Chapter 56 Bank
Although the public security is better in this era, we still have to be on guard.
Fang Dihua: "I checked and no one is following us. The bad accountant you mentioned must know about it. Who knows what he has done."
Lin Shu: "He definitely wouldn't dare to do anything, but he might tell the scoundrels on the street."
These days, those lazy bastards might steal things illegally. Most people with decent jobs wouldn't steal from people's homes because the cost of committing a crime is too high.
As for the scoundrels on the street, there's nothing to be afraid of. He can only act arrogantly at the door of his house. Once he goes out of town, he will be controlled by the locals and behave himself.
People now live together in clans, not like the modern times where neighbors don't talk to each other.
If a scoundrel suddenly comes to the village, he will definitely be beaten out by everyone.
Fang Dihua was still immersed in the shock of money making money, and whispered: "Old Third, you really didn't learn from Master Ma in vain. If we deposit this money in the bank, we can't even make ends meet with the interest in a year."
Lin Shu smiled and said, "Yes, there is no way if we don't have money. If we have money, of course we have to make money."
Fang Dihua: "Come with me to the county this afternoon, and we will put your man's money in your name, and the pension will be kept with me. I will return it to the government later."
The interest will be hers.
She felt that it would be safer to put the five thousand yuan in two passbooks separately, so that no one would worry about it because of the large amount.
Lin Shu was a little surprised, "Mom, deposit it in my name?"
Do you know what it means to deposit it in my name? Then I can get the money and spend it myself.
Fang Dihua: "What's the matter? You still want to spend it secretly? This is for you, Shaotang and your two children. You have to discuss it before you spend it."
Lin Shu almost choked. The old lady was too sensitive. She said: "Mom, you are so generous. Few mothers-in-law dare to do this."
Nowadays, those parents-in-law calculate the pre-marital property, fearing that their daughter-in-law will get a little bit of it.
They are very careful. Fang Dihua: "Your father and I are old. One day, the brothers will separate. Your money is yours. I won't let the eldest and the second son share it. Don't worry."
She was telling Lin Shu that she didn't need to think about it. This money belongs to your small family.
Lin Shu was very moved.
Such a huge sum of money, the mother-in-law dared to deposit it in her name!
If she doesn't buy a few houses while the trend is hot, it will be a big loss.
Fang Dihua went to the brigade in person to write a letter of introduction for the two of them, using the excuse that she was going to have her eyes checked again, and borrowed a bicycle.
She said hello to Old Man Lu, who knew about this and naturally didn't need to say anything more.
She brought back a few eggs, and the mother-in-law and daughter-in-law cooked lunch together, making pancakes, boiling water and stewing vegetables, and also cooking a few eggs and salted duck eggs.
Fang Dihua went to deliver food to her family first, and took two pancakes and vegetables with her, and solved her own lunch on the way.
When she came back, Lin Shu had finished her meal, and the three children also went to the kang for a nap. There were
more than 6,000 yuan in total. Even though Lin Shu was well-informed, she was still a little nervous.
It wasn't that she had never seen money before, but that money was too valuable in this era.
In the era when an egg cost six cents, how much could she buy with more than 6,000 yuan?
Fang Dihua was calm and didn't seem surprised.
She tied up the money in bundles, tied them up with a flower bundle, put them into the rag bag, and finally tied the mouth of the bag.
Don't look at the rag bag because it looks torn. It is actually quite sturdy. The cloth straps are long and sewn to the bag with a barbed stitch. They will definitely not be torn apart.
She slung it around her neck, took a light wicker basket, put two bottles of boiled water, a few cucumbers, and two cakes in it.
What if they get thirsty and hungry on the way?
The last time the mother-in-law and daughter-in-law came back thirsty.
When Fang Dihua was packing, Lin Shu went to find Mrs. Qiu and asked her to bring her great-grandson to take a nap with the three children.
After waking up, they can eat watermelon. The watermelon was given to Old Man Lu by a production team leader from another village who came to see a doctor.
Like Xu Laonian, Mrs. Qiu has always been grateful to the Lu family and looks forward to Fang Dihua and Old Man Lu asking them to do something all day long.
Fang Dihua: "Eat when you need to, drink when you need to, don't be stingy."
Mrs. Qiu showed the gap in her front teeth and smiled: "Don't worry, Second Madam, I'm at home."
Passing by the big poplar tree at the entrance of the village, Lin Shu saw a few strange men asking widow Sun and a few women about buying eggs. One of the men had a shiny scalp and was bald.
