On the way home, He Chuan told his idea, "I plan to mortgage our courtyard house to the bank. I want to ask for your opinion. If you don't agree, I'll find another way."
"You've made up your mind. I have no objection. I support you." Su Tao unconditionally supported He Chuan, just as He Chuan supported her career. Moreover, the Siheyuan had always belonged to He Chuan, and he had the full right to dispose of it. Su Tao had been planning to sell his jewelry, but now he was only mortgaging the Siheyuan, not selling it. He could still live in the house, and when he made money and paid off the loan, he could redeem the deed.
"Believe me, everything will come back to normal." He Chuan looked at Su Tao deeply and said firmly.
"Well, I believe it." Su Tao smiled and nodded in response.
At noon, He Chuan hastily cooked some noodles and hurried out with his documents and other materials.
Su Tao didn't tell her this time because she had other things to do. Since she had already decided on the house she had seen yesterday, she should buy it as soon as possible to avoid any more trouble.
He Chuan had already given Su Tao the money for the house purchase during lunch. Su Tao took the money and found the landlord. Together they went to the Housing Authority to complete the transfer procedures.
Su Tao looked at the house in her hands, her heart warming. This was truly her first property. Neither the courtyard house in Hechuan nor her father's company apartment had ever been truly hers. This was her first, and it wouldn't be her last. When she earned more money, she would buy more houses and shops. The thought of sitting at home collecting rent and counting her money until her fingers were numb made Su Tao smile.
You see, although she was relatively successful in modern life and had opened her own studio, she still rented a house. In modern Beijing, after years of hard work, she still couldn't afford her own apartment. She sometimes envied those urban villages in the news, where every family built several buildings and spent their days playing cards and collecting rent.
House prices are relatively low these days, so buying a house is a sure win. Its value could appreciate immeasurably, potentially doubling in value. It's arguably the most risk-free investment.
So, despite the high price of Hechuan's factory, Su Tao strongly encouraged him to buy it. At just over 2,000 square meters, the potential for future appreciation was imaginable. Even if the company failed, in a few years, when the real estate boomed, he could sell it to a developer and build a new house, or if he had the funds, he could sell it and rebuild it himself. The profits would be so great that even Su Tao couldn't even calculate it.
Of course, this is the worst-case scenario. Su Tao believes that with He Chuan's intelligence, he will not do business at a loss. She is still waiting to enjoy the good life with the future big boss, so bankruptcy is impossible for her.
Su Tao packed up the room and planned to go home to wait for He Chuan first, and then go back to Su's house together in the evening.
He Chuan has brought the materials to the bank's credit department again, and this time he went directly to Director Yu.
He Chuan handed his ID card, property deed and other documents to Director Yu for review.
After checking the ID, Director Yu opened the deed. Hmm? A courtyard house? Then he looked at the address. Wow, the price of a courtyard house in this place is really high.
Director Yu looked up at He Chuan with some surprise. He had never thought that he actually owned such a courtyard house with a living area of 300 square meters. Although he had not yet inspected the house in person, based on the current situation, the house was worth at least 7,000.
Director Yu spoke frankly, "If you mortgage your house with us, I can currently estimate that I can lend you an additional 7,000 yuan. The specific price will be determined after our staff conducts an on-site inspection and gives you a final quote."
"No problem, sir. Are you going to follow me back to sir for inspection now?" He Chuan asked.
"Okay, wait a minute, I'll make some arrangements and personally bring my staff to your door." Director Yu said, then turned around and called a staff member into the office.
When they came out again, they each carried a briefcase in their hands and smiled at He Chuan: "Let's go."
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