Zhang Xuemei's plan is for her husband to be a wholesaler of men's trousers, while she wants to be a wholesaler of underwear, plus a wholesaler of maternity and baby products. So she's still missing a shop, which she can't afford to buy, so she can only rent one.

Then he looked at Lu Baichuan, who was leisurely drinking tea to the side, and said, "Mr. Lu, I'd like to rent another shop, the one next to the 120-square-meter one I just bought on the fifth floor. Can you sign the contract for me together?"

Lu Baichuan was taken aback, then suddenly clapped his hands. "Why didn't you say so earlier? The finance person went out with her, and I don't know how to handle this contract either. Let's wait for her to come back! But what do you need so many shops for? Aren't two enough for you?"

"Sister Xuemei, you bought the shop?" Chu Xiaoxiao, with her sharp ears, heard the word "buy" and couldn't help but ask.

Zhang Xuemei didn't intend to hide anything and answered directly, "Yes, I bought it when I found a suitable one. Even if I don't want to do it anymore in the future, I can't rent it out."

"That's great," Chu Xiaoxiao said with envy. Even if she wanted to buy it, she wouldn't have that much money. She had to save the money she had earned from running her shop over the past few years to purchase more stock!

"What's there to envy? You're still young. If you work hard in the future, you won't have to worry about not being able to afford one."

Chu Xiaoxiao thought about it and realized that she was indeed much better than most of her peers.

After Xu Minghan returned, the group signed a supplementary lease agreement for the shop, paid the rent, and headed home.

"Xiaoxiao, I still have to go to the shop. What about you? Do you want to come with me?" Zhang Xuemei checked the time and it was lunchtime, so she decided to go back to work at the shop and bring Xiaowan some lunch.

"Let's go. I don't trust my mom to look after the shop. I don't know if it's open yet."

"Then you guys go to the store, I'm going home." Xu Minghan quickly made arrangements for himself, and he would take his documents and apply for a loan when the bank opened.

After deducting the deposit already paid, I still need to take out a loan of at least 110,000 yuan. I don't know if it's feasible. If it's not, I'll have to use my savings first. Fortunately, it's still early before I have to pay the final payment.

...

"Xiao Wan, you haven't eaten yet, have you? Look what I brought you: your favorite sweet and sour pork ribs, shredded pork with garlic sauce, loofah with scrambled eggs, and mung bean soup. Come and eat!"

As soon as Zhang Xuemei entered the store, she saw Xu Mingwan writing something at the cashier's counter, so she quickly invited her to come and eat.

Upon hearing the voice, Xu Mingwan immediately looked up, smiled, and walked over, asking curiously, "Third Sister-in-law, have you rented the shop yet? How is it? Is it big over there? Is it better than the old wholesale market we went to before?"

Zhang Xuemei helped open the lunchbox, handed her a pair of chopsticks, and then replied, "It's definitely big, and there's an elevator, so we won't have to climb stairs anymore. We've booked three shops, two of which are purchased. Your third brother will be making men's trousers on the fourth floor, and we'll be making them on the fifth floor."

"You bought it, Third Sister-in-law? Do you have enough money? If not, I have some here. You can take it first, since I don't need it anyway."

Xu Mingwan thought about how worried her third sister-in-law and third brother looked when they came out of the room after their conversation last night. She figured it must be about money. Luckily, she had some money herself. If it wasn't enough, she would ask her younger brother. He should have saved quite a bit, and he would definitely be willing to help her third brother and sister-in-law.

Hearing this, Zhang Xuemei felt a warmth in her heart and replied with a smile, "Your third brother took the property certificate to the bank to inquire about the loan. It should be enough. If it's not enough later, I'll really need your help, Xiaowan."

"Then please don't be so polite with me, Third Sister-in-law." She was very happy to be able to help her Third Sister-in-law. To be honest, she was only able to earn so much money thanks to her Third Sister-in-law's help; otherwise, she would probably still be working on a factory assembly line!

Thinking about it this way, I felt even more grateful to my third sister-in-law. It was she who led me onto a completely different path, a brand new one.

"Don't stand on ceremony with me, hurry up and eat, and keep up the good work."

"Okay, keep it up."

That evening, as soon as Xu Minghan saw Zhang Xuemei return home, he said directly, "I mortgaged both houses and a shop. The bank said there shouldn't be any problems, and I can get a loan of around 150,000 yuan. However, it might not be quick. They haven't said anything specific yet."

Zhang Xuemei felt relieved when she heard that she could borrow 150,000 yuan. "It's okay if it takes a long time, as long as it's before the final payment. By the way, how many years is the loan for?"

"Three years. Originally it was five years, but I thought I'd just take out a three-year loan so the interest would be less." Xu Minghan thought he should be able to pay off the loan in three years, and he was still a little reluctant to pay off the interest to the bank.

"That's good. The matter is resolved, and I can finally relax. Now it's time to focus on making money."

Xu Minghan still had one thing to take care of. He looked at his wife and younger sister and asked, "Do you think I should ask Minghe to come and help me when I start wholesaling men's trousers?"

"Fourth Brother, sure! He's the only one missing from our family of brothers and sisters. Let's invite him." Xu Mingwan thought that her fourth brother would be willing, given his personality.

"I think it's a good idea for the fourth brother. You definitely can't manage alone anyway, so it's reassuring to ask a family member for help." Zhang Xuemei also agreed to ask Xu Minghe for help, since they were all family, and she felt more at ease working with him.

"So what do you think I should say to the fourth brother? Should I give him a salary or a share of the profits? If it's a share of the profits, then it requires investment."

"Why don't you just ask him directly and let him choose for himself?"

Zhang Xuemei thought that given Lao Si's personality, it was hard to say. He was quite stingy, but he was also shrewd. Who knew if he would be willing to invest in the business if he saw that it was profitable?

"Alright, let's eat first. Third Brother has already prepared the food. Let's eat first, and then we can talk." Xu Mingwan was already starving, so she figured they could talk after they finished eating.

"Okay, let's eat first."

The next morning, Xu Minghan couldn't resist calling his fourth brother, and only received a call back after five minutes.

"Hello, is this Third Brother? What can I do for you?"

Xu Minghan frowned and said softly, "What, can't I contact you if there's nothing wrong?"

Xu Minghe clicked his tongue twice and retorted, "Isn't it a waste of money to make a phone call for no reason? Go ahead, what is it? Keep it short."

Xu Minghan knew his fourth brother's temperament, so he didn't waste any words and directly told him his thoughts, "Think about it. There's still plenty of time, no rush."

"Okay, I'll get back to you in a few days."

Xu Minghe knew that his third brother was thinking of him. He had also heard from his mother that his eldest and second eldest brothers were doing renovations in Tianshui City, his younger brother was selling braised food, and his younger sister was running a shop with his third sister-in-law. This family had all been raised by his third brother and sister-in-law, and now only he was left.

He knew his third brother wouldn't forget him, and here he is. But he needs to think carefully about whether to just take the salary or invest some money.