Chapter 141: Pressure brings motivation
"The first type is newly listed stocks, which have been listed for less than two years. Before listing, the performance of these stocks was greatly embellished, and they had already overdrawn several years of performance. Moreover, after listing, due to the large amount of speculative capital, the price is also higher than other stocks."
"The second type of stocks are popular stocks in hot industries, especially tech stocks..."
Li Feng wanted to continue speaking.
Zhao Xinyue was a little impatient, so she took Lin Menghan's hand and said coquettishly, "Okay, okay, we know everything. Let's go shopping... Oh, I haven't gone shopping for several days..."
After saying that, the two of them went out.
Li Feng opened his mouth, smiled bitterly, and sat back down on the chair at the tea table.
A long-lost feeling of loneliness came over me again, and I didn’t know who to talk to.
He found that in the past few months, even in the past few years, even though he taught Zhao Xinyue and Lin Menghan all the time, he found that the results were very limited. Especially Zhao Xinyue, she was getting lazier and lazier, and she was too lazy to use her brain.
Li Feng couldn't help but open Taoguba, sorted out his thoughts, and posted a post saying "I am firmly optimistic about the banking and insurance sectors."
Naturally, this led to another war of words.
The short side cursed:
"Are you trying to scam us retail investors again? Are you still complaining that the leeks haven't been harvested thoroughly enough? You know the banking and insurance sectors, they haven't dared to move in a thousand years. Which dealer would dare to pull it up? Who would?"
"Yes, in 2015, I was superstitious about the banking sector, and ended up missing out on the bull market. Oh, I regret it so much! I will never buy bank stocks again in my life!"
"What a ridiculous article! Technically, the banking and insurance stocks have not only broken through their 5-day, 10-day, and 20-day moving averages, but trading volume has also shrunk dramatically, creating death crosses! Are you the devil summoning ghosts? Still helping the market makers scam retail investors?"
Multiple rebuttals:
"I strongly agree! There was no increase in 2015, and no increase in 2016, so it's time for it to be your turn! Whether it's ICBC or Ping An Insurance, after hitting bottom in the first quarter of 2016, they've had three consecutive quarters of bullish candlesticks! Didn't the bears see it?! The last quarter was a false bearish candlestick with large volume, a market shakeout, and they don't know a thing, and are still beeping and barking..."
"Identification complete! Those short sellers above are definitely speculating on theme stocks and have lost everything. If you had held on to bank stocks until now, how could you have lost money? Greed is like a snake swallowing an elephant!"
"I agree! The interest rate hike cycle is about to begin, which is good for the banking and insurance sectors."
Li Feng smiled as he browsed. "Banks and insurance are worth hundreds of billions of yuan. How could there be a banker?" At best, there were only major players merging into the market. Yet, many retail investors still used the mindset of battling the bankers to analyze the market, which was like trying to catch fish in a tree.
The truly valuable analysis is in the last message.
Li Feng looked at the man's ID, "Value Investment 007". The name seemed familiar. He clicked on his historical replies, all of which were about the "banking and insurance" sector. It seemed that this person was a big V who specialized in studying the banking and insurance sectors, with a lot of fans, more than 30,000.
After a moment's deliberation, Li Feng tentatively replied, "The expected yield on 10-year government bonds has risen above 3, and interbank market interest rates are tightening."
Two minutes later, "Value Investment 007" replied: "I'm optimistic about Ping An of China. It had a strong start at the end of 2016, and the value of its new business will soar in 2017. Combined with equity and government bond investments, it's a sure win."
“Strongly agree!”
The code matches.
Li Feng felt relaxed both physically and mentally. It was not easy to find an investor who shared the same views. The circles in real life were not as fast and convenient as those on the Internet.
After chatting for a while, Li Feng stretched and came to the simple "smoking room".
Soon, Xiao Huang came over and handed Li Feng a cigarette. He said with trepidation, "Brother Feng, luckily I listened to your advice and bought the house. Do you know how much the house price is now?"
"How much is it?" Li Feng took the cigarette and asked.
"Across the street, the price of Haiwan Yiyuan has already increased to 15,000 yuan! Holy crap, it's only been a few months and it's already gone up another 2,500 yuan! Do you know how much that Light World I bought is worth? It's now up to 12,000 yuan, a full 3,500 yuan increase!"
