Chapter 25



When Xia Chenxi went to the cafeteria to eat breakfast this morning, she saw Qin Yifeng in front of the breakfast window and greeted him with a smile: "Squad leader, good morning."

Qin Yifeng stiffened for a moment, looked at her with a strange look, said "hmm", and hurried away with his breakfast.

Xia Chenxi: “……?” Why does it feel like he is hiding from a monster? Do I look hideous today?

No one explained the confusion in Xia Chenxi's heart, so she could only hand the meal ticket to the aunt, choose her favorite breakfast, and sit down with Lu Xiaoxiao to eat at a place closer to the dishwashing area.

When she sat down, she could still see Qin Yifeng not far away. He glanced at her, then immediately lowered his head to eat noodles. His movements were very fast, as if he wanted to finish eating quickly and leave.

Xia Chenxi had only slowly eaten half of her meal when Qin Yifeng had already finished eating. He put away his bowl and chopsticks and left.

The speed at which he walked made it seem as if he was in a hurry to go to the classroom to study.

Could it be that he forgot to do his homework, so he planned to go to the classroom early to do it?

There were not many people in the classroom when Qin Yifeng came in. He sat down at his seat, took out his textbook, and started reviewing.

Since your grades have dropped, you have to study hard and try to improve them. He can't let his imagination run wild anymore. If he continues to think like this, he will definitely do poorly in the next exam!

Thinking of this, Qin Yifeng couldn't help but recall the scene he saw in the video last night. He shook his head, drove the images out of his mind, and began to read the book seriously.

At first, I found it difficult to concentrate as my mind was always filled with impure thoughts. But after watching for a while, I focused on my studies.

However, when Xia Chenxi and Lu Xiaoxiao sat down, even if he didn't want to pay attention, they were sitting in front of him. Could he not look up?

Qin Yifeng felt that he had to change his position.

So at noon that day, he went to find his class teacher and, on the grounds that his eyesight seemed to have deteriorated recently, he moved to the third-to-last row in the next group. Now, unless he turned around, he wouldn't see her.

After changing his seat, Qin Yifeng felt that he was much more focused in class and no longer wandered off in class because of seeing someone in front of him.

Very good, he will definitely improve in the next final exam!

So in the next few days, Xia Chenxi felt that Qin Yifeng was a strange person. First, he changed his seat, and then when he asked him questions, he would rather waste time typing by hand than explain the questions directly and conveniently through voice call. Finally, Xia Chenxi felt that typing was too troublesome, so she decided not to ask him questions and simply asked Zhao Fangcheng to solve the problems.

Zhao Fangcheng finally couldn't stand the pain of learning English and decided not to learn it for the time being. He would wait until the results came out and confirmed that he had failed before he could learn it. He didn't want to waste his time on the terrible English.

So, Xia Chenxi's math and science teacher was replaced.

Although Qin Yifeng felt a little uncomfortable, he felt that this was the best choice.

He can't be distracted by Xia Chenxi!

And so it was the day of the final exam.

The final exam will be conducted as usual, with seats arranged based on the previous exam rankings.

There were only 35 people in an examination room. Xia Chenxi was assigned to Class 1 for the first time and felt very honored.

She was ranked in the 20th place in the last exam, and in the 40th place the time before that. Until now, she had never taken an exam in this examination room.

Being able to enter the examination room of Class 1 means that her grades have reached the top level in the science section of the second year of high school in No. 1 Middle School.

Xia Chenxi was very excited and had been reviewing frantically the night before. After all, if she could complete the task in this final exam, she would get a bonus of 100,000 yuan, but if she failed, another 100,000 yuan would be deducted. This meant that the difference between success and failure would be 200,000 yuan in her savings.

It’s enough for Xia Chenxi to pay the down payment for a house!

On the two days before the exam, Xia Chenxi checked the papers carefully after finishing them and refused to hand them in before the end of the exam time.

After two days of exams, teachers of several subjects took time to finish the questions on the papers the next day, and everyone started their summer make-up classes again.

