Chapter 602: Died Early

"But it really looks like it."

In the office.

Mu Wanqing received a cold eye roll from Lin Yao, but she didn't mind. Instead, she continued to tease Lin Yao.

"I'll give you a ponytail."

Lin Yao smiled lightly, and then said unhappily: "If I'm not mistaken, the main purpose of the other party's coming is actually to confirm the status of WeChat. After all, what other third-party payment institutions do is still a small fight, but if Linmu Studio rashly joins in, it will be troublesome."

"Third-party payment institutions are an emerging industry. Everything is still developing, and it's not easy to cut it off. That's why they talked to me for a few words."

"After all, Linmu Studio is the initiator, and now it has even become the industry standard setter."

"..."

Mu Wanqing held the information in her arms, looking at Lin Yao with a smile, and didn't say anything.

"Are you teasing me?"

Lin Yao reacted suddenly, took a step forward, and was about to pinch Mu Wanqing's face.

Mu Wanqing stepped back, dodging, and continued to joke: "You are a well-known figure now, and I am your secretary. How can you behave like this?"

"How can you behave like this?"

Lin Yao chased after her and pinched her face hard: "Secretary, right?"

Mu Wanqing smiled gently and did not resist.

She quietly moved the documents in her arms down and put them on her flat belly.

Lin Yao half-lay on Mu Wanqing, gently pinched her soft face, and then smiled: "I hope the financial market can cool down as soon as possible this time, especially P2P, which is making a lot of noise. It may affect our year-end press conference... Although it is good for our new products to some extent, it will inevitably be criticized."

"It will definitely cool down."

Mu Wanqing said firmly: "After all, we just sent away those guests, didn't we?"

"Thanks for your good wishes."

Lin Yao responded, and then suddenly changed the subject, looking at Mu Wanqing mischievously: "But... Miss Mu, is this your little trick?"

"Little trick?" Mu Wanqing was a little puzzled.

"Why did you move the information down?"

Lin Yao tilted her head and looked at her face: "It's obviously a very good cushioning material. You don't find it boring, but I do..."

"..."

Mu Wanqing stopped talking, her face slowly turned red, and then the tip of her ears.

Her little trick was exposed, and she was a little embarrassed.

"Hahaha..."

Seeing her like this, Lin Yao immediately laughed.

Mu Wanqing bit her red lips gently.

"Hey hey hey... you are allowed to laugh at me, but I am not allowed to laugh at you, right? Put me down!"

"How can you hug me?"

"You don't even want your information, right?"

"Hey..."

Although Linmu Studio welcomed a group of special guests on that day,

it hardly affected the normal operation of Linmu Studio.

Even many staff members didn't know the existence of this group of guests.

It was the same as usual.

And Lin Yao herself was even happier than usual.

Although she told Mu Wanqing that she was just the boss of a private enterprise,

but the fact that the group of guests were willing to chat for so long was, to some extent, a recognition of Linmu Studio.

In fact, it was mainly because Linmu Studio was clean enough.

Whether it was the process of its rise, the subsequent development, or the composition of its equity.

Lin Bing might be a big stain.

But with the help of Linmu Studio, Linmu Financial Holdings has completed the transition from virtual to real.

This is obviously not a hurdle that cannot be overcome, but it may even make the evaluation of Linmu Studio even higher.

Next.

As long as Linmu Studio does not commit suicide.

It will be very safe.

Even in a sense, it has formed a monopoly. As long as it does not interfere with the orderly development of the market, it is estimated that there will not be too many problems.

As for this point.

Lin Yao is still confident.

So today when she returned home, she was in a good mood.

She even held the ragdoll cat that usually ignored her, turned around in place, and held its armpits, lifted it up in the air, and recited the lines: "My son! The day you were born, the entire forest of Lordaeron was whispering this name: The Lion King, Simba!"

The ragdoll cat tilted its face, as if it was going to scratch her face.

"If you get scratched on the face, your face will be disfigured."

As soon as Lin Xi entered the door.

She saw her sister holding the cat a little stupidly, turning around in place...

She was a little amused: "And when did the cat call Simba, and when did it become a son? It's called Xiaobai."

"Just a joke."

Lin Yao put down the cat, turned her head to look at Lin Xi, and smiled brightly: "And its nickname can be Simba."

"Meow..."

The ragdoll cat struggled for a while, and when it saw Lin Xi, it wanted to find her restlessly.

