Chapter 599 Godfather Lin Yao
The announcement of WeChat.
For the entire mobile payment market, it was like a thunderclap from the blue sky.
A nuclear bomb was dropped.
Because this officially announced that WeChat had entered the market...
Actually, it was okay for them to enter the market.
Most competitors were mentally prepared for this.
It would be strange if WeChat did not enter the market.
WeChat has a very good foundation.
However.
No one expected that their actions would be so quick and that their entry would bring such a big shock...
You know.
Before WeChat officially issued the update announcement.
Everyone was still fighting back and forth in the cooperative card promotion model.
WeChat's announcement.
But it directly announced the death penalty for the cooperative card promotion model...
Even if it is not a death penalty, it is a life sentence.
Directly bind the card!
Users do not need to apply for a new card. As long as one of the existing cards in their name has opened online banking, they can directly bind WeChat.
Now who among the mainstream Internet application users
has not opened online banking?
This process.
It simply kills any model that requires opening a card.
The time cost is almost equal to nothing.
It's even more outrageous.
WeChat supports binding to almost all mainstream banks.
In other words,
most users can directly bind WeChat accounts.
Thanks to the huge number of registered users and good reputation of WeChat,
Linmu Studio does not even need to promote it on a large scale.
It only needs an announcement.
Users will willingly bind their bank cards to WeChat.
The WeChat cards bound by users are not newly issued cards.
They are the existing cards of the main users.
WeChat has also opened third-party interfaces...
What will happen next?
The peers can foresee it.
And their mentality is really... about to collapse.
Really.
What on earth is this?
They work hard and invest huge resources to promote cooperative bank cards.
It is to compete for the first place.
The first place in the mobile payment market.
But WeChat suddenly jumped out and made an announcement, as if mocking them in the face...
Haha.
Your plan is too old-fashioned!
Look at me!
We bind the card directly!
Awesome, right?
Although WeChat did not say so.
But all competitors do have this feeling.
So, we work hard... What on earth is it for?
This question came to the minds of all competitors.
And the solution of WeChat is not the kind of solution that they can say is a different approach but the same goal.
Everyone knows it.
This is the evolution of the cartoon model.
A more convenient solution.
Compared with cooperative card promotion, this is easier to attract users.
Next.
As expected, they also have to learn this solution...
Then the question comes again... Why did they spend so many resources to fight for life and death before? ! !
And Linmu Studio!
What about the promise to stick to the old ways! ?
What about the promise to cherish your feathers! ?
What about the promise to not make progress! ?
You guys compete like this, right! ?
For the competitors of Linmu Studio.
This kind of opponent who seems to be eating and waiting to die suddenly rises up, slaps them in the face, and then wants to attack them with a lower dimension.
It's really too hard to accept...
The blow to confidence is really too big!
Tianhu, Jiaming Alliance, and search engine.
If they lose in the publicity war, they can accept it and will be convinced.
But this kind of opponent is not on the same level. They suddenly whizzed past with a car, and they had to teach them how to make mobile payments. It was really too frustrating...
This is also the reason why they were all shouting.
Various emotions mixed together.
If they didn't curse, they would really be suffocated.
And this is not the end.
The user's acceptance of the new version of WeChat.
The expansion path of WeChat payment.
It's even more outrageous!
...
"Directly bind the card?"
A certain trading company.
Luo Chao looked at the little girl in front of him and was a little surprised: "Aren't you going to apply for a card?"
"Yes."
Liao Jing nodded: "But you don't need to apply for a card on WeChat. Brother Luo, have you opened online banking with your bank card? Now WeChat can directly bind a bank card with online banking. You only need to log in to the PC version of WeChat, then click on the card binding, jump to the online banking page, complete the contract, and then enter the password and pay directly with the bank card."
"So convenient?...Is it unsafe?"
Luo Chao was even more surprised.
Of course, he had heard about the card-opening war some time ago.
But he didn't join in the fun. After all
, why would you apply for a card if you have nothing to do?
"Linmu Studio is still trustworthy. In addition to updating the card binding function, WeChat has also updated the transaction reminder function and the daily limit function. Every time I buy something, WeChat payment will remind me of the amount and time of the expenditure, and I set the maximum limit of 5,000 yuan per day."
"If it exceeds 5,000 yuan, you can't continue to pay. At present, the limit can only be changed once a day. It is said to be for safety. I think it is quite reliable. In this way, even if the account is stolen, there will be time to react." "
What's more, it's not that you can pay directly after hacking the account. You still need a payment password, and a text message verification code is required to log in to the new device."
