528 End Countdown (1)

Su Taotao and Su Wenhan worked hard for more than a month, and the real estate company in City Z was finally established. They entered the real estate industry in City Z as investors and cooperated with the local government to create the first real estate project called "Tai'an Home".

This project is the first commercial housing project in the country. It is sold as "floor flowers" and was officially launched into the market right after the groundbreaking ceremony.

The most significant stroke of reform and opening up was finally made by Su Taotao herself.

This new sales method caused a sensation in all walks of life as soon as it was launched. People thought that the boss of this real estate company was simply "dreamy" and that "only a fool would pay for a house without even seeing the bricks"...

What? Only 50% down payment is required during the subscription phase? The remaining 50% can be borrowed from the real estate company in installments at a low interest rate? The longest installment can be repaid over 30 years?

Can a house be bought like this?

Shocking, extremely shocking!

This is no longer a bombing, it's a major earthquake!

But houses are allocated by work units, why should we buy houses with our own money?

Of course, some people think that it is because the house belongs to the work unit, and once you resign, the house will be taken back by the work unit. Strictly speaking, the house is not yours.

Therefore, the birth of "commercial housing" caused a huge response, and everyone was watching and waiting for the first person to take the plunge.

This result was within Su Taotao's expectations. Reform and opening up not only refers to material opening up, but also the opening up of people's thoughts and awareness. One cannot achieve fattening in one bite; one has to cross the river by feeling the stones, step by step.

You have to know that as a pioneer city in reform and opening up, people who have "gone into business" have sprung up one after another in the past two years like bamboo shoots after rain.

Naturally, those who did not have work units could not get any houses, and their whole family was forced to squeeze into small tube-shaped buildings. This was especially true for the educated youth who had returned to the city from the countryside, as they had no work units to accept them and had to live together with their family members.

A person's life is nothing more than three meals a day and a place to sleep. Having enough food and clothing is not a problem. One should also have a wife and children and a home of his own. How can one get married and have children if the whole family is crowded in a small room where it is difficult to turn around?

Everyone longs to have a house that belongs to him forever.

Information is not well developed these days and news is always delayed.

A businessman who had moved to Hong Kong many years ago and came back to visit his relatives heard the news and immediately took his relatives to make a deposit.

Now that he has returned home with a lot of money, he is also preparing to come back and invest in some business. His home has long been outgrown, so he plans to buy an old, dilapidated bungalow to live in first, and then build a house when he earns more money.

I never thought that I could buy a house of more than 100 square meters in City Z for tens of thousands of yuan now, which is much cheaper than in Hong Kong City.

Moreover, it can be paid in installments at a low interest rate, which is perfect for someone like him who needs money to run his business.

Not only did he buy it himself, he also encouraged his relatives to buy it.

"This was the housing purchase model in Hong Kong more than a decade ago, but people there had to take out bank loans with high interest rates. Here, you can pay directly in installments from the developer, and the interest rates are so low. It's clear that this is for the benefit of families who can't afford so much money all at once, and it's very conscientious.

If you can afford it, buy it now. If you miss it, you will miss it. When the houses are ready, you will need cash. " said a businessman from Hong Kong.

Separated by a body of water, it is just a checkpoint, but there is a huge information gap, and there is a natural difference in the degree of openness on both sides.

Some people half believed and half doubted: "Are you a shill who took other people's money to trick us?"

"Yes, yes, why do I feel so uneasy without the title deed in my hand?"

"That's right. They don't give us the title deed when we buy a house, and they only give it to us after we've paid off the mortgage. That's decades away. Who knows if they're just trying to cheat us out of the 50% down payment? I won't do such a stupid thing!"

"That's right. We can still see the bricks and cement, but there's no house yet, and they're asking us to pay them. They look like liars to me."

“That’s right…”

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These days, people in coastal areas have a strong awareness of anti-fraud.

The businessman smiled and said, "Buddha saves those who are destined to be saved. That's all I have to say. The money is in your pockets. You can buy it or not."

There was no such thing as purchase restrictions these days, so the businessman paid the full down payment in one go and bought three units with the best floor directions.

Two of his relatives who came with him also bought it without saying a word.

The apartment I bought was located on the east side with the best orientation.

Su Taotao's people and a third-party lawyer were present to be responsible for the details of the contract. The buyer also had to go to the Housing Authority to apply for certification and filing. Although before the payment was made, the individual only had the house purchase contract and the real estate certificate would not be given to the individual and would have to be mortgaged to the real estate company, first-time home buyers would still feel much more at ease when they saw the title deed coming down.

The entire process was tracked and recorded by reporters, and naturally there were many interviews with home buyers.

