Chapter 31 Chapter 31 Continue to make a fortune
After studying the advertisements of all the real estate companies in the information, Lin Anran suddenly felt that he was not rich enough with only 500,000 yuan in his card!
She is still very poor.
Now the housing prices in Shenzhen do mostly start with one digit, but the prices of ordinary commercial housing have already reached the edge of two thousand, and those expensive garden houses have reached more than three or four thousand. Looking at the prices of villas, wow, there are actually ones that start with five digits. Of course, this price is definitely for luxury houses, which are obviously built for the wealthy who come to Shenzhen to invest and do business.
Lin Anran could only sigh at the luxury homes in the advertisements. While housing prices might seem cheap, the average worker only earns a few hundred yuan a month. How could the average family afford tens or even hundreds of thousands of yuan for a commercial property? Many people, however, lacked the awareness to buy their own homes and instead waited for their employers to allocate them welfare housing. Aunt Li, for example, had recently been worried about her second son's family receiving housing from their employer.
Lin Anran looked at the villa advertisement again and again. The entire villa area was backed by mountains and lakes, with beautiful scenery. The villa was really beautiful and the yard was really big. It was more than enough to build a garden in the yard, which could definitely satisfy her hobby of growing various plants.
Not bad, really good, the villa is so beautiful! After admiring it, Lin Anran put the villa advertisement aside and replaced it with an ordinary commercial housing advertisement. She really couldn't afford a villa now. Even if she could buy a villa with a mortgage, it would cost a lot of money to live in it and hire someone to take care of it. When she continued to become a millionaire, she could consider it.
Let her see where it would be more suitable for her to buy a house. It would be best if she could buy it with a mortgage, so that she only needs to pay tens of thousands of dollars when buying the house, and the rest of the money can be used to make money. She wants to focus on both real estate and stock trading.
When she had the day off on Sunday, Lin Anran went to various real estate sales offices. Her current job and the network of contacts she had built were all in the Lake District. Even though the housing prices in the Lake District were the highest now, she still decided to buy a house here. She couldn't go to other more distant districts, which would be inconvenient to travel back and forth, and even more inconvenient to find people. Moreover, the Lake District was currently the fastest-growing and had the most prosperous economy.
She is most familiar with the lake area, and running to other areas means having to start adapting again, which may be potentially dangerous.
Lin Anran visited several real estate projects, but was always dissatisfied with some aspects. At noon, she ordered a big meal for herself. After eating and drinking her fill, she continued to go and look at real estate projects with full energy.
Lin Anran's first stop in the afternoon was the sales office of Southern Garden. This property consists of seven-story mid-rise residences. The surrounding supporting facilities are good and the price is not low, selling for 2,300 yuan per square meter.
"Ms. Lin, according to your requirements, here are several houses I have selected for you. They all have large open-air balconies. Would you like to go and see them now?" The salesperson looked at Lin Anran warmly and cordially.
Lin Anran looked at it carefully and nodded: "Thank you for your help."
The great thing about having ready-made homes to view and buy right away is that you can move right in!
Lin Anran’s requirement is that the house should have a large balcony. She cannot have a large garden, but she can buy a house with a large balcony and transform the balcony into her own small garden.
Lin Anran looked at the lower-rise house without commenting, but when she got to the fourth floor, she was very satisfied. This floor height was suitable, especially the large open-air balcony, which was what she liked. She had already started planning how to use the balcony.
"Can you give me two thousand per square meter?" Lin Anran asked the salesperson.
Before Lin Anran said anything, the salesperson was apprehensive. She couldn't tell if Lin Anran was interested in the house. When she heard "two thousand", her breath hitched. "Ms. Lin, the fourth and fifth floors are the best. The price can't be lowered, but the lower and upper floors have lower prices per square meter. You can take a look at the lower and upper floors."
Lin Anran smiled sweetly at the salesperson, and then, with her strong bargaining skills, she successfully negotiated the price per square meter to 2,100 yuan, and the down payment was reduced from 30% to 20%.
"Sister Pan, you can't get a zero down payment here." Lin Anran shook her head with regret.
Saleswoman Sister Pan had just experienced how Lin Anran bargained step by step, and now when she heard "zero down payment", her eyelids couldn't help but jump: "Ms. Lin, you are joking, I have never heard of any real estate project with zero down payment."
