Even Mr. Zhao and President Jiang didn't pay special attention to this matter.
At that time, Zhao Hao was on his Jiangnan Goodwill Tour. President Jiang was even more busy holding meetings with various companies in turn to implement the Group's 15th Five-Year Plan, so how could he have time to think about such trivial matters?
Just relying on the new system they built for Jiangnan Bank and the normal work of the risk control department, they found clues from the traces step by step. Then, after going through a set of processes, they had already figured out the other party's intentions and possible means.
Although the directors could not explain why for a moment, they just felt that this was much more terrifying than Mr. Zhao or President Jiang having a flash of inspiration and realizing that someone was up to something.
Just through the power of the system, the tricks of the shopkeeper Song could be exposed. Is this the magic of science? This is too amazing...
Jiang Xueying's experience was much deeper than theirs. Because she was Zhao Hao's agent and housekeeper in the group, Mr. Zhao naturally had to give her guidance.
Her brother repeatedly told her that company leaders should focus their main efforts on system construction.
Use all your strength to let a hundred mortals defeat one superman.
A leading system can not only create a generation gap in competition, allowing a company to lead by a large margin for a long time, but also assimilate the followers, making the world unconsciously become the shape you want...
Therefore, Song Xiaoming, Hengtongji, and even all money shops and silver banks were destined to be swept into the dustbin of history by Jiangnan Bank.
No matter how fierce and powerful Mr. Song was, in the face of the historical generation gap, he could only become a pitiful creature crushed by the wheel of science...
In the conference room, the directors sighed for a while, and their respect for Mr. Zhao and their loyalty to the group deepened.
~~
In fact, the reason why Zhao Hao paid great attention to risk management at the beginning of Jiangnan Bank's restructuring was not only because of his background in monetary banking, but also because of Zhao Liben's reminder.
Last year, before Jiangnan Bank opened for business, the old man heard that he wanted to provide deposits for free and still have to pay interest, so he was so scared that he rushed from Yangzhou to Suzhou overnight to remind him that he was cutting off other people's livelihood and to be careful of retaliation from the four major money houses.
Although Zhao Hao said he didn't care, he took his grandfather's words very seriously. But how can you be on guard against thieves? When and how the opponent will act are unknown, and he can't stay in the bank all day. So he carefully designed this risk control system to automatically warn.
Unexpectedly, the effect was quite good and I really captured the opponent's actions.
For Mr. Zhao, who possessed great prophecy skills, there was nothing new under the sun. Through the information provided by the risk control department, he could easily determine that the other party would target several branches of Jiangnan Bank in Shandong.
First of all, Jiangnan Bank's current branches are limited to Jiangnan, along the Grand Canal, and Beijing. He believed that the Canal Transport Group would not dare to make trouble in Jiangnan.
As for Beijing, with Xishan Company there, they had to think carefully. Besides, if something went wrong in the capital, no one would benefit.
Therefore, the opponent can only place the blasting point far away from Jiangnan and the capital, and Shandong is naturally the best choice.
But Mr. Zhao did not expect that his opponent would be so cowardly that he chose Xuzhou, which is adjacent to Shandong, to attack. It may be because Xuzhou is under the jurisdiction of the Fengyang governor and belongs to the traditional sphere of influence of the Caoyun Group, so it is easier to clean up the mess if something goes wrong.
But it doesn't matter, it's just that I owe someone a favor.
"But President, have we got the money?" The directors looked at Jiang Xueying eagerly.
Jiang Xueying nodded and said to everyone in a relaxed tone: "According to the previous resolution, we have secretly transported 10 million taels of silver from the Jiangnan Bank to Beijing via two sea shipments, and with the help of the new river minister Pan Zhongcheng, we have transported the silver to Jining."
The headquarters of the Hedao Zongli Yamen was in Jining, Shandong, which was also an important town on the Grand Canal and of course had a branch of the Jiangnan Bank.
Ten million taels of silver would require four to five hundred horse-drawn carriages, but if a 400-ton sand ship were used, it would only take four ships. This is the power of water transportation.
The four ships were mixed in with the fleet when Pan Jixun took office and sailed south along the Grand Canal. Would the people from the Canal Transport Office dare to investigate?
In fact, those people were completely kept in the dark and had no idea that so much silver had arrived in Jining quietly.
"In order to buy time, I sent a message to the Jining branch before the meeting to transfer three ships of silver to Xuzhou." Jiang Xueying apologized to everyone, "Time is tight, and I didn't have time to discuss it with you."
"What are you saying, President? You are the president of Jiangnan Bank, and you have the authority to follow." The directors were naturally easy to talk to.
"Yes, a day has passed. We must seize every moment!" Hua Bozhen was a little unsure and asked Jiang Xueying, "Is it too late?"
"The carrier pigeon will arrive in Jining tomorrow." Jiang Xueying counted on her fingers and said, "Jining and Xuzhou are three hundred miles apart, but the canal is open, so the silver should be able to reach Xuzhou in two days."
After a pause, she continued, "In addition, to prevent any accidents, I also asked President Yu of Jining to take the letter to Pan Zhongcheng and ask him to send troops to escort them."
"Yes, even Pan Zhongcheng should escort him personally." Hua Bozhen was relieved and smiled, "Why did we open a cement factory in Beijing in partnership with Xishan Company? Isn't it just to make cement for him?"
