Chapter 62: Shocked



Du Yuqi was not a good-tempered person. After a few minutes, he saw that the woman was still chatting, so he knocked on the window and shouted:

"Hey, hey, hey, how long are you going to wait here?"

When Du Yuqi made this noise, the people behind her started to complain, but the woman turned a deaf ear to them. Then an employee saw that the people at the counter in front were making a lot of noise, so he went to pull the person who was chatting with the woman away. The middle-aged woman then came over angrily, slammed the folder on the table, poked the person with her finger and said loudly:

"Howl, howl, howl! People in your family are not allowed to go to the toilet during work hours? The president of a country also controls people's poop and pee?"

After being left out for so long, Du Yuqi was immediately irritated by her criticism:

"Were you talking to people about the 20-cent increase in cabbage prices while you were taking a shit and peeing in the hallway?"

The woman immediately exploded, slamming the table and shouting:

"You little jerk, what does it have to do with you when I chat with others? What's wrong with you talking about gossip? Your time is precious. Others can wait, but you can't? Is your house on fire or someone has died and you're waiting to go back to attend the funeral?"

This woman's name is Deng Hong, nicknamed "Jiansuanhong". She has a sharp tongue and a weird temper. However, her cousin is the director and acting president of the Agricultural Bank of China, and he is very protective of his cousins. Therefore, she is a bully here - she is rampant. She has been working at the counter for less than half a year, and has been complained about seven or eight times. However, she is still able to sit on the Diaoyutai throne thanks to her backstage support.

At this time, someone saw Jiansuanhong arguing with a customer, and knowing the seriousness of the matter, they immediately went upstairs to find the supervisor. It turned out that the superiors would come down to inspect this afternoon, and it would be bad if the matter became a big deal, and Director Deng could not bear the responsibility.

When Director Deng came down, he must have put his position first. He frowned and said a few harsh words to Jian Suan Hong, then left. Although Jian Suan Hong was usually very presumptuous, he also knew the seriousness of the matter. He could only shut up and sit down to deal with it. He rolled his eyes and glanced at Du Yuqi and said:

"Excuse me, what business can you handle?"

Du Yuqi said coldly:

"Apply for a card."

Sour Red immediately said:

"Where's the application form?"

Du Yuqi said:

"What watch?"

Sour Red immediately said:

"You need to fill out relevant forms to apply for a bank card. I can't process it for you if you don't fill it out."

Du Yuqi took a deep breath and said:

"Then give me the watch."

Sour Red said coldly:

"Go to the front desk and ask someone to pick you up."

Du Yuqi held back his anger and went to the service desk in front to get a form. After filling it out, his seat must have been taken by someone else. He took the form and said:

"The form is filled out."

Jiansuanhong pretended not to see it. Du Yuqi was already furious at this time. He slammed the counter and shouted:

“My form is filled out!!”

Finally, Sour Red seized the opportunity and sneered coldly:

"Why are you in such a hurry? Can't you see that I'm handling business for other customers? Are you a VIP customer of our bank? Do you have millions or tens of millions? Do you want to cut in line? Even if you want to cut in line, I have to take care of things here first, right?"

This woman was quite scheming, but she was actually quite cunning. She also seized upon the fact that Du Yuqi had cut in line to make trouble. Immediately, some people who had been waiting anxiously started to make a fuss, accusing Du Yuqi of being ignorant and cutting in line. Du Yuqi's eyes flashed with a cold light, and she already had an idea in her mind.

Jiansuanhong was extremely proud, she had already made up her mind to teach Du Yuqi a lesson. Even if Du Yuqi handed in the application form smoothly, she would just say with a stroke of her pen that there was something wrong with the form and she had to fill it out again, and then she would let Du Yuqi go to the side to fill out the form and queue up again. People like her are like this, not good at their job, but when it comes to making things difficult for others, they are very smart, and they can always make the most of the limited power in their hands.

At this time, Du Yuqi obediently went to queue up again. He had been waiting in line for nearly two hours. Jiansuanhong had been watching Du Yuqi for a long time. When it was Du Yuqi's turn, the woman twisted her buttocks, put the "Service Temporarily Suspended" sign on the window with a swish, and slipped away.

Du Yuqi didn't say much, just sat quietly on the stool outside the window to rest. After half an hour, seeing that there were more and more people in the bank hall, the other staff couldn't stand it anymore - you know, as long as the customers have queued, the bank will have to work overtime to complete the service no matter how late it is - so they had to send someone in to call Jiansuanhong out.

The woman came out with a sneer, and seeing Du Yuqi still waiting there, she stretched out her hand:

“Bring it here!”

Du Yuqi took the filled-in form over. The woman glanced at it pretentiously, then immediately threw it back and sneered:

"I have run out of spare magnetic cards. I cannot process your application. Please go to another window."

