The securities company is located in a glass curtain wall building. An electronic screen stands at the entrance, with green numbers scrolling down like a waterfall.
Lin Li took a deep breath and went inside. Immediately, someone came up to her: "Are you Ms. Lin Li? Manager Chen is waiting for you in his office."
Manager Chen was a middle-aged man wearing gold-rimmed glasses. The business card he handed over read "Hengchang Securities Client Manager".
He led Lin Li to sit on the sofa and brewed her a cup of Pu'er tea: "Mrs. Lin, would you like to open an account for long-term or short-term investments?"
"Let's test the waters first," Lin Li said, taking out the documents and placing them on the table. "Can you recommend a few more stable stocks for me?"
Manager Chen flipped through the documents, tapped a few times on the keyboard, and several stock charts appeared on the computer screen.
“Property stocks are bullish recently, especially projects in Tsim Sha Tsui; and shipping stocks, the second half of the year is the peak season.”
He pointed to the chart and explained, "Look at this one, it has a low price-to-earnings ratio and low volatility, making it suitable for beginners."
As Lin Li listened to his analysis, she gradually gained a better understanding.
Remembering that Lin Laosan had mentioned a hotel project in Tsim Sha Tsui, she couldn't help but ask, "How long can real estate stocks keep rising?"
"At least for the next two years, things should remain stable."
Manager Chen pushed up his glasses and said confidently, "Land in the port city is becoming increasingly scarce, and housing prices will only rise, not fall."
Lin Li pondered for a moment, then took out a passbook from her handbag: "Deposit 500,000 yuan first, and buy the real estate stock you mentioned."
A hint of surprise flashed in Manager Chen's eyes, then he smiled and nodded: "Mrs. Lin is indeed straightforward."
He got up and brought over the account opening form. "Just fill these out and sign it."
Lin Li held the pen and signed her name at the signature area.
This was the first time she had made such a large investment, and she was both excited and thrilled.
It was almost noon when I left the securities company after completing the formalities.
The sun was much stronger than in the morning, making the asphalt road surface scorching hot.
Lin Li stood by the roadside waiting for A Biao to drive over, looking at the numbers flashing on the electronic screen, feeling a surge of pride.
When we returned to the villa, the sound of reading aloud could be heard coming from the living room.
Lin Li walked in quietly and saw Teacher Zhou leading the children in reading the text. Although Lin Hu's pronunciation was still a bit stiff, he was much bolder than in the morning, while Lin Yao was quietly correcting his mistakes.
"You're back?"
Teacher Zhou looked up and saw her, and said with a smile, "Both children learn very quickly, especially Yao Yao, who memorizes words very fast."
Hearing the voice, Lin Hu ran over holding up his flashcards: "Grandma, I can say 'apple' now!"
He read it aloud with pride, and although the last syllable was slightly pronounced with a slight upward slur, it was still considered standard.
Lin Li smiled and patted his head: "Great job."
She looked at Teacher Zhou and said, "Thank you for your hard work. Please stay and have lunch with us."
Zhou Manyun quickly waved her hand: "No, I have other classes this afternoon."
She packed her things and stood up. "This is today's homework. I'll come back tomorrow."
After seeing Teacher Zhou off, Lin Li sat on the sofa, watching her two grandsons doing their homework at the coffee table, feeling extremely content.
"Grandma, do you think what I wrote is correct?"
Lin Yao ran over holding up his notebook, on which Cantonese letters were written neatly.
Lin Li took the notebook and drew a small red flower on it with a smile: "Well written, I'll make you guys Beijing-style fried noodles tonight."
Lin Hu immediately cheered, threw his homework aside, and hugged her arm, pouting, "Put in lots and lots of minced meat!"
Laughter echoed through the living room like wind chimes, and the cicadas chirping outside the window sounded melodious.
"You all study diligently, Grandma is going upstairs to change her clothes."
"good!"
The two children took out their textbooks and began to study seriously again.
Lin Li returned to her bedroom and closed the door.
Go back into the space to check the cash inside.
Today, Manager Chen said that land in the port city will become increasingly scarce, which is a good investment opportunity.
Once Lin Laosan finalizes the investment amount for the hotel, the remaining money can be invested entirely in real estate.
With a general plan in mind, Lin Li felt much more relaxed.
...
The afternoon sun slanted through the living room's floor-to-ceiling windows, cutting out patches of light and shadow on the teak floor.
Lin Li was sitting in a rattan chair, flipping through the financial section of Ming Pao. As her fingertip swept across the headline "Hang Seng Index Breaks 1800 Points," the landline phone in the corner of the living room suddenly rang.
When Lin Li put down the newspaper and stood up, she slowly walked to the landline and answered the phone.
"Hello?"
The moment she pressed the receiver, she recognized Lin Laosan's voice.
"Mom! It's done!"
Lin Laosan's voice came through the electricity, filled with barely suppressed excitement, and the faint clanging of trams on the streets of Central could be heard in the background.
“Mr. Yu just signed the contract, and we’ve acquired that piece of land in Tsim Sha Tsui! This time, it’s a genuine partnership with him to open a hotel, not just a simple loan.”
Lin Li tightened her grip on the receiver and walked to the window to look out at Victoria Harbour in the distance.
The ferry was slowly passing by, billowing black smoke, while the convention center on the opposite bank was still covered in scaffolding.
A new landmark is under construction there, and the newspapers say it won't be completed until next year.
"Don't be so happy," her voice was calm as always. "Are the terms of the cooperation clearly stated? What are Mr. Yu's responsibilities, and what are our responsibilities? Don't sign the agreement without understanding what's going on, only to end up doing all the work for nothing."
"I've read it three times! The terms are written very clearly!"
Lin Laosan laughed out loud on the other end of the line, "Mr. Yu provides the land and half of the construction costs, while we provide the other half and are responsible for the hotel's daily operations. He said he'll only handle the big-picture decisions, and the specific management, recruitment, procurement, and other miscellaneous tasks will all be our responsibility. What a great division of labor! We're in charge!"
He paused, his tone full of excitement, "As long as we can secure the bank loan within three months, he will officially transfer the land use rights to the partner company. I'm on my way to HSBC now, I have an appointment with Manager Zhang at 2 PM to discuss the loan."
How much do you need?
Lin Li's gaze fell on the newly built building across the street. The twenty-story apartment building had a "Sun Hung Kai Properties" sign hanging on it, and the glass on the exterior walls gleamed coldly in the sunlight.
There was a few seconds of silence on the other end of the phone, followed by the rustling sound of papers being turned over.
"Preliminary estimates suggest that the land and construction costs will be at least 12 million."
Lin Laosan's voice became much more serious, "We and Mr. Yu will each contribute half, so we need to prepare six million. How much can we mobilize from home? Mr. Yu also said that if the funds can be in place as soon as possible, he can let his construction team enter the site first, which will save a lot of time."
Lin Li thought about the amount she had calculated in the space earlier.
He said it in a calm tone.
"We have enough money at home, so don't go looking for Manager Zhang."
Lin Laosan: ...
When did his family become so rich?
The last time I paid Wang Jianguo's ransom, I borrowed it from Mr. Yu.
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