Chapter 122 The ticket number is convenient for the previous year's duty and copper sales...
In order to facilitate the previous annual duty and copper trading matters, Mu Xue has set up money shops in the capital and Guihua to manage deposits, loans and exchanges.
If on this basis, sub-counters were set up in several busy post stations in the form of paper bills, merchants could deposit small silver and copper coins in exchange for silver bills and money bills, which could be exchanged at the counters in Guihua and other cities, saving the trouble of identifying and carrying them. It might also be okay for them to collect the loss silver from them.
Muxue called Yunqi and other secretaries and told them her idea.
"A business that specializes in bills and vouchers?" Yunqi pondered, "Then it might be called a bill exchange."
Piaohao... This name sounds familiar. Muxue read it twice, and it seems that Shanxi merchants did have such an institution later, but it has not appeared yet.
She nodded and said, "Yes, that's about it. Do you have any ideas?"
As she spoke, she glanced at the secretary and others. Yunqi noticed her gaze and kept silent.
After a moment of silence, Xiao Luan raised her hand and saluted, saying, "I heard the princess just mentioned that you wanted to exchange small bills for the people? But if the amount is too small, it may not be worth it."
"What do you mean?"
"I'm afraid there will be counterfeiters, and the cost of making tickets to prevent counterfeiting is high." Xiao Luan said.
She had lived in remote areas for decades, and was quite familiar with such money exchange. Not to mention paper bills, even copper coins and silver, some people would melt good copper coins and silver, add some miscellaneous materials, and get more copper and silver, which could be regarded as making two cents out of one cent.
This is the case with metals like copper and silver, not to mention small bills. Someone must have had some bad intentions and wanted to get counterfeit bills, and it was a blind cat that met a dead mouse at the counter.
After hearing this, Mu Xue agreed deeply with it.
No matter how the times change, the desire to pursue profit remains unchanged. Even in later times, there are still people who do all kinds of things with banknotes that are officially backed by the country.
Before she traveled through time, Mu Xue had received a lucky money note when she was a child. On her way home from school, she saw an old man selling oranges on the roadside. He looked simple and pitiful, so she took out a large note from the secret compartment of her schoolbag. This note was originally intended for buying books, but she thought of breaking it up and using it to buy oranges.
However, the child did not notice that what the man found for her was actually □□.
When they got to the bookstore, the owner looked at her strangely with a pair of fluttering coins in his hand and said with disdain, "Little girl, your money is fake."
The originally bustling and noisy bookstore suddenly became quiet, and many eyes were cast on the little Mu Xue, piercing her like needles.
Her face suddenly turned red, and she was so embarrassed that she wanted to crawl into the ground and disappear immediately!
When I went back to look for him, the old man selling oranges on the roadside had disappeared. He was nowhere to be seen for the next two days.
Even now, after two lifetimes, Mu Xue still feels like being pricked by a needle when she thinks of the boss's disdainful look.
She shook her head, forcing herself not to think about unpleasant things, and turned to Xiaoluan.
"You're right. Small bills like this must be made of special materials and have special markings as anti-counterfeiting signs."
Xiao Luan nodded and said, "This is different from a pawnshop. Pawns are collected and deposited in one place, so it is easy to register and verify. From what I've seen with the ticket numbers, deposits and withdrawals in different places, especially for such small amounts, should be anonymous. That would be troublesome."
Yunqi also echoed: "The banknote exchange that the master mentioned is indeed novel and useful. However, the servants will discuss the specific situation in detail later. Perhaps it will be cheaper for large-scale transactions? Nowadays, the trade in the trading city has gradually grown in scale. I think there are still many businesses that need it. They also use silver in Russia, but it is a special silver coin. It is fine for small-scale business, but for large-scale business, it takes a lot of time to count the silver coins. If there are banknote exchanges to help, they should be willing to do it."
They also have the advantage of being invisible, as they control the post roads, and the Khalkha cavalry protects the northern border of Mobei, and there are also Eight Banners soldiers near the naturalization area. It is impossible for ordinary businesses to achieve this.
Mu Xue said: "In this case, think about it carefully and report back to me."
She hesitated for a moment and said, "As for the small coins, when we set up a branch counter at the post station, we can prepare some copper coins and small round silver cakes of equal size for exchange."
It’s just like exchanging currency when traveling in later generations, it’s more convenient.
Then he asked Rong'er to go to Madam Wu to get a small silver ingot for them to see. This was a gift from the palace, a gift for the little princess's first birthday. The small silver ingots were of the same size, cute in appearance, and engraved with auspicious words such as "Fu Lu Shou Xi" and "Long Life Bai Sui". The rich families in the capital also liked to make small silver and gold ingots during the New Year as New Year's money.
"There's no need to be so fine, just press it into small round cakes." Mu Xue said.
Yunqi and the others naturally agreed and took two small silver ingots back to study. Soon they sent a charter, which covered how to establish a bank, its main business, and how to calculate the different qualities of silver and copper coins into banknotes.
Mu Xue read carefully in the East Pavilion, picked up the red pen and wrote: Silver bank, bill bank, and money bank are too complicated to distinguish separately, so they are all called banks, and banks...
After thinking for a while, she wrote down the two characters "Yue Heng". Let's call it Yue Heng Bank. Rising like the sun, constant like the moon.
It was nearly Mid-Autumn Festival, and the moon was getting fuller day by day. Qian Cheng, the eunuch from the kitchen, came to pay his respects and asked his master if he had any mooncake fillings he wanted to eat.
