Chapter 82

There were only two office chairs across from the table. Apple and Fan Jia sat down. Li took a puff of his cigarette and said to Apple with a smile, "You are just soft-hearted, especially towards girls. You know I look down on such small projects, but you still bring them to me. Do you think they are pretty?"

Brother Apple blushed and waved his hands: "How can that be possible? Brother Li, please don't make fun of me. This is my junior sister. I just admire her. Can you help me?" He turned to Fan Jia and asked: "How much do you want to borrow?"

Fan Jia said timidly, "Ten thousand."

Brother Li said: "You have borrowed a lot. He may have told you that I am willing to help ambitious college students. But you must have something to pledge, otherwise what will I do if my money goes down the drain?"

Fan Jia was anxious. He looked at Brother Apple, who showed an encouraging expression. Fan Jia mustered up his courage and said in a trembling voice, "Brother Li, I will work hard, but my family is poor and life is difficult now. I want to partner with my classmates and open an online store, but I need money to buy goods. I have thought about how to run an online store, and I will definitely make money and pay you back. I have brought my diploma and ID card."

Brother Apple took it and handed it to Brother Li. At this time, Brother Li also said, "There is such a beautiful girl who just graduated from the Chinese Department. I didn't know it before. Do you know Xie Ziyi? She is also my client."

Fan Jia smiled and said, "Yes, she is from Class 1 and I am from Class 2."

Brother Li nodded and placed the two documents in front of him. Feeling that the time was right, he took out a stack of contracts from the drawer and placed them in front of Fan Jia: "Look, if there's anything wrong, sign here."

Fan Jia lowered his head, took the contract and began to read it. Brother Li and Brother Apple looked at each other, and Brother Apple smiled and said, "They are all standard contracts, very simple. Since we are acquaintances, I will definitely give you the lowest interest rate, don't worry."

Fan Jia nodded gratefully, glanced at the interest rate and late payment fee calculation formula, and asked, "How much interest will I have to pay then?"

Brother Li said to Brother Apple, "You don't trust me? I have to go to the company for a meeting later. I'm very busy. If you can sign, then sign. If you can't sign, it doesn't matter. Take the person away and don't delay my work."

Brother Apple said hurriedly: "No, no, Brother Li has helped us so much, how can we not trust him?" Then he said to Fan Jia: "Sign it quickly if there is no problem. This is not good. You only need to pay a very low interest every week, about a hundred yuan, and you can pay it back easily. ”

Fan Jia's face relaxed, he gritted his teeth, picked up the pen, and was about to turn to the last page to sign, but he was stunned again and said hesitantly: "This handling fee..."

The contract states that a 20% handling fee is required for the loan.

Brother Apple raised his head and asked, "Brother Li, can we... give you a better deal? This clause is for ordinary people, but Fan Lingling just graduated, and it will take time for her to start her own business."

Brother Li smiled and said, "I know what you are going to say. It seems that you really take care of this junior. Xiao Fan, I will tell you the truth. This 20% handling fee, firstly, it is for the operation of my company, and it also costs money, right? I can't help you, Brother Li, and end up bringing my own company down, right? Secondly, part of it goes to Apple. He helps you so much, makes this trip, and has to spend money on gas and relationships. What he means is that he doesn't want this part, and he wants to pay for it himself. I just want to ask you, can you do this? You have just stepped into society, what can we do to the people who help us?

Secondly, Apple, even if you don’t want it, I can’t agree. Because this is the industry standard, Apple, you are too young. If you break the rules of the trade, you will suffer the consequences. But what would those junior students who used to borrow money from you think when they found out? Will they think that you, as their senior, are not treating everyone equally? What if they cause trouble for you later? Last year, you paid for that junior classmate who couldn’t pay back the money he borrowed and spent all his time playing games, eating, drinking and having fun. You also tried to persuade him to be more motivated, but he ended up beating you up. Have you forgotten so quickly? ”.

Fan Jia's face flushed, and she looked at Brother Apple very moved and impulsive, and said, "Brother Li, don't say anything. I'll sign it now." She picked up the pen and wrote down Fan Lingling's name.

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