Chapter 133 Stocks and Treasury Bonds & Cui Guo & Mother and Daughter Are at Odds…
Jin Yue took her out, took a taxi, and arrived at the entrance of Limin Hotel.
"Try their signature dishes. You have been in Shilan for so many years, so you are half a Shilan person."
Wang Hongping smiled and said yes, although those years were difficult, at least that was her youth, a youth that would never come back.
After ordering the food, the two found a private room by the window and sat down. "How are you doing recently?
"It's still the same. My work is just so-so, steady and steady. But my family is pushing me hard for personal matters. After my mother passed away, my brother and sister-in-law also wanted me to get married quickly and not share the family house."
Her household registration was moved back to Haicheng because she went to college, but because it was a collective household, she had no house. Later, after she found a job in Haicheng, her unit finally helped solve the household registration problem and moved her back to her hometown, sharing the same household registration book with her brother, sister-in-law, nephews and nieces. Recently, it was heard that their area was going to be demolished and rebuilt, and that houses would be distributed based on the number of people, with each person getting a certain amount of square meters. As long as she was there, that area would be allocated to her. However, her brother and sister-in-law might think that she should not take the house allocated to her, and that it should be given to her nephew for free.
So, now everyone is looking forward to her getting married soon, because once she gets married, she will belong to someone else's family.
Shu Jinyue couldn't help but sigh that people do change. Back then, Wang Hongping’s sister-in-law was actually a pretty nice person. Her brother also cared about her a lot and wrote to her every year. Her sister-in-law was also very good to her mother and even brought her mother to live in Wang Hongping’s attic. But what about now? Just for the sake of those legendary few square meters of residential area, everyone is feeling uncomfortable.
"Actually, they think too much. I don't even want to buy such a small house." Wang Hongping smiled and talked about what she was thinking about recently. "There are some new government bonds that are sold to employees of enterprises and institutions. I want to use all my money to buy it."
Shu Jinyue doesn’t understand stocks, but she knows about government bonds, which are a sure win! Moreover, the current government bond interest rates are also very high, far exceeding the deposit interest rates. It’s just that the people of Shilan are not well-informed and are slow to accept these new things.
"When the government bonds were issued a few years ago, everyone was afraid to buy them at first, thinking they would lose money. But in the past few years, we found that the returns were not bad. This year, a larger batch of bonds were launched, and many people were scrambling to buy them. There are no less than a hundred people around me who know about it. In addition to my colleagues, there are also many business owners who want to find connections to buy some."
Wang Hongping said with emotion, "If only I had more capital, we would have internal quotas and could have bought more."
Shu Jinyue's eyes lit up, "Do you think I can buy it?"
Wang Hongping was stunned, and said seriously: "Jin Yue, I am telling you this today just to get the conversation going. My original intention is not to encourage you to make this investment. This is also risky, do you know?"
Shu Jinyue knew, of course, that she really regarded herself as a friend, not a pig-killing scam. If there really was a pig-killing scam that advised her to buy with a guaranteed profit, that was not called a pig-killing scam, but a money-scattering boy! Wang Hongping was so nervous because she didn't know how much money she had. She thought she was just like other working-class families, saving money a little bit every month. She had no idea how much money she had.
"I've actually been wanting to ask you about buying stocks for a long time, but I've been busy. Do you think now is a good time to buy stocks?"
Wang Hongping frowned even more tightly. "The risk of government bonds is slightly smaller, but forget about stocks. Even though I am in this business, I still want to remind you not to buy them. The risk is too high."
"You're going to have a baby in a few months, and you'll have more expenses in the future. It's too risky to use the money you've saved up to buy this."
Shu Jinyue nodded, "Do you think I can buy it now? I don't ask for a high return, as long as I can make money, well, as long as it is higher than the bank deposit interest rate."
"Compared to the deposit interest rate, it is many times higher, but the risk is also proportionally increased..."
"Okay, then please recommend me some stocks. I want to buy them."
Wang Hongping was at a loss whether to laugh or cry: "I have tried to persuade you for so long but you are not listening."
Shu Jinyue was also stimulated by the profits of Xinghua Factory. Xu Duan had at least six-digit net profit last year, and this was last year's data. It can grow by at least 30 percentage points this year. The loan owed to the bank has long been repaid. Shu Jinyue watched his money snowballing, and then looked at his own principal that was not moving at all and the pitiful interest, and he felt uncomfortable.
Recently, she was stimulated by her second brother's aggressive advertising, and she also wanted to let go and do it. She told herself to stop as soon as possible, before the stock market crash in 1996. She would definitely not lose all her money, and at most she would just make a little less money.
