"No matter what money you get in the future, you must allocate it like this: first, it is a survival reserve, second, it is a dream start-up fund, and third, it is a daily consumption fund."

After Daya’s explanation just now, these three nouns don’t sound so difficult to understand anymore.

"Mom, only if you can manage money well can you become rich?" asked Erbao.

Su Qianqian nodded, "Yes, if you can't manage money well, you may become a pauper even if you have a lot of money. But a person who knows how to manage money will hardly become a pauper. Even if he encounters a major setback and loses his money, he will quickly cheer up and make a lot of money again!"

Chu Luo couldn't help but say, "Auntie, I've heard many adults say that money is not a good thing. Having money will make you bad, so you can't have a lot of money."

"It's true that many people say this, but have you realized that those who say this seem to be people with little money. Would rich people say this?"

Chu Luo thought about it and shook his head, seemingly not.

"Money is neither right nor wrong. It depends on the person who uses it. If a good person uses it, they can help many people. If an evil person uses it, they will do bad things."

The four children nodded as if they understood, and then went to bed.

Su Qianqian and Cheng Yue also lay down. They could not sleep for a few hours as they had to go to the grave to worship their ancestors early in the morning.

"There shouldn't be any problem when we visit the grave this time, right?" Su Qianqian asked after lying down.

"No, if something happens again it means our ancestors won't bless us, and I'll have to talk to them about it." Cheng Yue said half-jokingly.

Su Qianqian laughed and punched him, "Be careful or your ancestors will come and beat you in your dreams."

"It's okay to hit me, just bless my wife and children. Go to sleep." Cheng Yue hugged Su Qianqian and fell asleep.

On the first day of the New Year, I got up early in the morning to visit the graves.

Since all the children were going, Chu Luo went with them. He had never been to the countryside before, so he was still very curious about it and felt that the countryside was very vast.

This time the visit to the grave to worship the ancestors went smoothly and nothing happened.

"It went very smoothly. It looks like this year will be a good one!" Zhu Tianfang still believed in these things. The smoother the ancestor worship went, the better the year would be.

"I guess everyone didn't get enough sleep last night, so go back and get some more sleep."

Everyone went back home, ate something and then went to sleep. Zhu Tianfang and Cheng Youmin did not sleep because the two elders were working. Although they did not need to visit relatives today, they still needed to prepare food.

In the afternoon, Su Qianqian and Cheng Yue went to Gangdan's house. They hadn't been there for a long time and found that there had been quite a lot of changes.

The originally dilapidated house had been repaired at this time, and a large shed was built at the back. It was quite warm in the shed, so the ducks would not freeze to death.

There are already a lot of ducks nowadays, but these many ducks are not raised in a dirty way. Instead, they are separated into compartments with twenty ducks in each. In this way, even if some ducks get sick, the disease will not spread to a large area.

"Why are you two here on New Year's Day?" Su Qianqian looked at Su Jianshe and Sun Ailian in surprise.

"Since I don't have to go to pay New Year's greetings or receive guests today, I just came to take a look." Su Jianshe replied.

"You guys really care about this." She was very satisfied.

She chose Su Jianshe because she saw that he was honest, responsible and not the kind of person who would cheat or play tricks.

"Auntie Su, look, my certificate!" Gangdan excitedly showed it to Su Qianqian, "Three Good Students!"

Su Qianqian was very surprised. She asked Gangdan to go to school just to finish his studies, but she didn't expect his grades to be so good. She immediately took out the gift she brought for Gangdan and gave it to him, "This is a gift for you. You are awesome!"

"Me too! Aunt Su, me too!" Shen Yun also took out her certificate, waiting to be praised and given gifts.

"You are all so amazing, Aunt Su is proud of you!"

Su Qianqian is very pleased to see these two children getting better and better. If she hadn't met Gangdan, these children might have gone astray. Now they go to school seriously and help her take care of so many ducks. They are so amazing.

"Aunt Su, come here!"

Gangdan pulled Su Qianqian over and asked her to sit on the chair. Then he pulled Shen Yun to kneel in front of her. Su Qianqian was startled and she immediately wanted to help them up.

"Aunt Su, grandma said that we must kowtow to you and thank you for helping us. Otherwise, my brother and I would not have such a good life now, and we would not be able to go to school!"

What he was most grateful for was that Su Qianqian changed Shen Yun's fate. To him, it didn't matter what happened to him, as long as his sister was fine. Now his wish has come true, and all this was thanks to Su Qianqian's help, so he must be very grateful.

"Although I helped you, it was also your own fault. You have already kowtowed. Hurry up and get up." Su Qianqian helped them up and gave each of them a red envelope, "Take the New Year's red envelope."

Then she gave it to Su Jianshe and Sun Ailian, "You have one too, you worked hard last year."

Su Jianshe accepted it first, then took out the money he had saved and handed it to Su Qianqian, "This is what I borrowed from you before. Now that we have saved the money, I will return it to you."

The couple had been thinking about the money for a long time, and now they were relieved that it had been paid off.

"When do you two plan to have a baby?" Su Qianqian asked when she saw that Sun Ailian's belly was not moving.

Sun Ailian was a little shy, but still explained, "We thought we wouldn't rush and wait until we save some money before having a baby. Plus, we're busy right now, and it would be hard to work if we got pregnant."

"Well, you are still young, so there is no need to rush. Save some money for yourself and for your children to have another child. It will be good for both you and your children."

You can have a child without money, but it will make the child suffer.

"You will definitely be very busy this year and will make a lot of money. You can wait until next year or the year after to have a baby." Su Qianqian gave advice.

"OK."

Su Jianshe then proposed his own idea, "We want to build a simple shed at the back to protect it from wind and rain. This will also make it easier to make marinated duck. After all, many processes are now done here."

“Can it be built?”

"I don't know, is it okay to build it secretly? There's only vacant land here anyway."

Cheng Yue disagreed, "No, no matter if this is an open space or not, people will see us. Once they are seen, without the proper procedures, there will definitely be problems."

Su Qianqian thinks so.

After thinking about it, she came up with an idea, "Cheng Yue, do you think we can go back to Tianshui Brigade and apply for wasteland to build a factory?"

It is now possible to start a private enterprise, but the procedures are probably a little more complicated.

"You want to set up a factory directly in Tianshui Brigade?" Cheng Yue was a little surprised.

"Yes, this will be more convenient. When the factory is built, it will be large-scale, with a breeding farm, processing area, and sauced duck production area." Su Qianqian talked about her idea.