Just for fun
Not only did Jian Jianan not shut up, but he became more and more excited and started to list every single thing.
"Brother, your monthly allowance base is the same as mine, thirty yuan a month, but I always have some extra money saved every month. How about you?"
"Every time something new and trendy becomes popular, you're the first to buy it, no matter how expensive it is. You spend all your money every month. How much money can you save over the years?"
"Also, don't tell me your sister wasn't thinking about you. Wasn't I the first one to tell you about the book rental business last time? But you reacted so strongly, as if I were tarnishing your innocence. You immediately refused. If you invest with me, the money rolling in wouldn't be empty talk."
Jian Jiabei couldn't help but defend himself: "That's a brand new set of comic books! Don't tell me you're still eyeing them!"
Jian Jiabei was speechless.
In fact, he still had some money on him, which was the money his parents forced him to deposit into his passbook. However, he would never be able to withdraw the money just to buy these flashy gold products.
Jian Jianan concluded, "Increase revenue and reduce expenditure. If you neither increase revenue nor reduce expenditure, it's normal to have no money."
It was no different from being pierced by thousands of arrows. Jian Jiabei felt that he had suffered great harm. With his eyes full of internal injuries, he quietly walked to the side and sat down to heal himself.
Jian Jianan had no intention of caring about his injured brother. While his parents were about to pay the bill, he continued to shop in the store. The other store clerks were very enthusiastic when they saw Su Qinxuan and Jian Yangping paying the bill generously.
Therefore, even though Jian Jianan looks like an underage girl, she should not be looked down upon. What if her parents are happy and want to buy a gold ring for their daughter?
We must hold on to this achievement!
Su Qinxuan finished choosing the gold rings and beckoned her daughter over to pick out a few. Jian Yangping also asked his son to come over and pick out a gold pendant.
Parents always want to give the best things to their children. The happiest people here are the two sales staff who entertained Su Qinxuan and Jian Yangping.
Just now, this couple bought things worth nearly 7,000 Hong Kong dollars. Su Qinxuan bought nine or ten rings, and Jian Yangping picked out three gold pendants.
Now she has to buy more for her two children, and she feels that today's sales can reach 10,000.
Jian Jianan came over, but she wasn't interested at all. She glanced at the rings, pendants, and tags in front of her, but couldn't muster any interest. Instead, she looked at the counter next to her and asked, "What's that over there?"
The sister standing at the counter quickly introduced: "This is a gold bar.
The things in that counter are "plain and unpretentious". Of course, this "plain and unpretentious" is only relative to other gold products with exquisite craftsmanship. No matter what, gold in this world can never be called plain and unpretentious!
Especially the gold bars, each one is golden and you can tell at a glance that they are very heavy. People can't help but imagine the feeling of holding it in their arms, which must be wonderful!
The salesperson in charge of selling gold bars will certainly not let go of this big customer who has finally come to the store. At this time, most of the customers of the gold store come to buy gold jewelry such as the "three golds". Not many people buy gold bars. One reason is that the total price is high, and the other is that compared with other gold crafts, it is a bit mediocre.
You can wear a gold ring on your hand to show it to others, but you can never carry gold bars with you and take them out of your pocket to show off at any time!
Besides, the overall environment is gradually stabilizing, there is no unrest or war, and no one likes gold bars, a precious metal that becomes more valuable in times of chaos.
The gold bar saleswoman immediately started selling: "Little sister, you have good taste. The value of these gold bars is measured by weight. The heavier the gold bar, the greater the value. Our gold bars are all 999 pure gold, a very high purity. We have been open for decades, and we will definitely not cheat you. The neighbors around here like to come here to buy gold when they have a happy event. We are honest and fair. If there was anything wrong, we would not have been open here for so long!"
Su Qinxuan and Jian Yangping both wanted to persuade their daughter to look at other things and not buy gold bars, but Jian Jianan was determined to buy gold bars. She felt that gold bars were the most valuable investment and the best way to preserve value!
Jian Jianan said, "Gold jewelry has a premium. The gold rings you bought, mom, were priced at the price of the gold itself plus the labor cost. But gold bars are priced purely by weight. I spent how much money I bought, that's how many grams of gold I bought. I like that!"
"Besides, the workmanship of our local craftsmen is just as good as here, and the level of refinement can even be said to be superior. If you buy a whole piece of gold and then don't like it later, you can ask the craftsman to melt it down and make various gold jewelry. There is no room for regret."
Unable to persuade their daughter, Su Qinxuan and Jian Yangping had to buy the gold bar she specified.
The salesgirl's face was almost stretched to her ears.
Big business, this is a big business!