However, Fang Dihua was driving fast, and Lin Shu didn't hear anything and turned onto the South Highway.
Full of food and motivated by the huge sum of money, Fang Dihua pedaled her bicycle very fast along the way.
If she wasn't afraid that Lin Shu couldn't bear it, she would have gone even faster.
As usual, they passed by Xinhua Bookstore first. The manager was fanning his son with a large cattail leaf fan at the small bookstall at the door. The smell of lithospermum officinale paste filled her nose.
Lin Shu saw clearly that he had applied a thick layer of cream on his son's legs, while the child next to him only applied a little.
This manager.
The old lady selling popsicles was still there, holding a large palm-leaf fan, looking at them and greeting them, "Big sister, do you want a popsicle?"
Fang Dihua had slowed down and said to Lin Shu, "I'll buy you a popsicle."
Lin Shu: "..."
My mother-in-law always treats me like a child.
"Mom, it's too cold. I'm going to have my period in two days, so I won't eat it."
Fang Dihua is not the kind of person who likes to guess what people are thinking. If you say you don't want to eat, then she will think you don't want to eat. If you want to eat but are embarrassed and then say no, she will assume you don't want to eat.
The bookstore manager also greeted them, "We have new comic books, why don't you buy two?"
Lin Shu smiled and said, "Wait a minute, I'll buy them when I go back, it's not convenient now."
She waved to the bookstore manager and the old lady with popsicles.
The child also stood up and took the initiative to greet her, "Pretty auntie, goodbye."
Lin Shu also waved to him.
They went directly to the People's Bank.
The county bank has already taken shape, with a five-bay storefront and a long door, which looks quite impressive.
Fang Dihua parked her bicycle, and even after locking it with her own lock, she took out a dog chain, tied it around the tire and tied it to a tree.
This is the team's bike, and it would be troublesome if it was lost. The mother-in-law
and daughter-in-law entered the bank.
In the afternoon, there were not many businesses in the bank, and the staff were all sleepy, lazy and unwilling to talk to people.
But it was already past two in the afternoon, and it was time to go to work.
Lin Shu walked to the counter.
At that time, the counter was still about 1.4 meters high, without fences or protective nets, and the teller and depositor were face to face.
Fang Dihua looked at the female clerk in a beautiful shirt and gave Lin Shu a complicated and somewhat contemptuous look. She felt unhappy immediately. She was careless and should have let her third daughter-in-law wear her newly made shirt and pants.
Zhou Qiaoling looked at Lin Shu's face and was indeed very surprised. However, seeing that her clothes were very old and there were patches on her elbows and shoulders, she couldn't help but look down on her.
She asked unenthusiastically: "What business do you do? Withdraw money or deposit money?"
Lin Shu: "Comrade, I'm depositing money. Do you have a large deposit certificate business?"
There are large deposit certificates in modern times, but I don't know if you still have them now.
In this era, more than 6,000 is definitely a large deposit.
This bank has to meet a lot of deposit targets.
How can she not want some discounts?
You have to have a higher interest rate, right?
Maybe they will give me something?
Well, she didn't know whether the bank would give me anything at this time, but judging from their attitude, she probably didn't.
Bank employees are very noble now. Unless they are cadres or accountants from large units who come to deposit money, they won't even look at them.
Sure enough, Zhou Qiaoling said sarcastically, "Hey, how much are you depositing? Twenty or fifty?"
Lin Shu: "A little more."
Zhou Qiaoling saw that Lin Shu's age didn't look like an accountant from a rural brigade, and her clothes didn't look like an accountant from a commune or a city unit, so she thought she was a country bumpkin who had walked into the wrong place.
She raised her eyebrows and said mockingly, "Five hundred?"
Humph, five hundred is not a small amount, do you have it?
Lin Shu: "Add another zero."
Zhou Qiaoling's eyes widened instantly, "What? Where did you get so much money?"
How did you get so much money?
You didn't steal it!
Embezzlement of company funds?
Oh, you can't judge a person by appearance! You are an accountant in a big company with such shabby clothes?
Which company? How come she didn't know?
It's no wonder she was so surprised and unprofessional. It's mainly because she has only been here for half a year and lacks experience. In addition, her family has spent a lot of effort to arrange for her to work in the bank. With this noble and gilded iron rice bowl, she can't help but be a little proud.
Her goal is to catch a rich husband by working in the bank, so that her children won't have to worry about jobs.
If you don't have a correct mentality, you will naturally flatter the powerful and look down on the weak, and your service attitude will not be correct.
