The study time passed quickly. With the help of Emilia, Wayne read ten lines at a glance and found many books about herbs, potions, monsters, curses, and various books related to demon hunters.

Excluding those he had already studied in Kaermohen, there were about five or six hundred books in total.

And these were the ones he picked out on the first day. He had read less than one-tenth of the books on the entire first floor of the library.

In the Middle Ages, all books and all knowledge were quite expensive. In addition, due to the imperfection of printing technology and the confidentiality of knowledge, the value of a book generally ranged from a dozen orens to several hundred orens, depending on the content.

Wayne could already imagine how much money it would cost if he wanted to buy these books.

However, being able to purchase books from Aretuza College is an extremely rare opportunity for many people.

Among all the demon hunters, he is probably the only one who has the ability to obtain this knowledge without fighting and without offending the Warlock Brotherhood.

Thinking of this, Wayne couldn't help but sigh.

Unfortunately, he built such a huge Wayne Manor in Middle-earth, hired dozens of hobbits to work for him, and developed such a large plantation. These investments almost used up all his savings, and there was very little money left in his storage bag.

In a word, Master Wayne has no money! Unless he opens all the treasure chests in the system now, he can barely collect nearly 10,000 Orens, but this is the wealth he has accumulated for two years.

It is already August of the year 1251, and the lucky day of this month has not yet arrived, so he is not yet ready to open the box and draw the prize.

Thinking of this, Wayne immediately thought of Vivian and the goddess of wealth behind her. Spending his own money is the way of honest people, while spending the bank's money is the way of smart people.

Maybe it's time to find that pretty little guy and talk about business cooperation.

At dinner time, under the guidance of Emilia, Wayne came to Triss's residence, which was a luxurious room with a balcony located on the middle floor of a round tower. It was beautifully decorated, and the floors, walls and many facilities were of the highest standards. There was also a huge, soft princess bed, with its own bathroom and kitchen.

All these things show the wealth and power of Aretusa College. In short, it has no shortage of money.

Out of courtesy, he also invited Emilia, the girl who had been with him for the entire afternoon, to stay for dinner.

However, perhaps due to the status difference in the academy, or the girl's own personality, although Emilia was somewhat tempted, she still rejected his invitation, and after politely saying goodbye to him, she left the room.

Wayne didn't care about it. He looked at the sky and saw that it was still early for dinner, so he closed the door of the house, locked it, and went to a study room inside the house.

He took off the exquisite black purse from his belt, untied the golden string on the purse belt, and whispered to the dark pocket inside: "Vivian, Vivian!"

After Wayne shouted twice, in less than a second, a palm-sized female elf with a stunning figure, wearing a short skirt and shirt, a pair of black-framed glasses, and dressed like a secretary, flew out from the purse.

After flying out of the money bag, the elf circled around Wayne's head, making a pleasant laugh, flew to his ear, stood on Wayne's shoulder, kissed him hard on the face, then flew to the table in front of Wayne, looked at him with sparkling eyes, and said, "Master Wayne, you summoned Vivian, is there anything you want to tell me?"

Wayne took out seven or eight gold coins from his waist bag as usual and placed them in front of Vivian as a tip. Then, looking at the elf's flattering eyes, he said, "Vivian, how much do I have left in your wealth bank?"

Upon hearing this, Vivian didn't even need to think, and immediately replied: "Master Wayne! If converted into Oren, your deposit in our bank is about 532 pieces, and if converted into Hobbit gold coins, it is about 650 pieces."

“Of course, at the moment, we can convert all the currencies you come into contact with without interest and without charging any fees.”

Wayne nodded after listening. During the two years in Middle-earth, he had received currency exchange services from Vivian many times, exchanging the Oren from the Wizarding World for gold coins in Middle-earth.

A certain level of trust and tacit understanding has been established between the two parties. At least he will no longer use Vivian as bait for the evil god, and he has also developed a certain level of trust in the power of the goddess of wealth she mentioned.

"I'm not asking for money, Vivian."

When Vivian heard that Wayne wanted to apply for a loan, she immediately perked up. She reached out and lightly tapped the eight gold coins, and the gold coins disappeared out of thin air before her eyes.

She flapped her butterfly-like wings and flew in front of Wayne, then clapped her hands lightly, and a book-sized paper contract appeared on the table in front of Wayne.

Vivian danced happily above Wayne's head and said excitedly:

"Master Wayne, we have recorded all the relevant matters concerning the loan on that piece of paper."

"According to each customer's credit rating, you are currently a silver-level customer in our bank, with a loan limit of 100,000 Orens, and an annual interest rate of about 10%."

"However, according to the rules of the Goddess of Wealth, if you want to conduct loan business, you must sign a cooperation contract with us, the Wealth Elves."

"You cannot use the loan service during the trial period that you have been dragging on."

Wayne had actually predicted this situation in his mind. In the past two years, he had been using various excuses to delay and had not signed a contract with Vivian.

To be honest, he really didn't want to sign any contract with gods, demons or other supernatural creatures. Besides being dangerous, it would also cause his destiny to become unnecessarily entangled with those gods, demons and the like, which would be quite troublesome.

But I have to say that the cross-world banking system provided by Vivian is really easy to use. In addition to being able to deposit and withdraw money at any time, it also has additional functions such as loans and purchase of financial products, which almost covers all the functions that all banks in this era have.

According to the inside information Vivian told him, if Wayne is promoted to a gold-level customer, he can also unlock a feature called the trophy acquisition window.

He can sell the spoils that he cannot carry or does not need directly to the bank and get a deposit.

Although the selling price will be about half lower than the market price as a handling fee, the bank of the Goddess of Wealth can purchase unlimited items. Basically, as long as it is valuable, it can be purchased.

It is almost equivalent to killing monsters to make money, and there is no need to worry about the loot being wasted.

Wayne picked up the paper provided by Vivian and read it carefully three or four times. After confirming that there were no traps or tricks in the content, he said to the Fortune Elf who was always in an excited mood:

"Come on, Vivian, let's sign the contract officially! How do we sign this contract?"

Vivian giggled, flapped her wings, and flew to Wayne's right side. Under his gaze, she hugged his index finger, then showed a bright smile and said, "It's easy to sign a contract with us wealth elves. All we have to do is let us take a bite and suck a little blood."

"The strength of our wealth elves is related to the deposits that customers deposit in the bank and the value they bring to the Goddess of Wealth."

"As long as your deposits increase, Master Wayne, my abilities will become stronger and stronger, and I will be able to provide you with more and more services."

"So, Master Wayne, are you sure you want to sign a cooperation contract with me?"

"This is a contract without any binding force. The Goddess of Fortune has created a formal and protected account specifically for you through your blood and the breath of your soul."

“It will neither bring you any restraint nor bring you any harm.”

"The Goddess of Wealth doesn't need your faith or your soul. All she needs is more wealth!"

(End of this chapter)