Today's gold price is HK$900 per ounce. The gold bar that Jian Jianan wants weighs at least 15 grams. A big deal worth four hundred and fifty is just around the corner!
When Jian Jiabei saw his sister choose the gold bars, he immediately changed his mind. He put down his hands that were picking out the gold tags and pointed at the neatly stacked gold bars and said, "Then I'll choose that one too."
After living with his sister for so many years, Jian Jiabei knows one thing very well: no matter when, as long as he doesn't know how to do it well, he can tell by looking at his sister.
What she says is always right. Now that she doesn't want a ring and chooses gold bars, it must be right for me to choose the gold bars.
In this way, the two children each chose a gold bar of the same gram weight, and Su Qinxuan and Jian Yangping bought rings and tags. Later, at the instigation of her daughter, Su Qinxuan bought other jewelry, such as pendants, necklaces, and earrings.
Jian Jianan vowed, "Mom, don't worry. The price of gold may fluctuate, sometimes high and sometimes low, but it is still rising in the long run. Precious heavy metals like gold will not depreciate. After you buy it, keep it at home and take it with you when you feel like going out. It has both ornamental value and investment value. Of course, you should buy a lot of this good stuff!"
For a moment, Su Qinxuan was at a loss whether to laugh or cry: "How do you know that they will appreciate in value in the future? It's not even the future yet."
Jian Jianan chuckled, "That's what I know."
After the family came out of the gold shop, it was time to gather for lunch.
The tour guide counted the number of people and found that one person was missing. After checking carefully, he asked, "Hey, where's Gao Chunlai? Where are Gao Chunlai and his son? Where are they? Why haven't they returned yet? It's already past the agreed time. Could something have happened?"
Everyone on the bus started discussing the situation, asking each other if they had seen the mother and son elsewhere. An elderly man said, "I just saw them shopping in the mall. When I came out, I reminded them that it would be time to meet up soon, but they didn't seem to care and continued shopping. They might still be in the mall now."
Cai Duoyan was very upset: "What's going on? We're meeting at the time we said. If she wants to buy something, shouldn't I want to buy it too? Can't you think of the bigger picture?"
There was nothing they could do but sit in the car and wait for Cai Duoyan and the other two. The tour guide and several other staff members got out of the car to contact people to see if they could go into the mall to remind the mother and son.
After a long while, Gao Chunlai and Gao Liuqicai finally arrived. The young man walking behind his mother still had a shy smile on his face, probably because he felt embarrassed for being late. But Gao Chunlai, who was walking in front, held his head high and didn't look embarrassed at all.
The two of them were carrying large and small bags and walked from the front to the back of the car without saying a word of apology.
Then he excitedly showed off his spoils to the people around him in his seat.
"Hey, look at the dress I just bought. This color is so pretty."
"And look at this, the bird's nest I bought, and these pills, they are all precious things."
Cai Duoyan rolled her eyes to the sky. She was showing off like she was when she was a child. She would show off all the good things she had.
Jian Jianan originally thought that the matter was over, but Cai Chengyu tugged at her sleeve and asked her to pay close attention to what happened next. Gao Chunlai was so arrogant when he got on the car just now. She always felt that something was wrong. She had to be a good person, otherwise she would not have created such a good image outside.
Sure enough, the moment the bus stopped, Gao Chunlai was the first to get off the bus. He stood at the door and gave everyone a box of souvenir snacks.
She said enthusiastically, "Come on, come on, everyone, come and try some of these. I bought these Hong Kong specialties, everything from pork jerky to almond cookies. Don't hesitate. It's all my fault, I'm so sorry for wasting everyone's time buying all this stuff."
After Gao Chunlai said this, the other tourists in the group who were unhappy because of her lateness felt much better and accepted the gifts and thanked her.
Gao Chunlai was always willing to do good things. Jian Jianan's family of four and Cai Duoyan and her daughter also received her gifts. After thanking her, Jian Jianan and Cai Chengyu put them away together.
During the meal, Cai Duoyan sat with Su Qinxuan again. The two sisters were chatting in a friendly manner about the spoils they had brought back today.
Cai Duoyan first showed Su Qinxuan the bag in her hand and said, "Look, this is the bird's nest I picked. The shopkeeper said that he carefully selected it before giving it to me. There shouldn't be any mistakes, right? Can you help me take a look?"
She knew that Su Qinxuan worked in the catering industry and had some research on various foods. Therefore, she was not sure about the authenticity of the bird's nest she bought, so she asked Su Qinxuan to help check it.
Su Qinxuan took it and held it under the light for a closer look. He couldn't see anything wrong with it, so he said to Cai Duoyan seriously, "Don't worry, this bird's nest doesn't look like it has any major problems."
Cai Duoyan immediately smiled happily and said, "That's good, that's good."