"It seems that it doesn't want to."

Lin Xi walked to Lin Yao with her small and delicate feet bare, took the cat back from her arms, and teased.

"Don't open the can for it tonight."

Lin Yao rubbed the ragdoll cat's head hard and sat down on the sofa.

Lin Xi held the ragdoll cat, comforted it a little, and sat down next to her sister: "Are you in a good mood today?"

"Yeah."

Lin Yao nodded, and then explained to her what happened today.

Lin Xi showed an expression of sudden enlightenment: "Is that so..."

"Yeah, it's amazing."

Lin Yao didn't have so many scruples at home, and directly raised her full chest with an expression of praise.

Lin Xi noticed her sister's expression and couldn't help laughing: "Very amazing."

"..."

Lin Yao smiled with satisfaction and bumped Lin Xi with her shoulder.

Lin Xi looked at Lin Yao's fair profile, hesitated for a moment, and said: "Xiao Yao, I want to discuss something with you."

"Hmm?"

"Uncle Zhang and I think it's time to find you a bodyguard team, what do you think?"

"Why did you mention this suddenly?"

Lin Yao was a little surprised.

"It's mainly because Linmu Studio has been developing faster and faster recently."

Lin Xi organized his words and explained to her a little.

By the way, he also talked about the Fujian businessmen in his hometown, which were originally headed by Lin Bing.

"..." Lin Yao fell silent after listening.

"Of course, it's mainly women. Uncle Zhang said there are a few good ones."

Lin Xi thought she was a little resistant, and explained: "These people are all very good."

"Where did he find them?"

Lin Yao didn't resist much, and she wasn't thinking about this just now.

But after hearing what Lin Xi said, she was a little curious.

"In the north, Lin Bing also sponsored two martial arts schools."

Lin Xi was a little helpless: "It's still going on now."

"What exactly does Lin Bing want to do?" Lin Yao was shocked.

Lin Xi hesitated for a moment and said: "Uncle Zhang said it was a habit. After all, it was not easy for them to break out at that time."

"Okay."

Lin Yao probably guessed it, and thought about it: "You let Uncle Zhang take care of it."

"Okay."

Lin Xi was relieved, and then looked at Lin Yao's profile again, and said: "You were silent just now, I thought you didn't want to."

"I don't care, although it's quite troublesome, but I can understand."

Lin Yao raised her plump and round long legs, put them on the edge of the sofa, hugged her knees with both hands, and staggered: "Just now I was just a little emotional, finally got to this step."

Yes.

This thing.

Lin Yao would never consider it before.

After all, she didn't have much self-knowledge.

But now.

She had to admit that she really needed it.

"No matter what, there are only two of us at home."

Lin Xi seemed to realize something, put down the cat in her arms, put her arm around Lin Yao's shoulders, let her lean on her shoulders, and said gently: "And no matter what, sister will be with you."

"That's true."

Lin Yao rubbed her fair neck: "By the way, do I need to come forward to solve the problems in my hometown?"

"In fact, it's not right to let Uncle Zhang solve it. I don't mind coming forward and giving them an iron fist... After all, it's better to let the family punch you than to be punched by the higher-ups, and that's not a joke."

"..."

Lin Xi subconsciously wanted to tease her sister, but when she saw Lin Yao's expression, she realized that she was not joking.

Linmu Studio can indeed punch all fellow countrymen.

"No need, what you just said, I'll just tell Uncle Zhang a little bit, it should be enough to make them give up the idea of ​​making trouble, and maybe even make them grateful to you."

Lin Xi shook her head gently, and then joked: "Xiaoyao, you are becoming more and more like a leader now, except that we don't contact each other often."

"Are you praising me?"

Lin Yao raised her head and looked at Lin Xi.

"Of course." Lin Xi also raised her head and stretched out his hand to rub her soft face.

"Don't dare."

Lin Yao's face was pinched, and she said vaguely: "If I am the leader, then you are the leader of the leaders, after all, you can easily pinch the face of the leader's big capitalist..."

"You are hinting at your sister, right?"

"No, I'm telling the truth."

"I don't care! You are hinting at your sister."

"..."

Soon.

Lin Xi changed from pinching her face to hugging, rubbing Lin Yao's snow-white neck intimately, and pressing her on the sofa with a smile.

Ignoring Lin Yao's complaints at all.

Because she thinks her sister is really good.

Even in this situation, she still cares about her feelings.

"..."