"Look."
Liao Jing raised his mobile phone and showed his limit reminder to Luo Chao: "This is the limit I set. It's really much more convenient to use WeChat."
Luo Chao took a look and saw that it did have a reminder of a limit of 5,000 yuan, and nodded slightly.
It looks quite safe.
When logging in to WeChat with a different mobile phone, you can't just enter the account password directly, but also the verification code of the mobile phone bound to the WeChat account.
And this is not Lin Yao's previous life after all.
As I said before, everything requires a process of acceptance.
So it is natural that users will doubt the security of mobile payment at this stage.
Lin Yao was also prepared for this.
Her preparation was the measure Liao Jing just mentioned.
"Do you want to bind a card?" Liao Jing continued to ask.
"I... forget it, I rarely use mobile payment."
Luo Chao hesitated for a moment and shook his head gently.
Although it sounds safe, he is still cautious and unwilling to try too much at this stage.
"Well."
Liao Jing did not say much, just smiled and said: "Now that WeChat has opened the interface, there will definitely be more applications that support WeChat payment in the future. It will become more and more convenient at that time. Finally, we don't need Tianhu payment or the like, and we have to apply for a new card. It's messy and troublesome. How good is this!"
Luo Chao smiled.
Didn't say too much, mostly just listened quietly, without expressing too many opinions.
The two chatted for a while.
Then they returned to their respective positions and continued to work.
Really, I have witnessed the progress of the times with my own eyes...
During this period, the Internet looks different every day.
It is indeed becoming more and more convenient.
Luo Chao returned to his seat, shook his head with some emotion, then plugged in his headphones, turned on Sizhu Yueting, and prepared to listen to music while finishing today's work.
But as soon as he clicked on the music,
a prompt popped up.
[Membership expired]
Luo Chao: "..."
He was a little speechless, but still clicked to reopen reluctantly.
After clicking on it, he realized that he didn't bring a U-shield at all, and he didn't have a Tianhu payment account...
He was about to close it.
But he found that
although WeChat was updated not long ago,
Sizhu Yueting, one of the best music software in China, has already appeared the WeChat payment icon.
Seeing the WeChat payment icon, Luo Chao thought of the idea of trying it out, and he had recharged 100 yuan into the WeChat wallet, but it hasn't been used yet...
So he directly chose WeChat payment.
The page jumped.
The WeChat payment page appeared on the computer screen.
The webpage reminded him to log in.
Luo Chao directly logged into his WeChat account.
After a short pause,
another window popped up.
[Enter login code]
At the same time, his mobile phone vibrated.
The login code popped up, reminding him not to trust others easily.
After entering the login code, the login was completed.
Next, click on payment directly, and then enter the payment code.
Ding.
The entire payment process is completed.
The phone vibrated again.
A new message popped up in the WeChat payment window added in the new version.
Reminding Luo Chao that just now, he had an expense, a 15-yuan Sizhu Yueting membership.
Luo Chao glanced at his phone, then switched to the Sizhu Yueting software and replayed the music that had just been reminded of the membership expiration.
The melodious saxophone sounded.
While listening to the music from the headphones, Luo Chao carefully looked at the reminder in the WeChat payment window.
There is information about the deducted goods, payment methods, and information about the acquiring agency...
Exactly the same as what Liao Jing said.
If a bank card is bound, it is estimated that the payment method will not be the WeChat wallet, but the bank card.
It is really reassuring.
Luo Chao smiled, then put down his phone and started to work.
Out of caution, he still didn't want to bind his bank card.
Anyway, the wallet function was enough now.
But if he really had to bind his bank card one day,
he would choose WeChat without hesitation.
Because Linmu Studio seemed the most reliable.
...
Luo Chao and Liao Jing, one big and one small,
actually represent two groups of people.
The former is cautious and is not willing to bind his bank card to a third-party payment institution platform for the time being, but he can also feel the convenience and security of WeChat. Even if he must use mobile payment, he will subconsciously choose WeChat payment.
The latter, because of his youth, does not have so many concerns and chooses to actively embrace the future. He is delighted by the convenience of WeChat, and then abandons Tianhu Payment without hesitation and chooses WeChat as the main payment software.
After all, WeChat is easy to use and WeChat payment seems to be safer, so why not choose WeChat?
But whether it is the former or the latter,
for developers,
they are extremely tempting...
Because the number of registered users of WeChat is about to exceed 50 million.
50 million users.
If it is said that WeChat was complacent and competitors just laughed at it, then the developers were really angry.
