Around seven o'clock on Monday morning, Fang Yu came to the restaurant after washing up and found that several breakfast dishes had been set on the table and her daughter was peeling boiled eggs obediently.
Fang Yu sat down at the dining table, picked up a glass of milk and took a big sip.
At this time, the door opened and Fang Yu's husband came back with the fried dumplings and sesame cakes with fried dough sticks he bought outside.
The economic foundation determines the family status. Fang Yu has a high income and irregular working hours. In addition, influenced by the traditional customs of Binhai, the housework in Fang Yu's family is mainly done by her husband.
"Honey, what time did you go to bed last night?"
"Just after twelve!"
Fang Yu replied, took the pancake with fried dough sticks from her husband, and took a big bite.
Today, Fang Yu has to rush to Gancaotang to negotiate cooperation on a folk remedy for treating uremia. She knows that this cooperation may involve huge interests in the billions.
She spent the whole day yesterday preparing for the battle, studying the terms of cooperation, and simulating possible negotiation situations.
It's rare that Yu Zhiming trusts her and lets her take full charge of such an important cooperation negotiation. She can't let her down.
Fang Yu ate breakfast in big mouthfuls, still thinking about how to make the negotiations fit into her own rhythm after going to Gancaotang, when her husband's voice rang in her ears again.
"Wife, I discussed the house in Xinglin Hua Ting with my parents yesterday. Should we not buy it?"
Fang Yu's husband noticed his wife's gaze flicking towards him, and he quickly explained, "The price is 160,000, and the smallest unit is 150 square meters. If we sell this house, plus our savings, and factor in renovations, we'll need a loan of at least 15 million."
"That's 15 million. It's a 30-year loan, and we have to pay 60,000 to 70,000 a month."
"Our income is not enough for both of us, even if we don't eat or drink. Honey, it's not that I don't want to buy it, it's just that we really can't afford it."
Fang Yu took another sip of milk and said, "When we bought this house, you also said you couldn't afford it and wanted to live with your parents."
“Looking at it now, did I buy the wrong thing?”
Fang Yu's husband said with a bitter face: "Times have changed. Housing prices have clearly entered a downward channel."
“The price of houses in Xinglin Hua Ting will only go up and never down.”
Fang Yu replied firmly, then added, "I forgot to tell you something. Doctor Yu mentioned buying a house last night."
"Doctor Yu said that if the studio and his medical team want to buy a house in Xinglin Hua Ting, he will provide a loan of twenty times his annual income."
Fang Yu added in a serious tone: "No interest!"
Fang Yu's husband was surprised and said, "Twenty times the annual income? Honey, then you can borrow it..."
Fang Yu replied, "Ten million. My annual income is in the same range as Dr. Yu's students, five hundred thousand."
"There's also a junior nurse category, 200,000. There's another category in the middle, 300,000."
Fang Yu's husband calculated, "With this 10 million interest-free loan, we only need a bank loan of 5 million. The monthly repayments are still affordable."
He thought of something else and said, "Several of Dr. Yu's students will definitely want to buy a house there. If you add you and a few others who have some financial resources, it will cost about 70 to 80 million yuan."
"Fuck, isn't Doctor Yu too arrogant?"
He asked curiously, "Wife, how much does Dr. Yu make a month?"
Fang Yu glanced at him and said, "Is that something you can find out? But I can tell you a piece of public data: Dr. Yu owns a one-point stake in Ning'an Group."
"Based on the share prices of Ning'an Pharmaceutical and Ning'an Real Estate, one point of Ning'an Group is worth at least 2 billion yuan."
Fang Yu's husband analyzed, "Shares are just paper wealth, but these 70 or 80 million are real cash. Even a large company may not have that much cash."
Fang Yu picked up a shengjian and stuffed it into her husband's mouth, saying, "Eat your meal! You don't study your business, but just think about other things."
"I'm telling you, Dr. Yu doesn't need this little bit of cash. Besides, his income is getting more and more terrifying every year."
"My income will also increase, and our better days are ahead, so I have to buy a house in Xinglin Hua Ting."
"besides……"
Fang Yu warned: "Don't hold me back."
After swallowing the Shengjian, Fang Yu's husband quickly said, "Don't worry, honey. I will take good care of our baby daughter and the family, and won't let you be distracted."
