However, Murong Anle didn't care.
He insisted on having a meal with Li Xuanji there.
"It seems that everything went smoothly for His Majesty while he was away."
Murong Anle touched her round belly.
This fresh seafood is so delicious!
Li Xuanji, unusually, drank a cup of wine and then took out a letter and pushed it in front of him.
"Take a look."
The ministers could read the memorials concerning His Majesty, but this was the first time Li Xuanji had shown His Majesty's letter to anyone else.
Murong Anle was curious.
Upon opening it, one is immediately greeted by His Majesty's large characters, each as big as an egg.
"Ha, Your Majesty's handwriting has improved rapidly."
Previously, every single character was huge.
In comparison, the progress has indeed been rapid.
After reading it, Murong Anle's smile faded.
He picked up the wine jug, poured himself a glass of wine, and drank it down in one gulp.
"Hiss—ha, His Majesty has really changed a lot on this trip."
"Your Majesty said that the strength of Yue is built on the exploitation of the people. This statement is truly insightful."
"Our Qing Kingdom has His Majesty, which is a blessing for us and for all the people of Qing Kingdom."
As he spoke, his eyes reddened.
Li Xuanji was extremely proud.
Because at the end of the letter, Murong Yue wrote: I have felt what you taught me, and I think you are right.
Thank you, teacher.
He was once Murong Yue's teacher, instructing her on how to be a ruler and a country.
They are more like elders and juniors.
After Murong Yue ascended the throne, they tacitly agreed that the two were ruler and subject.
After that serious illness, Murong Yue seemed to have returned to her childhood self, relying on him, trusting him, and needing him.
Murong Yue's condition is getting better and better.
But we still maintain this trust.
He was really happy.
And he also understood a principle...
Murong Anle asked again, "So His Majesty will just stay outside all the time?"
Li Xuanji shook his head. "Your Majesty knows what you're doing."
"Your Majesty is first and foremost a person, then a monarch, and only then the Empress of Qing Kingdom."
"Her desire to find her father and mother is a normal human need, and I believe His Majesty will handle state affairs well."
Yes, that's the principle he understood.
Your Majesty is first and foremost a human being, and only then a monarch.
Rather than a machine for managing the Qing Kingdom.
Everything in Qing Kingdom seems to be slowly getting better; even the north received a rain shower, which alleviated the drought.
The situation in the Yue Kingdom was not so good.
The Wu family of Yue was one of the ten great families of Yue.
Wu Zizhuo just returned from Qing Kingdom last year; he studied at the largest school in Qing Kingdom.
After returning, you can participate in the Yue Kingdom's imperial examinations in two years.
He stood before the head of the Wu family, carrying a thick document.
"Grandpa, did you really lend this money?"
The head of the Wu family nodded, "It's been borrowed, in two installments, for a total of one million taels, with interest of only eighty thousand taels."
"Other prominent families are borrowing; we can't miss such a good opportunity."
"Grandpa!" Wu Zizhuo cried out anxiously.
"There's no such thing as a free lunch. Our family doesn't need this money. What do you need it for?"
The head of the Wu family said confidently, "Who would complain about having too much silver?"
"Have you ever wondered why Blue Sky Money Exchange is willing to do this unprofitable business?"
"Why?"
"Hmph," the head of the Wu family sneered, "The Blue Sky Bank's low interest rates are nothing more than an attempt to undermine my Yue Kingdom."
“If we don’t borrow all the money from Lantian Money Shop, this money will be lent to ordinary people.”
"Imagine, if ordinary people knew that loan interest rates could be as low as 8%..."
"Then who will we lend to next time with our 50% interest rate?"
“Our Wu family runs a money exchange, so naturally we have to guard against this kind of thing.”
The purpose of Blue Sky Money Shop was figured out by the family heads themselves.
The more I think about it, the more I believe it to be true.
Therefore, they had even more valid reasons to borrow money from Lantian Money Exchange.
We must safeguard the future of the local money shops in Yue!
Wu Zizhuo slumped weakly in the chair, no longer the elegant young man he once was.
"Grandpa, what if I told you that Blue Sky Money Exchange's purpose wasn't this?"
"Not this? Then what is it?"
Wu Zizhuo placed all the IOUs on the table. Unlike the IOUs from other money shops, the IOUs from Lantian Money Shop were all five pages long.
He turned to the last page, pointed to a line of text, and read it aloud, word by word:
"Borrowers can freely choose their repayment and interest rates; this bank offers two options."
"First, if the borrower repays the loan voluntarily within five years, the interest rate will be 30%."
"Second, the repayment period will be specified by this bank, with an interest rate of eight percent."
The head of the Wu family scratched his head, puzzled. "What's the problem? Thirty percent interest is a bit high, but we're not going to repay the loan voluntarily."
This rule is strange, but who borrows money and then repays it voluntarily?
Foolish.
Everyone is interested in the second point.
Wu Zizhuo became even more frantic and gave a bitter laugh.
"Grandpa, that's where the problem lies."
Do you know why the maximum loan amount is 500,000 taels?
"Why?"
"That's because 500,000 taels is one-third of the silver needed for a powerful and wealthy family like ours to start a new business."
“If we want to expand our industry or start a new industry, the total cost will be 1.5 million taels of silver.”
“Once we get the money, we feel uncomfortable if we don’t spend it, and we’ll start thinking about expanding our business.”
"In this way, in order to spend these 500,000 taels, we will have to invest one million taels of our own silver."
“We have one million taels of loan on hand, which means the Wu family will have to invest an additional two million taels.”
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