Then he asked, "You haven't told me what you bought yet. You're so discerning, so it must be something good!"
Su Qinxuan then took out several large bags with the words "Weekly Gold" written on them and shared them with Cai Duoyan.
No one can resist gold!
Cai Duoyan was immediately attracted by it at first sight.
After obtaining Su Qinxuan's consent, she even touched it carefully, and exclaimed as she looked at it: "Oh my God, how heavy is this? It's so beautiful!"
She picked up the first gold ring that Jian Jianan recommended to her mother. In terms of workmanship, it was not as exquisite as the other rings, but the style was very simple and generous. It was a simple and versatile model that could be matched with any occasion or style.
Su Qinxuan told the truth: "This one weighs three grams. The price of the ring is the processing price of gold. This labor cost is not expensive."
"What about this one and this one?" Cai Duoyan asked as he picked up another ring.
Su Qinxuan told her everything one by one. Cai Duoyan couldn't let it go and kept asking questions. In the end, she even asked Su Qinxuan for the address of the Zhouji Gold store and made up her mind to go there and take a look later.
Although they were all in the Causeway Bay shopping district, there were dozens or even hundreds of stores of all sizes in this area. If someone hadn't recommended it to them, they would not have known that there was such a gold shop.
When Cai Duoyan learned that there was only one of each style of ring Su Qinxuan bought, she was visibly disappointed. She felt very sorry that she could not buy the same style as Su Qinxuan.
Jian Jiabei interrupted, "Aunt Cai, you should go to that gold shop and take a good look. The price per gram of gold here is a little cheaper than in the mainland. Even with the labor cost, it's still worth it. There are many different styles there. If you look around a few more times, you might find something you like."
Cai Duoyan smiled and nodded, "Yes, Nannan is right, that's the truth." After saying that, she looked at her daughter again: "Xiaoyu is grown up now, and she is at the age of a big girl. It's time for her to have some jewelry of her own. I also want to buy her a few rings. It happens to be a good deal now. Let's go there and take a look this afternoon!"
Cai Chengyu nodded naturally, and then asked Jian Jianan curiously: "Nannan, what about you, what did you buy?"
She just couldn't believe that Su Qinxuan bought so many gold jewelry for herself without thinking about her daughter.
Jian Jianan rummaged through his trouser pocket, pulled out a gold bar, and placed it on the table with a snap.
"Come, look, this is the spoils I just won."
Um?
Cai Duoyan was very puzzled. Why didn't Jian Jianan buy gold jewelry? What was the point of buying a gold bar? It couldn't be worn on the hands, stuck on the ears, or hung around the neck. It could only be kept in the safe at home. What was the use of it?
Suddenly, a voice interrupted, "Yeah, buying a gold bar to display at home is not good, what use is it?"
It turned out to be Gao Chunlai. After distributing souvenirs to everyone, she consciously became the focus of the crowd and stole the limelight. However, Su Qinxuan and Cai Duoyan started looking at gold jewelry. Originally, there were only two of them participating, but as they talked, the attention of the group members around them was also attracted.
As we all know, no one can resist being attracted by gold. Everyone looked at Su Qinxuan's various gold jewelry and asked her about the location of Zhouji Gold. They decided to include this store in their afternoon shopping trip.
Gao Chunlai felt that the Jian Jianan family was really against him. First, they got involved with Cai Duoyan's family, and now they have greatly disrupted his chance to stand out.
I just heard what Jian Jianan said. It is said that she and her brother bought gold bars together. I can't help but feel that she is worthy of being born in a merchant family. She is short-sighted and ignorant. She didn't buy a good gold ring, but bought gold bars. Do you think we are still at war like we were decades ago?
So, he interrupted them in their conversation, hoping to expose Jian Jianan's true short-sightedness...
Jian Jianan shook his finger: "No, no, no, gold bars are very useful."
Jian Jianan counted the wonderful uses of gold bars on his fingers, "People's perspectives change with the passage of time. What if you don't like the gold jewelry you buy now after a few years? You can buy gold bars home like I did. That way, if you don't like them anymore, you can always find a craftsman to melt them down and make them into the style you like."
Gao Chunlai's lips moved as she was about to say something, but Jian Jianan didn't give her the chance and continued slowly, "Of course, if you already have some gold jewelry you like, or you're in a hurry and want to wear it out right now, then buying gold bars would be more appropriate. You can buy them and ask a trustworthy craftsman to make them for you. They can make whatever you like, and it's completely custom made."
"You have to pay a labor fee when buying gold jewelry here, but you don't have to pay a labor fee when buying gold bars. Besides, we have many skilled craftsmen in Guangdong, and their skills are just as good as those here!"