They wanted to rush downstairs of Linmu Studio
and tell Lin Yao in person. Why
don’t you open the third-party payment interface?
Not for others,
but for users, for us, you should do this!
We are jealous of your users!
In this case.
WeChat announced that it would open the third-party payment interface and launched a new cartoon mode. Not only is payment more convenient, but WeChat itself has far more users and reputation than other competitors.
How should developers choose?
There is no need to teach.
In fact,
as soon as WeChat opened the third-party payment interface,
Linmu Studio didn’t even need to contact it.
Many developers who were independent of Linmu Studio’s platform immediately connected their applications to WeChat payment.
Even the applications that landed on Jiaming Alliance App Store secretly supported WeChat payment.
Because now, let alone Jiaming Alliance, even Future Store has not strictly restricted third-party payment applications.
Therefore, many developers, for the sake of WeChat traffic, WeChat's good reputation, or WeChat's monthly settlement cycle,
began to pretend to obey Jiaming Alliance.
And all this
happened in just five days.
Yes, in just five days.
The entire mobile payment market has ushered in earth-shaking changes...
A statistical agency released a report.
In just a few days,
WeChat directly surpassed the original three mobile payment companies led by Tianhu Payment, which had been fighting for a month but had not yet decided the winner.
Now WeChat Payment is not only the largest third-party payment platform, but also the most widely applicable third-party payment platform.
At the same time, WeChat Payment is also the third-party payment platform with the highest transaction success rate.
This is not what the statistical agency said,
but what many developers said.
This also indirectly proves
how convenient the new "cartoon mode" of WeChat Payment is and how popular it is with users.
In just five days, WeChat Payment,
which is slow,
unprogressive
, complacent,
and cherishes its feathers, has completed a curve overtaking. This pioneer of mobile payment once again pressed its challenger to the ground. At the same time, they once again proved with facts that they were not slow. Instead, they had been prepared for a long time and did not take their competitors seriously. At this moment, Linmu Studio once again proved to everyone the power of this company. Of course, it also pushed Lin Yao, the helmsman of this company, to the forefront again. Now many heads of investment institutions that pay close attention to the mobile payment market have sworn. Even if. Even if Linmu Studio now throws out a project that looks like a pile of shit! As long as the leader is Linmu Studio and Lin Yao, they will follow suit! It must be right! Definitely! The projects that are most affected by this idea are of course those that stand out in the Linmu Investment Incubator Program. Linmu Studio itself currently has no idea of financing. But everyone knows that they also have investment companies under their own umbrella, and they have just passed two projects recently. A restaurant takeaway integration software, and a B2C online mall with products as the main object. So what are you waiting for? Go!
Then, the heads of the two projects saw a stunned scene.
Those investment institutions that usually looked up to the sky.
Now they were begging for money. Whether
to accept or not depended on
their expressions...
Yes,
it depended on their expressions...
It was really weird.
After the news spread, Linmu Investment immediately became the most desired investment for all the startup teams.
Because all the leaders of the startup teams knew that
as long as the project was favored by Linmu Studio, the project would not lack money in the future!
At this moment,
Lin Yao, the young girl, became a godfather in the hearts of all the startup teams...
Anyway, many startup teams now began to call Lin Yao the Godfather...
And these investment institutions, I have to say, are really smart.
Soon,
they will know
how correct their decision was...
Of course,
all this
has nothing to do with the competitors of Linmu Studio.
In just five days, they
directly experienced the two worlds of ice and fire.
One second of heaven, one second of hell.
In their eyes.
Linmu Studio is not overtaking, but a complete dimensionality reduction attack...
The good reputation and huge number of registered users accumulated by their WeChat
have completely exploded after an update.
And the energy that exploded
is completely irresistible.
Even if
Tianhu Payment, the leader five days ago, increased its publicity and promotion efforts, it was of no avail.
Linmu Studio's WeChat still easily replaced Tianhu Payment.
So,
these few days,
the entire Tianhu
, from Mou Feng to the ordinary staff of the Tianhu Payment project, all looked dejected.
"...Is this all right?"
Li Guangsheng stood in front of Mou Feng, holding back for a long time, and finally couldn't help it.
The first place is gone?
Five days.
With a snap,
WeChat Payment just opened the third-party interface and replaced Tianhu Payment...
This is too exaggerated!
Obviously they were the first!
They were the first in everything!
It was fine five days ago...
"It turns out that they can do it."
Mou Feng was silent for a moment, sighed faintly, and replied: "Compared to them, our disadvantage is still too big... In fact, even if it is a cooperative card issuance model, if Linmu Studio really joins the battlefield, we may not be able to stop it."
