously relax their brows.
Cheng Wanting lowered his eyes and looked at the woman whose profile was facing him. He saw that she was reading a book attentively. Her clear eyes were without a trace of impurities, as clear as water.
Only when he was in a daze or daydreaming, his almond-shaped eyes would suddenly light up, like a cunning little fox. I don't know what he was thinking about, his almond-shaped eyes curved and the corners of his lips raised.
Just like now, after reciting the basic words, Lin Keying took the opportunity of her fiancé returning to the mahogany table to work and took a break from her busy schedule.
She will be taking a boat back to the mainland in a few days. Before leaving, Lin Keying plans to pick a few potential Hong Kong stocks to hoard and not sell them in a hurry. When they double in value in the future, they will serve as her retirement insurance.
But her memory was vague. She vaguely remembered that someone entered the Hong Kong stock market in the 1970s and 1980s, but did not pay any attention to it for more than ten years. Later, the stock price soared and he became a multi-millionaire.
Eight stock names appeared on the paper filled with traditional Chinese characters. The potential stocks that can survive to future generations should be among them.
Lin Keying was struggling to think of the correct answer and bit the tip of her pen as she thought, but she sensed a probing gaze coming at her.
She was like someone who was caught slacking off in school by the dean. She pretended to be calm and hid the manuscript paper with the stock names written on it under the page of the book. She raised her hand to smooth the hair behind her ears, then propped up her chin as if she was concentrating on reading. Until the sight hovered for a moment and gradually disappeared.
Just at this moment, Ah Mei brought some sweet soup and fruit plate, which relieved Lin Keying's nervousness and guilt.
She stood up, opened the door and answered it. She smelled a sweet scent: a bowl of sweet potato soup and a plate of watermelon.
The orange-red sweet potatoes are shaped like a rolling knife and boiled together with a few lilies and red dates. One bite will fill your mouth with a soft, sweet taste, and the syrup is soaked with strands of sweetness, which is especially refreshing on summer nights.
Ever since she came up to the study, a bowl of sweet soup was served to her every night. At first, Lin Keying politely asked her fiancé about it, but later, seeing that he really didn't like it, she ate it with relish without any burden.
After drinking a bowl of sugar water, Lin Keying ate a few slices of iced watermelon, took the initiative to clean up the mess, and took the dishes downstairs. When she returned to the study, it was time to "dismiss get out of class".
"Master, I won't disturb you from working. I'll go down first."
"Yeah." Cheng Wanting was still sitting behind the mahogany table, seemingly not caring much about her stay or departure.
Lin Keying quickly packed up her books and manuscripts and left, feeling almost relieved at the end of school. Her brisk footsteps played a joyful melody on the steps of the solid wood stairs.
Calculating the time, in three days, she will be able to finish school completely and won't have to attend classes so hard.
After organizing and piling up the study materials, Lin Keying casually flipped to the manuscript paper, only to find that two of the eight stocks she had listed were circled! Two more were marked with ×.
Lin Keying's eyes widened and she looked up at the ceiling in disbelief. Could it be that she was trapped when she went downstairs to put away the dishes?
It should be credible that a wealthy boss leaked the test questions himself, right? !
——
The next day, at dawn, Lin Keying got up early and prepared to go to the stock exchange to buy stocks, and happened to run into Secretary Yang who came to pick up the eldest young master.
"Ms. Lin." Secretary Yang glanced at the cheap and rough tie around the young master's neck these past two days, and his eyelids twitched violently. He guessed that this tie was most likely related to Miss Lin.
During the time of greeting, Secretary Yang took advantage of the young master's inattention to ask about the origin of Miss Lin's tie.
When he found out that it was a street stall product that cost two yuan, Secretary Yang was even more surprised. The Cheng family was rich, and the eldest son was already a wealthy family in Hong Kong when he was born. He had been rich and noble since he was a child. However, he wore a rough tie to attend meetings and meet other wealthy businessmen to discuss business these two days...
Really... Secretary Yang looked at Lin Keying deeply, but couldn't utter a word. In his mind, he was already thinking about how the eldest young master should deal with the relationship with the Chen family in the future.
It's a bit tricky!
Lin Keying couldn't understand Secretary Yang's eyes. She just watched him hurriedly leaving, wanting to ask whether the ship to the mainland could set sail as scheduled.
But there was good news today. Just now in the living room, she secretly overheard Secretary Yang talking about a meeting with the eldest young master, and she keenly caught the message that her fiancé had business to discuss tonight and would not be back too early.
She can play outside later!
——
Early in the morning, Lin Keying rushed to the Far East Exchange.
This time, she spent HK$1,000 to buy two stocks that her fiancé had chosen. She planned to hold the stocks for several years and put two pension insurance policies on them.