After the dishes were served, the two of them ate. Wang Hongping persuaded her for a long time, but seeing that she still looked determined, she had to agree: "Okay, then I'll recommend a few to you. It's not cost-effective to buy too few, and the risk is too high to buy too many. We don't have that much money. How about this, we each buy 5,000 yuan, can you accept it? If you think it's too much, you don't have to buy so much. Anyway, just treat it as an experience."
She said this carefully, because five thousand yuan is already a savings that many families cannot afford. When she said "buy five thousand each", she was actually giving Jin Yue a way out. In the end, they just need to buy five thousand in total. According to inside information, it won't be long before the stock subscription system starts, and people with five thousand yuan in their accounts will be required to participate in the subscription, which is equivalent to the minimum threshold.
However, Shu Jinyue said, "I want to buy one worth 100,000 yuan first to try it out."
"How much...how much?!" Wang Hongping almost dropped a piece of braised pork on the ground, "Jin Yue, how much do you say?"
"I want to buy 100,000 first to try it out. If the returns are good, I'll buy more."
"Are you sure it's... one hundred thousand?" Wang Hongping confirmed again and again.
"Yes, it is."
Wang Hongping swallowed her saliva, remained silent for a moment, and asked cautiously: "Where did you get so much money these years?"
Shu Jinyue simply explained what she was doing now. She had applied for patents for her medicines, and now the sales were stable and the dividends were relatively stable. When the time came, the money would be deposited into her account. Several times she had forgotten to check the balance. Not to mention the 600,000 that Shizuka Sato received that year, which was an unexpected fortune that seems like a dream every time I think about it.
"You, really..." Wang Hongping didn't know what to say. It would be a lie to say she wasn't envious. She had been working in this industry for so many years. Currently, there were not many people in China who could take out 100,000 yuan in cash at one time. She had always thought that Shu Jinyue was just an ordinary office worker, but he actually said he wanted to buy so much stock in one breath. This was just a preliminary test, and he might buy more in the future.
But in addition to envy, she was also happy for Jin Yue, the girl who was so hungry that she couldn't sleep at the educated youth center and who carved a little moon on the windowsill, will never be hungry again.
This relief made her eyes well up with tears.
"Okay, don't worry, I will definitely not let you lose money. If you buy stocks, I can at least make you 35% profit."
Thirty-five percent, this profit is already very, very high! What kind of bank deposit can have such a high interest rate? Yes, their imagination is limited now, and they can never imagine how bullish the stock market will be.
But Shu Jinyue didn't just want to buy stocks. She also wanted to buy something for long-term holding. "What if it's a 100,000 yuan treasury bond?"
"The yield on government bonds is definitely not as high as this, but don't worry, I will help you allocate it properly, at least... Wait, do you want to buy stocks or government bonds?"
"If you both want to buy it, then each of you should pay 100,000 yuan."
Wang Hongping's expression, which had just calmed down, became restless again, "One hundred thousand each?"
"That's two hundred thousand?"
"Yes, I'll give you a 5% commission then, how about that?"
Wang Hongping quickly shook her head, "No, no, you entrusted me with such an important task because you trusted me. I can't take your commission."
"Just keep it. You'll have to put in a lot of time and energy, and I can't let you do it for nothing."
Wang Hongping still refused to accept it no matter how Jin Yue tried to persuade her. She said that if Jin Yue continued to force her, she would not buy it for her.
Shu Jinyue had no choice but to give up, thinking, okay then, Jinyue knew that Wang Hongping did these things not simply for the joy of making money, nor the pleasure that numbers brought her, but for the satisfaction and happiness of spending the money on the Hope Project after earning it. So if she still didn't want it at that time, Jinyue would donate the money to the Hope Project in Wang Hongping's name.
The two chatted for more than an hour. Wang Hongping saw that she was tired and said quickly, "Let's go. I will come to the bookstore frequently for business trips in the future. We will have many opportunities to meet. You should go back and rest."
Shu Jinyue thought so too, and as soon as he went out, he saw Xu Duanzheng chatting with the hotel manager standing at the door.
"Why are you here?"
Xu Duan smiled and touched her hand, which felt a little cold, so he took off his coat and put it on her, then nodded to Wang Hongping.
Jin Yue knew that they had actually met each other a long time ago, in a corner unknown to her. Otherwise, he would not have known her experiences in those years, nor would he have known which room she slept in, and could not have helped her get the photos back accurately.