Besides, the staff of supply and marketing cooperatives, banks and other units are more popular and sought after, and their words and deeds are also a bit arrogant. She was jealous, hateful and envious before, and once she became a bank teller, she would naturally become even more arrogant.
Her questioning attracted many people to look over.
Lin Shu was fine, but Fang Dihua was unhappy.
She said in a loud voice: "What's going on here? Is this the People's Bank? Why are we being judged like thieves when we deposit money? Do you want me to report my household registration and class background to you?"
Zhou Qiaoling's face flushed. She didn't expect Fang Dihua to be so disrespectful to her.
At this time, the bank manager Qin Yanping came out and said with a smile: "Auntie, I'm sorry, she is new here and doesn't know much, please don't bother with her."
She turned around and ordered Zhou Qiaoling coldly: "Apologize to this auntie and sister-in-law."
Zhou Qiaoling was furious, but she didn't dare to say anything, so she could only apologize honestly.
Manager Qin invited Fang Dihua and Lin Shu to sit in the office.
Although she was prepared and knew that the two of them came with money, she was still stunned when she saw Fang Dihua taking out a pile of money.
It's not that I haven't seen money before, but I have never seen an individual take out so much money!
These days, apart from the units that come to deposit public funds, how can individuals save extra money?
Most of those who have extra money have not come from legitimate sources, and they dare not keep it if they cannot explain the source of the money.
Many of them will not see the light of day until they are caught.
This... these two are really brave, why don't they send two militiamen to escort them?
Qin Yanping, even as a manager, took several deep breaths before her pounding heartbeat calmed down.
She asked the two how to save the money.
Fang Dihua didn't understand, and looked at Lin Shu, "What do you think?"
Lin Shu weighed it and decided that the money could not be saved and not moved. In a few years, when the policy was relaxed and reforms were opened up, buying and selling and trading houses would be allowed, and they would definitely need to use it.
They brought a total of 800 yuan in pensions and 5,460 yuan.
This is all Lu Shaotang's savings over the years. Lin Shu suspected that he sent it all back without spending a penny.
Fang Dihua initially took out 10 yuan a month to support Lin Shu and the two children. Later, when Lu Shaotang's salary increased, she took out 20 yuan to make more money.
This amount is usually not enough to buy snacks, maltose and the like.
Lin Shu asked Qin Yanping: "Manager Qin, if we save for a longer period of time, should the interest rate be higher? It must be different for three years and one year, right?"
Qin Yanping smiled and said: "I'm sorry, the policy is the same now. Whether it is three years or five years, it is based on the fixed interest rate of one year."
She thought to herself: It's good for a general unit to save for one year, how can there be so much spare money to save for two or three years? The unit needs to wait for money to purchase goods and spend.
In this case, Lin Shu suggested that her mother-in-law deposit a one-year fixed deposit. After all, the interest rate is the same, and they can change to a long-term deposit when the interest rate increases.
The one-year interest rate is 3.24, and the current account is about 2.16.
Fang Dihua refused to put the 800 yuan in a fixed deposit and insisted on a current account, ready to withdraw it at any time and return it to the government, and the interest would be considered as free money.
She said to Lin Shu: "The 5,000 yuan will be kept in the fixed deposit. If you want to use a large sum of money, just discuss it with me. The remaining 200 yuan will be kept for half a year, and the 260 yuan will be used by you in the current account."
Zhou Qiaoling was so jealous when she heard this. Why is this mother-in-law so generous to her daughter-in-
law? How come such a good mother-in-law is occupied by a man who can make so much money?
She looked at Lin Shu and thought that she was not as old as herself. Why didn't she know about such a good young man?
If she knew... Even though he is from the countryside, she would accept that he can make so much money!
Lin Shu nodded: "Okay, listen to me."
Fang Dihua took out her household registration booklet and introduction letter and let Lin Shu open an account.
She wanted to deposit three thousand in Lu Shaotang's name, and the rest in Lin Shu's place.
When she took out Lu Shaotang's passbook, Zhou Qiaoling recognized him at once.
Oh my god, it's him. What a pity, he's already dead. When
the news of Lu Shaotang's death came back, the leaders of the county's armed forces department brought the leaders of the commune to Lujiazhuang to express their condolences. The pension was paid by the county, and it was the accountant of the county revolutionary committee who withdrew the money from the bank.
Zhou Qiaoling and Qin Yanping naturally knew about it.
This man was too famous, even if they didn't know what he did, they knew he was handsome.
It is said that when he came back in military uniform, a girl proposed to him at the train station, and there was even a father-in-law who wanted to catch his son-in-law at the train station, but he was so scared that he jumped out of the window and ran away.
