In the small conference room of the Bank of America Building in Pudong, Lao Liang said regretfully, "Chairman, since last year, Yifu Jinfu Microfinance Company has achieved an annual growth of 110%, and its bad debt rate is at the lowest level among domestic peers. The natural growth rate of Yifu Microfinance is relatively low among peers."
"Dear colleagues from the microfinance company, this is the result of the rigorous work style of our financial holding department. We are backed by the largest e-commerce platform, and I am very satisfied with the results we have achieved so far.
Putting aside the natural growth of the market, colleagues, do you think micro loans are normal?
In a common market, funds are flowing into consumer upgrading services. This is a sign of false prosperity in the entire market. Tell me, under our strict financial control, the performance can be doubled.
What if those micro loans are not in compliance with regulations and are not legitimate? Eventually, they will collapse in an instant.
In Capital, Marx once said that 100% profit can drive people crazy. I heard that some people have loaned out hundreds of billions of yuan with 10 billion yuan in capital.
We don’t care if others are doing badly, but our financial holding department must remember that it is the time when everyone is making money in the market.
The opening must be tightened, otherwise when the snowflakes fall, you and I, who are sitting in the conference room, will not be innocent.
Everyone knows that reaping profits domestically is a cowardly act, but reaping profits abroad is more interesting. Lao Liang should spread the word that we are selling our micro-loan department with 50 million users.
Don't worry, everyone, you still have a heavy burden to shoulder after withdrawing from the Chinese market.
My colleagues in the micro-loan department have been transferred to Hong Kong and Singapore. I have new things for you to play with.
The sponsoring financial institution is HSBC Financial Group, which is no more exciting than domestic consumption upgrades. Xiao Zhen suddenly said
"Chairman, we are really reluctant to let you go!" Lao Liang said.
"Lao Liang, think about CDO. It's a variant of this thing. Do you want to be doomed?" Xiao Zhen took out a Davidoff from the cigar cabinet, cut it, lit it, took a puff and said
"Chairman, please meet Wanli. I will sort out the information and arrange to sell the micro-loan department." Lao Liang suddenly realized that this thing is poisonous.
"Choose a good buyer. This is the golden doll at the moment. We are only selling the data package, not the name of our YiFu Financial. This brand is very valuable." Xiao Zhen said slowly.
"Okay, Chairman, you have a target now. The first people that come to my mind are those from the Taishan Club who are involved in real estate and loans!" Lao Liang knew that his boss hated those people.
“Now that you’ve found a buyer, sell it for a good price, and remember to sell it before August.
Then all the colleagues from YiFu Financial went to Singapore. After the meeting, Lao Liang came to the office to get the plan for the new project.
That's all for today's meeting. By the way, Lao Liang told my brother that Wangfu Jinfu Microfinance Company was sold the following month before my birthday. He said it was his eldest brother's request. Xiao Zhen turned around and said,
"Okay, Chairman. I'll call the Second Young Master right away to discuss this matter." Lao Liang quickly agreed.
When they arrived at Xiao Zhen's office, Xiao Zhen gave Lao Liang a thick report from the Quantum Business Investigation Department, and then he started making Kung Fu tea for the two of them.
After pouring a cup of tea for his right-hand man, Xiao Zhen did not disturb Liang Botao from reading the "Report on the Current Status of Micro-loans".
After about forty minutes, Old Liang, sweat on his forehead, trembling, said: "People like Ma from Hangzhou and Liu from Beijing have no shame in making money. This is even more despicable than the loan sharks in the old society. These guys deserve to be killed!"
"Lao Liang, our cooperation started in 1997. Over the years, you said that I, Xiao Zhen, have made a lot of money, but not a penny is earned like these people.
This is the first peak of the Internet finance companies. Everyone should have some shame. If you don’t sell it at the high point, you will end up jumping off the building and committing suicide!
Old Liu, after coming out of Qinghe, finally found a track for entrepreneurship.
This guy looks gentle with glasses, but his ass is full of shit.
We don't need this little change, so there's no need to compete with them for this piece of poisonous cake.
After you sell it, go to Singapore to organize a digital currency exchange. Singapore and Monaco will each set up an exchange, and the data center will be placed with my son Osa. The tens of thousands of troops protecting it will not be able to go wrong.
Here is a detailed plan for a digital exchange. Some of the abnormal funds are backed by big American banking institutions, so HSBC will not bother to squeeze this little bit of rubbish.
Mother Osa will then give you a list and account numbers of the people in the messy organization.
As for the rest, let the financial institutions on the other side expand this pie, and we can just charge a reasonable transaction fee. "Xiao Zhen said slowly while drinking tea
"Chairman, I know how to do it." Lao Liang sighed in his heart that when the big American Wall Street people become jealous, he will sell it to them. Oh, perfect retreat!
"Chairman, is the exchange ultimately aiming for a listing?"
"Of course, this thing is an advanced version of the game of passing the flower, which facilitates the flow of funds in an invisible way." Xiao Zhen said with a smile
"Think about decentralization, it makes the flow of funds easier. Where there is demand, there is a market." Lao Liang sighed...
After Xiao Zhen went to Hongtu and China Airlines, he went to Yuzhou to pick up his grandfather and flew to Parma with his four children after the holiday.
On July 10, after 28 days of negotiation, the prisoner Liu was successfully stolen by his younger brother Mr. Ma from Hangzhou. Old Ma merged Yifu Microfinance Company with 35 billion yuan of first capital. Old Ma was very proud of himself. Yifu Microfinance Company, which was worth 60 billion yuan, was taken over by the Internet finance tycoon Hangzhou Ma.
Then, the angry Liu Taishan found a large number of online water armies to make jokes such as "The prodigal Xiao Zhen", "Yi Fu Company with no business vision" and so on.
"If you can't afford the money, then you can't afford the money. Some poor people with little knowledge should not come to play in the high-end financial game!" This is the veiled words of Liang Botao, the president of Huasheng. Those who understand will understand.
On August 12, Wangfu Jinfu Microfinance Company was sold to Liu Taishan's family for 46 billion yuan. The Yin-Yang Xiao Zhengtang was left without a successor, and his two sons were both prodigals.
Then the monsters on the Internet praised the Internet finance tycoons Mr. Ma and Liu Taishan to high heights.
Lao Liu has finally regained the style of commanding the world that he had when he was in Lenovo. He has two Internet finance tycoons, one in the south and one in the north.
Teacher Ma finally made it big, traveling around the country to brag about his teaching and lecturing. He seemed increasingly powerful, and the prisoner Lao Liu's imprisonment was transformed into a life lesson.
Xiao Zhen was a happy tool in Parma. The ownership of the digital exchanges in Singapore and Monaco was divided among Zhennan, Zhenbei, Zhenxi and Weiyi, and the shares of the Monaco exchange were divided among Osa and Odin.
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