When the village chief heard that Tian Chengcheng was going to borrow money, he suddenly became nervous.
"Fubao, can I borrow some money?"
"I will try my best. Aunt Wan is a good person. If she has money, she will lend it to us. But we also have to pay her interest. After all, her money is in the bank, so she also earns interest." Tian Chengcheng said.
It’s not that she cares about the interest, she just doesn’t want everyone to rely too much on borrowing money.
Make the rules clear from the beginning to avoid trouble at the end.
"Interest is what we deserve." The village chief nodded.
His only worry now is that he can't borrow money. Now that the village has income, he will definitely be able to pay back the money in a year or two.
However, the people outside sighed, "Ah, interest? How much interest?"
"Three ten-thousandths." Tian Chengcheng said, "For example, if I borrow 10,000 yuan, the interest is 300 yuan a month."
"Ah, three hundred yuan in interest a month, that's too much." Everyone was shocked.
"It's not much. If you borrow thirty-five dollars, the interest is one dollar and five cents a month. I'll waive the five cents and just pay one dollar in interest."
Tian Chengcheng quickly calculated the result.
"One dollar in interest a month is too much!"
Everyone started to make a fuss and disagreed with such high interest rates.
"If you have money at home, you can make up the difference and borrow less, so you can pay less interest," Tian Chengcheng said. "People who put their money in the bank also pay the same interest."
In fact, the bank charges annual interest, but she doesn't want to calculate the annual interest, and there is a big difference between the interest on loans and deposits.
Now that there are these jobs, those who work quickly can earn two or three dollars a day, which is enough to pay off the debt in a month.
If the interest rate is not agreed upon at a better level, they will definitely not want to pay the money back as soon as possible, which will affect her ability to use the money.
The village chief also felt that it was a bit too much, only one dollar a month!
But since Fubao said so, he could only stand on Fubao's side and shout at those people who were talking nonsense.
"Okay, stop arguing. Aren't you secretly happy when someone is willing to lend you money? If you can, why not pay for it yourself or lend some to others?"
In one word, everyone was left staring blankly.
No one has extra money, and even if they do, they don't want to lend it to others.
"Is the interest calculated based on the amount borrowed?" someone asked.
"Yes, the interest is calculated based on how much you borrow. The payment is settled once a month, and you pay interest based on how much is left." Tian Chengcheng said.
After hearing this, everyone started discussing again, each with their own plans.
Tian Chengcheng looked at everyone calculating carefully and felt that her decision was absolutely correct.
No wonder they say that you can eat and drink well, but you will be poor if you don’t plan well!
So this is the situation!
Been taught a lesson!
The village chief immediately held a meeting and explained the situation to everyone. "This is the situation. Everyone, please think about it quickly. Should you pay for it yourself or borrow money? And how much should you borrow? Let me be frank, no one can default on their debt!"
The accounts in our village are all witnessed by everyone. Whoever receives the money signs and puts his fingerprints on it. The debt will not be settled until the person dies! If you have a job, the money will be deducted from your salary. If you don’t have a job, the money will be deducted from your food. If you want to default on your debt, wait for your death. The debt will be put on my head. I, Fang Lao Si, will bear the responsibility for the dead!
The village chief made these harsh words to remind those who had evil intentions that he must let everyone know that any money borrowed must be repaid with interest.
Everyone stood in the yard, looking at each other, and they all understood.
"Now that you understand, go to Accountant Guo and tell him about the situation. He will then calculate the total amount of money you need to borrow so that Fubao can borrow money from others! In other words, Fubao is popular and can borrow money. If it were you, who would be able to borrow money?
Everyone knows this. Don't forget who helped you when you were in the most difficult time. Don't be an ungrateful person! Otherwise, I, Fang Lao Si, will be the first one to not let him go! "
"Okay, that's right, Village Chief!" Tian Fuhua immediately waved his fist in agreement, "Remember Fubao's kindness and don't be an ungrateful person."
After hearing this shout, everyone followed suit.
Tian Chengcheng felt a little ashamed and quickly ran to the office. As soon as she entered, she saw Fu Yuting, who was still wearing her cheongsam and holding a white porcelain pot. She looked at Tian Chengcheng calmly with an unfriendly look in her eyes.
"Are you done showing off? You bastard, you really love showing off! You can fool them, but I'm not someone you can fool. You have money but you don't lend it to everyone, and you even ask the poor for interest. You're really capable."
As soon as Fu Yuting opened her mouth, she started to make sarcastic remarks.
Tian Chengcheng looked at her, not because she was angry, but because she felt that this woman was pathetic and pitiful!
"You can't decide how you're born, but you can decide how you live. You're the epitome of someone who played a good hand badly. You were born into a good family and had a good life, but you blindly looked at men and made yourself look like this. Don't you look in the mirror every day? A loser like you, who gave you the courage to laugh at my way of dealing with people?
Are you ashamed?
I feel ashamed for you!"
Fu Yuting's expression changed again and again after hearing what Tian Chengcheng said.
If looks could kill, Tian Chengcheng had no doubt that she would have become a sieve by now.
But eyes are just eyes after all.
"Little bitch, don't be so proud too soon!" Fu Yuting snorted coldly.
Tian Chengcheng made a face at her.
Pooh!
I'm just a kid, who am I afraid of? Hit me if you dare!
Fu Yuting was so angry that her face turned blue, but she was not the kind of person who would resort to violence. The pride in her bones would not allow her to be "rude"!
As it turned out, Tian Chengcheng's guess was very correct. Fu Yuting could only watch her walk away without saying a word.
The village chief and others followed in and saw that the atmosphere was not right, but the two parties did not say anything, as if nothing had happened.
Tian Fuhua was about to ask what happened, but Tian Chengcheng spoke first.
"Grandpa Village Chief, have you chosen the site for the school you asked me to build?"
The village chief was stunned for a moment. "We have the space, but do you really want to build a school? A school would cost a lot of money. It would be better to build a few big houses first and let them move their work there. When the village has more money, it won't be too late to build a school later."
Tian Chengcheng shook her head and said firmly, "No matter how poor we are, we must not neglect education, and no matter how hard it is, we must not make children suffer. Children are our hope for the future, and building a few classrooms doesn't cost much."
Because the Zhang family wanted to build a north house, Tian Chengcheng asked Master Liu how much it would cost to build a few large houses. If only the materials were counted, two thousand yuan would be enough.
The village chief nodded. He understood the logic, but a penny could make a hero fall.
He can only make a choice.
"Fubao, I know we can't let the children suffer, but the conditions in the village are limited now, and we can't afford to build a school."
"Grandpa Village Chief, I will pay for the materials needed to build the school." Tian Chengcheng said decisively.
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