Du Yuqi said calmly:

"I don't want to apply for a card anymore. I want to withdraw money."

Sour Red immediately said:

"For withdrawals below 50,000, you can do it yourself at the ATM. If you have any questions, go to the front desk and ask."

Du Yuqi said calmly:

"Well, I know the bank's rules, so I'll withdraw six million."

“…”

“…”

Du Yuqi said this lightly, but it was like a bolt from the blue to Jiansuanhong's ears! She took Du Yuqi's ordinary card in disbelief, and then tapped on the keyboard to check. Finally, she felt weak when she saw the number popping up on the screen. It was really six million!

It turns out that although banks have a large amount of money flowing in and out every day, in reality the income and expenditure are often balanced, because when someone withdraws money, someone deposits money. After the two offset each other, the money that the bank actually needs to spend is not much. For an ordinary bank branch, preparing hundreds of thousands of cash is actually enough for daily operations. The bank will use the excess money to issue loans and earn high interest.

Therefore, at the end of each month, banks are actually stretched to the limit and tighten their lending. Why? Because at the end of the month, there will be a peak period for spending money, that is, enterprises and institutions need to pay their employees! This peak period will last until the beginning of the month, and employees will spend part of their wages, and then deposit part of them back into the bank.

Therefore, at the end of the month, when money is needed most, banks are actually very short of money. Today is the 27th, which is the peak period for banks to be short of money! Not to mention that Du Yuqi came to ask for a withdrawal of 6 million yuan, even if it was 1 million yuan, he would have to go to the head office to request a transfer!

It just so happened that the local Agricultural Bank of China had a leak last month. A senior executive violated regulations and made private profits. As a result, the truth was revealed and bad debts of up to 800 million yuan were created in the city. The relevant responsible persons were also involved in illegal financing, resulting in more than 2,000 people being deceived and losing all their money. A large number of people came to the door of the Agricultural Bank of China to make trouble, which had a huge social impact.

As a result, many people developed a crisis of trust and directly withdrew the money they had in the Agricultural Bank of China and transferred it to other banks, which almost caused an exchange crisis. In the end, the situation was only resolved after the head office urgently transferred several hundred million yuan to fill the shortfall.

Why are there so many people in the hall at this time? It is because the Agricultural Bank of China here has lost a large number of customers, so it has tried to make concessions with great pain and launched some new financial products. At the same time, it has made some concessions on the deposit interest rate to make people feel profitable and to attract deposits to win back some customers.

The superiors who came today also thought that the deposit-raising activity organized by this branch was good and had something to be praised, so they specially called a group of high-level executives from nearby branches to come and learn from it. However, after the entire activity, it probably only attracted deposits of two to three million...

Jiansuanhong also knows how to judge people by their appearance. She saw that Du Yuqi looked like a student and thought that he could only have two or three thousand yuan at most. How could she know that the consequence would directly lead to the loss of six million yuan in savings?

Therefore, when the slap falls, it will not hit his cousin's face, but the face of the superior who came to learn from his experience! There is also a group of branch executives watching aggressively and maliciously! !

At this time, Jiansuanhong was completely at a loss. She simply hid in the women's restroom. Her hands were shaking. She wanted to pick up the phone and dialed the wrong number three or five times. But her biggest backer was Fatty Deng... and there was a group of people at the counter who were gloating over the misfortune and refused to get involved. Instead, someone called to tip off the person.

Ten minutes later, the superior leader named Hu Sandao hurried over. He had already found out the whole story on the way. The bank could check the flow of funds. He knew that the money of this young man came from the extremely powerful Shenghuang Group, and it was also the private account of the group's prince. He immediately knew that he had caused a big trouble. He wiped the sweat off his face and said to Du Yuqi anxiously:

"All the mistakes in today's incident are the fault of our Agricultural Bank. It has been identified as a major production accident. First, the staff at the counter were not properly trained and their personal qualities were too poor. Secondly, some leaders were corrupt and appointed people based on personal connections. The leaders above have already said that this matter must be dealt with severely and strictly. Regardless of whether Mr. Du chooses our bank in the future or not, we want customers to come and leave with satisfaction."

Hearing the words "major responsibility production accident", the people around him shuddered, including the gloating President Li, who looked at Fatty Deng with sympathy. Let's put it this way, what was the last major responsibility production accident that occurred in the Agricultural Bank of China? The president of a branch in western Guangdong fled abroad with 73 million yuan. In other words, the mess that Fatty Deng had caused was on the same level as the one that fled abroad.

"Ah? What's wrong with you?" Someone suddenly shouted from behind. Everyone turned around hurriedly and found that the usually domineering Jiansuanhong had collapsed on the sofa next to them with a pale face, and couldn't get up after trying several times.


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