Gao Chunlai: "..."
Don’t say it, even though I just wanted to make some sarcastic remarks, now after hearing what Jian Jianan said, I wanted to rush out to buy gold bars in the afternoon. Why is this little girl so weird?
Jian Jianan continued to tell the people around who were listening attentively about her plans after buying the gold bars. Not to mention Cai Chengyu, everyone else was also very tempted after hearing it.
This is also good. New jewelry styles may become outdated, but gold bars will never be outdated. You can buy a whole bar and keep it at home. When you see a style you like, you can ask the master to make it for you. It sounds good too.
So the other group members who were attending the class also decided to include gold bars in their list of options when they go to Zhouji Gold with their families to pick out jewelry.
After dinner, everyone returned to their happy shopping trip.
Hong Kong is truly a shopping paradise, and the shopping trip is really enjoyable.
Jian Jianan was absent-minded in the afternoon and did not fully devote himself to the wonderful shopping trip. At this time, the family was picking clothes in the mall.
Yes, I'm buying new clothes again.
In Jian Yangping's words, clothes are so practical that they can be worn every day. They are not short of money anyway, so what's wrong with buying a few more sets of their favorites?
Even Jian Jiabei was impressed by the frenzied shopping atmosphere and was standing in front of the fitting mirror trying to figure out which belt was right for him. However, Jian Jianan looked uninterested and had no interest in the situation.
Su Qinxuan noticed her daughter's mood and asked her worriedly, "Nannan, what's wrong with you?"
Jian Jianan glanced at the counters in the mall that were filled with all kinds of gold jewelry but no gold bars. He shook his head and signaled to his mother that he was fine.
In the evening, when he returned to the hotel, Jian Jiabei happily tried on his new clothes as soon as he stepped into the room. He even admired himself in front of the dressing mirror for a while. When he heard a knock on the door and impatiently opened the door, he saw his sister's smiling face. Jian Jiabei became alert almost instantly.
Jian Jianan's eyes flashed with the light of a hungry wolf, and he asked his brother: "Brother, how much money do you have on you now?"
"I'll help you get rich, do you want it?"
Jian Jiabei had to admit that he was really scared after seeing the golden light in his sister's eyes and hearing her ask "How much money do you have on you?"
His first reaction was that his sister had come up with some clever idea to cheat him out of his money again, and Jian Jianan had a history of this kind of thing.
Jian Jiabei remembers that when they were very young, before their family even came to Shenzhen and lived in their hometown on Hainan Island, Jian Jianan was particularly greedy one day, so he went to borrow money from his brother to buy ice cream.
She borrowed 6 cents from her brother to buy a popsicle that cost 3 cents each. Jian Jiabei gave her 3 cents and didn't eat it himself.
Later, when Jian Jiabei asked his sister to pay back the money, she even argued, "Yes, you lent me 3 cents, but brother, you have to know that I borrowed 6 cents from you at the beginning, but you only gave me 3 cents in the end."
"In that case, you still owe me three cents! You owe me three cents, and I owe you three cents. Doesn't that just cancel each other out?"
"So, brother, we are even now. No one owes anyone anything!"
Jian Jianan's words really confused the simple island boy Jian Jiabei. If Jian Jiabei had learned a lot of math knowledge a few years later, he would have easily seen through his sister's trick. But at that time, Jian Jiabei had only one thought in his mind: What my sister said makes too much sense! It really sounds like that. I must have miscalculated. She doesn't owe me money anymore!
From this we can see that it is actually reasonable for Jian Jiabei to be so vigilant.
Jian Jianan is a person who is hard to guard against!
Today, Jian Jianan seemed to have completely forgotten what she had done before. Her parents had gone out for something, leaving only the two children in the room. The two were clearly in the same suite, but Jian Jiabei felt for no reason that her sister was up to something again, and she wished she could stay away from her as much as possible.
Logically speaking, Jian Jianan didn't need to be so nervous, but when he saw that the person coming was his sister, he immediately closed the door until only a tiny gap was left, just enough for Jian Jianan to see his brother's flashing eyes through the crack, as if he was worried that his sister would suddenly turn into a big monster, go wild and smash the door open to grab him out.
Jian Jianan didn't understand why her brother was so vigilant. Seeing that the door was getting smaller and smaller, she quickly put a foot in and pushed hard against the door, just to prevent Jian Jiabei from closing the door completely.
Jian Jiabei yelled anxiously: "What are you doing? What do you want to talk to me about? Tell me quickly, or I'll close the door!"
Jian Jianan rolled his eyes: "It's a good job to help you make money. If I didn't think you were my brother, I wouldn't tell you. Why are you so anxious to close the shop?"