These two stocks are not the most popular among the eight stocks. On the contrary, the two stocks that my fiancé crossed out are the hottest stocks in the exchange recently.
The price kept rising, and even the uncles and aunts buying groceries outside heard about it and became eager to buy in.
Lin Keying thought of a famous saying circulating in the stock market: when the grocery store uncles are discussing stocks, it is time to be alert.
However, Hong Kong stocks experienced a stock market crash in the 1970s. Since the reconstruction, the Hang Seng Index has rebounded and reached a high point in 1987, and then fell again. Lin Keying calculated the time and decided to pay close attention.
After buying the stocks, Lin Keying had a few hundred Hong Kong dollars left in her hand, so she simply put them in her pocket for future use.
After finally getting out, Lin Keying not only wandered around but also visited major shopping malls in Hong Kong.
Today, there are four major shopping malls in Hong Kong, located in Hong Kong Island, Kowloon, Yau Tsim Mong and Causeway Bay. They all have a majestic aura that soars into the sky, with towering floors and luxurious decoration.
However, each shopping mall has different focuses. Department stores on Hong Kong Island focus on fashion, mostly local fashionable clothing industries and imported foreign clothing brands; Kowloon department stores focus on department store supplies and daily life; Yau Tsim Mong department stores specialize in the electronics industry, mainly selling the most advanced and popular small electronic devices; and finally, there is the Causeway Bay department store, which sells a hodgepodge, broad but not refined, but the most comprehensive.
Lin Keying bought a nightgown at the Island Department Store. It was a beautiful silver silk nightgown with a delicate and smooth touch, as if she was touching the finest silk. It would be extra cool to wear especially in the hot summer.
Just this nightgown costs HK$189.
Lin Keying suddenly understood why she spent 7,788 Hong Kong dollars on her fiancée's shopping spree last time.
Good quality clothes in shopping malls are really expensive!
Not only are goods and services expensive in Hong Kong, but housing prices are even more so.
In just this short while of walking around, Lin Keying had already seen quite a few real estate advertisements, including Tianxing Real Estate, Yongheng Industrial, Huanyu Industrial... and there were countless properties being developed.
Even though it was the size of a pigeon cage, it was still expensive, basically around 250,500 square feet, which is about 5,000 Hong Kong dollars per square meter. Considering that the average income of Hong Kong people at that time was more than 2,000 yuan, it was still within the range that one could afford if he saved up for several years.
It was not until the 1990s that housing prices in Hong Kong began to skyrocket. In this place where every inch of land is valuable, the price even reached as high as 200,000 yuan per square meter, topping the global housing price list.
Thinking of this, Lin Keying reminded Sister He and her family: "Tingting is now well, you can save up some money and buy a house first. On the way here, I received a flyer advertising a new property facing Victoria Harbour, which only requires a 10% down payment and a 90% loan, with a maximum loan term of 20 years."
Sister He has never thought about buying a house. After all, it takes a long time to save up for the down payment of 10%, and she has to bear the subsequent 90% loan for 20 years. How scary.
"Keying, why buy a house? It's too stressful to take out a loan." Sister He shook her head and continued to make sweet soup at home, preparing to set up the stall in the afternoon.
He Ji's dessert stall has a stable business every month and has accumulated a group of repeat customers. The stable income can reach about 2,000 yuan. Together with the income from He Jie's husband, A Sheng, working, the two of them can basically get a salary of 4,000 to 5,000 yuan after working hard for a month.
Living on 4,000 yuan is normal in Hong Kong, but prices are high and expenses are large. Even if the down payment is 10%, it will take more than 20,000 yuan. Ordinary couples do not have the urge to take out a loan to buy a house.
They have always been pragmatic and cautious. If they had not almost died that year, they would not have sneaked into Hong Kong. This was the most impulsive thing they had ever done in their lives.
Lin Keying advised: "70% of the land in Hong Kong City is still undeveloped and is lying idle. In another ten years, high-rise buildings will sooner or later appear. By then, there will be more people and fewer houses. People will be more aware of buying houses, and house prices may skyrocket."
What Lin Keying was talking about was the subsequent skyrocketing housing prices in Hong Kong City, which rose to a level that ordinary people could not afford. Farsighted homebuyers in the 1970s and 1980s made tens of times the profit by buying homes at a high price and then reselling them at any time.
If you miss the golden period before the housing prices in Hong Kong city rise, it will be almost impossible to buy a house in the future.
Sister He and her husband were hesitant. On the one hand, they were reluctant to take out a loan to buy a house, but on the other hand, they trusted Lin Keying, and they were struggling for a while.
On the contrary, Tingting thought it made sense, and hurried into the house to take out her piggy bank, shaking it with a jingling sound: "Sister Keying, I think you are right, buy it! I will take out all my assets."
