After visiting the VIP floor, the guests went to the conference room on the third floor.

There, Jiangnan Bank first held a brief bond issuance ceremony.

The shares had already been subscribed, and even the contract had been signed. Now it was just a formality...

Jiang Xueying, president of Jiangnan Group and president of Jiangnan Bank, issued the debt certificates to all the subscribing guests, and all the procedures were completed.

After the ceremony, Jiang Xueying briefly introduced the main business of Jiangnan Bank to the guests. At first, it sounded no different from ordinary money houses, with nothing more than silver and money exchange, deposits, loans, etc., except that it had an additional business of settling payments for government officials.

Soon, however, all the guests were stunned. They only heard the icy girl say crisply:

"I hereby announce in the name of the president that from now on, all depositors who deposit money in this bank, including all branches and sub-branches, will permanently enjoy the preferential treatment of 'free current deposits and regular interest payments'!"

Hearing these eight words, the guests who had woken up too early and were drowsy suddenly became alert and said in unison: "President Jiang, please explain clearly!"

"It's very simple. Our bank divides deposits into two types of accounts. Current accounts are available for withdrawal at any time, and fixed deposits are for an agreed term."

Jiang Xueying opened her red lips and explained, "For current accounts, we don't charge any fees. For fixed-term accounts, we will pay interest based on the deposit period. The longer the deposit period, the higher the interest rate!"

"What?!"

"What?!" The guests were all stunned: "I can save money without spending it?"

"Can I earn interest?" Everyone's first reaction was disbelief.

Because if you deposit money in any bank in the Ming Dynasty, you will be charged a free custody fee. The more you deposit, the higher the fee, which can even reach two points!

This is also the reason why they all choose to store gold and silver and are unwilling to deposit money in banks.

If one keeps 100,000 taels of silver for a year, one has to pay out 2,000 taels to the other party. No one's money comes from the wind, so naturally the rich people feel very painful.

Now Jiangnan Bank has brazenly declared that not only is there no charge for depositing money, but it will also give interest!

This is really a strange thing! If Jiangnan Group had not endorsed Jiangnan Bank, the guests would have thought they were a scammer.

But Jiangnan Bank naturally has the reputation of cement concrete, so the guests immediately believed it. They immediately couldn't sit still and asked in unison: "How much is the minimum deposit? How much can I deposit?"

"There is no lower limit and no upper limit on the amount." Jiang Xueying wore a goose yellow round-necked robe embroidered with white jade flowers, a dark gray horse-faced skirt sprinkled with flowers, and a pearl headband on her head, looking exceptionally capable and elegant.

"How much interest can be given?" the guests asked.

"The annual interest rate for a one-year term is 1%, the annual interest rate for a three-year term is 2%, and the annual interest rate for a term of five years or more is 3%. "Jiang Xueying announced: "The interest rate may rise or fall in the future, but no matter how long the deposit period is, it will be settled based on the interest on the deposit date."

"What if we need it urgently? Can't we withdraw it before the due date?" someone else asked.

"Yes. But if the amount is over 2,000 taels, you need to notify us one day in advance. If the amount is less than 2,000 taels, you can withdraw it at any time." Jiang Xueying explained:

"But the interest can only be calculated based on the number of years the account has been kept. Deposits less than one year are considered current deposits."

"Is that so..." Now the guests had nothing to worry about.

"In addition, as a gift for the bank's opening today, big customers who deposit more than 10,000 taels will receive an additional 1% interest on top of the basic interest." Jiang Xueying smiled faintly and said, "Only for the first 5 million taels of depositors, first come first served, while stocks last."

"..." The guests looked at each other, and suddenly stood up at the same time and went downstairs to the VIP floor to deposit their money.

Those who are a little slower can only take a number and wait in line in the lounge.

Of course, today, most people promised to deposit money. After all, no one would take a cart of silver out. Moreover, a cart of silver would be worth at most hundreds of thousands of taels. None of the wealthy people who came today had deposited more than that amount.

You can only open an account first and promise to deposit a certain amount of money within a few days. If the money is not deposited by the due date, the bank will give a grace period. If the money is not deposited by the grace period, the bank will put it on the blacklist and will never do business with this person again.

Prefect Cai deposited 20,000 taels on behalf of the prefecture, and the two county magistrates also deposited 10,000 taels each. The three of them drank tea in the lounge and chatted with the guests.

Today, the three local officials are considered half landlords. Besides, it is not easy to meet one of the gods on a normal day, so of course they have to try their best to get close to them.

The three were chatting animatedly when they heard someone shout, "The five million taels of silver are all gone!"

"Ah?" The guests who were still queuing were dissatisfied and stood up to negotiate with Grand Tutor Hua and Jiang Xueying.

The three adults were left staring at each other in bewilderment. How rich were these tycoons? They cried poor on weekdays, but in less than an hour they deposited five million taels into Jiangnan Bank!

Jiang Xueying was also surprised by the enthusiasm of the guests. After all, the predecessor of Jiangnan Bank, Wuji Money House, had only accumulated a total of two million taels of deposits over the years.

I didn't expect the power of interest payment to be so terrifying!

She reluctantly released another 5 million yuan.

In fact, the interest rate set by Zhao Hao is the one that includes this extra percentage.

Jiang Xueying just used a little trick to create scarcity artificially so that these guys would rush to deposit more money.

As a result, the five million taels were completely robbed.

If Mr. Zhao hadn't prepared a thank-you banquet, these guests would have continued to pester President Jiang and begged her to release more credit lines.

~~

Zhao Hao doesn't like to show off in front of others, so he did not attend today's opening ceremony.

But with so many distinguished guests coming, he couldn't not show up, so he set up a banquet at Wu Garden, not far from Leqiao, and provided a meal after the ceremony.

But this meal was not sloppy at all.

The Wu Garden where the banquet was held was the garden of Wu Kuan, the Minister of Rites during the Hongzhi Dynasty. It covers an area of ​​more than ten acres, with winding rockery and looming pavilions, and the dining environment is top-notch.

Moreover, today, from the head chef to the kitchen assistant, all were transferred from Nanjing Wei Ji Xian. After receiving the order from the young master, Manager Fang selected capable people and prepared a full set of tools.

He led the team personally and arrived in Suzhou two days in advance to familiarize himself with the environment, purchase ingredients, and make all preparations.

Manager Fang attached so much importance to this banquet. First of all, of course, it was a request from the young master and he could not neglect it.

Secondly, he did not forget what Zhao Hao had said about his plan to open a Weijixian flagship store in Suzhou.

This has always been Shopkeeper Fang's dream. Of course he must take advantage of this great opportunity and become famous in Suzhou!

With the help of his ideal power, Shopkeeper Fang overcame various difficulties and served the guests an authentic banquet that was in no way inferior to the standard of the Nanjing headquarters.

As a result, all those guys who were never tired of eating fine food were conquered at once, and they immediately asked Zhao Hao to open a Wei Ji Xian restaurant in Suzhou!

Mr. Zhao readily agreed and immediately sent someone to buy the garden, announcing that the future Suzhou Wei Ji Xian would be opened in Wu Garden!

ps. The third chapter is over. Go to bed early and get up early to write tomorrow.