"Go ahead and sue them. Go to the City Lord's Mansion and sue them. Go to the Domain Lord's Mansion and sue them! I tell you, every operation of our Xinyi Commercial Bank is legal and in compliance with regulations and is protected by the laws of the Qiongzu Universe. Even if you sue the Ji family, we, Xinyi Commercial Bank, are in the right!" Wu Xiu De shouted arrogantly with full confidence.
"Heh~ I think you're not going to give up until you cross the Yellow River. Let's not talk about other things. Just the fact that you charge 50% interest a year, do you dare to say that you are legal and compliant?" Li Mu sneered.
For a creation monk whose lifespan is hundreds of billions of years, the calculation of interest naturally cannot be compared with that of ordinary mortals. In the mortal world that Li Mu is familiar with, 50% interest per year is already considered usury, not to mention a creation monk. Even a short nap for them is calculated in tens of thousands of years. Can you imagine how terrifying 50% interest per year is?
As a result, even a cultivator like Hou Xin, who was originally of a well-off status, who only borrowed 1,000 Chaos Ore stones as principal, could no longer bear it after being chased by Xinyi Commercial Bank for 15 million years. Not only did he become penniless, he even mortgaged the universe he created and could not pay the interest, so he was reduced to selling himself in the sweatshop to pay off his debts.
Is this Xinyi Commercial Bank's kindness? Of course not, they just saw that Hou Xin had no more money to exploit and wanted to make a final profit.
With regard to the actions of Xinyi Commercial Bank, Wu Xiude actually dared to say that it was legal and compliant? This made Li Mu laugh in anger.
Although Wu Xiu De didn't know where the Yellow River was, he roughly guessed the meaning of the phrase "You won't give up until you reach the Yellow River". Facing Li Mu's questioning, Wu Xiu De said with a strange look on his face: "Yes, according to the Qiongzu Universe Law set by the six major forces, if the annual interest rate does not exceed 51%, it is not considered usury. Our Xinyi Commercial Bank's interest rate is only 50%, which is far lower than the usury standard of 51%. What does it have to do with usury? Besides, even if it exceeds 51%, the fact that the borrower owes money is still valid. Interest and principal below 51% are still protected by the law! What should be repaid must be repaid."
When Li Mu heard Wu Xiu De's explanation of the law, he was a little stunned. He then looked at Hou Xin, who nodded silently, indicating that Wu Xiu De was not talking nonsense.
Seeing that Hou Xin did not deny it, Li Mu looked at the other cultivators around him, but all he got in response was silence and sighs. It was obvious that the laws and regulations of the Qiongzu Universe were really so absurd.
In this regard, Li Mu felt an inexplicable anger in his heart. Those so-called big men who were high above and controlled the lifeblood of all living beings in the Qiongzu universe, didn't they understand that such laws were just indulgences for those capitalist devils? Couldn't they see how miserable the lower-level monks were being oppressed?
Of course they knew that as a 9th-level Hongmeng Immortal Ancestor, his thoughts could reach countless corners in a single thought. They could think of it and see it. It was obvious that they did all this on purpose.
Was it because he was afraid that the lower-level monks would have too good a life and develop inappropriate thoughts that would shake their status? Or was it simply to satisfy his own abnormal psychology? Or was there some other reason? Li Mu didn't know.
Wu Xiude saw Li Mu's stunned expression and thought that Li Mu was shocked by the laws of the universe he had popularized. Then he regained some confidence and said with a wry smile, "It seems that you didn't understand the laws of the universe before. That's no wonder. But ignorance is not a crime. I will take the blame for this matter today. I will explain it to you at our company. I'll just treat it as making friends with you and let this matter go. What do you think, senior?"
Li Mu said coldly: "Not good."
Wu Xiude's face froze, and then he saw Hou Xin still sitting on the ground with a numb face, and smiled: "Haha, senior, what I said before about forgiving Hou Xin's debt still stands. Although it is natural to pay back debts, but for your sake, I will make an exception today. So, senior, should I be satisfied?"
"I said, today, none of you can escape." Li Mu's voice was indifferent, without any emotion.
After he finished speaking, Wu Xiu De was horrified to find that his body was gradually turning into dust and disintegrating. After a while, the disintegrating dust began to annihilate and completely disappeared. Moreover, this disintegration was irreversible and could not even be repaired. He opened his mouth to say something, but found that no matter how hard he tried, he could not make a sound. His whole body could not move, and even his soul was imprisoned in his sea of consciousness, completely isolated from the outside world.
In just a few breaths, Wu Xiu De's body and soul were completely annihilated, and he was dead beyond death.
Silence, the scene was deathly silent, everyone was shocked by Li Mu's tough measures. Those thugs from Xinyi Commercial Bank who were killed by Li Mu before were not so bad, they were merely Void Immortal Ancestors, sixth-level leaf cultivators, the lowest level of cultivators. As long as Li Mu could pay enough, even Xinyi Commercial Bank would not make things too difficult for Li Mu.
But Wu Xiu De is different, he is a level five Dao branch cultivator, and can cultivate to the highest level of Heavenly Dao Immortal Ancestor. Even in the entire Xinyi Commercial Bank, he can be considered a manager. If such a person is killed, Xinyi Commercial Bank will certainly not let it go!
As Wu Xiu De said, what they did was legal and in compliance with regulations and protected by the laws of the Qiongzu Universe. Now that Li Mu killed people in public, if he used the excuse of being a hero, it would not work. Even the Qiongzu Universe officials would hold Li Mu accountable for the crime.
Everyone present was unhappy about Wu Xiu De's death, but when they thought of Xin Yi Commercial Bank's revenge, they were not only deeply afraid, but also at a loss for what to do and remained silent.
"Ha! The weather is nice today, the sky is clear, my friend, have you eaten yet?"
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