"Comrade Xu, I haven't seen you for many years. How are you doing?"
"Very good, Comrade Wang."
After a few pleasantries, the three of them got in the car. Xu Duan sent Wang Hongping to the entrance of her hotel, and then took Jin Yue back to Liuye Hutong.
"How did you know I was here?" She just told her mother that she wanted to go out for dinner, but she didn't say where to eat, mainly because she hadn't made up her mind at that time.
Xu Duan glanced at her and said, "If it was me who came out, you would be able to guess where I was, right?"
This is tacit understanding, the tacit understanding between husband and wife. He knows who he is going to have dinner with and where he is going, and he does the same.
The car was driving very slowly, and Jin Yue squinted his eyes to rest. As the months went by, he felt that he had less and less energy.
As she squinted, she suddenly noticed a familiar figure flash past the car window. He was thin and small, with a mercenary look and saliva flying everywhere.
"Why is Aunt Li here?"
Isn’t Aunt Li working in full swing at her shared stall recently? Every day after closing the stall, she doesn't even have time to eat. She has to prepare the beans for making tofu the next day. She grinds and boils the beans late at night, wasting oil and fire. The yard is full of smoke and fire. It's abnormal that she is still wandering outside at this time today.
What’s even more abnormal is that the woman walking next to her is actually Sister Lao!
It seems that the two of them are quite affectionate, talking and laughing. Jin Yue recalled what people in the compound had said in the past few days, that Aunt Li was very close to "Xiao Lao" from Yard No. 8. She was so stingy, but she was willing to give her white steamed buns to Xiao Lao. Twice, she even bought braised pork head and asked Xiao Lao to eat with her.
Shu Jinyue's heart suddenly skipped a beat. This Aunt Li was really everywhere. She couldn't be nice to anyone else but Sister Lao. Did she know that Sister Lao was a human being... Could she be involved too? Li Xiangdong is about to close the net, and she gets involved because she thinks it's not chaotic enough?
Jin Yue was thinking about it when she suddenly felt a slight movement in her stomach, like the feeling of a small fish swimming and producing small bubbles. She was stunned for a moment, and then reacted after two seconds, "Was that the fetus moving just now?!"
She didn't feel anything when the babies were more than four months old, and a few days ago, they were five months old and still felt nothing. She was a little worried that the two children were too lazy and didn't move at all no matter how much she poked them. So it was because she thought of the gossip that the two of them became active?
"It looks like we will have two spectators in the future."
If he wasn't driving, Xu Duan would have wanted to touch it.
But these two kids were unlucky. When they got home and waited for their dad to touch them, they wouldn't move at all!
For several days afterwards, they seemed to be asleep. Jin Yue sighed, it seemed that they were two shy little guys. They could interact with their mother, but they would not give face to anyone else except their mother.
Xu Duan did not object to her wanting to invest 200,000 yuan. Instead, he inquired about the situation in detail. He then talked to Wang Hongping again accompanied by Jin Yue to pass the test. After the decision was made, he immediately transferred the money to Wang Hongping.
Once the money was spent, Jin Yue knew it was a long-term investment so she didn't care about it for the time being. She always remembered that Hu Rongsheng went out to look for Cuiguo. On the day he arrived in Taocheng, he called the clinic to report that he was safe, and then he "lost contact" for half a month, and then called again to report that he was safe.
"I'm wondering if Hu Rongsheng has been found. Is he Cuiguo?" Zhao Wanqiu was also concerned about this matter. "If not, let him come back soon. He went to such a far place alone. He is unfamiliar with the place and has no one to help him if he encounters any problems."
After working together for a few years, we have developed a close relationship. We are not only friends, but more like brothers and sisters. We care about each other and miss each other.
Speak of the devil, the devil appears. As he was talking, the phone rang. Xiao Tian answered it with a happy face: "Master Hu!"
"Jin Yue, Master Hu wants to talk to you."
Jin Yue quickly took it over. Across the airwaves, Jin Yue heard Hu Rongsheng's excited voice, "Jin Yue, I found it!"
"Have you really found Aunt Cuiguo?" Jin Yue's voice was trembling, and the hand holding the receiver was shaking slightly.
"Yes, that's right. I've observed her from a distance for a few days, and that's right. She just... She doesn't like chili peppers, she doesn't like garlic, but she likes pig skin and chestnuts. Our family used to raise pigs on the farm, and every year we would send meat to her and grandfather after slaughtering the pigs. But she doesn't like meat. She only likes pig skin. Everyone laughs at her for not being able to enjoy life, and she is still like that now..." She kept talking incoherently, and choked up as she spoke.
