The next morning, Chen Sihao came over and said to Li Mu, "Cousin, did Old Man Yin make things difficult for you yesterday?"
"Haha, not bad." Li Mu said with a smile.
"That's good. By the way, cousin, I have already found out about your classmate. Something happened to Huang Xin's family a few years ago. His father was addicted to gambling and borrowed a lot of high-interest loans in a moment of confusion, and he was unable to repay them. With that kind of high-interest loan, the money his family earned from working can't even pay the interest. As a native of Kyoto, his family should have a good life. However, in order to repay the debt, he had to sell the house, and only then was he able to pay off most of the debt. However, the remaining debt is also quite difficult. After all, it is a loan shark. How could those people let you pay off the debt so easily? I don't know when it will take to pay it off!" Chen Sihao sighed.
"I see." Li Mu nodded. This kind of thing is not uncommon in the fairy world, and it is even more exaggerated than on Earth. If ordinary cultivators accidentally fall into it, they will basically lose all their wealth and eventually become someone else's slave, working for others for the rest of their lives. However, there are also many lending institutions that accidentally provoke the younger generations of big bosses and are slaughtered by the big bosses. However, under the huge benefits, many cultivators still take risks. Even some top forces are doing such things, but later, under Li Mu's purge, this situation has changed a lot.
"Hey, cousin, do you want me to teach those guys a lesson?" Chen Sihao rubbed his hands together.
"Haha, I will handle it, so don't get involved." Li Mu said with a smile.
"Okay, alas~" Chen Sihao was a little disappointed.
"If you're okay, come with me." Li Mu said when he saw Chen Sihao's lost expression.
"Okay!" Chen Sihao's face turned happy.
The two came to the restaurant where Huang Xin was, and Li Mu found Huang Xin and said: "Huang Xin, I know everything about your family. Let's go, I will take you to deal with it now."
"This is not good. Forget it. I can still hold on. I will be able to pay off my debts soon." Huang Xin shook his head repeatedly.
"Do you believe this? Will those people let you go so easily?" Chen Sihao asked.
"What do you think of Liu Qianqian?" Li Mu asked, changing the subject.
"She is very good. In my heart, she is the best girl I have ever met." Huang Xin said.
"Then do you think you have the qualifications to be with her now?" Li Mu asked.
"This..." Huang Xin was speechless. He had indeed considered this issue and was determined not to delay others.
"What are you still hesitating about? Let's go, I can't help but want to teach them a lesson!" Chen Sihao urged.
"Okay, I won't be so pretentious anymore. Thank you." Huang Xin said. Then he arranged his work, asked for leave, and left with Li Mu.
Under the leadership of Huang Xin, several people quickly arrived at the lending company. The company was located in a high-end office building in the city center, which made it easy for people to let down their guard.
"Do you have any capital needs? Our company's loan business has a low threshold, fast loan approval and low interest rates, so you can use it with peace of mind." As Li Mu and his companions entered the door, a salesperson came up to them and asked.
"Haha, we are here to repay the debt." Li Mu said.
"Oh, is that so? Have you applied in advance?" asked the salesperson.
Huang Xin shook his head.
"You must apply for early repayment one month in advance! If you want to pay off the loan early, fill out the application first. If the application is approved, come back one month later." The man said perfunctorily.
"Stop talking nonsense, call Luo Ping out and let's talk to him." Huang Xin said impatiently.
"Manager Luo is not here today. Please come back another day." The salesperson evaded the question.
"Haha, this is the first time I see someone being turned away when he or she wants to pay back the money. Hurry up, call someone out, or I'm going to smash your place today!" Chen Sihao threatened.
The salesperson looked around and saw several customers who were consulting about loan business. He didn't want to make a big deal out of it, so he said to them, "Okay, follow me."
Led by the salesperson, several people came to Luo Ping's office.
"Hey, Xiao Huang? What's going on?" Luo Ping greeted.
"How much money does his father still owe you?" Li Mu asked.
"Haha, it's not much. Don't worry. You can pay it back slowly." Luo Ping said with a smile.
"Tell me a number and we'll settle it today." Li Mu said.
"I'm afraid this is against the rules. If you want to pay off the debt early, you have to apply one month in advance. Besides, there is a penalty for early repayment, which is not cost-effective!" Luo Ping took a sip of tea and said slowly.
"These are not problems." Li Mu said lightly.
"Okay, if you really want to settle the money today, then I will make an exception. Huang Xin's father, Huang Youwei, still owes our company 830,000 yuan including principal and interest, plus a 50% penalty, a total of 1.245 million yuan needs to be repaid." Luo Ping said after looking at the bill.
"50% penalty for breach of contract? Are you crazy?" Huang Xin said angrily.
"Haha, if you submit the application one month later, it will be a little lower. But aren't you in a hurry to pay it back? There's no way, this is not in line with the process, so naturally it will be a little higher." Luo Ping said.
"You bunch of bastards, my dad only lent you 1 million yuan in the beginning. Half a year later, he sold the house for more than 3 million yuan, but it was still not enough to pay you back. In the past few years, our family has been frugal and paid back the money every month, but we still owe more than 800,000 yuan. Now we have to pay off the loan in advance and have to pay more than 400,000 yuan!" Huang Xin was furious.
"Xiao Huang, don't talk nonsense! It is clearly written in the contract that your father lent us 3 million yuan, and half a year later you only paid back 2 million yuan. We have the contract and payment flow." Luo Ping said calmly.
"You...I'm going to fight you!" Huang Xin said as he was about to rush forward.
Li Mu grabbed Huang Xin and said to Luo Ping: "No problem, 1.245 million, right? We'll give it to you!"
"Haha, this little brother is straightforward!" Huang Xin said with a smile. He wanted to ask for a high price so that Li Mu and others would give up, but the other party actually agreed to 50%. Although Huang Xin's family can be squeezed for a long time, it seems that his family can't squeeze anything out of it. Now it's not bad to just collect hundreds of thousands more.
The repayment procedures were completed quickly, and Luo Ping smiled and said, "My dear brothers, if you need funds in the future, just come to me. I will give you the lowest interest rate!"
"No need, but I do have some spare money. Do you need any funds? I can lend it to you." Li Mu said.
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