The next day, the report came out that the first commercial housing owner in City Z had just emerged.

Everyone has finally waited for the first batch of people to try something new to come out. Those with the ability and ideas are beginning to get excited and start making their own plans.

On the third day, some powerful reporter managed to dig out Su Taotao's background.

She was previously the director of a subsidiary factory in a base in the south, and later was admitted to Huaqing University and went to the capital. Now she has returned after completing her studies and is contributing to promoting reform and opening up.

The key point is that the report detailed Su Taotao's previous "Ten-Year Plan" on raising funds to build houses for employees.

It is the same model, but the cash flow of the food factory is larger, so the employees can pay 30% as a down payment and 70% as a mortgage.

The first phase of houses have been fully subscribed as soon as they were launched. They are currently under construction and several floors have been completed. It is said that by the end of next year, the owners of the first phase will basically be able to take possession of their houses!

In addition, all the leaders who appeared in the interview praised Su Taotao as a rare genius that only appears once in a century.

They said that her appearance directly boosted the overall economic development of their county, allowing their county to get rid of poverty in just a few years and become the first "rich" county in the province with the lowest unemployment rate and the highest tax amount.

All the employees interviewed praised the factory director Su Taotao for all his good deeds, including special care for women and children, veterans, the disabled and other disadvantaged groups.

As soon as this report came out, the whole city was shocked.

On the fourth day, people who wanted to buy houses directly squeezed out the door of the sales office...

You have to know that the first phase will only launch a few hundred units, that is, a few buildings. If you go too late, you may not be able to grab anything!

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After Su Taotao dealt with all the matters, she returned to the capital, while Su Wenhan and Old Man Du stayed in City Z.

Anyway, "One Family Under Heaven" is completely on track, and the people trained are all good. With Zhou Linglan and Fu Yuanhang watching over it, there won't be any trouble.

Compared with the trivial matter of "One Family Under Heaven", Su Wenhan and Old Man Du would rather take care of the "big meal" of real estate.

This is exactly what Su Taotao wants.

She is mainly responsible for the house design. The construction can be handed over to Lao Gao, and sales and other matters can be handed over to Su Wenhan and Old Man Du.

She is a hands-off manager but still keeps her achievements and fame to herself.

However, she was not idle after returning to the capital.

The "One Family, One World" chain business model should also be put on the agenda, it's time to open branches.

The car she has been dreaming of must be bought before the New Year.

And her baby Chenchen was about to start school, and she had to be there in person on the first day of her senior year.

Su Taotao is busy enough in the capital due to various things.

Mr. Fu’s scientific research results have also reached the most important stage, and he can only come back two weekends in the past month.

On September 1st, he also set aside time to send his son to school with Su Taotao.

Chenchen was happier to hear the news from his father than his first day in kindergarten.

He immediately called his good friend Chen Zigui to share the news.

After knowing this, Chen's mother notified Chen's father immediately, telling him that no matter how busy he was on September 1st, he must make time to send Zigui to school!

Mr. Chen was extremely puzzled. His son was in his senior year of high school, not college, and certainly not his first day in high school. Why should he send him off?

Although he was puzzled, Dad Chen dared not disobey Mother Chen's order.

On September 1st, two “kids” came to school from Senior 3 (1) class, “escorted” by their parents.

This scene was much more shocking than when Fu Yuanhang went to high school and was surrounded by onlookers...

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Okay, okay, let's keep it a little suspenseful. I declare that the girl who deserves the best Chen Chen in the world and the best uncle in the world has not appeared yet. Since there are more voices of opposition, I will not write about their love line in the extra chapter.

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in addition:

Overhead, overhead, overhead...

Important things have been said countless times, don't compare them to real historical events.

The first commercial housing in my country was built in 1980. It was invested and built in Shenzhen by Hong Kong businessmen, and the price of one unit was about RMB 50,000.

As a pioneer of reform, Shenzhen has too many "firsts", and the concept of "housing is a commodity" also started in Shenzhen and spread to the whole country.

The timeline for building commercial housing in the article is actually similar, but banks did not undertake "housing mortgage loans" and "housing pre-sales" until the late 1980s, after the first housing system reform meeting was held, and it was not implemented until the early 1990s.

Su Taotao put this matter on the agenda early, as early as when the food factory proposed to raise funds to build a house. However, the food factory was the one that undertook the loan business in the article, while now it is the contractor. It happened earlier than the bank, and at that time the bank did not have a real estate credit department.

Su Taotao dared to do this because she knew that the house price would skyrocket in the future. Even if she defaulted on the mortgage, the house would continue to appreciate in value after she got it back, and it would not be a loss-making transaction at all.

Sorry, sorry, the author is a chatterbox and is going off topic.

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