Men don't shed tears easily. Over the years, he has traveled through mountains and rivers, gone to many places, spent all his wealth, and been disappointed countless times, but he has never shed a tear.
Unconsciously, Shu Jinyue was shedding tears as she listened. She really didn't expect that Cuiguo was still alive and that Hu Rongsheng really found his fiancée...even though Cuiguo had become someone else's wife and the mother of someone else's child.
She asked tentatively: "What's happening with Aunt Cuiguo now? Have you recognized her?"
Hu Rongsheng was silent, "No."
"She did get married very early. I don't dare to ask why, but I think she did nothing wrong. She has the freedom to do so."
Well, Shu Jinyue doesn't want to buy everything. The regret of parting with childhood sweethearts is missed.
"I plan to stay for a while longer to see how she is doing and whether there is anything I can do to help her. Unfortunately, I didn't bring my passbook with me this time. If you need my financial help, you can lend me some money first and remit the money over. I will pay you back when I return. How about that?"
Shu Jinyue didn't expect that he was still thinking about helping Cuiguo now, "Okay, but if it's convenient for you, you can also meet her and have a chat."
"No, I won't bother her."
"What if Aunt Cuiguo has been missing you all these years? The stirrings of youth may be gone, but you are still her good friend from childhood."
The more I think of what he said, the more I think of it. They were engaged since birth and had known each other since they were old enough to understand. They knew that they would become a family and have children in the future. Their intimacy was natural, as if it was innate in their bones. They were neighbors when they were young. They played together every day, went to school together, recognized and remembered medicines together, secretly fished for the fish raised by Mr. Hu together, and secretly fed the fish to the Persian cat raised by the eldest daughter together... They made troubles together and were punished together for their mistakes.
They are not only an engaged couple, they are also good friends who can talk about anything.
Hu Rongsheng was a little moved, but he had many things to worry about. He was also afraid that Cuiguo would feel more burdened if she knew that he had been looking for her for so many years and had remained unmarried.
"Let me think about it."
After hanging up the phone, Shu Jinyue immediately arranged for Xiaotian to transfer the money to him, and also called Teacher Wang.
"How is Mr. Wang doing recently?"
"It's very good. My husband's illness is also cured." Since treating both the internal and external symptoms, Aunt Wang's high fever has successfully subsided and has never recurred. Mr. Wang's vacation is over, and he has to rush back to work.
"By the way, I have two good news for you. We won the lawsuit!"
Shu Jinyue smiled and said, "Congratulations."
"We have helped him a lot over the years, and it's hard to get rid of those old accounts now, but the house they live in now is the staff housing of our unit. I have seniority and was allocated a three-bedroom apartment, but he took it away as soon as I got the key. Now the court has sentenced him to move out within a time limit. If he doesn't leave by then, I will ask the unit to vacate the house. Anyway..."
He paused, "The second good news is that I have submitted an application for early retirement, and I may settle down in the book city in the future."
Shu Jinyue was stunned, "Really?"
The old couple sat up straight, "Yes."
For them, leaving Shanhe Province means not only leaving the house where they have lived all their lives, leaving the harmonious and friendly old neighbors, and saying goodbye to old friends and colleagues of decades, but also giving up the business they have run for decades.
Old Wang is the director of the Hematology Department of the Provincial Hospital. Although he has retired to the second line, the entire Hematology Department was created and built by him, just like his own child. The affection between them is as deep as that between father and son.
Aunt Wang has been a forensic doctor all her life, which has helped her develop the excellent qualities of perseverance and optimism. This career is also very important to her.
But now, for the sake of an unfilial son, they are going to give up the career they have fought for all their lives. Shu Jinyue believes that he does not have such courage and determination.
Shu Jinyue didn't expect that they thought so thoroughly! So decisive! So decisive!
"Then I wish you a new life."
Originally, she thought that it was a fantasy for Mo Shuyi to poach Old Wang, but now it seems that he was right, and the old couple came here quietly!
Jin Yue continued chatting for a few more sentences, and Wang Tou laughed heartily a few times. Seeing that he was in a good mood, Jin Yue started to get to the point and talked about Mo Shuyi's commission.
Old Wang, who was smiling just now, fell silent after hearing this. He neither agreed nor disagreed. "I'll think about it first. The higher-ups haven't approved it yet, and I may not be able to quit my job in the department."