Many people know about this and have been talking about it as a hot topic. Those who have not seen it are curious about how handsome he is that a girl would propose to him on the spot without any shame and that the father-in-law would be so satisfied to find a son-in-law for his daughter.
Fang Dihua and Lin Shu, on the contrary, don't know these things.
Zhou Qiaoling's eyes when looking at Lin Shu are no longer jealous, but rather a bit of "see, life is unpredictable, it's hard to say who is happier than who".
She has so much money, but in the future, there will be no man to love her.
Judging from her mother-in-law's attitude, she wants to use money to tie her down for the rest of her life and make her a widow.
Tsk tsk, she's going to build a chastity arch.
But even so, she was jealous that Lin Shu had more than 2,000 yuan in her name.
Two hundred and sixty of them were for her to spend as she pleased!
Zhou Qiaoling has been a very jealous person since she was a child. When she was a child, she lived with her whole family. Her cousin had beautiful long black hair, and everyone praised her.
Zhou Qiaoling was very jealous, and she would secretly pull out her cousin's hair before going to bed at night.
One strand, one strand, and another strand...
Her cousin worked during the day and slept soundly at night, so she didn't feel anything when she pulled out one strand at a time. Over time, a bald spot appeared on her head.
Her jealousy was not only directed at people around her with whom she had a vested interest, but also at strangers who had no vested interest. As long as she didn't like them or they broke her sense of superiority, she would be jealous.
When she was in school, the female classmates in other classes were pretty, dressed nicely, and used nice pencils, so she would say bad things about them behind their backs, and secretly scratched the female classmates' skirts and broke their pencils.
She has done many similar little things since she was a child.
Seeing that a country girl like Lin Shu had so much money in her name, she instantly lost her balance.
She said, "Manager Qin, this comrade Lu has already died. According to the regulations, his bank account should be closed."
Without waiting for the bank manager to respond, Fang Dihua suddenly became furious, stood up, pointed at Zhou Qiaoling and said, "How can you be so vicious? My son's household registration is in the army, and the government didn't tell me to close his account. How did you get the ability to close his account?"
Zhou Qiaoling was frightened by her sudden anger, took two steps back, hid behind the manager and said, "Then, then am I wrong? Now he, he can't open an account in our bank."
How can we open an account for a person who is dead and does not exist?
Fang Dihua was already worried about her son day and night, and now Zhou Qiaoling's words of "cancelling the account" made her eyes red, as if a huge fear was falling on her head.
Cancelling an account means erasing all traces of this person on the scene and making him no longer exist.
For a mother, this is more painful than having her heart cut out.
Especially since she believed that her son was still alive, Zhou Qiaoling's words were cursing her son, which she could not accept.
Lin Shu hurriedly grabbed her arm and said softly, "Mom, she doesn't know."
Fang Dihua was comforted by Lin Shu's voice. Yes, this is her son's secret, and she doesn't know.
Manager Qin was so scared that he apologized again and again, fearing that Fang Dihua would hit him.
Seeing that Lin Shu comforted Fang Dihua, Manager Qin signaled Zhou Qiaoling to pour water quickly.
Fang Dihua quickly calmed down. She sniffed and said, "It's okay. Then don't open an account for him. Put all the money in my daughter-in-law's account."
Anyway, the bank knew that they were here to deposit money, so it didn't matter whether they deposited one card or two. When
Zhou Qiaoling saw that she actually deposited all the money in her daughter-in-law's account, the sense of superiority she had regained after knowing that Lu Shaotang was dead was instantly shattered.
How could she be so generous and put all the money in her daughter-in-law's name?
Wasn't she afraid that her daughter-in-law would run away with the money?
She was so jealous that she felt a little dizzy. Without thinking, she blurted out, "Auntie, if you put all the money in her name, aren't you afraid that she won't be your daughter-in-law in two years..." and
run away with another man with the money!
"Pa!" It was a very loud and crisp slap, so fast that no one present could react. Zhou Qiaoling was stunned.
Manager Qin was scared.
Lin Shu was also shocked. She didn't expect her mother-in-law to act so quickly!
Fang Dihua pointed at Zhou Qiaoling and cursed: "Who are you? Do you have a grudge against our family? What's the meaning of stirring up discord?"
She immediately said to Manager Qin: "Call your president. I suspect she is a class enemy. Find out why she must destroy our family. Is she trying to deliberately destroy military families and discredit the image of our soldiers!" She had
a loud voice, and her voice was especially loud when she was extremely angry. Almost the entire bank heard it.