The first area affected by the sales restriction order is naturally the Beijing area.

In just two hours, the news had spread throughout the capital.

This is of course related to the court reports, but the most important reason is that it means the court is going to crack down on housing prices.

Discussions about the sales restriction order soon began to arise in teahouses across the capital.

It's fun to watch the fun, and no matter how big the event, there's nothing to do for fun on weekdays, so of course there should be some fun for such a big event.

"Tsk tsk, two houses. With the housing prices in Beijing, I don't know when I can afford one. And they limit the purchase to two houses. What does this have to do with me?"

"That's right. What does this have to do with us ordinary people? We can't afford it anyway."

"I heard that many people in the south have been hoarding houses, and the housing prices have risen many times. I'm afraid the court is targeting this area. What's the point of buying so many houses? Each person only sleeps in one room. Can they divide themselves into several parts and sleep in separate rooms?"

"Haha, you are going to make me laugh to death, you ignorant thing. The landlord wants a lot of houses. He needs a golden house to hide his mistress, and also a house for his illegitimate son. These are all houses. Who knows, he might even want a house for his concubine."

No matter what era it is, 80% of the people cannot afford to buy a house.

Most of those affected are those who maliciously drive up housing prices.

…

Zhu Ying and Zhu Yuanzhang were paying close attention to the situation in the capital.

After all, this place was the first to be affected by the sales restriction order.

At the dental clinic, in just one morning, the housing prices, which had risen by 20%, quickly fell back and were even lower than before.

The Ming Dynasty's economy does not rely on housing prices.

For Zhu Ying, of course the lower the housing price, the better.

He doesn't want the current Ming Dynasty to have an economic system that relies entirely on bubble housing prices like in later generations.

In the Huagai Palace.

Zhu Yuanzhang, who got the news, smiled and said to Zhu Ying: "It seems that the sales restriction order is still very effective. The price of houses in the capital has already fallen, and it is estimated that it will fall further, even lower than before."

"Once the sales restriction order spreads to other cities, the previously high housing prices will surely fall rapidly."

"Grandson, your idea is really good. Our treasury has made a lot of money, and it has also made these private banks bleed a lot."

"The next step is to take advantage of the situation and crack down on private banks."

Zhu Ying smiled and nodded: "Originally, we wanted to conduct a large-scale acquisition of private banks. The internal and national treasury are still a bit tight. Now almost all the banknotes of these banks have been invested. It's really like sending a pillow when you are sleepy. Once the spread disappears, we can directly ban the private banks."

"From now on, the bank can only be run by the Ming government."

Zhu Ying and Zhu Yuanzhang smiled at each other.

When the money houses are government-run, it means that the financial strength of the Ming Dynasty will increase dramatically.

…

Jiangnan.

Chen family.

A white dove flew into a nest in the back garden of the mansion.

The servant in charge of feeding the pigeon hurried forward and took down the small wooden tube tied to the pigeon.

After taking it, he turned around and handed it to the head of the Chen family.

Chen Wengui, head of the Chen family.

As an old aristocratic family, having reaped the benefits of the Ming Dynasty, the Chen family is now one of the leading families in the Jiangnan region.

Moreover, the Chen family is one of the behind-the-scenes owners of the Sihai Chamber of Commerce.

"Master, let's stop. I always feel a little uneasy. Almost 80% of our family's money has been invested in it. Even the family property that we left with great difficulty has been mortgaged to the Royal Bank in exchange for treasure notes."

"What would happen if any unexpected event occurred?"

In the lobby, a woman with a sad face spoke to Chen Wengui who was drinking tea.

Chen Wengui snorted coldly: "What do you know, you woman? This is a rare opportunity. Do you know how high the housing prices have risen now?"

"With these houses in my hands, I can earn hundreds of thousands of treasure notes just by lying here every day. In just one month, my Chen family's wealth has increased more than tenfold. Such a good opportunity must be seized."

At this point, Chen Wengui paused for a moment, then said unhappily, "I'm not saying anything bad about you, but as a wife, why are you clinging to those dowries so tightly? Look at those concubines, they have all taken out their savings, and the least wealthy ones have already earned several times more."

"I advise you to take out all of it as soon as possible and buy a few more houses. You can make a lot of money with just a little bit of turnover. Why not do it?"

