Chapter 1531 Do you want to buy this insurance?



Yu Zhiming saw Gu Qingran sitting down, picking up the red wine glass and taking a sip, looking very smug and proud.

He leaned closer to Qing Ning and asked in a low voice, "Do you think your brother and Sisi secretly colluded to perform this in front of everyone?"

"This possibility cannot be ruled out."

Qing Ning echoed this, adding, "From what I know about Sisi, she doesn't seem like someone who would stand up for the people and act on their own."

Yu Zhiming nodded in agreement and looked at Feng Sisi not far away. He saw that this guy was fiddling with his mobile phone, probably watching the replay of the video just now.

Judging from the upturned corners of her mouth and eyes, she was obviously very satisfied with the video she had just shot.

Yu Zhiming was not surprised by the sharp tone of this guy's question just now.

Because similar doubts have always existed, they have caused a lot of heated discussion recently.

Some netizens said that Yu Zhiming’s income is already so high. It is said that he earns millions a month and cannot spend it all. Why doesn’t he spare some time to treat ordinary patients?

Others claim Yu Zhiming is the son-in-law of the Ning'an ancient family. Ning'an Hospital is a private hospital for the nobility, and the Huashan Second Hospital, which is under construction, charges even higher fees. Yu Zhiming has become a tool for the Ning'an ancient family to amass wealth.

Some netizens even dug out Yu Zhiming's Phantom car and the big house he lived in. He was accompanied by not only a full-time driver and bodyguards, but also a female assistant with an outstanding figure and appearance.

From this, it can be seen that he has become a typical rich young man. He is no longer a people's doctor serving the people, but has transformed into a money slave who serves the powerful and wealthy.

Yu Zhiming, who has experienced many cases of online violence but remains strong and at ease, does not take these online comments seriously and just thinks that these people are envious and jealous.

However, in recent times, in addition to Jingcheng Hospital and Huashan Second Hospital, several major cities have also announced plans to build aristocratic hospitals providing high-end medical services.

This caused many netizens to exclaim that capital is planning and monopolizing high-quality medical resources.

If this continues, ordinary patients with serious illnesses will be unable to seek medical treatment due to the financial barriers and will be left to fend for themselves.

In similar exclamations, Yu Zhiming, due to his medical skills and fame, was always brought up as evidence...

Yu Zhiming took a bite of the food, and the voice of Vice President Qu Chang rang in his ears again.

"With the rapid development of our country's economy, a fairly large class of early rich has in fact formed."

"In addition to pursuing quality of life, these people also seek better medical services."

Qu Chang spoke eloquently, "my country's annual demand for overseas medical treatment, amounting to US$100 billion, is a case in point."

"The high-end hospitals that are beginning to appear in major cities are designed to serve this group of people, trying to keep the money they were about to spend abroad in China."

"The emergence of these high-end hospitals also demonstrates the progress of my country's medical industry. It can now compete head-on with well-known foreign medical institutions, and even surpass them in technology."

Someone tactfully replied, "This is a higher-end hospital than any other, and it's undoubtedly our Huashan Second Hospital."

"The name of Huashan Second Hospital has been officially confirmed as Huashan International Medical Center, which shows that we not only want to retain the money that Chinese people are ready to spend abroad, but also want to make a lot of money from foreigners."

Someone else said, "That's for sure. Dean Li just said that we've signed medical agreements with the United States, Germany, the United Kingdom, and Middle Eastern countries, and we have a constant influx of foreign patients."

Amidst these ongoing discussions, some people also offer advice to ordinary patients, encouraging them to purchase medical insurance.

However, my country's commercial medical insurance has always been criticized by the Chinese people for covering everything when they buy it, but when the claim is actually made, they may not be compensated for anything.

There's also the so-called critical illness protection, and the types of illnesses listed for compensation are basically the kind that are almost fatal...

Ling Yuchuan seemed to be lost in thought, and said to Gu Qingran, "Brother Qingran, do you have time after the celebration banquet? I have an idea I'd like to discuss with you privately."

Gu Qingran chuckled and said, "Brother Qingran, if you have anything to say, please help me. I'm very busy now and don't have any time to be alone."

"If you really have something to say, tell me now!"

Ling Yuchuan pondered for a moment, then met Gu Qingran's gaze and slowly said, "Our country's social medical insurance is universal and targeted at the general public, but its coverage for serious illnesses is somewhat insufficient. Commercial medical insurance also has many problems."

"Foreign medical insurance, such as the United States, often signs cooperation agreements with practicing physicians to provide members with exclusive medical insurance services to control medical expenses."

"I have an idea..."

Ling Yuchuan said with a burning gaze, "With Huashan Second Hospital, Ning'an Hospital, and our Qixin Hospital as special contracting hospitals, we will launch a medical insurance program to provide comprehensive medical protection services for individuals and families with good financial conditions?"

Gu Qingran was very surprised and asked, "Are you planning to get involved in the medical insurance industry?"

Ling Yuchuan nodded and said, "This idea suddenly came to me."

He glanced at Yu Zhiming who was eating and said to Gu Qingran, "You have Dr. Yu in your family, so your family is full of motivation for development. However, our Changxu is showing signs of decline and needs a new direction for development."

Ling Yuchuan slowly took a sip of tea and took this opportunity to quickly organize his thoughts.

"Brother Qingran, by launching this insurance, we can secure a stable medical group for our hospital. At the same time, it also solves the worries of these people who have no access to medical care if they get sick."

Gu Qingran interrupted, "When you say there's no way to seek medical treatment, are you referring specifically to my Zhiming family's door?"

Ling Yuchuan chuckled and continued, "Our special contract hospital can be expanded to Huashan Hospital, Jiaotong University Affiliated Hospital, the PLA General Hospital in Beijing, Union Hospital, Qilu Hospital in Shandong Province, and so on."

Gu Qingran interrupted again without hesitation, "Signing contracts with these well-known hospitals also depends on my Zhiming's connections, right?"

Ling Yuchuan smiled again and said, "Brother Qingran, we can even have Ning'an Hospital and Qixin Hospital build high-level branches in major cities to establish our medical empire."

"Of course, in the early stages, we need to sign contracts with well-known hospitals across the country and build a well-known hospital alliance to provide strong appeal for our commercial medical insurance."

Ling Yuchuan sat up straight, looked at Gu Qingran who was in deep thought, and said, "Speaking of this, I feel that this is a sure-win project."

"Brother Qingran, are you interested?"

Gu Qingran nodded slowly and said, "It is indeed very tempting, but the insurance industry has strict national approval and supervision."

"Also, it requires a huge amount of capital. In the first five or ten years, there won't even be a chance of profitability."

Seeing Gu Qingran's interest, Ling Yuchuan smiled and said, "With the strength of Ning'an and Changxu, they are capable of acquiring an insurance company. As for funding, as long as the model and expectations are there, there will be no shortage of investment institutions."

Gu Qingran said cautiously, "This isn't something that can be accomplished with just a billion or eight billion. Let's each do some research first."

Ling Yuchuan nodded and smiled, "Brother Qingran is right. We really can't rush into such a big thing..."

Although the two men intentionally lowered their voices during their conversation, Yu Zhiming, who was sitting at the same table, still heard it clearly.

Medical insurance?

Specially contracted hospital?

Nationally renowned hospital alliance?

Yu Zhiming imagined...

He is an ordinary person working in Binhai. As long as he pays a considerable fee every month, he can get timely treatment for all his illnesses, big or small, at Huashan Hospital without having to wait in line. He even has the hope of receiving diagnosis and treatment from the national doctor Yu Zhiming.

Should he buy this insurance?

(End of this chapter)

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