"Also, many colleagues and friends and relatives knew that you worked for Dr. Yu and wanted to ask me to seek Dr. Yu's help. I listened to you and didn't agree to any of them."
Fang Yu nodded in satisfaction and continued, "Don't be too blunt in your rejection. Tell them that the only things that Dr. Yu can treat now are difficult and serious illnesses that other doctors and experts can't solve."
"Their minor problems aren't worth bothering Dr. Yu. If they have serious health issues, they can be referred to Dr. Yu's students for treatment. If they can't solve the problem, Dr. Yu will take over."
"Wife, is this okay?" Fang Yu's husband asked for confirmation.
Fang Yu nodded and said, "Dr. Yu and several of his students also have outpatient clinics every week. I can still get some face by introducing a few patients to them..."
Around nine o'clock in the morning, Fang Yu, accompanied by the studio's human resources and administrative specialist and assistant, arrived at the Gancaotang headquarters in high spirits and was taken to the reception room in the backyard.
Ye Peng handed Fang Yu a piece of A4 paper and chuckled, "Director Fang, this is the cooperation terms we have drawn up. Take a look at it. If there is anything inappropriate, we can discuss it again."
After Fang Yu read the nine cooperation conditions on the paper, he felt like he was punching the air with nowhere to put his weight.
this……
This negotiation is too easy. There is absolutely no room for maneuver. All my hard work yesterday was in vain.
Since the other party is so sincere...
Fang Yu thought for a moment and said, "Doctor Ye, you asked for 30% of the profits from Gancaotang. To be honest, Doctor Yu gave me a minimum of 40% to 60% of the profits. You get 60% and I get 40%..."
Monday is Yu Zhiming’s outpatient day.
Around ten o'clock in the morning, with a concerned word, "Be careful, I'll support you," the two walked into the soundproof inspection room.
Yu Zhiming looked up and found a pregnant woman being helped in.
The pregnant woman looked to be in her thirties, with a bulging belly, and she looked to be three or four months pregnant.
The person who supported her was a young woman in her early twenties with short hair, delicate features, and masculine style of dress. At first glance, she looked like a man, but in fact, she was a tomboy.
The pregnant woman touched her belly and said, "Doctor Yu, I am 31 years old and I am three months pregnant with triplets."
"During my pregnancy checkup, the doctor advised me to have a fetal reduction surgery. I'm reluctant to do that, so I'd like to ask you to check my physical condition and see if I really need it."
Yu Zhiming didn't waste any words and pointed to the examination bed next to him.
The pregnant woman walked to the examination bed, and the young woman quickly reached out to support her, saying with concern: "Wife, slow down, let me support you!"
Wife?!
Yu Zhiming felt his knowledge was challenged. He looked at the tomboy and asked, "Are you hers?"
The tomboy replied, "My love, the father of my child."
"Are you a man?" Yu Zhiming asked blurt out.
The pregnant woman sitting on the examination bed couldn't help laughing and said, "Doctor Yu, although he looks a bit like a man and a woman, he is indeed a man. I can testify to this."
The young man blushed and said unhappily, "Doctor Yu, I am a man. Do you want me to show you my ID card?"
Yu Zhiming couldn't help but wonder if his super-sensitive hearing had finally begun to degenerate terribly.
The reason why he thought this young woman was a tomboy and a girl was not based on her appearance and dress, but based on the words "Be careful, I'll support you" she said when she entered the door.
After adulthood, the voices of men and women sound different due to differences in their physiological structure and pronunciation.
To Yu Zhiming, this difference was as clear as day and night, and he had not made a wrong judgment.
Even though some men have feminine voices and some women have hoarse and rough voices like those of rough men, Yu Zhiming can easily tell the difference between men and women.
Why did I make the wrong judgment today?
Yu Zhiming doesn't believe in evil. If he doesn't believe in it, he is wrong.
He looked at the young man in front of him and found that his Adam's apple was not obvious, but this did not prove anything. Some men just did not have obvious Adam's apples.
It seems that the only way to confirm it is to check it out firsthand.
For Yu Zhiming, whether the man in front of him is a man or not is not up to his wife or himself, and the ID card cannot prove it.
Only Yu Zhiming could determine the gender of the animal after personally checking it.
Yu Zhiming politely said to the tomboy: "Compared to your wife, I feel it is necessary to do a check-up on your body first..."
(End of this chapter)
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