Chen Wengui knew that when the Ming Dynasty was first established, the Chen family was able to survive only after they had funded Zhang Shicheng and lost a lot of their assets.

At that time, the Chen family had already shown signs of decline, and it was only because his wife came in with a large dowry that the Chen family was able to continue.

It was not until the opening of the sea that he joined the maritime trade industry and finally became rich and powerful today.

But Chen Wengui knew better that his wife had saved a lot of capital and had earned a lot in the past two years, but when he tried to persuade her to hoard houses, she refused.

Madam shook her head slightly: "Some deals can be done, some can't be done. Money that goes against one's conscience is not so easy to make."

"In the end, the poor people still have to pay for this house. Such a heartless and disruptive act will not last long."

"Master, it's time to quit while you're ahead. We've already made enough money."

Chen Wengui couldn't stand hearing such words.

Now he is like a gambler in a casino, completely obsessed with the game.

He immediately stood up and sneered: "You don't know how to appreciate my kindness."

After saying that, he prepared to leave the lobby, thinking about how to sell or mortgage some of his property so that he could invest more in hoarding houses.

Of course, Chen Wengui was overwhelmed by the tens of thousands of strings of cash he earned in one day.

Thinking about the house he had on his hands, Chen Wengui almost laughed like a pig.

At this time, the servants were rushing in from the backyard.

"Master, a letter has been sent by carrier pigeon from the capital."

Chen Wengui took it and didn't take it seriously at all. He turned around and said to his wife with a smile: "See, there must be some good news from the Chamber of Commerce in the capital."

The lady remained silent.

She stood up slowly, not wanting to get involved in this topic anymore.

Just as the lady walked to the door to leave, she heard a plop.

Turning around, I saw my master kneeling at the door of the hall with a wooden expression.

"What's going on?" the lady asked immediately.

Chen Wengui held the creed in his hand and smiled miserably: "It's over, it's all over."

Seeing this, the lady walked over and took the creed from his hand and looked at it.

Beijing issued a sales restriction order!

After reading the contents, the lady immediately shouted, "Why are you still kneeling here? Hurry up and take out all the deeds that are being held. Sell all the houses you have immediately before the news gets out."

Chen Wengui shuddered, and all his lost strength returned. He quickly stood up and prepared to get the house deed.

"Wait a minute." The lady called again.

"Madam, this is extremely urgent." Chen Wengui said hurriedly.

The lady looked calm at this moment and said, "Where do you want to take the deed to sell it? Can you sell it in a dealership?"

Chen Wengui replied subconsciously: "Of course I'll go to the dental clinic. Where else can I go?"

"Stupid." The lady couldn't help but curse.

"Since the capital has widely issued sales restrictions, it means that the court is very aware of the housing hoarding issue, and the news must have been quickly passed on through the post station."

"It is unlikely that it would be sent by express delivery of 800 miles, otherwise the news would have spread throughout the city long ago. However, it is very likely that it would be sent by express delivery of 600 miles."

"Our pigeon carrier is only a day or so faster than the 600-mile express. If you go to a real estate agency to sell so many deeds at once, even a fool would know there's something wrong."

"Besides, do you think that our Chen family is the only one that raises flying pigeons?"

Chen Wengui was panicked at first, but after hearing this, he immediately realized that he could not go to the pawnshop to sell it.

"What should I do then?"

The lady said calmly, "Go to the pawn shop and mortgage all the property deeds to the pawn shop."

Chen Wengui's eyes lit up.

The value of the house deed in my hand has increased several times since I purchased it. Even if I get only 50% of it, I can not only get out of it safely, but also make a lot of money.

"Thank you, ma'am. Thank you, ma'am. I'll go to the pawnshop right away." Chen Wengui happily got up and prepared to run.

"Stop," the lady shouted again.

"What's the matter?" Chen Wengui almost couldn't retract his raised leg and staggered and almost fell.

The lady shook her head calmly: "I can't pawn all of it, I can only pawn part of it. I can't make any money from this. Not only can I not make any money, I will even lose some of it."

Chen Wengui was furious: "What's going on?"

Madam analyzed, "Once this sales restriction order reaches Jiangnan, housing prices will inevitably collapse. The major families in Jiangnan have always been of the same blood and have helped each other to achieve today's wealth."