"It didn't exist before, but it may exist in the future." Lin Anran said seriously. In the future, many home buyers will use the zero down payment method to buy and sell houses in large quantities and successfully achieve financial freedom.
Saleswoman Ms. Pan smiled and replied, "Maybe there will be one in the future, but there really isn't such a rule right now."
"All right."
Lin Anran took out her ID card and household registration booklet to go through the house purchase procedures. The original owner lived alone after the divorce, and carrying the household registration booklet and ID card with her greatly facilitated her house purchase now. In the future, her household registration could be registered in this house in Shenzhen. If she wanted to move her household registration, she would have to go back to the original owner's hometown and move her household registration out of her registered place.
Seeing Lin Anran sign, Sister Pan smiled with her eyes narrowed. She could get the commission today.
Lin Anran had a deposit of 500,000 yuan in her bank card, so she applied for a loan from the bank smoothly. Coincidentally, this was the same bank where she applied for the card, and the person who received her was the same bank manager. The bank manager enthusiastically gave Lin Anran a bunch of investment project information, and Lin Anran happily accepted them all.
In order to pay the down payment for this 79-square-meter house, Lin Anran used her card to swipe more than 30,000 yuan. She will have to pay the mortgage every month in the future, and must pay it off within ten years. The current 79-square-meter house is really 79 square meters, and the common area of commercial housing has not yet been implemented.
The unprecedented experience made Lin Anran feel a little strange. In her previous life, she had no chance to owe others money, let alone borrow money from a bank.
But, she made enough money to buy her own house! Hahaha! Hehehe!
Lin Anran was filled with excitement. A kind of happiness she had never felt before surged in her heart, accompanied by a sense of security. From now on, she would have a home she could return to at any time! How wonderful!
very nice.
Lin Anran looked at the house deeds over and over again, his eyes sparkling.
"Ms. Lin, are you planning on renovating your house? I have the contact information for several renovation teams that have partnered with our property," Sister Pan said, more enthusiastic than before. She gently placed a stack of photos in front of Lin Anran, "Ms. Lin, take a look. These are some of the team's previous renovation projects. If you like the style, you can pick one out."
Don't bother two people with one thing.
Lin Anran thought about it. She had a good impression of Sister Pan, the salesperson, and her service was very thoughtful. So she nodded in agreement: "Thank you, Sister Pan. I'll take a look."
She chatted with Sister Pan while looking around and learned that Sister Pan had other part-time jobs besides being a salesperson. For example, introducing her to a decoration team was one of her part-time jobs. If successful, Sister Pan would receive an introduction fee. Sister Pan did not say it explicitly, it was quite subtle, and Lin Anran understood it immediately.
Seeing that Lin Anran paused on a photo for a while, Sister Pan immediately introduced the decoration plan actively and softly. The more Lin Anran listened, the more satisfied she was. Sister Pan was skilled in the business, and having her help could save her a lot of trouble. If the house was renovated, she would definitely be willing to pay the commission. It was Sister Pan's turn to make money.
In addition to house decoration, Sister Pan also introduced shopping channels for furniture, home appliances and other items needed for the new house. It is obvious that Sister Pan has a wide network of contacts and is reliable.
After being introduced by Sister Pan, Lin Anran finally reached an agreement with the person in charge of the decoration team and asked Sister Pan to supervise the decoration for her. It was impossible for her to come to Nanfang Garden every day to supervise the decoration. Even though it only took four bus stops to get back to the villa from Nanfang Garden, she would rather spend money to hand it over to professionals, which would save her trouble.
Even though there are hundreds of thousands of dollars in the card, Lin Anran still does not plan to quit her job as a nanny. Firstly, the job of a nanny is very simple, and working every day is considered as exercise. Secondly, if she moves out of the villa, she will have to spend money to rent a house and eat outside, and the cost-effectiveness is too low. It is better to continue to grow up. She can earn 500 yuan a month from this nanny job, with food and accommodation provided, and it doesn’t cost much. Especially, the food is delicious, healthy and nutritious!
At least I have to wait until her house is renovated and the smell is gone before I can move in. Then I can consider whether to resign. Yeah! Lin Anran's calculations were clattering.
Lin Anran left with her house deed in her pocket, satisfied.