Jian Jiabei sneered subconsciously. He was helping him make money, it was good enough that he didn't cheat himself!
Seeing that his brother's strength was weakening, Jian Jianan immediately squeezed half of his body in. Jian Jiabei saw that there was no need to hold the door open any longer, so he opened the door, clasped his hands together, and looked at his sister calmly. It was a defensive posture.
When Jian Jianan saw his brother like this, he knew that it would not be easy to persuade him.
So I put aside all the details I had prepared and got straight to the point: "I have a big deal here. All you need to do is move your fingers and give me the money. You don't need to do anything else. I can do it all by myself. How about it? It saves time and effort. Just sit there and you can make a lot of money. Do you want to join me?"
Jian Jiabei felt a toothache, his face full of vicissitudes of life, "Sister, do you still remember the first time you asked me if I wanted to do it? It was when we were on campus purchasing. We were still in elementary school at that time, and I joined you. In the end, we both got scolded by our parents."
Because he was the older brother, he was taught an especially severe lesson.
Jian Jiabei continued, "Later, when we were in junior high school, you asked me if I wanted to work with you. What was it? It was a money lending business. We lent money to classmates, and when they paid them back, we would add a few points of interest. I don't need to tell you the result of this matter, right?" Jian Jiabei smiled.
Jian Jianan looked up at the sky, at the earth, but not at his brother.
Needless to say, this matter was discovered by Su Qinxuan and Jian Yangping, who had always been keeping an eye on their own children, fearing that their daughter might have some bad intentions if they didn't keep a close eye on her. The brother and sister received another lesson.
This time the lesson was particularly severe. Su Qinxuan was almost mad at herself. How could you two start the campus loan business without anyone keeping an eye on you?
What? You two brothers and sisters want to dominate the campus and become the bosses?
Jian Jiabei continued to stare with a dead fish eye. "This is the third and last time you asked me if I wanted to work with you. I meant to join your comic book rental business. I heard your book rental business is booming, and many of the books you rent out are damaged when you get them back. If you wanted me to join, my books would definitely suffer the same fate. I wouldn't be able to cry even if I wanted to! Fortunately, fortunately, fortunately, I didn't get involved."
Jian Jianan couldn't help but defend himself when he heard this: "Brother, you only see the surface but not the essence. We also charge a deposit for renting comic books. When we take them back, we will carefully check them. If there are any damages or dirt, the deposit will be deducted. I haven't told you yet, we have made a lot of money just by deducting the deposit."
Jian Jiabei was helpless and covered his face with his hands: "Oh my God, I really don't know how to tell you, this is just the difference between the two of us!"
In Jian Jiabei's opinion, the comic books he likes are the most important thing. No matter whether there is a deposit system or whether the deposit will be deducted if the comic books are dirty or damaged, the most important thing is that the comic books are intact.
But in Jian Jianan's opinion, although she also likes this set of comic books, what she values most is the value that this set of comic books can bring to her in the future.
Anyway, there is a deposit system, so if there is any damage, it can be deducted from the deposit.
These two viewpoints represent the different concepts of the brother and sister.
Seeing that his explanation was not working, Jian Jiabei said to his sister helplessly: "Nannan, let's put it this way, if you still hold the above views, I will not work with you."
Although my sister didn't say why she wanted to recruit him, he said it upfront. This way, she wouldn't have to spend any extra effort, and she wouldn't have to spend more time on him. She could go look for other partners on her own.
Jian Jianan frowned. "Brother, I've already told you that this time it's not about any of the above things. Just listen to me first! I promise I won't harm your most precious comic books!"
Seeing that his brother finally seemed to believe it, at least he was not so vigilant anymore, Jian Jianan continued: "It's like this, I plan to buy gold and make a profit!"
"Brother, you know the essence of trade, right? All business activities are based on the four-word mantra: 'Buy low, sell high.' During our time in Hong Kong, I've discovered many business opportunities, but I couldn't pursue them because I was a child or the journey was too short."
When Jian Jianan said this, his tone was full of regret.
"But I found another way, a way that we two little kids can accomplish!"
Jian Jianan said word by word, "That is, we can buy gold at a low price in Hong Kong, and then return to Shenzhen to find a second-hand gold shop to sell this second-hand gold. I have discovered a pattern. Because of the tax exemption and the exchange rate of various foreign currencies, we can buy gold much cheaper per gram than in the mainland. But the price of gold in Shenzhen is not cheap."
Seeing his brother's visibly moved heart, Jian Jianan felt proud and waved his finger in front of him. "Before I left for Hong Kong, I saw the real-time gold price at the Wufu Gold Shop next to our community was 50 yuan per gram!"
Jian Jiabei probably calculated in his mind and found that it was just as his sister said, there was a lot to be done here.
