"You can pay in installments, but there must be interest. Otherwise, what if you don't pay it back?" Gu Mingjing said slowly in Jianshu's expectant eyes.
He silently calculated in his mind that if Jianshu paid in full, he could only kiss her ten times today. If Jianshu chose to pay in installments, then the interest would have to be calculated over time. By the time he came next time, he could have kissed her twenty, thirty, or even more times.
Thinking about it this way, installment payment is not bad either. After all, he will not suffer any loss. Now, everything depends on Jianshu's choice.
Things like installment payments and interest have existed since ancient times, just under different names. Jianshu happened to talk to him about this a few days ago, and it left a deep impression on him. In a way, Jianshu has shot himself in the foot.
Hearing his words, Jianshu wished she could go back in time and strangle herself for trying to find something to talk about. Why bring this up with him when there were other things to talk about? And now, retribution had arrived. If she hadn't mentioned this, he might have just agreed, and wouldn't have bothered to think about the interest.
Jianshu felt extremely regretful, thinking that she had spoken out of turn at that time, and decided not to mention these things in front of him in the future, so as to avoid digging a hole for herself again at any time.
But she didn't think about it. Gu Mingjing was a man who never suffered any loss. Why would he do something that didn't benefit him? Even if there was no interest, he would always make up for it from other places.
Gu Mingjing, a man who never suffers any loss in eating!
But Jian Shu didn't have time to think about that at the moment. Seeing Gu Mingjing's uncompromising attitude, she knew that the interest rate would not change. When you are under someone's roof, you have to bow your head. She pinched her nose and asked, "How is the interest calculated?"
For her sake, if the interest rate isn't too high, paying in installments wouldn't be a bad idea. Isn't it just a few more kisses? What's the problem? Things like this, once you do it, there's always a second time. They're dating, so there's no reason they won't kiss and hug more often.
And even if this hadn't happened, would Gu Mingjing really not touch her? How could that be possible? Even a sow climbing a tree was more realistic than this. And even if a sow did climb a tree, she wouldn't be willing to do it. After all, this kind of thing, although it was a bit tiring, a bit dizzy, and lacking in oxygen, but overall it was still quite enjoyable.
As he thought about it, Jianshu recalled the feeling and a slight ripple appeared on his face.
Seeing Jianshu's unusual movements, Gu Mingjing was in a good mood. He patted his chest towards her, looking like a close friend, and said, "Given our relationship, I'll give you a lower interest rate. The interest is definitely calculated based on time. I have to leave tomorrow. If you pay it off before I leave, I won't be late for the interest, and only the principal will be counted."
After saying that, he gave Jianshu a look: Look, I'm generous, I don't even want the interest from you.
Jianshu's mouth twitched slightly after reading this. Generous? Haha, it is quite "generous".
It's already late at night, and he has to leave early tomorrow morning. All in all, the two of them will have less than twelve hours to spend together. If you factor in the time for sleeping and packing tomorrow, will there be two hours left?
So what difference does it make whether I pay today or tomorrow? What difference does it make whether I pay this principle or not?
Therefore, Jianshu didn't even consider this option and continued to ask, "What if I can't pay it off tomorrow?"
"I can't pay it off tomorrow, so the earliest I can do is wait until the next time we meet. If you calculate it this way, it will take a long time." Gu Mingjing laid the groundwork.
Jianshu was too lazy to listen to his nonsense, "Just say it directly." It's okay to listen to what you say, just like listening to what you say!
Seeing him like this, Gu Mingjing stopped pretending and said after a moment's silence, "How about this, don't make it too complicated or too hard to calculate. Just be simple. Ten kisses per month, and the interest will be the same every month. If you don't pay it back, the interest will be ten kisses per month until it's paid off."
After saying that, he looked at Jian Shu, waiting for her decision. However, he felt that she would definitely not agree. However, disagreeing also had its advantages, for example, he could have enough fun today.
"Isn't your interest rate too high?" Jian Shu couldn't help but shout.
Ten more in one month, twenty more in two months, thirty more in three months. If he comes back after half a year or a year, the interest will accumulate more and more. Wouldn't she owe him dozens or even hundreds of dollars?
He also said that no matter how much was left, as long as it wasn't paid off, the interest would remain the same. Wouldn't she be desperate to pay it back next time? During his ten-day or half-month vacation, he had to pay back hundreds of dollars. Wouldn't that average out to ten a day?
If she can't pay it back, she will have to wait until the next time. The accumulated interest will keep increasing like a snowball. When will she be able to pay it back?
No, that's not right. I should say, can she still pay it back?
If you pay it off in one lump sum, you will only feel a little uncomfortable today, but you will feel relieved later. However, if you choose to pay in installments, by the time you pay off the debt, you may feel worse than today.
After silently calculating the cost in his mind, Jianshu immediately gave up the idea. It would be better to pay it off in one go.
It must be said that Gu Mingjing really understood Jian Shu. He knew exactly what she would choose. Or perhaps, he did it on purpose.
"There's nothing I can do. It's an exclusive business." Gu Mingjing spread his hands and said with a look of a profiteer.
After saying that, he rubbed his hands and looked at Jianshu expectantly, "What do you think, Shushu, which one do you choose? Installment payment is quite good. You can pay it back slowly, a little bit a day. How great is that." He looked like he was expecting her to choose installment payment.
Jianshu looked at him warily, feeling that his enthusiasm must indicate some ulterior motive. Perhaps he was deliberately delaying her repayments, dragging out the debt and allowing the interest to snowball until she could never pay it back.
This old man is very evil, she can't let him get what he wants.
Jianshu was happy because she thought she had seen through Gu Mingjing's intention. Haha, she would not let him fool her this time. She had to stand up for herself.
It's just ten kisses, right? She can do it!
Jianshu touched her lips and silently apologized to them in her heart. She was afraid that she would have to make them suffer today. However, a short pain is worse than a long pain. Rather than carrying the debt forever, she would rather suffer for a while.
"How about it, have you thought it through?" Gu Mingjing urged again.
Jian Shu immediately snapped out of his thoughts, looked up at Gu Mingjing, and said simply, "I choose to pay it in full in one lump sum."
After saying that, she stared at Gu Mingjing's face, and she didn't let him down. Soon she saw a look of disappointment. Although it was fleeting, it didn't escape her eyes.
Very good, she made the right choice, Jianshu was very satisfied.
When Gu Mingjing was unhappy, she was happy.
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