"Xiao Lin, you're back. This package was sent to you by your family, right? I picked it up for you from the security guard." When Aunt Li saw Lin Anran, she immediately pointed to a package under Lin Anran's desk and explained.
"Thank you, Aunt Li! I didn't expect it to be sent so soon. I thought I would have to wait a few more days." Lin Anran said with a smile.
Aunt Li was curious: "It seems to be sent expedited? What does your family need to send to you urgently?"
Lin Anran was stunned for a moment, then said calmly, "These are some things I used before."
Aunt Li understood: "Is that so? You can unpack the package. I have to get on with my work."
"Yeah." After Aunt Li left and closed the door, Lin Anran immediately opened the package. When she saw a pile of ID cards inside the package, her face was filled with shock and she didn't react for a long time.
Lin Anran's legs were numb from squatting, so she slowly stood up and sat down on a chair. She opened a letter in the package. It was obviously written by Big Brother Lin, but Big Brother Lin always wrote down what Lin's mother and father said.
She quickly finished reading the letter, rubbed her face lightly with her free hand, and stared intently at the pile of ID cards she had just received.
When Lin Anran thought about making money by speculating in stocks, she immediately started thinking about how to make more money from the stock market. New shares cannot be bought as many as one wants. In order to be fair, one must first purchase a new share subscription application form before buying stocks. One ID card can only buy one form, but there is no guarantee that one will win the lottery. If she is lucky enough to win the lottery, she can only buy 2,000 shares. She only has one ID card, so if she does not win the lottery, she cannot even buy stocks.
One thing that is not restricted is that a person can purchase an unlimited number of subscription application forms, which means that she can use multiple ID cards to purchase multiple subscription application forms. My great-grandfather once said that he collected many ID cards in 1992 to trade stocks in the Shenzhen Stock Exchange. This gave Lin Anran inspiration. She can do the same now!
But where did she get Duoduo’s ID card?
After thinking about it, she finally thought of Lin's mom and dad, and called them back. She originally thought that Lin's mom and dad would collect dozens of relatives' ID cards for her, but she didn't expect that Lin's mom and dad were so helpful and actually sent her 126 ID cards, and they were expedited!
Lin Anran remained silent. Her mood was very complicated, and even she herself couldn't explain how she felt.
These are not just 126 identity cards, but also the heavy love of mothers and fathers. Well, we can't forget Brother Lin and Sister-in-law Lin.
After putting his ID card away, Lin Anran wanted to call home immediately, but when he looked at the time, it was too late and he could only wait until tomorrow. It was troublesome that there was no phone in Lin Village. Every time Lin Ma and the others answered the phone, they had to run to the town.
Lin Anran shook her head and turned to look at her orchids and aloe vera to divert her mood.
In the evening, everyone gathered together to watch TV again, still watching the local news channel. This time, Lin Anran sat down and watched it obediently, because the news was about a new company that was about to go public and issue new shares!
"Now that we're broadcasting this news, will the new shares be listed soon?" Chef Zhao's face was full of anticipation.
Uncle Ding was also glued to the TV. "Why hasn't the specific date been confirmed yet? But there's news about it, so it must have been decided. It's probably going to be in the next few days."
Lin Anran listened to the two people talking and silently glanced at the calendar hanging on the wall. It was November 3rd. In a few days, on the 10th and 11th, you can buy the new stock subscription application form. It will be soon.
While knitting, Aunt Li asked Uncle Wang, who was sitting calmly beside her, "Uncle Wang, do you think you can really make a lot of money buying stocks? Didn't you lose a lot of money buying stocks before?"
Uncle Wang shook his head and explained, "It's hard to say now. The stock market is going up, and this new share issuance is a new method, something that has never been used before. Whether it can make money, no one can be sure now. Everything will be determined in the future. Maybe it can make money, maybe not. However, with the government and many authoritative figures to keep the situation under control, the losses should not be too great."
In fact, the Shenzhen Stock Exchange is too young, having been officially established only at the end of last year. Both stocks and stock speculation are new things for people, but with government endorsement, Shenzhen citizens are extremely looking forward to the new stocks that are about to be listed, and many people are eager to take this opportunity to make money.
"You can definitely make money. There were times when we lost money in the past, but now you can make money by buying stocks. Everyone is sure that buying stocks can make money." Chef Zhao was very sure, and it was obvious that the stock market gave him great confidence.