He exclaimed, "That would be a huge profit! Are you serious? Are you really just buying gold here and then taking it back to sell it?"
Jian Jianan shrugged his shoulders, looking confident of victory. "Of course, of course it's true, honest to the core!"
Jian Jiabei silently calculated in his mind and muttered to himself, "In this way, we can get a difference of almost 15 yuan for every gram of gold."
Jian Jiabei's eyes lit up. Oh my god, is this really such a good thing? They just buy some gold here and sell it back home and make 15 yuan per gram?
Jian Jianan raised his finger and shook it in front of his eyes: "No, no, no, this is far more than that. Taking into account the exchange rate of our RMB to Hong Kong dollars and US dollars, we can make at least 15 to 18 yuan per gram!"
The situation in Hong Kong is different from that in the mainland. The unit of gold price in the mainland is per gram, but in Hong Kong it is per ounce. The units are different.
Secondly, the types of currencies used are also different.
In Hong Kong, the official currency is the Hong Kong dollar. At the same time, due to special reasons such as historical legacy, many local commodities in Hong Kong are also pegged to the US dollar.
In terms of foreign exchange exchange, the "First Group" has the advantage of policy support from the state. If the members of the First Group want to exchange money, the exchange rate between RMB and Hong Kong dollars is very close to one to one.
This also means that in addition to simply making a profit from buying and selling gold, they can also make a profit from currency exchange.
Jian Jianan asked his brother the same question again: "So, brother, do you want to come with me?"
Jian Jiabei was caught in a dilemma. It was impossible for him not to be moved, but he still had doubts about it. Would this trick really work?
Jian Jianan kept talking in his brother's ear, adding weights to the scale in his heart so that the other end of the scale would lean more towards him.
"Most people across the country now earn only 30 yuan a month, and that's just in Shenzhen. Elsewhere, the figure isn't much higher, sometimes even lower than 30 yuan! If we earn 15 yuan per gram of gold, wouldn't we earn a month's salary for buying two grams?"
"That's thirty yuan. Oh, I forgot. There's a toy wooden gun building set at the grocery store in front of the school. How much is it?"
Jian Jiabei answered almost subconsciously: "99 yuan."
Are you kidding? How could he not know that the wooden gun became one of the most popular toys of all the boys in the school as soon as it came out. Jian Jiabei knew that he was already seventeen years old and should not play with these toys that only children played with, but he couldn't stop the wooden gun from being well-made and lifelike, and it even came with wooden bullets!
How could he, a passionate young man who longed for the life of a soldier, resist?
How hateful! My sister is so cunning, Jian Jiabei thought hatefully.
But he insisted: "What's wrong with 99 yuan? Can't I afford it for 99 yuan?"
Jian Jianan asked him back, "Can you afford it? From what I know, you spend all your money as soon as you get it. You spend it on food, drink, and entertainment. You live paycheck to paycheck every month. If you could really afford it, you would have bought it long ago, right?"
It hurts so much. This is really heartbreaking.
Jian Jiabei covered his chest with his hands, but he couldn't say that his sister was wrong, because the truth of the matter was indeed like that.
Jian Jiabei wants to buy everything he sees. He thinks everything is fun. He's never seen this snack before, so he wants to eat it, so he'll buy it! He's never read this book before, so he wants to read it, so he'll buy it! He feels special when he hits this ball, because he has the money, so he'll buy it!
Since Jian Jiabei was rich, he wanted to buy everything he saw, and he did so, almost every time he immediately decided to buy it.
Therefore, the financial situation of him and his sister Jian Jianan can be said to be as different as heaven and earth.
Okay, okay, he had to admit that compared to his sister, he was a bit extravagant and spent money like water. Of course, it was just a little bit, and he would never admit to a deeper extent!
Jian Jianan asked his brother: "How much money do you have?"
When they came to Hong Kong, they both brought their own passbooks with them. Although minors are not allowed to open accounts on their own, their parents have been far-sighted enough to open a separate bank account for each of them, saying that they can start to cultivate their awareness of financial management and saving money from now on.
When Jian Jianan was packing her luggage, she felt that this passbook was very important. Although the expenses for the eight-day journey were all paid by her parents and the money in the passbook would most likely not be used, she inexplicably had the urge to take it with her.
So Jian Jiabei followed suit and brought it along.
Jian Jiabei gave his passbook, but his sister exclaimed, "What! You only have so little money!"
Two hundred and thirty yuan.
This is the final balance in Jian Jiabei’s passbook.
Jian Jianan was incredulous: "With just this little money, do you still need to save it?"
Jian Jiabei snatched his passbook and said angrily, "What do you mean by this little bit of money? How much money do you have? Why do you look down on these three-digit numbers?"