"Hahaha." Wang Mengxiang also laughed happily, "Could it be that you have even calculated this step?"
"That's for sure. Otherwise, why would the young master treat Pan Zhongcheng better than his own father?" Wang Shimao said with a smile, "More than a dozen children of the old Pan family are studying in Yufeng Academy, and his brother is the vice-president. It can be seen that the young master has already made a move on Pan Zhongcheng."
"Hahaha!" There were bursts of laughter in the conference room, and the atmosphere was very cheerful. No matter how hard the shopkeeper Song racked his brains, he could not have imagined that Jiangnan Group had actually transported almost all of its silver reserves to the north just to be on the safe side.
What’s even more infuriating is that these naturally include those that Manager Song asked people to deposit.
What? What about the south? There is no need to do anything in the south...
Although Mr. Zhao did not have much cash, he had many wealthy people around him. He did not need to ask the Lu family or the Gu family for help. The Hua family and Wang Mengxiang could get him 20 to 30 million taels of silver.
Moreover, the two companies were still dissatisfied and complained that the convertible bonds they bought were too few. Zhao Hao let them eat a good meal in private, and issued 5 million taels of one-year convertible bonds to the two companies, and also reserved an available quota of 10 million taels in case of emergency.
In fact, this money is mainly used to continue purchasing silk. To be honest, Zhao Hao doesn't believe that anyone dares to attack the bank of Jiangnan people in Jiangnan.
That Mr. Zhao really has a hundred ways to kill you...
~~
After everyone had finished laughing, Jiang Xueying frowned and said with a frosty face, "The main purpose of calling you all here this time is not just to inform you of this matter!"
"Please speak, President." Everyone quickly stopped smiling and sat up straight.
"We came north with the best intentions this time, but we were humiliated by the Caoyun Group. Not only did they not appreciate it, they also wanted to kill our Jiangnan Group!" Jiang Xueying slammed the table and shouted coldly, "Do they know how to write the word 'death'?!"
"Obviously, they didn't know!" The directors immediately stood up and shouted excitedly, "It's impolite not to reciprocate. We want revenge!"
"Strike the first blow to prevent a hundred blows from coming!" Even scholars and literati like Wang Shimao raised their arms and shouted for revenge.
"Okay, then I suggest that we give them a taste of their own medicine! Let's also let Hengtongji have a taste of what it feels like to be maliciously squeezed!" Jiang Xueying said as she raised her hand.
All the directors present at the meeting raised their hands and said in unison: "Agree! Let's squeeze them to death!"
~~
The next morning, before Suzhou Hengtongji had even taken down the door, they heard the sound of "bang bang bang" from outside.
"Open the door, open the door quickly!" The chaotic shouting made the shopkeeper feel uneasy.
"Go and see what's going on." The shopkeeper asked the chief minister to go to the door and take a look.
After a while, the chief court official came back and reported: "The shopkeepers are all clamoring to withdraw the silver!"
"Withdraw money?" The shopkeeper asked curiously, "Can't you wait for the store to open? Why are you in such a hurry?"
"Who knows?" Da Chaofeng shook his head and said, "How about I go out the back door and ask around."
"Open the door first." The shopkeeper heard the slamming of the door outside. Although the door of the bank could not be broken down, it was still embarrassing.
"Okay, that's all." Da Chaofeng also knew that as money shop owners, they couldn't delay opening even if they had to resort to cutting costs, otherwise their reputation would be at risk.
As soon as the guys removed the door panels, customers rushed in like a tide and headed straight for the cash counter.
"Hurry up, I want to take out the silver!"
"Withdraw silver, take silver!" Depositors rushed to hand the bills in their hands to the tall counter.
If it weren't for the iron bars on the cabinet, they would probably have climbed right in.
The guys behind the counter were all shocked. The chief court official came over, bowed to everyone behind the counter, and said with an apologetic smile: "Don't worry, there's plenty of money. But we have to follow the first come first served principle, so please queue up."
The guards of the money house also came over to maintain order, and the depositors then lined up in a noisy manner and withdrew their money one by one.
"How much would you like to withdraw, sir?" Da Chaofeng took the receipt and seal from the first depositor.
"Take it all." said the depositor with a stern face.
"Ah? All taken?" The Grand Court Official was surprised and reminded, "Then your account will be closed. It will be very troublesome to open it again."
"If you want to close the account, then do so. I won't deposit a single cent in your house anyway!" the depositor said loudly.
"Well, well said!" The other depositors standing behind him also applauded. "We'll take out all our money too, and not save a penny!"
"Why?" Da Chaofeng asked involuntarily.
"You guys did it all yourself!" The depositors were filled with righteous indignation and said, "Jiangnan Bank has posted a notice. In order to sabotage our Jiangnan Shipping, you, Hengtongji, actually ran a bank on them in Xuzhou! Bah, how can you call this humane? We Jiangnan people are still depositing our money with you. Isn't that aiding the enemy?!"
"That's right. Jiangnan Bank has also announced that in order to retaliate against you, Hengtongji, anyone who transfers the money that is stored in your house to their bank within five days will be given three times the interest! After five days, it will only be doubled..."
The latter one is the real reason why they are anxious, right?
p.s. There was a small problem today, so I will only update twice.