Wang Yao found her speech much clearer than he had in the human world.
"The underworld is different now than it used to be. It's civilized and respects the rights of ghosts, so you don't need to worry. Those brutal punishments like climbing mountains of knives or being boiled in oil have been abolished. The biggest difference between upstairs and downstairs is the different pressure of survival..."
"You went down to the fifth floor, and the social insurance and housing fund contributions were five times higher than the normal rate... the housing prices were also five times higher, and the training time was naturally five times longer. In short, everything was five times higher than normal. Although it was a bit difficult, as long as you work hard..."
“It’s not that you can’t save up some money, and it’s not that you have no hope of climbing up step by step. If someone in the human realm burns some money for you, you’ll climb up even faster…” the bespectacled ghost said slowly.
Wang Yao was dumbfounded. Five social insurances and one housing fund? The underworld actually has these things? Lin Yazhi didn't say anything, but Wang Yao couldn't help but ask.
"Um...does the underworld also have social insurance and housing fund?"
"Of course, our underworld's five insurances and one fund are the so-called reincarnation insurance, ghost life insurance, unemployment insurance, ghost injury insurance, ghost marriage insurance, and housing return fund. They are very important to ensure the social stability of our underworld and the happy life of the ghosts..." the bespectacled ghost said in a serious tone.
"What's this 'reincarnation insurance' all about?" Wang Yao found these terms intriguing and couldn't help but ask.
"You immortal, aren't you asking a question you already know the answer to? What is the ultimate goal of being a ghost? Isn't it to be reborn and enter the cycle of reincarnation again? It's understandable for a ghost to be reborn as a human, but for someone like you to be reborn as an immortal, that's even more wonderful..."
"But what if you're reincarnated as a wild beast or an insect? The worst is, what if you're reborn as a chicken, duck, pig, sheep, or other domesticated animal?" the bespectacled ghost asked Wang Yao, his eyes wide.
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