This summer vacation is for two weeks at the end of July and the beginning of August, and we have to live on campus for the rest of the time. And it is a comprehensive make-up course from Monday to Sunday.

There is no additional charge for tutoring, students only need to pay for their meals.

Because it is a holiday make-up course, the curriculum does not include the usual leisure courses such as physical education and music classes, but only six main courses.

The class hours have also changed. The courses are arranged according to the first semester of the second year of high school, with four classes in the morning and afternoon and three evening self-study sessions.

In addition, all classes were divided into two consecutive sessions, so the length of one class was increased to one and a half hours, and the break time was changed to twenty minutes.

There are evening self-study sessions every day. Teachers of the six subjects are responsible for one evening self-study session each from Monday to Saturday. There is no evening self-study session on Sunday. The teachers will use the evening self-study time to explain the questions, or students can ask questions on their own if they don’t understand something.

Since I only have four main courses during the day, the homework is not as much as before. I have plenty of time to finish it during the breaks, lunch break, and before evening self-study.

It took about a week after the supplementary lessons started that all the knowledge points of all subjects were covered, and the teachers of each subject also conducted exams and reviews.

When Xia Chenxi was listening to the teacher explaining the knowledge points of the first year of high school, she found that she could understand all the subjects of mathematics and comprehensive science, and follow the teacher's ideas. She could recall the content that Qin Yifeng had tutored her during the winter vacation, and she was suddenly full of confidence.

Even though it's not the senior high school review exam yet, she feels that her performance in the later exams will not be bad.

It was at the end of July that everyone received their transcripts for the second semester of their senior year of high school, which listed everyone's test scores.

Xia Chenxi ranked 17th in this exam. He successfully completed the exam task and received a bonus from the system.

Because there was ample balance in the system wallet, she repaid part of the previous mortgage loan in advance and successfully obtained various certificates for the house from the system.

Xia Chenxi went to see the house according to the address. It was an old house with two bedrooms and a living room. It was very small and would cost about a thousand yuan a month to rent.

Thinking that the house would not be demolished until after she took the college entrance examination, Xia Chenxi decided to rent it out first, so she directly listed the house for rent through the system.

When she came out of the house, she actually saw Chen Wen in the community.

Chen Wen was also a little surprised when she met her, and asked in a sarcastic tone: "Why are you here? What is a rich lady like you doing in this shabby neighborhood?"

Xia Chenxi blinked innocently and said, "What I'm doing here has nothing to do with you. You haven't bought the entire community, so can't I come in?"

Chen Wen bit her lip and was about to speak when she heard a quarrel coming from the room next door:

"I told you not to gamble! You owe so much money! And you still refuse to change! Divorce! We must get a divorce!"

"Divorce is fine, but the house belongs to me!"

"Why should it belong to you? I'm the one paying the mortgage. If I give you the house, you'll sell it to pay off your gambling debts. Where do you want Wenwen and I to live? She still has a year before the college entrance examination. Who will pay for her tuition? Are you relying on a useless thing like you?"

Chen Wen suddenly felt awkward and a little embarrassed.

She was standing here, and "Wenwen" was mentioned in it. Even if she wanted to pretend that this was not her own family affair, she couldn't do it.

Xia Chenxi only listened to a few words and understood the general idea. She waved to Chen Wen and whispered, "I received news that this community may be demolished."

Chen Wen: “……???”

"But I guess you'll have to wait more than a year. If your parents don't divorce, don't sell the house to pay off the gambling debts. That would be a big loss. If they divorce, try to get your mother to fight for the house, even if it means dividing the debts equally or the house equally. If the house is divided equally, it will be calculated based on the current market price, and you will get more money after the demolition and relocation. Anyway, don't sell this house now."

Chen Wen's expression was indescribable. "Why should I believe you? Where did you get the news?"