Mu Xue was feeding the little princess milk. There was an abundance of dairy products in this area, and the little princess ate a lot of dairy products as a supplementary food, and she liked to eat them, smacking her little mouth, looking very happy.
Maybe it was because of her mother's filter, she felt that her Sasa was stronger than the children of the same age in the Forbidden City. Children were raised carefully in the Qing Palace, and there were many maids watching over them. They didn't like children to eat too much, fearing that they would feel uncomfortable and get into trouble. Mu Xue's place was not like that at all. Anyway, there was no elder to watch over her. She was the eldest, and she didn't have to worry about the "old rules". Just let Sasa eat well and eat enough.
The child eats well and grows up healthily. Now he is two years old and except for a minor cold, he has never been sick.
At this moment, he was holding a piece of milk skin in his little hands and chewing it.
When Muxue heard people asking about the mooncake filling, she glanced at the milk skin in her hand.
"Prepare some common five-nut and red bean paste. Also, see if this cheese and milk skin can be used to make mooncakes."
Due to local conditions, the materials here are different, and it is difficult to make things like lotus seed paste mooncakes, but since there are so many cheese products, why not try combining them?
Qian Cheng, the eunuch in the kitchen, agreed after hearing this. "This stuffing seems to work. I'll give it a try."
He turned around and led his two apprentices to get busy. There was nothing to say about the mooncake skin, just kneading the dough as usual, the main thing was the special filling. After coming to the grassland for a few years, they were already very familiar with the production of dairy products. They filled a large basin with fresh milk, lit the stove, and simmered it slowly over low heat. When the floating milk skin solidified slightly, they took it off. The milk skin was chopped, nectar was added to mix it, and some cream was added. After a few experiments, that fragrant feeling was made.
Qian Cheng tasted one and thought it tasted good. He then expanded his thinking and mashed milk tofu as filling. He created milk tofu mooncakes and cheese mooncakes. When they were roasted, the whole kitchen was filled with the aroma of milk.
"What new snack are you making? It smells so good."
A head popped out of the kitchen door. It was Monk.
Qian Cheng told his apprentice to keep a close eye on the fire, walked to the door, and greeted the capable man in front of the prince consort with a smile.
"The princess wants to try mooncakes made with dairy products. Look, she's trying them now, such as milk skin mooncakes and milk tofu mooncakes." He said at the right time, "The prince consort likes to eat dairy products. When he comes and tastes this, he will definitely be happy."
Monk looked as if he had suddenly realized something, and said, "Then our Khan will definitely be happy. Let's see if we can come in time for the Mid-Autumn Festival. By the way, can we have something to eat?"
Qian Cheng smiled: "Of course there are. Wait a moment, after the princess has tasted them, I will specially leave a few for you to try."
"That's great."
After a few words, Monk left happily. The apprentice came over to check the temperature. Qian Cheng leaned over and took a closer look at the color of the mooncakes. It was a light golden yellow, very beautiful. This batch was baked well.
While instructing his apprentice to plate the food, he said, "Remember to remind me to save some of the homemade milk skin mooncakes for Monk."
"Master, do you do it yourself?"
The meals in the princess's mansion are now divided into two parts. One part is the stove built specifically for the princess, and the other part is for the people in the mansion to eat. Qian Cheng's current position only allows him to prepare meals for the princess, and the rest is handed over to his apprentices and the kitchen servants who were recruited later. Unless it is a big banquet or he is cooking for close friends, Qian Cheng basically does not do it.
"What's the big deal? Just do him a favor and say good things in private. That will get to his master's ears." Qian Cheng said to his apprentice, "When the prince consort comes, you must be more alert. Don't think that his subordinates can't eat it and neglect it."
After giving instructions about the mooncakes, Qian Cheng returned to his own courtyard, laid down on the rocking chair by the osmanthus tree, and drank from the purple clay teapot. He lived a comfortable life in the princess's mansion, and he only hoped that it would last forever.
Because of this, he hopes that the princess can also be happy. After all, only when the master is happy and emotionally stable can the subordinates live comfortably. Otherwise, if the master gets angry and turns around to make trouble, it will make others uncomfortable, which is very uncomfortable. Qian Cheng received a letter from an old friend a few days ago. It was a eunuch who used to work with him in the palace kitchen. That eunuch had good cooking skills and good luck, and was assigned to work in the prince's Yuqing Palace. Everyone congratulated him at the time, but who knew that the prince was unhappy and said that his food was unpalatable, so he beat him with a stick. Later, the chief eunuch on the side of His Majesty drove him back to the Ministry of Internal Affairs on the grounds of incompetence, and now he didn't know what to do. Write a letter to complain.
Qian Cheng received the letter and saw that it was related to the prince, so he did not dare to reply without permission and went to see Zhao Mama in private. Zhao Mama said, "Don't pay attention to him at this time, for fear of trouble." So he just burned the letter and did not reply.
It seems that the wind is blowing in the capital.
In this way, following the Fourth Princess is not necessarily a bad thing. It is safe and secure here. But it is not perfect. According to what Qian Cheng has seen and heard, after a woman gets married, whether her husband is sensible and sensible will have a great impact on his wife's mood. Especially in the case of the princess and her husband who will be separated for a period of time, the words of the subordinates are more important. If someone with bad intentions spreads bad words, it will be fine if it is said once, but if it is said every day, it is hard to guarantee that nothing will happen.
They also have to be more careful and help as much as they can, for the sake of their own stability.
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