"Xiao Lin, you are looking at this so seriously, do you also want to buy stocks?" Aunt Li noticed that Lin Anran's expression was not right and asked her immediately.
When asked this question, everyone turned their heads and stared at Lin Anran.
"I'm curious. I haven't bought any stocks yet." Lin Anran did not deny it and was frank.
Aunt Li immediately became anxious and pulled Lin Anran to persuade her, "Xiao Lin, don't do anything stupid. Are you really planning to throw your salary into the stock market? Aren't you afraid that it will go nowhere?"
Lin Anran quickly said, "Don't worry, Aunt Li. I know my limits and won't act impulsively or do anything stupid."
Aunt Li looked at the room full of stock investors except her, shook her head and sighed, saying, "I still remember a few months ago, the news said that no one was buying stocks, everyone was selling stocks!"
Chef Zhao said, "A few months ago was a few months ago. That's all in the past. Now the stock market has been rescued. Everyone has confidence in the stock market. With confidence, you can definitely make money and you will definitely not lose money."
The husband has his own reasons, and the wife has her own reasons. Aunt Li couldn't persuade Lin Anran and the others, and Lin Anran and the others couldn't persuade Aunt Li. Aunt Li was determined to lose money by buying stocks.
Lin Anran wanted to persuade Aunt Li to make some money with her, but she couldn't. She really couldn't persuade her, so she had to give up and set her sights on the twins and Yu Jing. However, she didn't dare to persuade them too hard. Yu Jing was in a critical period and she was concentrating on reviewing for the college entrance examination. If stock trading distracted her and she failed to get into university, Lin Anran would be guilty, especially since she was the one who suggested Yu Jing prepare for the college entrance examination next year.
So, Lin Anran simply mentioned the upcoming listing of a new stock that had been a hot topic among the public during class with Yu Jing: "Yu Jing, have you heard about it? The new stock is going public."
Unexpectedly, Yu Jing nodded readily. "My family has been talking about stocks at home every day lately. My mom even asked me to give her my ID card so I can buy stocks. An Ran, you're asking me this. Do you want to buy stocks too?"
Lin Anran smiled instantly: "Yes, I plan to buy it."
Very good, she doesn’t have to worry about how to make Yu Jing not miss this shortcut to getting rich. No, let’s win the lottery first and then talk about getting rich.
"Everyone in the city knows the new shares are about to be issued," Yu Jing lamented. "These past few days, I can hear people discussing the new share issuance everywhere."
Lin Anran laughed: "We are all stock investors."
Yu Jing: "Yes."
Lin Anran turned around and called the electronics factory where the twins worked. As soon as the call was connected, Lin Anli and Lin Anhua immediately shouted happily, "Sister!"
Lin Anran moved the microphone slightly away from his ear, but couldn't help but smile: "I can tell how happy you are just by your voice. Do you two have anything good to tell me?"
Lin Anli and Lin Anhua immediately started explaining one after another.
It turned out that after Lin Anli and the other person returned to the electronics factory, they carefully followed the solution given by Lin Anran. They first called all the people in Lin Village to discuss it. After everyone reached a consensus, they went together to find the trade union cadres to report.
After learning about the difficulties faced by Lin Anli and her colleagues, the trade union cadres went to find the factory owner and his wife. It was not smooth at first, but after several rounds of mediation, the matter was successfully resolved.
Lin Anli snorted again, "Even though this matter has been resolved and the workshop director no longer makes things difficult for us or deducts our wages, she still gives us the cold shoulder when she sees people from Lin Village. As long as she doesn't randomly deduct our wages, who cares if she gives us the cold shoulder?"
"Sister, let me tell you, the way other workers in the factory look at us has changed a lot, from contempt and disdain to admiration and even awe. Hahaha. Now no one else in the factory dares to mess with us. Many workers even come to us and ask how to report their difficulties to the union." Lin Anhua chuckled.
Lin Anli also laughed: "Now everyone in the factory knows that if they have any difficulties, they should go to the union cadres. The boss and his wife even hold meetings with the employees and speak to us in a friendly manner."
Lin Anhua: "Sister, we reported the housing problem to the union cadres, and the boss said that construction will start as soon as possible."
"I just don't know how soon this is." Lin Anli added.
"Hahaha, you did a great job!" Lin Anran was very happy. It is the workers' duty to protect their own interests, and they should resist if they are exploited.