"The pawnshops on this street are backed by wealthy families. If you use the property deeds as collateral, it is equivalent to using their money to fill your own hole. Such behavior will inevitably make my Chen family the target of public criticism."

"Pick some houses in bad locations and sell them to pawnshops that don't have a good relationship with our Chen family. Don't sell too much. Stop when you have enough."

After listening to this, Chen Wengui's originally anxious expression gradually calmed down.

Being the head of a family, he naturally has some brains and he figured out the key points immediately.

He turned around and bowed to his wife from a distance to express his gratitude.

Madam said coldly: "Those concubines were so arrogant in front of me a few days ago. You should know what to do now."

Chen Wengui smiled bitterly and said, "I understand. Madam, please rest assured that I will never tell them."

The lady nodded, then looked at the servants around her and said, "You don't need to go anywhere else. Just serve me here today."

"Yes, ma'am."

The servants naturally couldn't refuse, but they were not in a hurry. They were all servants and few of them had saved money, so how could they afford to stock up on houses?

Even if I knew I could make money before, I didn’t have the capital to participate.

At this stage, only wealthy families, nobles, and wealthy businessmen can enter.

…

The storm is coming.

People like the Jiangnan Chen family are naturally a minority.

A few fish that slipped through the net were nothing to Zhu Ying.

When the sales restriction order spread and appeared in the official gazette, it meant that almost most of the landlords, nobles, gentry, wealthy businessmen, and the entire wealthy class of the Ming Dynasty would lose all their money as a result.

Broken bones is not enough to describe it, one can only say that he is covered with bruises and half dead.

The happier I laughed before, the more miserable I cry now.

The worst-off group of people are those who mortgaged their own property and took risks to hoard houses.

The prices, which had been rising for two months, completely collapsed in less than a day after the sales restriction order was issued.

There is a gloomy atmosphere in all major dental clinics.

Countless houses were listed, but even though the prices kept falling, there were no buyers.

The most terrifying thing is that when the price has dropped even lower than before, it still cannot be sold.

At this moment, people are not fools and of course they hope that prices will fall further.

Just waiting a few more days could save you a lot of money.

For those who hoard houses, now is the most painful time.

Because the sales restriction order stipulates that a newly purchased house can only be sold after two years.

They have dozens of properties, but can only sell two, and all their money is tied up.

You have to know that the money used to buy a house is rarely one’s own capital, most of it is mortgaged or borrowed.

Why did Zhu Ying and Zhu Yuanzhang think that now was a good time to acquire money houses?

Because the biggest players here are the private banks in various places. As the first pushers, they have invested a lot of real money.

The money in the money house is not their own money, but the deposits of the people.

It is equivalent to money houses secretly misappropriating people's money to hoard houses.

Even the slightest run on the bank could cause the bank to go bankrupt and be liquidated.

People from all over the country suddenly found that when they went to the money houses to withdraw money, the money houses were unable to give out money.

This made me very anxious.

This immediately triggered a bigger storm.

Small-scale riots have already occurred in the capital area.

Most of the time, money houses are unable to redeem treasure notes, which means they have become empty shells.

All their money is now mortgaged on their houses, so how can they come up with any money?

In the palace.

After hearing the news, Zhu Yuanzhang asked his eldest grandson, "It's almost time to finish it. Grandson, how much have we got this time?"

Zhu Ying replied: "It has not been counted yet. After all, it will take some time for each place to count."

"But as far as Nanzhili is concerned, it has already exceeded 500 million guan."

Five hundred million treasure notes, Zhu Yuanzhang is now numb to such numbers.

The reason why there are so many Nanzhili is that the current Nanzhili region encompasses most of Jiangnan.

It includes fourteen prefectures including Yingtian Prefecture, Suzhou Prefecture, Fengyang Prefecture, etc.

It was the highest tax in the Ming Dynasty's economy.

It is also the most prosperous area.

Five hundred million treasure notes are not a lot for the entire Southern Zhili.

This is because although Zhu Ying is a builder, he is also a first-hand seller.

Most of the money here is transferred through second, third, or even more hands.

Speaking of which, Zhu Ying is not the only winner.

In fact, there is another part of the people.

Those who sold their homes first.

Although they regretted selling the house, the rapidly rising housing prices made them regret it and they could no longer afford to buy another one.

But now they can buy back the houses they once sold at a lower price, which is equivalent to making a profit.