After saying that, Xiao Huang couldn't help but gasp.
In the past few months, the housing prices in City B have been crazy. Almost all properties have increased by about 2,000 yuan per square meter. If I had not acted decisively at the time, I would probably have spent another 280,000 yuan!
If this is converted into salary, it would be his income for seven years.
Thinking of this, he felt a surge of regret in his heart. If he hadn't checked out two years ago, how much better it would have been. He would have been almost moved in by now, right? He could have saved tens of thousands of dollars.
"Where is Lao Ning?" Li Feng lit a cigarette and asked casually.
"Director Ning?" Xiao Huang said with a strange look on his face.
"Director Ning thought the houses in Qingshijie were too expensive, so he didn't buy them. Later, he went to Shanhai Garden to look at houses. He put down a deposit, but then he wasn't satisfied with the environment and withdrew the purchase a week later. Then he looked at several other properties, but none of them caught his eye. Prices have gone up since then. In the city, prices are generally around 14,000 to 15,000 yuan, and in the development zone, 12,000 to 13,000 yuan. With the money he used to buy a three-bedroom apartment, he can only afford a two-bedroom."
"He was debating whether to borrow some money and go for a three-bedroom apartment, or just a two-bedroom. But the city recently announced a policy requiring a 50% down payment for a second home! Even if Director Ning buys a second, two-bedroom apartment, he won't have enough money, and he's worried."
"Because of this, my sister-in-law quarreled with him every day and almost divorced him. I heard that he even had a miscarriage and almost lost his second child."
"Those who have stable property have perseverance," Li Feng exhaled a puff of cigarette. He didn't want to discuss Lao Ning's family affairs, so he changed the subject and said, "We men work hard all our lives, isn't it just to get a wife and have children? First, buy a house, then get married, then have children. Step by step, everything will get better and better..."
"Oh, now I'm really stuck, like a bit on an animal. I can't get rid of it even if I want to," Xiao Huang muttered. "Now, the mortgage alone is over 2,500 yuan a month, and I'll have to pay it back for over 30 years... How much is my salary? It just went up 500 yuan, so it's only 4,000 yuan. After deducting the mortgage and 600 yuan in rent, there's almost nothing left. I can't even afford to eat."
"Without pressure, how can there be motivation? Reality is just like that. Blaming others won't change anything. You have to take action," Li Feng encouraged. "After slacking off at work, take a part-time job after work. Hang in there and wait for your salary to increase. The pressure will naturally ease."
Xiao Huang heard this and chuckled, saying, "I plan to do some takeout work this weekend and study for the civil service exam tonight. My girlfriend supports me, too."
"Wow, Xiao Huang, you're awesome! You've managed three roles at once," Li Feng praised. "Keep going! I'm rooting for you!"
"Hehe, hehe, Brother Feng, there's nothing we can do about this."
Li Feng shook his head and said:
"People have opportunities only when they have dreams. Only when they move can they achieve their goals. If they just sit there, not only will their bodies rust and their brains short-circuit, but opportunities will also not come. Work harder. You're only in your twenties, and this is the time to make money and work hard..."
The two of them smoked and chatted, and before they knew it, it was noon.
Li Feng said goodbye to Xiao Huang and drove back home.
The house had just been renovated and Li Feng wanted to move in directly, but Zhao Xinyue said that she was afraid of pollution and wanted to let it air out for a few months until the heating period was over before moving in.
Li Feng took out the key and opened the door. A faint fragrance wafted into his nose. It was the green radish that Zhao Xinyue bought from the flower market. In addition, there were several large bags of activated carbon placed by the door. They were bought online by Lin Menghan, who said that it could purify formaldehyde in the air.
The whole house is paved with microcrystalline stone tiles, and the sunlight coming in from the floor-to-ceiling windows is bright and refreshing.
There is a sofa and a coffee table in the living room, and on the coffee table there is a small tea table.
Li Feng did not sit down. He turned right, went up a corner staircase, and landed on the observation deck. Standing on the sixth floor, he overlooked the scenery of the community.
I had just been watching for a while when a phone call suddenly came in.
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