"How much do you expect to get from selling this store?"
Qin Man wanted to know whether the transfer fee of this store was within her budget.
The balance in her and Jiang Cong's savings account is 2,200 yuan. Whether it is enough or not is another matter. They will need working capital when the time comes, and they will also need money to renovate the store.
"My shop is in a good location with a lot of traffic. I can use it to run a small business and support my family. I've decided to sell it to you for 3,000 yuan. The price is non-negotiable!"
The proprietress explained the price, and Qin Man calculated it in her mind after hearing it.
She still needed 800 yuan to buy the store. 800 yuan was not a lot, but not a little either. She might not be able to get that much money in a short period of time.
I have just received the royalties from Jiang Cong. It will take another month to receive them again. I don’t know if the store here can wait.
However, she still has another way to go, which is to apply for a bank loan of 2,000 yuan, which will be repaid in 12 installments. Including interest, the expected monthly repayment is about 170 yuan, which is divided into 24 installments, so the expected monthly repayment is about 90 yuan.
According to her and Jiang Cong's income levels, paying in 24 installments is most appropriate.
However, her ID card may not be eligible for a loan, so the lender must be Jiang Cong.
This matter still needs to be discussed carefully and no decision can be made rashly. Even if the business fails, she is still able to repay the two thousand yuan. You have to know that in this day and age, if you fail to repay a loan of one thousand yuan on time, you will go to jail.
"Sister Hong, can you give me a day to think about it? I want to go back and discuss it carefully!"
Qin Man felt that it would be a shame if she didn't buy the store, and she didn't want to give up this opportunity.
"Yes, of course. 3,000 yuan is not a small amount. If you decide to take it, just come and tell me. Jiang Cong and I are pretty familiar with each other, so I will definitely give priority to you!" Sister Hong agreed readily. ..
Afterwards, the family of four left the noodle restaurant and walked into the Normal University campus. They left their bicycles at the guard room.
It was the beginning of the new school year and there were already many students walking around the playground in groups of two or three, with some even playing ball games in the evening.
"Manman, you really want to buy this noodle restaurant, right?" Jiang Cong asked.
The couple was sitting on the grass in the playground, and their two children were rolling around on the grass. A few female classmates came and teased them. The little guys were so pretty and cute that the girls said they couldn't stand it and insisted on teasing them a few times.
"Well, I looked around. The noodle shop is quite spacious. It's across from the National Taiwan Normal University. There are also many residential areas, office buildings, and pedestrian streets nearby. The flow of people is very considerable. Doing some catering business will make more money than working!
But, we are still short of 800 yuan, and I wanted to discuss a solution with you!"
Jiang Cong nodded when he heard this. He smiled and took Qin Man's hand and said:
"I know, if you want to buy it, I can use my name to get a bank loan, and we can pay it back slowly. Besides, I can receive a monthly payment, and next year when my second series is published, I will get more royalties. There is no need to worry, just let go and do what you want to do!"
Jiang Cong is the one who knows Qin Man best. He always knows what Qin Man is thinking and gives her the greatest support.
Qin Man was a little surprised. She was happy that Jiang Cong understood her.
"How did you know I wanted a loan?"
Jiang Cong chuckled at this and explained, "It's not easy to get 800 yuan in a short time. There is no other way except to take out a loan. Besides, my royalties will not be paid for another month, and Sister Hong may not be able to wait. Also, my royalties may not be as much as they were a few months ago. Even if they are paid, they may still not be enough. The new printing of the publisher has not been completed yet, and your ID information does not meet the bank's loan requirements, so I have to lend you the money.
Besides, I am your husband and the father of your children. This kind of thing should be done in my name. I have to shoulder the responsibility of this family and support all the choices my wife makes!"
Qin Man was very moved. Jiang Cong's words were lighthearted but sincere. In life, it is a blessing to marry a husband who is compatible with you, but it is even more difficult to meet a husband who loves you, respects you, understands you and is responsible.
If we were to say what Qin Man is most grateful for in her life, it would be that she could go back to this era and meet Jiang Cong!
"Hubby~Thank you!"
Qin Man took his arm, leaned her head on his shoulder, and smiled happily.
"What are you talking about? Do we need to say thank you to each other?"
Jiang Cong pinched her face lovingly, and they both looked in the direction of the children.
After sitting for a while, it was getting late, so Qin Man asked the children to go home.
The two little guys said goodbye to their older brothers and sisters politely!