Jian Jianan then realized that what he said was ambiguous. More than two hundred yuan was indeed a considerable amount of money at that time. It was several months' salary for a regular employee!
Jian Jianan corrected him: "Okay, okay, I was wrong. I should have said that the relative numbers are not good enough, not the absolute numbers."
Jian Jiabei rolled his eyes in frustration: "How much money do you have?"
Jian Jianan smiled and handed his passbook to his brother, and then heard his exclamation without surprise: "What, so much?"
"How did you save so much money?"
Nine thousand three hundred and thirty-three yuan.
This wasn't just a matter of adding a zero to the end of Jian Jiabei's passbook balance; it was a matter of adding a zero and doubling the amount!
Jian Jiabei is now very suspicious that his sister has a good way to make money somewhere he doesn’t know about. Why didn’t she tell him?
Jian Jianan glanced at his brother lightly: "Didn't I come to tell you now?"
Seeing her brother's depressed and sad face, she finally couldn't help laughing out loud: "That's really making me laugh. Look at yourself now. You really should take a good look at yourself in the mirror. Don't you know how you lost your money? You spent it all, but I saved mine bit by bit."
"In addition to reducing costs, increasing revenue is also very important."
"Brother, don't blame me for not telling you how to make money. You're always the first person I tell when I have a good idea, but you never listen!"
Jian Jianan counted on his fingers: "You have to admit that you rented out comics, right?"
"I have a stable income every month thanks to this business. At the end of last week, I even earned 400 yuan a week."
"Also, this passbook only lists my current deposit amount, and doesn't include my fixed assets or other asset figures. If you were to include my other fixed assets, it would definitely be over 10,000 yuan."
Jian Jiabei couldn't believe it, his hand holding the passbook trembling slightly. What? The millionaire is actually right next to me!
"Alright, alright, I won't tell you anymore. I originally wanted to bring you in because you might have some capital and we could do this together, but I didn't expect you to spend so much money and not have much left."
This time the situation was reversed. Before, Jian Jianan wanted to squeeze in, but Jian Jiabei wouldn't let her; this time, Jian Jianan wanted to leave, but Jian Jiabei stopped her.
"Hey wait wait! Nannan, please give your brother a hand!" Jian Jiabei begged his sister from behind for a long time before his hard-hearted sister finally changed her mind.
"Okay, okay, I'll help you this time."
The money in my brother's passbook can probably buy ten grams of gold. After returning to Shenzhen, he can make a profit of one hundred and fifty to one hundred and eighty grams by reselling it. No matter how you look at it, it is still very profitable compared to his previous capital.
Jian Jianan took his passbook and walked out. Suddenly, he thought of something and turned to stare at him. "By the way, brother, aren't you doing shopping for others? You must have some money for doing that, right?"
Jian Jianan subconsciously covered his trouser pockets, but he forgot that the clothes he was wearing were just bought today and the original money was not placed here at all.
He made a bitter face and took out some money from the pocket of his old clothes and handed it to his sister. It was only a few hundred yuan. Why did they take away even this little money? Couldn't they leave some pocket money for the child?
Jian Jianan saw his brother's actions and wanted to take the money and put it away.
Huh? Why isn't the money moving? I'm clearly exerting all my strength!
She looked again and found that it was her brother who had been exerting force and didn't want to let go. There were complex emotions of struggle and reluctance on his face. It was obvious that he was struggling with whether to leave the last bit of money he had to his sister.
Jian Jianan found it funny, and at the same time, he increased the strength in his hands and pulled the one thousand coins over. Then he left in style, leaving only a proud back view to Jian Jiabei: "Okay, just wait here! Wait for your sister to help you make a lot of money!"
Jian Jianan took the passbooks of two people and his brother's change, but he couldn't buy gold immediately.
Her next step was to go find her parents.
The first issue is withdrawing money. The passbooks of the brother and sister are all fixed-term passbooks. Only when they go to the bank to withdraw money when the deadline comes will they get the deserved interest. If they withdraw it in advance, there will be no interest.
Jian Jianan didn't want to lose the interest she had earned just to buy some gold, so she thought of a way to have the best of both worlds, which was to avoid losing the interest and still use the money to buy gold.
The second issue is the exchange rate. The money in their passbooks is in RMB, but in Hong Kong at that time they have to use Hong Kong dollars. Merchants do not recognize RMB.
Maybe you will say that you can go to an institution to exchange money, or find a place to exchange currency.
But this place is hard to find, so Jian Jianan and his family prefer to exchange foreign currency through official channels.
So what should he or she do? Of course, he or she should ask his or her parents for help when he or she encounters difficulties!