However, Lin Anran scratched his cheek and said, "Although your situation has improved, it was the boss lady and the boss who caused you trouble before. You still have to be careful."
Lin Anran was not making malicious speculations about the boss and his wife of the electronics factory. The boss and his wife of the electronics factory were obviously not broad-minded. The boss was not upright and had an affair with a female worker in private. As for the boss's wife, she vented her dissatisfaction with her family affairs on other innocent people. It turned out that workers were the weaker party against capitalists. Although there was a trade union, it was impossible for the union to help them all the time.
"Sister, don't worry. We are no longer migrant workers who just came to Shenzhen. The migrant workers in our village have united and inquired about recruitment and salary packages in other factories. If we can't work here, we will go to other ones. Anyway, it's not a stable job, we can leave at any time." Lin Anli said indifferently.
Lin Anhua said excitedly, "Sister, the union will also give us some information about factory recruitment. Anli and I read the newspaper and learned a lot of things we didn't know before. Sister, you are right. Reading more newspapers will broaden your horizons."
Lin Anran was very happy to hear this. Today's call lasted a while, and she hadn't gotten to the point yet. When she mentioned the new stocks, the twins immediately said they knew about it. People in the factory were discussing whether to buy them or not every day.
"So are you planning to buy it?" Lin Anran asked curiously.
Lin Anli immediately said firmly: "No, I'm going to put the money in the bank."
Lin Anhua said, "Sister, I read the newspaper, but I still don't know what this stock is about. I don't know how to buy it. Some people say you will lose money. I won't buy it. Isn't it better to save the money and buy meat?"
Lin Anran had expected the twins' words. They didn't make money beyond their knowledge, which was a good thing about the twins. They were down-to-earth, safe and stable. She had never thought that she could persuade Lin Anli to buy new stocks.
If Lin Anran had not had the memories of her previous life, she would not have dared to take such a big risk. Even though she earned the 500,000 easily, she had taken good care of the Phalaenopsis for several months and put in real sweat and effort. If she really lost it all, she would definitely cry miserably.
The result of this phone call was that the twins sent their ID cards to Lin Anran for use.
Now Lin Anran has 129 identity cards in his hands and can go to the battlefield at any time.
As citizens across the city were excitedly waiting, the news of the new stock listing soon arrived. As soon as Shenzhen TV broadcast the news, a large number of citizens immediately went to the sales points overnight to queue up to buy new stock subscription application forms.
The morning of the first day that new share subscription application forms were distributed.
"Xiao Lin, aren't you going to queue up?" Aunt Li was puzzled when she saw Lin Anran calmly reading and doing exercises.
Today happens to be Sunday, and everyone can line up to buy watches. Chef Zhao and Uncle Ding deliberately put this week's holiday on Sunday just to line up. The two of them set out together in the early morning. Uncle Wang did not line up with everyone else and was still doing his daily work.
Lin Anran had just finished solving a math problem when he heard Aunt Li's words. He turned around and said with a smile, "I'm not in a hurry. The line is so long, I'll have to wait a long time. It's not too late to go later."
Aunt Li: "Aren't you afraid that you'll be late and won't be able to buy that application form?"
"Don't be afraid, there are three million tickets." Lin Anran smiled.
Aunt Li suddenly realized: "Yes, I remember that the permanent population of Shenzhen is only over two million. If everyone buys one, there will be a lot left. That's not right, Xiaolin. If you have extra ID cards, you can buy a lot. Xiaolin, don't you want to buy one? Let's go early."
Lin Anran: "I'll set off at the right time."
Seeing this, Aunt Li thought about it and told Lin Anran to be cautious and not to get too carried away, so she stopped persuading Lin Anran not to buy stocks.
Lin Anran walked out slowly to the sales point. She arrived just in time. There were only five people queuing in front of her. When she reached the end of the line, there was no one queuing behind her. When it was her turn, she took out a stack of ID cards and successfully bought 129 new stock subscription application forms. Each form cost one yuan. She had to fill in the information one by one and then hand it back to the staff to enter it into the computer for verification.
Then, just wait for the notarized lottery results.
Walking out of the sales point, Lin Anran was nervous, excited and expectant. There were 129 application forms, and he hoped that as many as possible would win!
Let her continue to make a fortune!
Good fortune is coming!
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