"Whether you believe it or not, it is a fact that housing prices have skyrocketed in recent years, so your parents should understand how regrettable it would be to sell this house." Xia Chenxi was not worried whether Chen Wen believed it or not. Anyway, she planned to save up a down payment and buy another house in this community after a while. After the two houses were demolished, she would get at least two million. Not to mention using it to treat her grandmother's illness, she could even let her grandmother stay in a VIP ward!

With her understanding of the future, she can use the extra money to buy a house for investment and become a landlady in the future!

Who knows, maybe she will own a community in the future!

Xia Chenxi no longer cared about Chen Wen and left first.

After she paid off the money, there was still 130,000 yuan in the system wallet balance. After returning home, Xia Chenxi began to look at the remaining houses in the community.

The housing prices have risen now. When I bought it before, it was 8,000 yuan per square meter, and now it is 8,500 yuan per square meter. The smallest house is 54 square meters, and the total price is 459,000 yuan.

There is one advantage of buying a house through the system, that is, the system directly gives her a loan, and the down payment is not like a bank loan. As the number of houses increases, the down payment will also increase. Instead, it is a fixed 30% down payment, and no matter which house it is, there is no transfer fee.

The system will only charge interest on the loan, which is actually not much. After all, the house Xia Chenxi bought is not expensive, and she makes money quickly. After paying off the mortgage in advance, the interest is actually not much. Considering the benefits after the demolition, it can be said to be very small.

Xia Chenxi liked the 54-square-meter house, and the down payment was 137,700 yuan, so she still needed a few thousand yuan.

At the rate she was solving questions, she could actually earn enough for the down payment this month.

However, when Xia Chenxi thought about the first monthly exam of the next semester, she was still a little hesitant.

The down payment will be paid this month, and there are still two months before the monthly exam. If she fails to complete the task, 150,000 yuan of pocket money will be deducted. She will have no money left after paying the down payment.

But in two months, even if she worked harder, she could only save 40,000 yuan. Even if she paid less mortgage every month, it was still not nothing, which meant that she only had 30,000 yuan left.

What to do with the remaining 120,000?

"System, can my wallet be negative? If I fail to complete the exam, can you please not deduct my house QAQ."

"Stupid host, have you forgotten your New Year's red envelope?" the system said with disdain.

Xia Chenxi: “……?”

"Your New Year's red envelope has been locked in the drawer, have you forgotten?"

Xia Chenxi quickly opened the drawer and saw several red envelopes. Then she remembered that she had not saved them during the Chinese New Year.

Because the system's money-saving function only works twice a month, Xia Chenxi deposited her pocket money for the first time that month, and then deposited the first red envelope. She couldn't save the red envelopes afterwards, so she thought about collecting them all at once and depositing them again next month, and then she completely forgot about this matter.

She quickly took out the red envelopes and counted them.

The Xia family is rich, but the Xia family’s relatives are not rich. It can only be said that they are also in business, but they are just a well-off family.

In Xia Chenxi's New Year's red envelope, except for the 10,000 yuan given by Lu Shulan at the beginning which had been deposited into the system by her, and the 10,000 yuan given by Xia Chengnan later which was also still there, the remaining money from Old Mrs. Xia and other relatives and friends totaled only 20,000 yuan.

In other words, out of a total of 40,000 yuan in New Year's red envelopes, 30,000 yuan has not yet been saved.

"Then including the thirty thousand, I only have sixty thousand, and I still need ninety thousand."

"When the system deducts money, it will directly seize the host's property. As long as the host can pay off the debt within one month, no interest will be charged. If it exceeds one month, 1% interest will be charged every month. No interest will be charged for the part less than one month. The house will not be returned to the host until the host pays off the debt."

Xia Chenxi: "...What I mean is, if I owe you 90,000, the interest will be 900 yuan per month?"

"Yes, host." said the system.

Xia Chenxi thought about it and felt that it was acceptable, so he took out the 53 and started practicing questions.

Write questions, write questions, write questions, make money, make money!

Work hard to buy a house and become a landlady!

The goal is to have a community of your own!

Continue read on readnovelmtl.com


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