Jian Jianan remembered that before their family came, they had exchanged a lot of foreign currencies. They had only spent a small part of it in the past few days. It would definitely be enough to ask their parents for the rest!
So, when Su Qinxuan and his wife were found by their daughter, they were filled with surprise, shock, and confusion.
After a pause, Jian Yangping's first words were praise: "Oh my God, Nannan, you are amazing. How can you think of ways to make money while traveling? Are you obsessed with money?"
Although it was a joke, Jian Yangping's next action was to take money out of his pocket.
However, Su Qinxuan had no intention of giving the money to her daughter immediately. Jian Jianan blinked and looked at her mother in confusion, not knowing what her mother was thinking.
Jian Jianan originally thought that she could not take out the money in her and her brother's passbooks immediately, but she had a guarantee. She used their passbooks as collateral to borrow some money from her parents, and she could pay it back when she returned to Shenzhen.
Mom and Dad have plenty of exchanged Hong Kong dollars, and since they have the money in their passbook, they don’t have to worry about losing everything.
But why doesn’t my mother seem to be moved?
Su Qinxuan then asked Jian Jianan several questions.
“How much do you plan to buy?”
“Where can I buy it?”
“Where can I buy it when I get back?”
Jian Jianan answered these questions fluently, she had prepared them long ago!
"It depends on how much money we have. We can buy as much as we can. I personally want to buy as much as possible."
"I'll buy wherever I can tomorrow. Doesn't that mean I'll continue my shopping trip tomorrow? Just like today, I'll go into any nearby gold shop and buy. I've done my homework beforehand. Hong Kong has strict regulations on precious metals trading, and the penalties for violating the law are severe. They probably won't cheat. Of course, I'll also do my own checks."
As for the last question, Jian Jianan only had a vague idea and she couldn't give the best answer.
But it doesn't matter. Jian Jianan's eyes rolled around, and he hugged Su Qinxuan's waist. "I'll go back and find a gold merchant to buy it back. After all, it was a spur-of-the-moment decision, and I haven't decided where to sell it yet. If you can't find it, can you ask Mom to help me look for it?"
"Of course." Su Qinxuan touched her little daughter's head lovingly.
In this way, Jian Jianan mortgaged all his and his brother's passbooks to his parents in exchange for Hong Kong dollars of equal value. He planned to use these Hong Kong dollars to go shopping, purchase and buy goods tomorrow.
Unexpectedly, when she was about to say good night to her parents, Su Qinxuan gave her about three thousand Hong Kong dollars more.
"Huh? What are you doing?" Does mom want to buy something for her?
Su Qinxuan smiled and said, "Mom thinks your gold business is very worthwhile for investment. These three thousand yuan are Mom and Dad's investment capital. You can use the three thousand yuan to buy anything tomorrow. You can buy anything after you buy it!"
In fact, this was something the couple had planned to do a long time ago. Before their daughter Jian Jianan came, they were still discussing whether to buy some gold to take back. Not to mention making money from trading, but mainly because gold is something that is particularly attractive at any time.
Besides, they just happen to have a little money now, so they can buy a gold shop and do whatever they want with the gold. As a hard currency, gold will not depreciate over time.
Unexpectedly, they and their daughter Jian Jianan were in sync and thought of the same thing, so they just gave the important task of purchasing gold to their daughter.
Jian Jianan happily agreed. The next morning, when he was taking the bus to continue his journey to Hong Kong, Jian Jianan told his brother about this matter.
Jian Jiabei's first reaction was, "What? It's actually possible. Mom and Dad gave you money? Didn't you ask for more? Or you could give me all the rest. Wouldn't it be more profitable if I gave you all the money Mom and Dad had left to buy you gold?"
Jian Jianan glanced at his brother strangely: "Ah, I didn't continue to ask them for money."
"Brother, you are really weird. Why do you think that?"
Jian Jiabei was shocked: "Could it be that the sun is rising from the west today? Otherwise, why would our little money-grubber refuse to make money?"
Jian Jianan finally understood his brother's thoughts and quickly explained, "Ah? So that's what you think. But making money isn't the only purpose of my coming up with this idea. How much can I earn from just buying this little bit of gold? I just want to practice. It's good to learn more about areas I'm not familiar with. Besides, I'm bored staying here these days without any contact with the family business, so I might as well use this as an opportunity to have some fun!"
“I don’t really want to make money!”
Jian Jiabei: "..."
Jian Jiabei was silent. What was going on? Why did this make him look more like a money-grubber?
——"I just want to practice!"
——"It's so boring, I'll just play it for fun!"
——"I don't really want to make money!"
So Jian Jianan didn't understand why, in the next half-hour drive, she got a brother who seemed to be autistic?
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