Yang Haiyan also helped Yang Dahua up in a joking manner: "Mrs. Han, there is no need to be so polite."
Then, the two smiled at each other.
The place where the Han family entertains guests is the guest room. Yang Dahua welcomed Yang Haiyan in. Yang Haiyan said: "Is Fubao sleeping?" Fubao is the nickname of Yang Dahua's daughter, which Yang Dahua gave.
Yang Dahua said: "That's right. She woke up early this morning and fell asleep again. This child loves to sleep. Besides sleeping, she eats."
Yang Haiyan said: "It's a blessing to be able to eat." And having something to eat is also a blessing. Now Han Zhen's promotion to a thousand-man captain is already a sure thing, so this child will not suffer in the future. After all, a thousand-man captain has more than eight taels a month. And this is the daughter of the hero and heroine. In the novel...
let's not talk about the novel. After all, she and Qin Fang will leave here in the future. Whether the hero and heroine will continue the plot has nothing to do with her, and their plot should not be related to Qin Fang. Yang Haiyan talked about the main point of this visit: "Sister Dahua, you should also know that we will move out in half a month."
Yang Dahua knew it from yesterday. Han Zhen came back yesterday and told her about him and Qin Fang. Speaking of it, she was happy that Han Zhen was promoted, but Haiyan and the others were moving out, and she felt a little sad. She and Haiyan married here together, and neither of them knew anyone. It was good for them to get along with each other as sisters, and their husbands were good friends, but in the blink of an eye, they had to move away.
Yang Dahua said, "I know, but I don't know when we will meet again."
Yang Haiyan smiled and said, "Life is long, and there will always be a time to meet again." When they are old and return to Baili Village, maybe they can see each other again. At least Han Zhen is old and will want to go back. Qin Fang is also a nostalgic person, so he will naturally go back. Then, maybe they can see each other again. But I don't know what the situation will be like when that time comes.
Yang Haiyan collected her thoughts and said, "Sister Dahua, I came here this time to ask you if you have any plans to take over my shop and manor."
Yang Dahua's heart moved, "I am interested in the shop. Although I don't know how to make snacks, I can do other businesses with the shop. As for the manor, I haven't seen your manor. If you want to sell it, how do you plan to do it?" After all, there should be something planted in Haiyan's manor.
Yang Haiyan said, "The manor has a total of five acres, with fifty piglets in it. The other chickens and ducks will be moved there after I settle down there. The other crops will have to wait until the harvest. The remaining one acre of apple trees and one acre of pear trees will also be moved there." Because if nothing unexpected happens, Qin Fang will not be able to move in the next few years. "In other words, I will have five acres of land and fifty piglets to sell to you by then."
Yang Dahua thought about it. Since August last year, the crop business of Haiyan Manor has been booming. She was quite tempted, but she didn't have the money to buy land and build a manor. And now: "Haiyan, do you still have those broccoli, cauliflower, watermelon, and tomato seeds?"
Yang Haiyan said: "I bought the seeds from the peddlers. I bought less last year because I was unsure, so I planted all of them. As for the seeds collected from fruits and vegetables, since the old farmers in the fields also came into contact with them for the first time, I don’t know whether these seeds can be cultivated. I originally thought that it didn’t matter if there were no seeds, because there would be a market this year and peddlers would come."
In fact, she didn’t care about the seeds at all. However, when Yang Dahua asked, she couldn’t say she had them. Because she bought the seeds from the platform, there were no seeds outside. If she told Yang Dahua that she had them, she would have to buy them from the platform. If there were seeds this year, it could be said that she bought too much last year, but what about the future?
Yang Dahua said, "Yes, I forgot. There will be a market next month. We can buy seeds then."
Yang Haiyan thought that there would be no seeds then. "Sister Dahua can buy more seeds then and grow different varieties of vegetables."
Yang Dahua: "Haiyan, I need to think about this. If I buy your shop and the manor, plus the piglets, how much silver will it cost in total?"
Yang Haiyan said, "The snack shop and the yard behind it cost a total of 35 taels. The manor is 5 mu, which is a medium-sized land, and it costs a total of 30 taels. The yard inside the manor, the wall, and everything else, also cost 30 taels. In other words, a manor costs 60 taels, and a piglet costs 200 wen each, a total of 100 taels. Ten taels, a total of one hundred and five taels."
Yang Dahua calculated that they only had twenty taels in their house, which was not enough to buy a shop: "Haiyan, give me a day, I will come to you tomorrow, okay?"
Yang Haiyan said: "Of course." After a pause, she continued, "Sister Dahua, if you are short of money, I am not in a hurry. You can give me the money when you have more money."
Yang Dahua did not dare to buy these because she was short of money, but she did not want to owe money, after all, Haiyan and her family were moving out soon. "I understand. I'll discuss it with my husband."
Yang Haiyan stood up: "Then I'll go back. There are still a lot of things waiting for me to pack at home."
