"Third brother, when is Duoduo coming back?"
Kang Qiming took a sip of hot tea and asked.
Now that the weather is gradually warming up, staying in Shu Kingdom probably won't be as cool and comfortable anymore.
Why hasn't Duoduo come back yet?
"You have a sister too, why are you always thinking about my sister?"
Yun Yishu rolled his eyes. He was not used to Kang Qiming always thinking about his sister and constantly talking about her in his ear.
However, he was also eager to know when his younger sister would be able to return.
I've really missed her these days since she's not around.
He heard that Yun Duoduo had sent a letter from Shu, but his father wouldn't let him see it. He only knew that his younger sister would be staying in Shu for some time.
"Hey, Brother Su is here. Come on, let's get down to business."
When Yun Yishu saw Su Buqing walking over, he beckoned him to come over.
"Master."
Yun Yishu nodded: "I'm here today to discuss the branch of the money shop with you."
"The young boss also mentioned last time that he wanted to do something involving the transportation of public funds."
The salaries and subsidies of the ministers in Nanyang had to be collected from the corresponding places, such as rice and cloth, which were distributed by the Taicang Office under the Ministry of Agriculture.
For money, you need to go to a designated money exchange to collect it.
"Currently, our bank is located in the heart of the capital. If we want to do business with government funds, we will need to open several branches in other places."
Yun Yishu took a sip of her fruit drink: "Do you have a map?"
"Yes, I'll go get it."
Su Buqing bent down, took out a map from the cabinet, and spread it out on the table.
"This is the center of the capital, which is also where our money exchange is located."
Yun Yishu put the cup of fruit drink aside, pointed to the center of the capital on the map, and said, "I've placed a chess piece in the center of the capital."
"Go out of the East Gate, go around Cangshan Mountain, and you'll reach Tianyang City." Yun Yishu pointed to the map with his finger.
We'll set up a branch in the east of the city, so we can take care of business in both the capital and Tianyang City.
"The prime minister lived in the west of the city, and it seems that the Minister of Personnel and some officials from the Ministry of Works also lived in the west of the city."
"Yes, Qiming's family lives in the west of the city."
Several high-ranking officials in Nanyang, including those in the Ministry of Revenue, the Ministry of Personnel, and the Ministry of Works, all had residences in the west of the city.
Su Buqing nodded. "There don't seem to be any officials in the north of the city, and it's quite desolate."
"Yes, going out of the north gate there is the outskirts of the capital, and there are not many residents. Moreover, if you go north from the north of the city, you will be heading towards the northern desert."
Kang Qiming put away his playful expression and pointed seriously in the direction of Beimo.
"As for the south of the city, going out through the south gate leads to Linping City, and south of Linping City is Yuze. These are all relatively prosperous towns near the capital."
"Does the boss mean that we should open three branches in the south, east, and west of the city, but not in the north?"
Su Buqing pointed in the direction on the map and asked.
"Yes, that's roughly the idea. Then, we'll open another branch at the border of Linping and Yuze."
Yun Yishu dipped his finger in some tea and circled it on the map.
"We don't have that much funding and energy right now."
"So we'll open these four stores first, so that we can basically cover the areas surrounding Beijing."
"When the business grows bigger, we will open two money shops in Yuze Town and the center of Linping City respectively. This will make it convenient for these officials to use money, and we can also make a profit."
While pondering the matter, Su Buqing asked for the opinions of the others.
"Yes, that's fine."
Su Buqing looked at the map and fell into deep thought again: "Boss, if we open a store at the border of Yuze and Linping, wouldn't it be a bit far for the officials and people living in the city center?"
If Duoduo Money Shop does not have a certain reach, its business will be taken away by other money shops such as Deshengchang.
Yun Yishu nodded. "I'm also considering this issue."
"How about this? We train a few clever guys who know a bit of martial arts to deliver the silver notes to the officials' residences, along with receipts and other documents as proof. What do you think?"
As Yun Yishu spoke, he mentioned that he had heard about this from Yun Duoduo; it seemed to be called something like "takeout," "express delivery," or "errand running."
"This is good!"
Su Buqing's eyes lit up when he heard Yun Yishu's words, "I'll pick a few skilled ones and have them deliver silver notes back and forth, similar to bodyguards."
"Third brother, when did you start having so many good ideas?"
Kang Qiming patted Yun Yishu on the shoulder.
Yun Yishu smiled. Duoduo was talking to him, saying that doing business requires building logistics capabilities simultaneously.
"Okay, let's leave it at that for now. Tomorrow, have Lao Liu go and take a look at the shops. These branches don't need to be too fancy; the key is that they need to be practical."
Song Yuanbao, also known as Song Laoliu in Yun Yishu's words, is the second-in-command of Duoduo Money Shop. He is currently busy collecting interest from various borrowers and is not at the money shop at the moment.
"Our main branch in the capital is quite grand. The other branches, besides operating as money shops and handling account opening, deposits, and loans, can also sell some small groceries, just like half a post station."
Yun Yishu pondered that perhaps these small branches of the money exchange could become Nanyang's intelligence network in the future.
Duoduo enjoys traveling and exploring nature; perhaps these intelligence networks can provide her with convenience.
...
As the group was discussing, they heard footsteps coming upstairs.
"Seriously, speak of the devil and he appears!"
Su Buqing looked behind him and saw that the person who came was Song Yuanbao.
"Sixth Brother, we were just talking about how our Duoduo Money Shop is opening a branch, and we need you to look after the shop!"
Su Buqing pulled a stool next to him outwards and gestured for Song Yuanbao to sit down.
"Brother Song, have you collected all the interest?" Yun Yishu looked at him, knowing that this was his daily routine of collecting interest.
Song Yuanbao proudly waved the money bag in his hand.
"They're all here!"
Song Yuanbao placed a heavy bag of interest money on the table.
Kang Qiming pulled the bag in front of him and opened it. Inside were all sorts of things: silver, gold, copper coins, and jewelry.
Kang Qiming laughed and said, "Wow, so some people use them as jewelry?"
He took out a hairpin from inside and stroked the large, round pearl on it.
"The quality of this pearl is quite good."
"But, third brother, we're collecting interest, not running a pawnshop!"
Yun Yishu took the hairpin from his hand: "This is on credit, and this hairpin is collateral!"
"How can you, the grandson of the Minister of Revenue, not understand this?"
"All you do is count money, huh?"
Song Yuanbao chuckled, downed a large bowl of fruit drink, wiped his mouth, and looked at Yun Yishu, saying, "Master, guess who I ran into on the way?"
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