Lin Yao passed her arms through Lin Xi's armpits and gently embraced her. She had no choice but to stop struggling.

She hugged Lin Xi, who did not hide her joy at all, and smiled gently.

In fact, this is also good...

Whether it is life or work.

There is an anchor point to remind her who she is.

And this... is actually her greatest reliance.

...

December 4th.

Lin Yao met the leader of the security team that Zhang Youjie introduced to her.

She was a very strong girl named Xu Huan, whose arms were thicker than her thighs.

She was very polite.

The two chatted for a while and got along quite well.

At the same time.

Externally.

Lin Yao's interview was still powerful.

Lin Yao announced that Weixun Payment would never support small loans, and publicly looked down on P2P.

It had a great impact on the entire market.

Weixun Payment is the leader and pioneer after all.

And it is deeply trusted and has the most users.

Lin Yao publicly did not look favorably on it.

This made many users who were originally cautious directly sentence many recently emerging financial platforms to death.

The major competitors who had just seen the light and made a lot of money recently.

Of course, they were unwilling to just surrender.

They also began to accept interviews publicly.

In addition to promoting their own intermediary platforms, they also aimed their fire at Linmu Studio.

Although they did not say it explicitly.

But the words were implicit.

Linmu Studio was deliberately slandering, and it was determined that Linmu Studio would eventually break its promise.

Among them.

Teng Feizhou, the person in charge of a platform called Fudaibao, was the loudest.

"I don't think Linmu Studio said this out of any sense of social responsibility. They just missed the opportunity and deliberately suppressed their opponents in order to become the leader of the entire industry."

"This is already their usual trick."

"I would like to ask, they are already the leader in mobile payment, isn't that enough? You might as well think about it, what will happen if payment and micro-loans are controlled by Linmu Studio? They will become the largest 'bank'! Everyone must follow their rules."

"Mobile payment is like this, and lending is still like this, then everyone will become their slaves, and our existence can make them restrain a little."

"They are discrediting the entire industry at this moment just to unify the entire market! I can guarantee that soon, maybe at the end of this month, they will launch their own lending business, and then promote it in the name of safety."

"I'll leave it here, let's wait and see! This is a prophecy, you will come back!"

"..."

These words are not reported.

Instead, they were sent out by the other party through a social media account.

In short, it is.

Talking nonsense.

The purpose is actually very simple, just to minimize the impact of Lin Yao's words.

Don't affect the current market.

Moreover.

This statement actually has an effect.

Many people who eat melons can also see how great the benefits of lending are.

So there are still many people who think that the other party is reasonable.

And they are waiting to see

whether Lin Mu Studio will break its promise.

However.

Wait and see.

Wait and see.

In the end, after the people who eat melons wait and see, they see a different scene...

December 5th.

It has not been a day since Teng Feizhou, the person in charge of Fudaibao, issued a dynamic.

Lin Mu Studio did not move.

The iron fist came down first...

[The Pengcheng Local Financial Regulatory Bureau announced on December 5 that as of now, no institution in Pengcheng City has fully complied with the regulations and passed the acceptance, and all P2P online loan businesses have not been approved or registered by the financial regulatory authorities.

Therefore, according to the work arrangement, the 29 institutions in our city that have reported the settlement of P2P online loan businesses and intend to withdraw voluntarily (see the attached list) will be publicized.

The public notice period is 15 days. After the normal public notice period, the institutions that intend to withdraw shall handle the deregistration or change the name and business scope according to the withdrawal commitment and withdraw from the P2P online lending industry. 】

This announcement

was like an earthquake.

It quickly swept the industry.

Almost all the well-known platforms that have carried out P2P online lending business are on the list.

And they are all required to terminate their business.

And this is not the end.

The next day.

A meeting called "Preventing and Resolving Financial Risks" was held.

The sentence "We must thoroughly understand the online lending platform and the distribution of risks, distinguish different situations, classify and implement policies, and strive for practical results. We must also speed up the research and formulation of necessary standards and accelerate the construction of a long-term regulatory mechanism for Internet finance" has tightened the relevant regulations on online lending.

Even the mobile payment market has been emphasized.

And the idea of ​​entry conditions was first proposed.

Two actions.

P2P was directly killed with one blow.

Although online lending was not killed with one blow, it instantly made the related platforms that were originally growing wildly silent.

Because this is not just talk.