Lin Keying estimated that there were a few dozen dollars in her piggy bank. She smiled and said, "Okay, ask your mother to leave you a few feet of land and write your name on it."
After this interruption, Sister He and her husband also laughed, and after listening to Lin Keying's further advice, they couldn't help but become a little interested.
For the illegal immigrants who came to Hong Kong from the mainland, lived in slums for a long time, and worked hard for more than ten years before applying for public housing, the sense of belonging that comes from being able to settle down in Hong Kong is still not enough.
Deep down, they actually longed to have a unit of their own and have their own names on the property certificate.
Before starting work in the afternoon, Sister He took her daughter Tingting and Lin Keying to take a look at the new real estate projects in Hong Kong Island.
The text description on the small advertising flyer was cold and unappealing, but when you actually see the property, you will see a 16-story building with white walls and blue bricks, and exquisite decoration. It is much better than the old public housing.
There are four units on each floor, with three floor plans of 455 square feet, 500 square feet and 550 square feet respectively. Lin Keying calculated in her mind that it was about a two-bedroom, one-living room apartment of about 40 to 50 square meters.
Fortunately, the house designs at that time were relatively reasonable, and most of them were square. At least they did not have the strange shapes or bay windows of later generations.
As soon as she saw the house, Sister He's slightly shaken balance tilted a little more.
Lin Keying was also watching with great interest, thinking about how in her previous life she had just died suddenly from working overtime when she had just gotten a promotion, a pay rise, and was about to buy a house. She bought the house, but didn't enjoy it at all.
The property sales staff were still working hard to promote their performance, but when they saw that He Xiuyun and her daughter were a little shaken, they hurriedly explained the benefits of buying a house, especially emphasizing that public housing might be taken back by the government.
Lin Keying was also targeted. The sales staff saw that she was quite interested and was unwilling to let go of this customer even though they learned that she was about to return to the mainland.
"You can buy it when you return to the mainland. There are many mainlanders buying houses here now. Miss Lin, to be honest, the two units upstairs were just bought by a mainlander yesterday."
"Can I buy it without a Hong Kong ID card?" Lin Keying was indeed tempted.
Buying a house in Hong Kong is a very profitable business now. Even if you don’t live in it, the value will skyrocket in ten years or so. It is simply the best deal for investment.
"Yes!" Real estate salesmen seem to be omnipotent in any era. As long as you want to buy, they can help you with any procedures.
......
Lin Keying will return to the mainland in two days, and the matter of buying a house in Hong Kong has not been finalized. She makes fewer decisions at night, and plans to think about it tomorrow to see if it is an impulse purchase.
However, after all this trouble, it was already late at night when she returned to her villa halfway up the mountain.
The taxi stopped at the gate of No. 5 Villa in Mid-Levels. When Lin Keying was paying, a bright beam of car lights came from behind, so bright that she couldn't help but squint.
Secretary Yang used the car lights to see the person in front of him clearly, and whispered to the man who was resting with his eyes closed in the car: "Master, we're here. Miss Lin just got off the car in front."
Cheng Wanting slowly opened his eyes, looked at the beautiful figure in the dim light ahead, and asked, "Where did you go so late?"
"I'll check it out." Secretary Yang took note carefully.
Lin Keying recognized her fiancé's luxury car and greeted him with a smile: "Master, Secretary Yang."
Secretary Yang smiled warmly: "Ms. Lin looks like she's having a lot of fun."
"Not bad." Lin Keying was worried that she would be interrogated by her fiancé again, so she hurried away.
After all, the date to return to the mainland is approaching, so just wait patiently to get the money and get on the ship.
After a busy day outside, Lin Keying returned home to take a shower and change into clean clothes. In just a few days, she seemed to have developed muscle memory and swiftly took the language learning materials to the study on the second floor.
But this time, after knocking on the study door several times, there was still no response. Lin Keying opened the door familiarly and called out in a low voice: "Young Master?"
Hey, this person is here every day and loves to be his own teacher.
Lin Keying looked around the study room, but did not see the man. She could only hear the faint sound of dripping water.
Before she could think about it, Lin Keying suddenly realized that Ah Mei did not inform the eldest young master to ask her to come to class tonight!
Lin Keying felt extremely regretful. She had already developed muscle memory after just a few days of training, and yet she came to attend the class on her own initiative without even notifying anyone?
It's outrageous!
Just as she was about to turn around and leave, the sound of a door opening was heard in the study. The bathroom door hidden in the blind spot opened and a tall man walked out.
He was wearing a white bathrobe and was tying the belt with both hands. His muscular abdominal muscles flashed across Lin Keying's surprised eyes, and were immediately covered up completely.
"Um... Young Master..." Lin Keying was a little confused and quickly turned around and left. "I went the wrong way. I'm leaving now. Sorry to bother you!"
But before the study door was closed, a man's deep voice came from behind: "Come here."
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