"Mr. Chen, although our company is not large, we cooperate with major banks and our credit is absolutely guaranteed. Moreover, we have a professional team to tailor the most suitable loan plan for you."

Chen Yu looked at Manager Zhang, a sly glint in his eyes.

“Manager Zhang, you don’t need to say anything more. Since I’ve come to you, I’ve naturally come prepared. As you know, I’m in the building materials business, and I recently took on a big project with a funding gap of exactly 1 million. As long as I complete this deal, how could I possibly owe you money?”

Manager Zhang smiled wryly upon hearing this and pondered for a moment.

Then, with a serious expression, he said, "Unsecured loans can indeed be processed, but we need to conduct a strict assessment of your credit history and repayment ability. If you can provide some additional information or a guarantor, the speed and success rate of loan approval will be greatly improved. Also, I found out that you own a building materials company. If all else fails, you can apply for a loan in the name of the company."

Chen Yu does indeed own a building materials company, which belongs to his former boss, Huang Juncai, and Chen Yu is the legal representative of that company.

Huang Juncai's decision to appoint Chen Yu as the legal representative was clearly not out of any good intentions.

That company had serious financial problems. In his previous life, Chen Yu almost went to jail because of his status as the legal representative. He only escaped because of the apocalypse.

However, although Chen Yu was the legal representative of that company, he did not have any shares or power, so it was obviously impractical to use him for corporate loans.

Chen Yu could only shake his head in disappointment.

"That's too much trouble. You know how things are in business; things change all the time. I don't have the energy to spend all my time on this! Forget it, I'll think of another way!"

She added, "I wish I hadn't come here. It's keeping me from doing business!"

He got up and prepared to leave.

Manager Zhang panicked upon hearing this: "Mr. Chen, please wait a moment, we can still think of a solution!"

He didn't want to miss out on such a big client as Chen Yu.

"Mr. Chen, we can meet your needs, but the interest rate might be a little higher. I wonder if you can accept that?"

Upon hearing this, Chen Yu raised an eyebrow, sat down again, took a sip of tea, and then said, "Tell me about it."