Yang Dahua: "Okay, okay."
After Yang Haiyan left, Yang Dahua thought for a while and went to find Mrs. Cui next to her: "Sister-in-law Cui, I have to go out for something. Can you come over and help me look after the child? The child is asleep now."
Mrs. Cui: "Okay, coming."
Yang Dahua left the family quarters and went directly to the bank.
The banker asked enthusiastically, "Madam, do you want to deposit or withdraw money?"
Yang Dahua asked a little embarrassedly, "Boss, I want to ask, can your bank lend me money?"
The banker smiled and said, "Yes, but you need a guarantor. Of course, if you have property, you can also mortgage it. If the other party has status, we can also consider it as appropriate. But I don’t know what the lady’s situation is?”
Yang Dahua was a little nervous when she first came, but she saw that the shopkeeper had a good attitude and didn’t look at her strangely when he asked to borrow money, so she gradually calmed down: “I can use the land and shop as collateral.” She could discuss with Haiyan and transfer the manor and shop to her first, and then come back with the land deed and the shop’s title deed to mortgage.
When the shopkeeper heard that the other party had property, he was more willing to talk: “The land and shop can be mortgaged, but according to the rules of this industry, the mortgage price of the land and shop is different from the normal price, and a discount will be given.”
Yang Dahua also understood this. Although she had never borrowed money from the money house, she still knew some rules. "How much discount do you want?"
The shopkeeper was happy to continue the discussion because she was easy to talk to. He was afraid that some customers would be difficult to deal with, so he was not willing to talk. "80% discount. If your shop and land are worth 100 taels of silver, then we can only borrow 80 taels by mortgaging them."
Yang Dahua calculated that the mortgage money was not enough to buy the land and shop: "Then... if you have status, how much can you borrow?"
The shopkeeper said: "It depends on your status. If your family has land, a shop, and other status, you can borrow even more money. May I ask, madam, what is your family?"
Yang Dahua said: "If you are a centurion, how much can you borrow?"
The shopkeeper was a little surprised. The centurion was a seventh-rank soldier, so he could borrow a lot. However, "May I ask, madam, what is your relationship with this centurion? If you are close, you can borrow more money. If you are a neighbor or a distant relative, you can borrow less money unless the other party guarantees it."
Yang Dahua said frankly, "It's my husband."
The shopkeeper evaluated Yang Dahua's family situation from what she said. They had property and a shop, but they didn't have enough money. Her husband was a centurion and a soldier, so it was more stable. So: "I can borrow two hundred taels, but the captain needs to write a promissory note."
Yang Dahua thought for a moment and asked again: "What is the interest?"
Yang Dahua is a person with more ideas. She found out what she wanted to know from the shopkeeper and left. This matter naturally needs to be discussed with Han Zhen. She just came to inquire about the situation first. This money house is a legitimate money house, and the interest rate is also the interest rate in the market, so after asking clearly, Yang Dahua was tempted, but she still had to go to the military camp.
Qin Fang is now busy with the affairs of the barbarians, so the eighteenth district has been handed over to Han Zhen for training. In addition, Han Zhen is on night duty this month, so he will not be back recently. So, Yang Dahua has to go to the military camp.
After returning home, Yang Dahua greeted Madam Cui and asked her to look after the children. She then went to the military camp.
Meanwhile, Yang Haiyan had already arrived at the manor.
Because Yang Haiyan came suddenly and did not ask Uncle Hong to greet her in advance, only Niu Da was in the manor. If he had greeted her in advance, Niu Da and his wife would have come to receive Yang Haiyan.
Niu Da bowed and said, "Hello, Madam. Why did you come here today?"
Yang Haiyan said, "Niu Da, I have something to discuss with you. Let's talk inside."
Niu Da said, "Yes." But he was a little nervous. For someone of his status, he didn't know what Madam wanted to discuss with him.
When they got to the house, Uncle Hong was guarding the door. Yang Haiyan brought Nanny Lian to talk to Niu Da about things.
Because they were in a hurry, Yang Haiyan said directly: "Niu Da, we will move in half a month. My husband has been promoted to a fifth-rank general and will be transferred to another place, so I want to ask you if you are willing to leave with us.
Of course, don't rush to answer, listen to my conditions first. I don't know where my husband will be transferred to, but if it is a relatively far place, I can give you one month every year. If it is a nearby place, I can give you five days of vacation every month.
If you are reluctant to be separated from your family, you can also bring your family with you, and your family can be responsible for my manor exclusively. Of course, if your family goes there together, I will give you a monthly allowance of one or two silver coins, which will be credited to your account, and I will also subsidize your monthly food expenses of 200 wen. "Their family now has 700 wen a month, but they eat their own food. If they go there, it will be doubled. "At the same time, you can set aside a small piece of land in the manor for your own planting." In this way, they don't have to worry about food.
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