As soon as the announcement was sent,

the important guests who had been to Lin Mu Studio went to Tianhu. After a long talk,

Tianhu quickly issued an announcement, saying that it would limit interest rates, remove many loan advertisements, and at the same time increase the loan conditions a lot...

This is killing the chicken to scare the monkey.

It is more effective than any appeal.

Other platforms, big and small, immediately jumped out and said that they would limit interest rates.

Although the official regulations have not yet been issued, it is clear that the signs have already appeared.

Of course.

The worst is the P2P that has been booming recently.

Because the headquarters of Linmu Studio is in Pengcheng, the headquarters of the mainstream platforms are also in Pengcheng.

The originally thriving industry, because of a notice, snapped.

There are only fifteen days left.

Stop business and return the money.

And Pengcheng is obviously not the first city to do this. There are rumors in other cities that they will do similar things.

Because just after Pengcheng issued the announcement, a report by an anonymous author appeared in the official media.

It lists in detail the possible consequences of P2P, and lists in detail the possible consequences of allowing online loans to grow wildly.

It is well-reasoned.

Almost all of them happened in Lin Yao's previous life.

It is like saying all the possibilities again...

and this report has a greater impact.

What about violent debt collection, interest cuts, routine loans, consumer bundled loans, induced loans, and campus loans...

These examples are just hypothetical, but they are very shocking.

And if you think about it carefully, it is really possible to happen, and some of them are already happening.

This is so clear, of course someone will want to do something.

Of course.

This has a great impact on users.

For example, under the social media of Teng Feizhou, the person in charge of Fudaibao, the melon-eating turned into abusive comments.

"This is to help small and medium-sized enterprises and individuals, right?"

"Fuck, it's really awesome.

" "You P2P are awesome, you can still play like this.

" "Wait and see... It's really eye-opening."

"..."

Although many measures are still restrictions, except for P2P, there is no one-size-fits-all.

But obviously, the entire industry has been affected.

No.

Linmu Studio was not affected...

Linmu Studio is not involved in this business, and mobile payment was also mentioned.

But in fact, Linmu Studio was only mentioned once.

The focus was on Tianhu...

Linmu Studio seemed to be completely out of the scope...

Finally.

This set of things actually raised Linmu Studio to a higher status.

Especially in the minds of users.

After all.

Now Linmu Studio does not just look safe.

It is... really the safest mobile payment.

This was completely beyond everyone's expectations.

It silenced all the peers.

"Linmu Studio laughed at us for having few users, and I laughed at them for making little money... Well, now they laugh at us for dying early."

Tianhu.

Mou Feng repeatedly read the relevant announcements, and after a moment of silence, he said helplessly.

Li Guangsheng mechanically turned his head and looked at him: "..."

Mou Feng had no expression on his face.

He was now very dissatisfied with the Tianhu board of directors and even Li Guangsheng.

Make money, make money, make money, and now...

I didn't make much money, and I got punched.

I became the chicken in the killing of the chicken to scare the monkey.

In the future, Tianhu Chat will never be able to catch up with Linmu Studio's WeChat.

At the same time.

Linmu Studio.

In fact, Lin Yao was also confused.

Because that report, although it was not written by her, the more she read it, the more familiar it felt...

"Isn't this what you said at the beginning?" Mu Wanqing stood behind her and suddenly said.

"I was just talking at the time."

Lin Yao was somewhat helpless: "They really released all of them."

"Maybe because they thought it made sense, and there are indeed risks."

"..."

"Now, you should be considered... a think tank, right?"

"Get lost."

...

The relevant market is surging.

Just after it was formed,

it faced a very severe test.

Lin Yao once again proved that she was right.

Of course,

it also made many people start to hate Lin Yao. Although

no one knows that the report came from Lin Yao's mouth, it is obvious that many people attributed this rectification to what Lin Yao said in the interview.

For example, after being ridiculed for two days, Teng Feizhou, the head of Fudaibao, came out again and pointed the finger at Lin Mu Studio, and even Lin Yao himself.

"Now it's good, Weixun Pay is the only one in the market, and Lin Yao can unify the market with peace of mind."

This statement

can be said to be completely unreasonable.

But Linmu Studio did make a new move that day.

WeChat once again sent an announcement to all users...

The content of the announcement was very simple, just a picture.

A picture full of stars. As soon

as this announcement was sent out,

it immediately attracted countless eyes.

And made countless people murmur.

WeChat wouldn't...really want to dominate the lending market, right?

(End of this chapter)