"We all understand. We just hope that if you want to resign, you can consider our place. We have beautiful scenery and honest folk customs. It is a city suitable for retirement... Of course, we will do our best to solve your life and work difficulties. If you have any difficulties, just tell us."
Jin Yue didn't know much about Lao Wang's character, but she knew that he was a very principled and decisive person. Once he submitted the application, it meant that he had really made up his mind. Once major hospitals across the country heard the news, they would fight to the death for this "Phoenix" of his. If Shilan Province could get an expert like him, it would be good news for many patients.
But I just feel that he seems to have a little bit of imperceptible disappointment?
Was he disappointed with his invitation? Logically speaking, it shouldn't be like that.
The more Shu Jinyue couldn't figure it out, Wang Hongping called just in time. She would call almost every two days to report the progress of the stock in real time. Jinyue told her not to be so formal and just leave it alone, but Wang Hongping disagreed. She would still call when she had to. Sometimes, when she came across a stock she was very optimistic about, she would buy short-term and sell short-term, and then use the increased capital to buy something else... Shu Jinyue didn't really understand what she said, so she just did what she said.
When she got home in the evening, she talked to Xu Duan about her doubts. Xu Duan hesitated for a moment and said, "Maybe what you said is not what he wants to hear."
"So what does he want to hear?"
Xu Duan shook his head, "Just wait and see."
Shu Jinyue thought about it and it made sense. If Old Wang really had something wrong and couldn't hold it in any longer, he could just tell her himself. She wouldn't be in a hurry. She wanted to see what this stubborn old man wanted to do.
"Something might happen today." Xu Duan said suddenly.
"What's up?"
Xu Duan didn't explain, but looked at the watch on his wrist and said, "It's almost time."
As soon as he finished speaking, there was a burst of crying outside, sharp and shrill, "My child, my poor Laicai, how could you meet such a wicked person, how could you give my child... give..."
Jin Yue perked up, "Is this Niu Xiaofang's voice?"
"She's out of jail?" There has been no news about Niu Xiaofang for quite a while since she was arrested. Because she caused Liuye Hutong to lose the election as one of the "Top Ten Hutongs", no one wants to mention her now, as they think she's unlucky.
"Her original sentence was not long, and she took the initiative to confess and exposed some of the shady things the dance hall owner did privately. This is considered meritorious service and can be reduced in sentence."
Shu Jinyue quickly put on his shoes and got off the kang, and went out to meet his second sister-in-law who was also going to watch the fun. Both of them had shining eyes, "It's so hot today, I can't sleep, so I'm going out for a walk."
"Me too, I'm going to the bathroom."
Xu Wenli burst into laughter and supported her, "Slow down, slow down, we are not in a hurry, I think it is Niu Xiaofang's voice."
Aunt Li next to her said quickly, "It was Niu Xiaofang. She just got out of prison this afternoon. I saw her at the entrance of the alley. She had lost a lot of weight and had her hair cut. I almost didn't recognize her."
Everyone was walking out while talking, but Shu Jinyue was a pregnant woman after all, so she didn't dare to squeeze with the others and fell behind. By the time she got there, Niu Xiaofang was already fighting with a "person", unable to separate.
I say "person" because I couldn't see his face clearly at all, only the human shape. The person was pinned down by Niu Xiaofang, and was beaten so much that his hair was disheveled and his nose and face were swollen.
"Who is this?"
"Wow! It's Aunt Niu!"
Originally, it was rare to see women fighting, but this was the first time in Liuye Hutong that a mother and daughter had fought! The key point is that neither the mother nor the daughter are good people. They are usually quite hateful. Everyone was shocked but no one took any action, just talking.
"Oh my, stop hitting me, stop hitting me."
"There's no such thing as an overnight grudge between a mother and daughter. Stop fighting."
"There are so many people watching, stop fighting."
Niu Xiaofang was young and strong after all. She pushed Aunt Niu to the ground, grabbed her hair and slapped her twice: "This old hag has such a dark heart. She actually sold out my son Laicai!"
"Sell?!"
"She sold it for only 2,000 yuan! She has such a black heart!" For a moment, no one could tell whether she was angry about selling the child or she was dissatisfied with the low price?
Every time Niu Xiaofang said something, she would slap her mother in the face. In a few slaps, Aunt Niu's face was swollen and blue. "I didn't sell it. The child ran away by himself. That person didn't..."
Before she finished speaking, Sister Lao, who was standing nearby, separated the two of them and said, "Stop fighting. We can discuss anything as a family. It's not easy for Aunt Niu to be so old, and Sister Xiaofang has just come out. We should be harmonious, right?"
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