Li Guangsheng held back for a while: "... What should we do now?"
"Learn their model. I have asked someone to talk to the bank and imitate WeChat's cartoon model. The cooperative card model will be put aside for the time being."
Mou Feng sighed again, but his expression seemed to be much more relaxed: "If we can't be the first, we won't admit defeat. The market is so big, we definitely have a chance... If we can't be the first, we still have a chance to be the second."
"Being the second again!?"
Li Guangsheng looked aggrieved.
A few days ago, he thought that Linmu Studio was finally starting to catch up with Tianhu.
Unexpectedly,
in just a few days,
it was reversed.
He really couldn't accept it.
"Then do you have any good ideas?" Mou Feng asked a soul-searching question.
"..." Li Guangsheng was speechless.
"It's a good thing, actually."
Mou Feng suddenly smiled and said with relief: "It's really hard to be ahead. I rack my brains every day, thinking about how to maintain the current leading position and how to solve the existing problems. Linmu Studio can quietly provide the best solution. The gap is really too big, so big that it makes people despair.
Things are like this, so why not just accept it first, and then we just need to follow the footsteps of Linmu Studio..."
"Okay, what you said makes sense, but won't you be unwilling?"
"It's okay."
"Even if netizens now say that WeChat is our father, they all say that when WeChat enters the market, it's the father?"
"..."
Mou Feng looked at Li Guangsheng.
Then his face turned green.
...
Strictly speaking, Li Guangsheng's words were not a lie.
After the WeChat wallet was updated.
In the mobile payment market, those third-party payment institutions that used to fight to the death and frantically promote new cards to users have all restrained themselves.
It's not really restrained...
It's mainly because better alternatives were found in the WeChat update.
So they temporarily gave up the cooperative card promotion model and went to negotiate with the bank to replicate the WeChat method.
Because it is really more convenient than applying for a new card.
And users who had been troubled by card sales for a whole month suddenly found that after the new version of WeChat was updated, the overwhelming card advertisements suddenly disappeared.
Of course they were happy.
And in addition to being happy, naturally, the credit also fell on WeChat.
Then in excitement, users did joke that WeChat was their father, and WeChat's entry meant that the father had come...
However, this remark was more of a joke.
Of course.
This was enough to make Linmu Studio's competitors green in the face.
The problem was.
They couldn't refute it.
Although they were very unhappy, they couldn't find any reason to refute it.
Even, they had to follow Linmu Studio and learn from them.
This was the most aggrieved.
And
Lin Yao had heard about this.
This was quite unexpected for her...
"Senior sister! Godfather! Dad!"
Linmu Studio.
Zhu Nianqiao, who was full of energy, jumped and shouted at Lin Yao.
"Get out."
Lin Yao glared at her.
Zhu Nianqiao waved her hand with a playful smile.
Lin Yao turned around with some amusement, left the host product department, and returned to her office.
These days.
Lin Yao's new nickname has also spread to Linmu Studio.
This is also the reason why Zhu Nianqiao teased her.
In fact, Lin Yao was quite helpless about this.
Although she felt that it was okay to be the first bird now, it did not mean that she could be so prominent...
This unexpectedly made the project that Linmu Investment was optimistic about enthusiastically sought after by investment institutions.
It was outrageous.
"..."
Lin Yao returned to her office, sat back in her chair, and then looked around. Thinking of Zhu Nianqiao's calling godfather, she suddenly chuckled.
There must be a cat.
She really wants to COS it.
Dongdong.
At this time.
There was a gentle knock on the door.
Then, Mu Wanqing pushed the door and walked in, calling her.
"Lin Yao..."
"You don't even want to call me godfather."
Lin Yao interrupted Mu Wanqing directly with a stern face.
"......?"
Mu Wanqing was stunned for a moment, stopped, and then asked helplessly: "Do you really want me to shout?"
"Hehe."
Lin Yao couldn't hold it anymore and let out a silly laugh: "Forget it, what's the matter?"
"The number of users who have linked their bank cards to WeChat payment is about to exceed 20 million!"
Mu Wanqing smiled and said: "The growth is really too fast!"
"That's great..."
Lin Yao was also very happy to hear this: "We are now overtaking on the curve, right?"
"We have left everyone far behind." Mu Wanqing added.
"Hey...then let Youmei get ready."
Lin Yao shook her ponytail lightly, then straightened her face and said: "Next, we don't have to rush, just develop step by step, wait for the new product to be released, and then try QR code payment in offline stores."
(End of this chapter)
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